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Aegis Credit Union Rates and Review January 2026

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Aegis Credit Union12-month CD rates can be found at 0.10%, 6-month CD rates at 3.75% and 3-month CD rates at 3.80%. Savings rates are at 0.07% and money market rates are at 0.35%. Mortgage rates on 30-year fixed loans are around 6.17%. Credit Card rates are at 11.50%. Personal Loan rates are at 11.15%. All these rates, and more, can be found in our database of rates which you can compare to Aegis Credit Union rates.

Compare Aegis Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Aegis Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Aegis Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Aegis Credit Union? Share your experience about Aegis Credit Union by leaving a review below, or read customer reviews before you decide to use Aegis Credit Union.

Overall, Aegis Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Aegis Credit Union
Clinton
1200 N 2nd St
Clinton, IA 52732
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
24-Month CD
3.75%
$1,000
3-Month CD
3.75%
$500
36-Month CD
3.70%
$1,000
12-Month CD
3.67%
$1,000
12-Month CD
3.65%
$500
18-Month CD
3.55%
$1,000
12-Month CD
3.50%
$1,000
18-Month CD
3.50%
$1,000
18-Month CD
3.35%
$100
48-Month CD
3.34%
$500
48-Month CD
3.30%
$1,000
60-Month CD
3.27%
$1,000
48-Month CD
3.25%
$500
24-Month CD
3.19%
$1,000
High Yield Online Savings
3.15%
$0
12-Month CD (IntraFi)
3.06%
$10,000
36-Month CD
3.05%
$500
24-Month CD
3.00%
$500
24-Month CD
2.93%
$500
6-Month CD
2.78%
$500
48-Month CD
2.78%
$1,000
3-Month CD
2.52%
$500
12-Month CD
2.50%
$1,000
24-Month CD
2.36%
$1,000
24-Month CD
2.00%
$500
60-Month CD
1.70%
$1,000
Money Market
1.51%
$2,500
6-Month CD
1.46%
$1,000
Savings
1.26%
$0
60-Month CD
1.25%
$500
60-Month CD
1.00%
$1,000
Advantage Money Market
0.75%
$1,000
3-Month CD
0.66%
$1,000
Regular Savings
0.50%
$50,000
18-Month CD
0.35%
$1,000
36-Month CD
0.30%
$500
Money Market
0.30%
$2,500
18-Month CD
0.30%
$500
Savings
0.25%
$100
48-Month CD
0.21%
$1,000
24-Month CD
0.15%
$1,000
First Rate Investment Money Market
0.15%
$1,000
60-Month CD
0.13%
$500
Ponce Savings
0.10%
$0
Savings
0.10%
$100
Statement Savings
0.05%
$0
High Yield Savings
0.04%
$10,000
Passbook Savings
0.02%
$10
Platinum Checking
0.01%
$50
Money Market
0.01%
$25
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
15-Year Fixed
5.375%
5.580%
0.000
6.250%
6.330%
0.000
5.990%
6.290%
0.000
5.500%
5.591%
0.000
7/1 ARM Jumbo
5.500%
5.503%
0.000
4.750%
5.855%
0.000
30-Year Fixed (Power Rate)
6.000%
6.162%
0.000
5.625%
5.691%
0.000
15-Year (Jumbo)
5.000%
5.019%
0.000
20-Year Fixed
5.750%
5.887%
0.000
6.000%
6.090%
0.000
15-Year Fixed
5.500%
5.601%
0.000
6.375%
6.375%
0.000
5.500%
5.732%
0.000
30-Year Fixed
6.000%
6.115%
0.000
10-Year Fixed (Power Rate)
5.125%
5.494%
0.000
5.850%
5.891%
0.000
5.875%
5.933%
0.000
30-Year Fixed (Jumbo)
5.875%
5.931%
0.000
5.500%
5.621%
0.000
30-Year Fixed Bi-weekly
6.250%
6.335%
0.000
5.500%
5.567%
0.000
10-Year Fixed
5.375%
5.638%
0.000
6.000%
6.035%
0.375
30-Year Fixed
5.875%
5.973%
0.000
5.875%
6.023%
0.000
15 Year Fixed Jumbo
5.250%
5.290%
0.000
15-Year Fixed
5.625%
5.743%
0.000
7/6 Jumbo ARM
5.250%
6.056%
0.110
15-Year Fixed
5.375%
5.490%
0.125
20-Year Fixed
5.875%
6.140%
0.000
7.000%
7.168%
0.000
3-Year ARM
5.125%
5.911%
0.000
6.000%
6.031%
0.000
15-Year Fixed
5.375%
5.560%
0.000
30-Year Fixed
6.000%
6.133%
0.000
30-Year Fixed
6.375%
6.504%
0.000
15-Year Fixed Jumbo
5.875%
5.961%
0.000
6.000%
6.310%
0.000
5.875%
6.184%
0.000
10-Year Fixed
6.250%
6.250%
0.000
15-Year Fixed Jumbo
6.125%
6.423%
0.000
5.500%
5.646%
0.000
15-Year Fixed
