What are the current interest rates at Apple Federal Credit Union?

Current rates for Apple Federal Credit Union include: 12-Month CD: 3.85%, 24-Month CD: 3.65%, 36-Month CD: 3.60%, 48-Month CD: 3.60%, 60-Month CD: 3.65%, Savings: 0.10%, MMA: 1.55%, 30-Year Fixed: 6.02%,

Apple Federal Credit Union Rates and Review January 2026

Content reviewed by

Brian McKay

Apple Federal Credit Union's 12-Month CD rates are at 3.85%, 60-Month CD rates are at 3.65%, 24-Month CD rates are at 3.65%, 48-Month CD rates are at 3.60%, 36-Month CD rates are at 3.60%. Apple Federal Credit Union's savings rates are at 0.10%. Apple Federal Credit Union's money market rates are at 1.55%. Apple Federal Credit Union's 5/5 ARM High LTV rates are at 5.25%, 7-Year ARM rates are at 5.38%, 30-Year Fixed rates are at 5.88%, 15-Year Fixed rates are at 5.12%.

Apple Federal Credit Union

Compare Apple Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Apple Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Apple Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Apple Federal Credit Union? Share your experience about Apple Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Apple Federal Credit Union.

Overall, Apple Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate

APY/APR

vs Avg

12-Month CD

3.85%

2.37%

18-Month CD

N/A

2.15%

24-Month CD

3.65%

2.17%

36-Month CD

3.60%

2.12%

48-Month CD

3.60%

2.11%

60-Month CD

3.65%

2.23%

Savings

0.10%

0.60%

MMA

1.55%

0.76%

30-Year Fixed

6.02%

6.09%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

"N/A" indicates the product is not offered or the rate is unavailable.

Apple Federal Credit Union
Fairfax Corner Branch

4097 Monument Corner Dr
Fairfax, VA 22030 8640

https://www.applefcu.org

MonitorBankRates' Rating

5/5

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Review Apple Federal Credit Union

Apple Federal Credit Union Deposit Rates

Apple Federal Credit Union

12-Month CD

3.85%

$500

Apple Federal Credit Union

24-Month CD

3.65%

$500

Apple Federal Credit Union

60-Month CD

3.65%

$500

Apple Federal Credit Union

36-Month CD

3.60%

$500

Apple Federal Credit Union

48-Month CD

3.60%

$500

Apple Federal Credit Union

Money Market

1.55%

$2,500

Apple Federal Credit Union

Regular Savings

0.10%

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender

Product

Rate

APR

Points

Apple Federal Credit Union

5/5 ARM High LTV

5.250%

6.143%

1.000

Apple Federal Credit Union

7-Year ARM

5.375%

6.068%

1.000

Apple Federal Credit Union

30-Year Fixed

5.875%

6.019%

1.000

Apple Federal Credit Union

15-Year Fixed

5.125%

5.361%

1.000

CD & Savings Rate Comparison

Colorado Federal Savings Bank

12-Month CD

3.90%

$5,000

First Jackson Bank

3-Month CD

3.80%

$1,000

PSB Indianola, IA

18-Month CD

3.35%

$1,000

First Central Savings Bank Glen Cove, NY

24-Month CD

3.30%

$500

Chelsea State Bank (CSB)

12-Month CD

3.19%

$500

First Central Savings Bank Glen Cove, NY

18-Month CD

3.15%

$500

Fidelity Bank West Memphis, AR

3-Month CD

3.00%

$500

Harvest Bank

36-Month CD

2.70%

$1,000

Haddon Savings Bank

48-Month CD

2.70%

$500

Jefferson Security Bank

18-Month CD

2.52%

$500

PSECU

Money Market

2.35%

$500

Mound City Bank

18-Month CD (Add-On)

2.34%

$500

First Commercial Bank, N.A.

18-Month CD

2.25%

$2,500

Franklin SB Franklin, NH

36-Month CD

2.25%

$1,000

Peoples Bank of Kankakee County

12-Month CD

2.21%

$5,000

Jones Bank

48-Month CD

2.00%

$500

Citizens Bank of Clovis

Money Market

1.77%

$2,500

Rhinebeck Bank

6-Month CD

1.61%

$2,000

The Bank of New Glarus

48-Month CD

1.40%

$2,000

Harvest Bank

Money Market

1.20%

$5,000

Community National Bank (VT)

60-Month CD

1.01%

$2,500

PennCrest Bank

18-Month CD

1.00%

$1,000

Kirkwood Bank & Trust Co.

