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iAdvertiser Disclosure
Advertiser Disclosure
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 Pee Dee Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Pee Dee Federal Credit Union's 36 Month CDs rates are at 0.75%, 24 Month CDs rates are at 0.50%, 18 Month CDs rates are at 0.45%, 12 Month CDs rates are at 0.35%, 6 Month CDs rates are at 0.25%. Pee Dee Federal Credit Union's Personal Loan Rates are at 13.25%. MonitorBankRates evaluates the financial stability of Pee Dee Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.02%. Rates were last updated on 04/18/2026. Pee Dee Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Pee Dee Federal Credit Union? Share your experience about Pee Dee Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Pee Dee Federal Credit Union. Pee Dee Federal Credit Union
Main@305 W Pine St 305 W Pine St
https://www.pdfcu.org Florence, SC 29501 
Pee Dee Federal Credit Union CD Rates
Pee Dee Federal Credit Union Credit Card Rates
Pee Dee Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Pee Dee Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Pee Dee Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Pee Dee Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Pee Dee Federal Credit Union
Website
https://www.pdfcu.org
Address
305 W Pine St,
Florence, SC 29501
Phone
843-669-0461
Fax
843-678-9053
President
David Turner
CEO
Mike Leviner
Full-Time Employees
12
Part-Time Employees
0
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.02%
Return on Assets (ROA)
0.8023%
Return on Equity (ROE)
3.3970%
Non-Performing Loans Ratio (NPL)
0.01%
Total Assets
41,870,832
Total Amount of Shares and Deposits
31,734,500
Total Shares and Deposits < 1 Year
31,340,138
Total Shares and Deposits 1 3 Years
394,361
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,314,872
Total Uninsured Shares and Deposits > $250K (F+J)
1,314,872
Total Insured Shares and Deposits > $250K (item 17 less item K)
30,419,628
Total Interest Expense (Sum of items 6 8)
45,348
Share Certificates
104
Number of Accounts for Share Drafts
3,098
IRA KEOGH Accounts
44
Number of Accounts for Regular Shares
5,473
Money Market Shares
63
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
8,906,801
Total Liabilities
31,997,360
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Pee Dee Federal Credit UnionIs Pee Dee Federal Credit Union a safe place to deposit money?Yes, Pee Dee Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.01987141927643%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Pee Dee Federal Credit Union operate?Pee Dee Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Pee Dee Federal Credit Union?Yes, to access services at Pee Dee Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Pee Dee Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Pee Dee Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Pee Dee Federal Credit Union offer online and mobile banking?Most modern institutions like Pee Dee Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.pdfcu.org. Current Pee Dee Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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