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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Affinity Federal Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 24, 2026
Affinity Federal Credit Union's 14-Month Promotional CD rates are at 5.50%, 8-Month Promotional CD rates are at 5.50%, 8-Month Promotional CD rates are at 5.00%, 8-Month Promotional CD rates are at 3.80%, 14-Month Promotional CD rates are at 3.55%. Affinity Federal Credit Union's savings rates are at 1.60%. Affinity Federal Credit Union's Personal Loan Rates are at 4.94%. MonitorBankRates evaluates the financial stability of Affinity Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.16%. Rates were last updated on 03/24/2026. Affinity Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Affinity Federal Credit Union? Share your experience about Affinity Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Affinity Federal Credit Union. Affinity Federal Credit Union
Headquarters 73 Mountainview Blvd
https://affinityfcu.com Basking Ridge, NJ 07920 3849 
Affinity Federal Credit Union CD Rates
Affinity Federal Credit Union Savings Rates
Affinity Federal Credit Union Home Equity & HELOC
Affinity Federal Credit Union Auto Loan Rates
Affinity Federal Credit Union Student Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Affinity Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Affinity Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Affinity Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Affinity Federal Credit Union
Website
https://affinityfcu.com
Address
73 Mountainview Blvd,
Basking Ridge, NJ 07920 3849
Phone
908-860-7208
Fax
President
Roger Tashjian
CEO
Kevin Brauer
Full-Time Employees
502
Part-Time Employees
28
Branch Locations
22
ATM Locations
23
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
10.16%
Return on Assets (ROA)
0.2434%
Return on Equity (ROE)
3.0022%
Non-Performing Loans Ratio (NPL)
0.93%
Total Assets
4,318,681,802
Total Amount of Shares and Deposits
3,653,303,125
Total Shares and Deposits < 1 Year
3,578,375,020
Total Shares and Deposits 1 3 Years
71,904,275
Total Shares and Deposits > 3 Years
3,023,830
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
394,207,628
Total Uninsured Shares and Deposits > $250K (F+J)
394,207,628
Total Insured Shares and Deposits > $250K (item 17 less item K)
3,259,095,497
Total Interest Expense (Sum of items 6 8)
66,278,896
Share Certificates
26,257
Number of Accounts for Share Drafts
137,937
IRA KEOGH Accounts
5,427
Number of Accounts for Regular Shares
392,060
All other shares
378
Money Market Shares
2,824
Net Income (unless the amount is already included in Undivided Earnings)
10,509,578
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
145,700,512
Total Liabilities
3,987,782,068
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Affinity Federal Credit UnionIs Affinity Federal Credit Union a safe place to deposit money?Yes, Affinity Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 10.158657256822%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Affinity Federal Credit Union operate?Affinity Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Affinity Federal Credit Union?Yes, to access services at Affinity Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Affinity Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Affinity Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Affinity Federal Credit Union offer online and mobile banking?Most modern institutions like Affinity Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://affinityfcu.com. Current Affinity Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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