Savings

0.75%

$25

Town & Country Bank Ravenna, NE

Money Market

0.75%

$10,000

RadiFi Credit Union

Regular Money Market

0.75%

$2,500

Beardstown Savings

30-Month CD

0.60%

State Bank of Industry

Statement Savings

0.60%

$10

American Bank of Baxter Springs

24-Month CD

0.50%

$1,000

BankChampaign

12-Month CD

0.50%

$500

Security Savings Bank

Savings

0.25%

$50

Bank of Edmonson County

Regular Savings

0.25%

$100

Pillar Bank

18-Month CD

0.25%

$500

North Country Savings Bank

48-Month CD

0.25%

$1,000

USLA Union S&L

Money Market

0.25%

$100

The Union Bank Company

36-Month CD

0.20%

$500

Farmers State Bank (Marion, IA)

Money Market

0.20%

$1,000

Collinsville Building and Loan Association

12-Month CD

0.15%

$1,000

The Bank of Elk River

Money Market Savings

0.15%

$1,000

CNB of McConnelsville

Citizens Insured Money Account

0.15%

$2,500

First Citizens Bank Luverne, AL

NOW Checking

0.10%

$1,500

GN Bank

12-Month CD

0.10%

$1,000

PennCrest Bank

Passbook Savings

0.10%

$100

Superior Savings Bank

12-Month CD

0.10%

$500

The Bank of Brodhead

Safe Money Market

0.10%

$1,000

Citizens Savings Bank Bogalusa, LA

Money Market

0.05%

$2,500

First Bank of Central Ohio

Savings

0.05%

$50

Prevail Bank

Strive Savings

0.05%

$50

Peoples Bank Taylorsville, KY

6-Month CD

0.05%

$500

The Peoples S&L Co.

