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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Connects Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Connects Federal Credit Union's 3 Year CD rates are at 2.62%, 3 year CD rates are at 2.62%, IRA CD 3 year rates are at 2.62%, 3 CD rates are at 2.62%, 2 year CD rates are at 2.12%. Connects Federal Credit Union's money market rates are at 1.76%. Connects Federal Credit Union's Personal Loan Rates are at 9.99%. MonitorBankRates evaluates the financial stability of Connects Federal Credit Union with a 3.9 Star Rating, an B Overall Health Grade, and a Texas Ratio of 8.74%. Rates were last updated on 04/18/2026. Connects Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Connects Federal Credit Union? Share your experience about Connects Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Connects Federal Credit Union. 
Connects Federal Credit Union CD Rates
Connects Federal Credit Union Savings Rates
Connects Federal Credit Union Money Market Rates
Connects Federal Credit Union Checking Rates
Connects Federal Credit Union Home Equity & HELOC
Connects Federal Credit Union Auto Loan Rates
Connects Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Connects Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Connects Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Connects Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Connects Federal Credit Union
Website
https://www.connectsfcu.org
Address
7700 Shrader Rd,
Richmond, VA 23228
Phone
804-756-5000
Fax
804-756-5040
President
Daniel VanDervort
CEO
Karen Griscom
Full-Time Employees
22
Part-Time Employees
2
Branch Locations
3
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
3.9 / 5.0 ★
Overall Health & Safety Grade
B (85/100)
Texas Ratio
8.74%
Return on Assets (ROA)
-0.8853%
Return on Equity (ROE)
-14.9809%
Non-Performing Loans Ratio (NPL)
0.72%
Total Assets
104,832,578
Total Amount of Shares and Deposits
99,356,237
Total Shares and Deposits < 1 Year
87,267,755
Total Shares and Deposits 1 3 Years
12,088,481
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
5,227,198
Total Uninsured Shares and Deposits > $250K (F+J)
5,227,198
Total Insured Shares and Deposits > $250K (item 17 less item K)
94,129,039
Total Interest Expense (Sum of items 6 8)
646,302
Share Certificates
542
Number of Accounts for Share Drafts
3,833
IRA KEOGH Accounts
301
Number of Accounts for Regular Shares
15,939
All other shares
622
Non Member Deposits
10
Money Market Shares
231
Net Income (unless the amount is already included in Undivided Earnings)
-928,113
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
6,196,130
Total Liabilities
99,358,392
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Connects Federal Credit UnionIs Connects Federal Credit Union a safe place to deposit money?Yes, Connects Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 8.7413949255624%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Connects Federal Credit Union operate?Connects Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Connects Federal Credit Union?Yes, to access services at Connects Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Connects Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Connects Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Connects Federal Credit Union offer online and mobile banking?Most modern institutions like Connects Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.connectsfcu.org. Current Connects Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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