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GP Federal Credit Union

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GP Federal Credit Union Rates & Review April 2026

Q: How many branches does GP Federal Credit Union operate?

GP Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join GP Federal Credit Union?

Yes, to access services at GP Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, GP Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 23, 2026

You can compare GP Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 0.60%, 6-month share certificate rates at 2.77% and 3-month share certificate rates at 1.51%. Savings rates are at 0.25% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 6.50%. All these rates can be compared to GP Federal Credit Union rates. MonitorBankRates evaluates the financial stability of GP Federal Credit Union with a 2.9 Star Rating, an C Overall Health Grade, and a Texas Ratio of 10.09%. Rates were last updated on 04/23/2026.

GP Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at GP Federal Credit Union? Share your experience about GP Federal Credit Union by leaving a review below, or read customer reviews before you decide to use GP Federal Credit Union.

Overall Health & Safety Grade

Average Health Score: 74/100

MonitorBankRates Rating

2.9

Fair Out of 5.0 Stars

Texas Ratio

10.09%

Excellent Higher than avg

GP Federal Credit Union
GP Federal Credit Union

906 N Broad St SE
Rome, GA 30161 5231

https://www.gpfederal.org

Current Rate Availability

We do not have GP Federal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for GP Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather GP Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with GP Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name GP Federal Credit Union

Website https://www.gpfederal.org

Address 906 N Broad St SE, Rome, GA 30161 5231

Phone 706-232-6871

Fax 706-232-6150

President MARK TRAMMELL

CEO ROBERT COLLINS

Full-Time Employees 23

Part-Time Employees 0

Branch Locations 4

ATM Locations 4

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

2.9 / 5.0 ★

Overall Health & Safety Grade

C (74/100)

Texas Ratio

10.09%

Return on Assets (ROA)

-0.1106%

Return on Equity (ROE)

-2.2532%

Non-Performing Loans Ratio (NPL)

0.68%

Total Assets

144,578,826

Total Amount of Shares and Deposits

136,536,489

Total Shares and Deposits < 1 Year

93,602,575

Total Shares and Deposits 1 3 Years

23,584,295

Total Shares and Deposits > 3 Years

19,349,619

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

5,856,358

Total Uninsured Shares and Deposits > $250K (F+J)

5,856,358

Total Insured Shares and Deposits > $250K (item 17 less item K)

130,680,131

Total Interest Expense (Sum of items 6 8)

2,788,326

Share Certificates

558

Number of Accounts for Share Drafts

4,141

IRA KEOGH Accounts

127

Number of Accounts for Regular Shares

10,827

Net Income (unless the amount is already included in Undivided Earnings)

-159,930

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

5,424,163

Total Liabilities

137,478,727

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for GP Federal Credit Union yet. Feel free to create one below.

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Frequently Asked Questions About GP Federal Credit Union

Is GP Federal Credit Union a safe place to deposit money?

Yes, GP Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 10.091817181652%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does GP Federal Credit Union operate?

GP Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join GP Federal Credit Union?

Yes, to access services at GP Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, GP Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, GP Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does GP Federal Credit Union offer online and mobile banking?

Most modern institutions like GP Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.gpfederal.org.