Money Market

0.05%

$2,500

Consumers National Bank

Personal Savings

0.03%

$50

Disclaimer

Mortgage Rate Comparison

Lender

Product

Rate

APR

Points

1st Northern California Credit Union

30-Year Fixed

5.500%

5.612%

0.750

Y-12 Federal Credit Union

30-Year Fixed

5.875%

5.985%

1.000

Consumers Credit Union

15-Year Fixed

5.375%

5.490%

0.125

Kennebec Savings Bank

30-Year Fixed

6.750%

0.000

First Citizens Federal Credit Union

20 Year Fixed

6.000%

6.090%

0.000

Bank of America

5/6 ARM

5.375%

6.286%

0.947

Y-12 Federal Credit Union

15-Year Fixed

5.375%

5.565%

1.000

Crest Savings Bank

5/1 Adjustable

5.875%

6.234%

0.000

Abound Federal Credit Union

15-Year Fixed Jumbo

5.375%

5.400%

0.000

Ontario Shores Federal Credit Union

20-Year Fixed

5.875%

6.055%

0.000

Accentra Credit Union

30-Year Fixed

6.000%

6.218%

0.000

Fidelity Co-operative Bank

30-Year Fixed

6.375%

6.556%

0.000

Achieva Credit Union

30-Year Fixed

5.875%

5.965%

0.000

American Bank

15-Year Fixed

5.375%

5.660%

0.000

Sikorsky Credit Union

15-Year Fixed

5.250%

5.312%

0.000

Port Washington State Bank

30-Year Fixed

6.000%

6.126%

0.000

Ideal Credit Union

7/1 ARM

4.875%

5.778%

0.000

1st United Credit Union

15-Year Fixed Jumbo

5.750%

5.803%

0.000

People First Federal Credit Union

5/1 ARM

5.240%

6.315%

0.000

Phoenixville Federal B&T

30-Year Fixed

6.125%

6.192%

0.125

A+ Federal Credit Union

20-Year Fixed

5.500%

5.555%

0.000

Auburn Savings Bank

20-Year Fixed

6.125%

6.201%

0.000

The Golden 1 Credit Union

15-Year Fixed

5.375%

0.125

GTE Federal Credit Union

30 Year Fixed

5.625%

5.704%

0.250

First National Bank of Orwell

15-Year Fixed

5.500%

5.597%

0.000

Teachers Federal Credit Union

15-Year Fixed

5.500%

5.620%

0.000

Abound Federal Credit Union

30-Year Fixed

6.000%

6.084%

0.000

Everett Co-operative Bank

15-Year Fixed

5.625%

5.700%

0.000

Kennebec Savings Bank

10-Year Fixed

6.250%

0.000

FNB of River Falls

15-Year Fixed

5.500%

5.617%

0.000

Golden Belt Bank, FSA

15-Year Fixed

5.500%

5.552%

0.000

JTNB

30-Year Fixed

6.000%

6.068%

0.000

Abri Credit Union

20-Year Fixed

5.875%

6.140%

0.000

Savings Bank of Danbury

30-Year Fixed

5.875%

5.923%

0.000

Fox Valley Savings Bank

15-Year Fixed

5.750%

5.943%

0.000

Chartway Credit Union

10/1 ARM

6.250%

6.350%

0.000

Collinsville Bank

20-Year Fixed

5.750%

5.900%

0.000

Greenfield Banking Company Greenfield, IN

20-Year Fixed

5.990%

6.290%

0.000

Denver Community Credit Union DBA Zing Credit Union

15 Year Fixed

5.250%

5.493%

0.000

Stanford Federal Credit Union

10/6 ARM

6.000%

6.257%

0.000

Proponent Federal Credit Union

15-Year Fixed

5.500%

5.574%

0.000

Kennebec Savings Bank

5/1 ARM

6.000%

6.303%

0.000

San Mateo Credit Union

15-Year Fixed

5.500%

5.684%

0.000

Penn Community Bank

30-Year Fixed (Jumbo)

6.500%

6.546%

0.000

Nuvision Federal Credit Union

15-Year Fixed

4.875%

5.172%

1.125

USB Union Savings Bank

5/1 ARM

5.000%

5.886%

0.000

Geddes Federal S&L

15-Year Fixed Bi-weekly

5.375%

5.508%

0.000

Ulster Savings Bank

7-Year ARM

5.250%

5.752%

0.000

Greenfield Banking Company Greenfield, IN

30-Year Fixed

5.875%

6.110%

0.000

Achieva Credit Union

7/1 ARM

5.500%

5.972%

0.000

View 50 More

Credit Card Rate Comparison

ACFCU

Secure Card Visa

29.240%

A card that\'s perfect for anyone who wants to improve or establish their credit.

1st MidAmerica Credit Union

Platinum

8.900%

ACFCU

Reserve Rewards+ Card Visa

19.740% - 29.740%

Enjoy premium rewards and benefits, plus receive a $500 bonus.

4U Federal Credit Union

Credit Card

10.150%

Academic Federal Credit Union

Academic VISA® Classic

15.400%

Access Federal Credit Union

Access FCU Visa Gold

9.900%

Marcus Bank

GM Extended Family™ Mastercard®

20.240% - 29.990%

0% Intro purchase APR for first 9 months

SchoolsFirst Federal Credit Union

Rewards Mastercard

15.000% - 17.900%

Maximum Loan Amount Up to $35,000.00

AAC Credit Union

Visa Platinum

7.990%

Line of credit up to $20,000. $250,000 travel life insurance

Achieve Credit Union

Visa Platinum Credit Card

8.900%

No annual fee. No balance transfer fee. No cash advance fee.

Academic Federal Credit Union

Academic VISA® Gold

15.400%

Suncoast Credit Union

Rewards Share Secured

18.000%

Credit Limit - $300 - $5,000

SchoolsFirst Federal Credit Union

Inspire Mastercard

13.750% - 17.900%

Maximum Loan Amount Up to $35,000.00

ACFCU

College Real Rewards Card Visa

19.740% - 29.740%

Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.

Abbott Laboratories Credit Union

Select Visa

13.200%

Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.

