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iAdvertiser Disclosure
Advertiser Disclosure
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 Air Force Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Air Force Federal Credit Union's savings rates are at 3.00%. MonitorBankRates evaluates the financial stability of Air Force Federal Credit Union with a 4.2 Star Rating, an B Overall Health Grade, and a Texas Ratio of 15.13%. Rates were last updated on 04/18/2026. Air Force Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Air Force Federal Credit Union? Share your experience about Air Force Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Air Force Federal Credit Union. Air Force Federal Credit Union
Corporate Headquarters 1560 Cable Ranch Rd Ste 200
https://goaffcu.com San Antonio, TX 78245 
Air Force Federal Credit Union Savings Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Air Force Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Air Force Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Air Force Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Air Force Federal Credit Union
Website
https://goaffcu.com
Address
1560 Cable Ranch Rd Ste 200,
San Antonio, TX 78245
Phone
210-673-5610
Fax
210-678-5292
President
Sam Farace
CEO
Ricardo Ledezma
Full-Time Employees
133
Part-Time Employees
0
Branch Locations
7
ATM Locations
9
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
4.2 / 5.0 ★
Overall Health & Safety Grade
B (84/100)
Texas Ratio
15.13%
Return on Assets (ROA)
0.0669%
Return on Equity (ROE)
1.0804%
Non-Performing Loans Ratio (NPL)
1.27%
Total Assets
563,745,908
Total Amount of Shares and Deposits
501,936,509
Total Shares and Deposits < 1 Year
466,952,116
Total Shares and Deposits 1 3 Years
30,172,600
Total Shares and Deposits > 3 Years
4,811,793
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
40,040,552
Total Uninsured Shares and Deposits > $250K (F+J)
40,040,552
Total Insured Shares and Deposits > $250K (item 17 less item K)
461,895,957
Total Interest Expense (Sum of items 6 8)
7,367,529
Share Certificates
3,056
Number of Accounts for Share Drafts
22,777
IRA KEOGH Accounts
1,099
Number of Accounts for Regular Shares
60,967
Non Member Deposits
45
Money Market Shares
3,581
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
45,971,476
Total Liabilities
531,501,420
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Air Force Federal Credit UnionIs Air Force Federal Credit Union a safe place to deposit money?Yes, Air Force Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 15.126989437541%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Air Force Federal Credit Union operate?Air Force Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Air Force Federal Credit Union?Yes, to access services at Air Force Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Air Force Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Air Force Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Air Force Federal Credit Union offer online and mobile banking?Most modern institutions like Air Force Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://goaffcu.com. Current Air Force Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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