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Acadian Federal Credit Union Rates and Review February 2026

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Acadian Federal Credit Union's CD rates are at 3.20%, CD rates are at 3.04%, CD rates are at 2.94%, CD rates are at 2.89%, CD rates are at 2.79%. Acadian Federal Credit Union's savings rates are at 0.10%. Acadian Federal Credit Union's money market rates are at 0.20%.

Acadian Federal Credit Union

Acadian Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at Acadian Federal Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use .

Acadian Federal Credit Union Texas Ratio

Acadian Federal Credit Union's Texas Ratio is at 2.09%, which is considered excellent. The Texas Ratio for Acadian Federal Credit Union is lower than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This indicates that Acadian Federal Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.

MonitorBankRates Rating

5.0
Excellent
Out of 5.0 Stars

Acadian Federal Credit Union has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Overall, Acadian Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5.0 stars out of 5 stars.

Current Interest Rates

Product
APY/APR
vs.Avg
12-Month CD
0.70%
18-Month CD
N/A
24-Month CD
0.85%
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
0.10%
MMA
0.20%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Acadian Federal Credit Union
Acadian Federal Credit Union
102 Sunbeam Ln
Lafayette, LA 70506 1521
Member NCUA
MonitorBankRates
Official Financial Rating
5.0
★★★★★
EXCELLENT
🏆

Credit Unions:
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Acadian Federal Credit Union CD Rates

Product Rate APY Term View More
Share Certificate 3.15% 3.20% 12 months
Min Deposit$1,000
Min Balance$2,500
DetailsDividends Paid Monthly
Last Updated 02/09/2026
Share Certificate 3.00% 3.04% 18 months
Min Deposit$1,000
Min Balance$2,500
DetailsDividends Paid Monthly
Last Updated 02/09/2026
Share Certificate 2.90% 2.94% 18 months
Min Deposit$1,000
Min Balance$1,000
DetailsDividends Paid Monthly
Last Updated 02/09/2026
Share Certificate 2.85% 2.89% 12 months
Min Deposit$1,000
Min Balance$1,000
DetailsDividends Paid Monthly
Last Updated 02/09/2026
Share Certificate 2.75% 2.79% 24 months
Min Deposit$1,000
Min Balance$2,500
DetailsDividends Paid Monthly
Last Updated 02/09/2026
Share Certificate 2.40% 2.43% 24 months
Min Deposit$1,000
Min Balance$1,000
DetailsDividends Paid Monthly
Last Updated 02/09/2026
Share Certificate 1.75% 1.76% 6 months
Min Deposit$1,000
Min Balance$2,500
DetailsDividends Paid Monthly
Last Updated 02/09/2026
Share Certificate 1.45% 1.46% 6 months
Min Deposit$1,000
Min Balance$1,000
DetailsDividends Paid Monthly
Last Updated 02/09/2026
IRA Certificate 24 month 1.10% 1.11% 24 months
Min Deposit$1,000
Min Balance$2,500
DetailsDividends Paid Monthly
Last Updated 02/09/2026
IRA Certificate 12 month 0.90% 0.90% 12 months
Min Deposit$1,000
Min Balance$2,500
DetailsDividends Paid Monthly
Last Updated 02/09/2026
IRA Certificate 24 month 0.85% 0.85% 24 months
Min Deposit$1,000
Min Balance$1,000
DetailsDividends Paid Monthly
Last Updated 02/09/2026
IRA Certificate 12 month 0.70% 0.70% 12 months
Min Deposit$1,000
Min Balance$1,000
DetailsDividends Paid Monthly
Last Updated 02/09/2026

Acadian Federal Credit Union Savings Rates

Product Rate APY View More
Christmas Club 0.10% 0.10%
Min Deposit$5
Min Balance$5
Last Updated 02/09/2026
Membership Savings 0.10% 0.10%
Min Deposit$5
Min Balance$100
Last Updated 02/09/2026
Savings Club 0.10% 0.10%
Min Deposit$5
Min Balance$100
Last Updated 02/09/2026

Acadian Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market 0.20% 0.20%
Min Deposit$2,500
Min Balance$2,500
DetailsDividends Paid Monthly
Last Updated 02/09/2026

Acadian Federal Credit Union Credit Card Rates

Product Rate Points APR Term View More
VISA - - 9.20%
DetailsMethod of Computing: Average Daily Balance Including New Purchase. Annual Fee: $10.00 Per Year/No annual fee on Senior Gala Club Checking account/First year Annual Fee waived on New accounts/No annual fee with Active share draft account.
Last Updated 02/09/2026

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Acadian Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Acadian Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Acadian Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name: Acadian Federal Credit Union
Full Time Employees: 5
Part Time Employees: 0
President: Bennett Dugas
CEO: Anne Marie Simon
Branch Locations: 1
ATM Locations: 1
Corporate Office Address:
102 Sunbeam Ln
Lafayette, LA 70506 1521
Phone Number: 337-233-6744
Fax Number: 337-233-4874

Financials

Total Assets:
20,522,049
Total Amount of Shares and Deposits:
18,185,256
Total Shares and Deposits < 1 Year:
17,794,358
Total Shares and Deposits 1 3 Years:
390,898
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
350,471
Total Uninsured Shares and Deposits > $250K (F+J):
350,471
Total Insured Shares and Deposits > $250K (item 17 less item K):
17,834,785
Total Interest Expense (Sum of items 6 8):
40,847
Share Certificates:
60
Number of Accounts for Share Drafts:
826
IRA KEOGH Accounts:
38
Number of Accounts for Regular Shares:
2,920
Money Market Shares:
60
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
3,327,394
Total Liabilities:
18,213,788
Show More
Source: NCUA Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Acadian Federal Credit Union

Is a member application needed to join Acadian Federal Credit Union?

Yes, to access services at Acadian Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Acadian Federal Credit Union provides a range of mortgage and home equity products.

Is Acadian Federal Credit Union a safe place to deposit money?

Yes, Acadian Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Acadian Federal Credit Union offer online and mobile banking?

Most modern institutions like Acadian Federal Credit Union provide digital access including online balance checks and transfers.

Current Acadian Federal Credit Union Rates

ProductAPY
12-Month CD0.70%
24-Month CD0.85%
Savings0.10%
MMA0.20%

Rates subject to change.