Teachers Federal Credit Union

Visa Secured

18.000%

Y-12 Federal Credit Union

VISA Traditional

14.240% - 18.000%

Suncoast Credit Union

Rewards Platinum VISA

12.500%

Credit Limit - $500 - $50,000

Acipco Federal Credit Union

Visa Credit Card

9.990%

America First Federal Credit Union

SILICON SLOPES SIGNATURE VISA

18.000%

Unlimited 1% Cash Back .5% Donation Signature Card

Canyon View Credit Union

Visa Crimson Rewards Card

13.740%

Randolph Brooks FCU

World Cash Back Credit Card Mastercard

18.000%

Acadia Federal Credit Union

Acadia Visa Credit Card

10.900%

No annual fee

The Golden 1 Credit Union

Member Rate Advantage VISA

13.040% - 19.040%

No balance transfer fees or annual fees.

ACMG Federal Credit Union

VISA Platinum without Rewards

7.900%

Disclaimer

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Access Federal Credit Union

Consolidation Loans

14.850%

37 - 60

AAEC Credit Union

Personal Signature Loans

14.000%

ACMG Federal Credit Union

Personal Loans

8.990%

AAC Credit Union

Personal Loans Share Secured

5.990%

AAEC Credit Union

Education (tuition bill required)

8.250%

Academic Employees Credit Union

Personal Line of Credit

9.500%

Security Service Federal Credit Union

Personal Loan

9.990% - 16.240%

61 - 66

Circuit Federal Credit Union

Personal Loans

10.250% - 10.650%

$3,000 - $25,000

Avenir Financial Federal Credit Union

Personal Loan

11.990%

Achieva Credit Union

Personal Loan

11.000%

1 - 12

Access Federal Credit Union

Unsecured Loans

9.990%

1 - 60

AT&T Employees Federal Credit Union

EZ Loan

18.000%

$0 - $500

Academic Federal Credit Union

Debt Consolidation Loan

9.000%

108

AAEC Credit Union

Bill Consolidation Loan

8.990%

1st University Credit Union

Unsecured Signature Loan

9.250%

1 - 24

2 Rivers Area Credit Union

Signature Loan

10.000%

1st Valley Credit Union

AMP Loan

10.500%

Mountain America Federal Credit Union

Personal Loan

12.740%

Abri Credit Union

Readi Cash Line-of-Credit Revolving

13.900%

$500 - $15,000

SchoolsFirst Federal Credit Union

Payroll Savings Loan

17.900%

$0 - $500

705 Federal Credit Union

Personal Line of Credit

11.500% - 18.000%

$0 - $5,000

360 Federal Credit Union

Signature LOC Revolving Credit Line

12.500%

$0 - $10,000

ABCO Federal Credit Union

Personal Loans

10.490%

360 Federal Credit Union

Anything Loan

10.990%

$500

AHE Plant 3 Federal Credit Union

Unsecured (Signature) Loan

11.000%

$0 - $500

Disclaimer

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Credit Union Profile & Overview

Credit Union Name: Apple Federal Credit Union

Website: https://www.applefcu.org

Full Time Employees: 576
Part Time Employees: 31
President: Calanthia Tucker
CEO: Andrew Grimm
Branch Locations: 24
ATM Locations: 24

Corporate Office Address:

4097 Monument Corner Dr
Fairfax, VA 22030 8640
Phone Number: 703-788-4800
Fax Number:

Financials

Total Assets:

5,333,284,748

Total Amount of Shares and Deposits:

4,430,449,060

Total Shares and Deposits < 1 Year:

3,937,032,455

Total Shares and Deposits 1 3 Years:

401,363,682

Total Shares and Deposits > 3 Years:

92,052,923

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):

528,609,267

Total Uninsured Shares and Deposits > $250K (F+J):

528,609,267

Total Insured Shares and Deposits > $250K (item 17 less item K):

3,901,839,793

Total Interest Expense (Sum of items 6 8):

76,008,200

Share Certificates:

52,462

Number of Accounts for Share Drafts:

187,742

IRA KEOGH Accounts:

10,599

Number of Accounts for Regular Shares:

326,038

All other shares:

945

Non Member Deposits:

Money Market Shares:

29,298

Total Cash on Deposit (Amounts Deposited in Financial Institutions):

359,544,322

Total Liabilities:

4,858,783,980

Source: NCUA Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Apple Federal Credit Union

Is a member application needed to join Apple Federal Credit Union?

Yes, to access services at Apple Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Apple Federal Credit Union provides a range of mortgage and home equity products.

Is Apple Federal Credit Union a safe place to deposit money?

Yes, Apple Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.