5.750%
5.977%
0.000
5/1 Adjustable
5.875%
6.234%
0.000
30-Year Fixed
6.000%
6.120%
0.000
6.000%
5.892%
0.000
5.000%
5.242%
0.000
30-Year Fixed
5.875%
5.945%
0.000
6.300%
6.498%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Visa Student Rewards Card
17.990%
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Visa Signature® Cash Back
17.750%
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
VISA Platinum without Rewards
7.900%
9.990%
Credit Line $500-$7,000
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Access FCU Visa Gold
9.900%
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
Visa Platinum Credit Card
8.500%
As low as 8.50%
11.900%
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
Visa Platinum Rewards
14.900%
Platinum Secured Visa
8.750%
8.900%
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Visa Platinum Preferred Rewards
15.740% - 17.990%
14.000%
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
VISA Credit Card
11.900%
No annual fee
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Visa Platinum Preferred Student
17.990%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
12.490%
$0
Personal Loans
13.450%
$0
60
10.500%
$0
Term Line of Credit 84 months
8.000%
$0
13.450%
$0
10.700%
$0 - $10,000
60 - 60
14.700%
$8,000
60 - 60
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
Personal Line of Credit
11.500%
$0
Line of Credit Variable
16.740%
$0
Unsecured Signature Loan
9.250%
$0
1 - 24
8.490%
$0
36 - 36
Personal Line of Credit Variable
13.150%
$0
11.240%
$0 - $10,000
60 - 60
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
14.200%
$5,000 - $8,000
48 - 48
12.250% - 17.000%
$0 - $20,000
Preferred Personal Loan
10.000%
$0
60
11.740% - 17.990%
$0
9.200% - 17.950%
$0 - $100
12 - 24
Unsecured (Signature) Loan
11.000%
$0 - $500
7.750% - 16.750%
$0
1 - 36
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
10.990%
$0 - $10,000
60 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Aegis Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Aegis Credit Union
Full Time Employees: 7
Part Time Employees: 0
President: Josh Jacobsen
CEO: Tim Clark
Branch Locations: 2
ATM Locations: 2
Corporate Office Address:
1200 N 2nd St
Clinton, IA 52732
Phone Number: 563-242-0531
Fax Number: 563-242-8744

Financials

Total Assets:
26,382,886
Total Amount of Shares and Deposits:
21,863,898
Total Shares and Deposits < 1 Year:
20,881,171
Total Shares and Deposits 1 3 Years:
982,727
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
355,065
Total Uninsured Shares and Deposits > $250K (F+J):
355,065
Total Insured Shares and Deposits > $250K (item 17 less item K):
21,508,833
Total Interest Expense (Sum of items 6 8):
187,824
Share Certificates:
152
Number of Accounts for Share Drafts:
1,751
IRA KEOGH Accounts:
37
Number of Accounts for Regular Shares:
4,657
All other shares:
7
Money Market Shares:
7
Net Income (unless the amount is already included in Undivided Earnings):
374,286
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,008,959
Total Liabilities:
22,066,616
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Aegis Credit Union

Is a member application needed to join Aegis Credit Union?

Yes, to access services at Aegis Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Aegis Credit Union provides a range of mortgage and home equity products.

Is Aegis Credit Union a safe place to deposit money?

Yes, Aegis Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Aegis Credit Union offer online and mobile banking?

Most modern institutions like Aegis Credit Union provide digital access including online balance checks and transfers.

Current Aegis Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions