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ALTON MUNICIPAL EMPLOYEES Rates and Review January 2026

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ALTON MUNICIPAL EMPLOYEES12-month CD rates can be found at 0.20%, 6-month CD rates at 3.65% and 3-month CD rates at 0.05%. Savings rates are at 0.35% and money market rates are at 0.07%. Mortgage rates on 30-year fixed loans are around 5.94%. Credit Card rates are at 8.99%. Personal Loan rates are at 6.46%. All these rates, and more, can be found in our database of rates which you can compare to ALTON MUNICIPAL EMPLOYEES rates.

Compare ALTON MUNICIPAL EMPLOYEES CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of ALTON MUNICIPAL EMPLOYEES savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

ALTON MUNICIPAL EMPLOYEES money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at ALTON MUNICIPAL EMPLOYEES? Share your experience about ALTON MUNICIPAL EMPLOYEES by leaving a review below, or read customer reviews before you decide to use ALTON MUNICIPAL EMPLOYEES.

Overall, ALTON MUNICIPAL EMPLOYEES is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Bank of Fayette County
Alton municipal employees fcu
3212 College Ave
Alton, IL 62002 4750
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
18-Month CD
4.01%
$500
6-Month CD
3.94%
$1,000
12-Month CD
3.85%
$500
12-Month CD
3.61%
$500
6-Month CD
3.53%
$1,000
60-Month CD
3.40%
$500
48-Month CD
3.30%
$500
30-Month CD
3.27%
$1,000
24-Month CD
3.25%
$1,000
24-Month CD
3.25%
$5,000
12-Month CD
3.25%
$1,000
36-Month CD
3.15%
$2,000
60-Month CD
3.14%
$1,000
12-Month CD
3.05%
$1,000
60-Month CD
3.00%
$2,000
36-Month CD
3.00%
$500
Safe Haven Savings
3.00%
$10,000
36-Month CD
3.00%
$1,000
36-Month CD
2.85%
$500
12-Month CD
2.78%
$500
60-Month CD
2.50%
$1,000
60-Month CD
2.25%
$500
6-Month CD
2.02%
$2,500
6-Month CD
2.00%
$1,000
1-Month CD
1.81%
$1,000
36-Month CD
1.70%
$1,000
48-Month CD
1.70%
$1,000
48-Month CD
1.51%
$500
60-Month CD
1.26%
$1,000
48-Month CD
1.16%
$500
36-Month CD
0.50%
$1,000
12-Month CD
0.50%
$1,000
36-Month CD
0.50%
$500
Regular Savings
0.50%
$50
36-Month CD
0.35%
$1,000
Money Market Checking
0.35%
$100,000
12-Month CD
0.35%
$500
Passbook Savings
0.35%
$5
Business Statement Savings
0.35%
$100
Checking e-Z NOW
0.25%
$1,500
18-Month CD
0.25%
$1,000
Future Savings
0.24%
$2,500
12-Month CD
0.15%
$500
Anchor Checking
0.10%
$50
Prosper Savings
0.10%
$100
Money Market Savings
0.07%
$1,000
NOW Checking
0.05%
$900
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.875%
5.927%
0.500
6.740%
6.723%
0.000
30-Year Fixed
6.000%
6.068%
0.000
5-Year ARM Jumbo
5.250%
4.635%
0.000
4.875%
5.275%
0.000
5.625%
5.760%
1.125
30 Year Fixed
5.625%
5.704%
0.250
3/5 Conforming ARM
4.875%
5.661%
0.250
4.750%
5.730%
0.000
5.000%
5.128%
0.250
6.125%
6.185%
0.000
30 Year Fixed Jumbo
6.250%
6.263%
0.000
5.300%
5.433%
0.000
5.250%
5.506%
0.000
5.500%
5.820%
0.000
6.000%
6.031%
0.000
30-Year Fixed
6.000%
6.046%
0.000
15-Year Fixed
6.500%
6.500%
0.000
5.500%
5.574%
0.000
10-Year Fixed
5.125%
5.511%
0.000
30 Year Fixed
6.000%
6.130%
0.000
6.125%
6.320%
0.000
15-Year (Jumbo)
5.000%
5.019%
0.000
30-Year Fixed (Jumbo)
5.875%
5.931%
0.000
5.250%
5.430%
0.359
15-Year Fixed
5.500%
5.562%
0.000
15 Year Fixed
5.375%
5.608%
0.000
5.875%
6.010%
0.000
6.000%
6.123%
0.000
5.375%
5.416%
0.000
5.250%
5.562%
0.000
5.750%
5.907%
0.000
20-Year Fixed
5.625%
5.710%
0.000
15-Year Fixed
5.625%
5.986%
0.000
30-Year Fixed
6.125%
6.192%
0.125
15-Year Fixed
5.375%
5.539%
0.000
5.625%
5.846%
0.000
30-Year Fixed
6.000%
6.162%
1.000
6.125%
6.199%
0.000
3-Year ARM
5.125%
5.911%
0.000
15-Year Fixed
5.875%
6.120%
0.000
5.375%
5.860%
0.000
4.675%
4.867%
0.000
5.500%
5.803%
0.000
5/1 ARM
6.750%
6.859%
0.000
5.500%
5.659%
0.000
6.300%
6.498%
0.000
5.750%
5.789%
0.000
6.000%
6.070%
0.000
15 Year Fixed
5.500%
5.677%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Visa Crimson Card
13.240%
World Cash Back Credit Card Mastercard
18.000%
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
14.740%
Visa Signature® Cash Back
17.750%
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Visa Signature® Rewards
17.750%
9.990%
Visa Platinum Rewards
14.900%
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
Max Rewards Visa Credit Card
15.250%
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
11.900%
10.150%
9.990%
Credit Line $500-$7,000
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Platinum Secured Visa
8.750%
Member First VISA
15.040%
No balance transfer fees or annual fees.
Security Service Power Rewards MasterCard
18.000%
Business Select Credit Card Mastercard
18.000%
Savings Secured Visa®
18.000%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Line of Credit
13.700%
$0
13.740%
$0
60
9.200% - 17.950%
$0 - $2,500
36 - 36
Signature Loan
10.500%
$0
Signature Loans
12.990%
$0
48
10.490%
$0
11.240% - 17.950%
$0
25 - 36
11.900%
$0 - $15,000
24 - 60
10.000%
$0
12 - 12
13.450%
$0
Gold Star Loan
14.200%
$0
48
11.990%
$0
1 - 12
A+ Personal Loan
8.990%
$0
84
Unsecured Signature Loan
9.250%
$0
1 - 24
8.990%
$0
36
14.700%
$8,000
60 - 60
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
Personal Line of Credit
9.000%
$0
60
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
10.490%
$0
Personal Loans
13.250%
$0
6184
Personal/Signature
10.990%
$0
24 - 36
8.890%
$0
Personal Loan
11.760%
$0
11.990%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have ALTON MUNICIPAL EMPLOYEES rate data right now.

Credit Union Profile & Overview

Credit Union Name: ALTON MUNICIPAL EMPLOYEES
Website:
Full Time Employees: 0
Part Time Employees: 2
President: Bradley Sweetman
CEO: Christopher Bradley
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
3212 College Ave
Alton, IL 62002 4750
Phone Number: 618-462-8771
Fax Number: 618-465-0517

Financials

Total Assets:
472,489
Total Amount of Shares and Deposits:
297,463
Total Shares and Deposits < 1 Year:
297,464
Total Insured Shares and Deposits > $250K (item 17 less item K):
297,463
Total Interest Expense (Sum of items 6 8):
559
Number of Accounts for Regular Shares:
243
Net Income (unless the amount is already included in Undivided Earnings):
-2,957
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
123,270
Total Liabilities:
300,957
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About ALTON MUNICIPAL EMPLOYEES

Is a member application needed to join ALTON MUNICIPAL EMPLOYEES?

Yes, to access services at ALTON MUNICIPAL EMPLOYEES, a member application is required.

Is there a first-time homebuyer program?

Currently, ALTON MUNICIPAL EMPLOYEES provides a range of mortgage and home equity products.

Is ALTON MUNICIPAL EMPLOYEES a safe place to deposit money?

Yes, ALTON MUNICIPAL EMPLOYEES is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does ALTON MUNICIPAL EMPLOYEES offer online and mobile banking?

Most modern institutions like ALTON MUNICIPAL EMPLOYEES provide digital access including online balance checks and transfers.

Current ALTON MUNICIPAL EMPLOYEES Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions