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Arcade Credit Union Rates and Review January 2026

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Arcade Credit Union12-month CD rates can be found at 3.25%, 6-month CD rates at 0.50% and 3-month CD rates at 3.90%. Savings rates are at 0.25% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 0.00%. Credit Card rates are at 8.50%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates which you can compare to Arcade Credit Union rates.

Compare Arcade Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Arcade Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Arcade Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Arcade Credit Union? Share your experience about Arcade Credit Union by leaving a review below, or read customer reviews before you decide to use Arcade Credit Union.

Overall, Arcade Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Arcade Credit Union
Arcade Credit Union
151 Patton Ave Ste 280
Asheville, NC 28801
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
Kasasa Checking
4.00%
$25
12-Month CD
3.90%
$1,000
24-Month CD
3.85%
$500
18-Month CD
3.76%
$500
12-Month CD
3.75%
$500
Advantage Savings
3.75%
$5,000
24-Month CD
3.75%
$500
36-Month CD
3.50%
$0
18-Month CD
3.39%
$500
6-Month CD
3.20%
$500
36-Month CD
3.08%
$500
24-Month CD (Jumbo)
3.03%
$95,000
24-Month CD
3.00%
$500
24-Month CD
3.00%
$500
1903 Money Market
3.00%
$50,000
48-Month CD
2.95%
$100
48-Month CD
2.83%
$2,500
60-Month CD
2.75%
$1,000
24-Month CD
2.70%
$500
12-Month CD
2.53%
$500
30-Month CD
2.50%
$500
60-Month CD
1.90%
$1,000
18-Month CD
1.77%
$1,000
Kasasa Savings
1.75%
$0
36-Month CD
1.70%
$10,000
12-Month CD
1.64%
$2,500
24-Month CD
1.51%
$1,000
24-Month CD
1.40%
$500
60-Month CD
1.30%
$1,000
36-Month CD
1.10%
$1,000
6-Month CD
1.00%
$1,000
36-Month CD
0.95%
$1,000
Super Green Money Market
0.75%
$1,000
Savings
0.73%
$0
36-Month CD
0.69%
$2,500
24-Month CD
0.65%
$1,000
Money Market
0.65%
$2,500
24-Month CD
0.40%
$500
24-Month CD
0.35%
$1,000
Future Savings
0.24%
$2,500
Personal Savings
0.15%
$100
Money Market
0.15%
$2,500
Savings
0.10%
$0
Premier Investment Money Market
0.10%
$1,000
MyWay Savings
0.10%
$100
Money Market
0.10%
$1
Online Savings
0.04%
$10
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
6.000%
6.141%
0.000
6.125%
6.185%
0.000
5.625%
6.000%
0.000
4.625%
4.690%
0.000
10-Year Fixed
5.375%
5.590%
0.000
5.625%
6.117%
0.000
5.875%
6.170%
0.000
30-Year Fixed
6.500%
6.559%
0.000
30-Year Fixed
5.625%
5.671%
0.000
5.200%
5.453%
0.000
6.000%
6.059%
0.000
6.500%
6.582%
0.000
5.625%
5.775%
0.125
15-Year Fixed
5.750%
5.870%
0.000
15-Year Fixed
5.500%
5.718%
0.000
10-Year Fixed (Power Rate)
5.125%
5.494%
0.000
30-Year Fixed
6.000%
6.068%
0.000
5.625%
5.846%
0.000
5.875%
6.023%
0.000
10 Year Fixed
5.750%
5.883%
0.000
10-Year Fixed
5.375%
5.540%
0.000
4.240%
7.689%
0.000
5.625%
5.846%
0.000
6.250%
7.325%
0.000
30 year Fixed
6.000%
6.034%
0.000
20 Year Fixed
5.500%
5.659%
0.000
30-Year Fixed
6.000%
6.173%
0.000
5.875%
6.023%
0.125
15-Year Fixed
5.500%
5.571%
0.000
15-Year Fixed Jumbo
5.875%
6.246%
0.000
5.625%
5.778%
0.000
5-Year ARM
5.250%
5.840%
0.000
5.500%
5.603%
0.000
5.375%
5.415%
0.000
5.250%
5.426%
0.500
5.625%
5.846%
0.000
5.375%
5.935%
0.000
4.875%
5.129%
0.000
6.000%
6.123%
0.000
5.750%
5.849%
0.000
5.875%
6.110%
0.000
15-Year Fixed
5.500%
5.591%
0.000
15 Year Fixed
6.125%
6.209%
0.000
5.875%
5.900%
0.000
6.000%
6.084%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.125%
5.284%
0.000
30-Year Fixed
6.000%
6.112%
0.000
30-Year Fixed
6.250%
6.450%
0.000
5.500%
5.803%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
14.000%
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Visa Platinum with Rewards
9.900%
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Academic VISA® Classic
15.400%
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Classroom Supply Visa
8.500%
16.240% - 27.240%
16.490% - 17.990%
10.150%
VISA Credit Card
11.900%
No annual fee
9.990%
Credit Line $500-$7,000
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
Visa Classic Card
12.900%
No annual fee
Prime Platinum Visa Credit Card
11.500%
Rewards Student Classic
16.500%
Credit Limit - $500
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Visa Platinum Preferred
14.240% - 17.990%
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Personal/Signature Loans
11.150%
$0
60 - 60
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
Unsecured Signature Loan
10.250%
$0
25 - 36
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
10.490%
$0
60 - 60
8.890%
$0
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
Personal Line of Credit
16.240%
$0
60
10.250% - 10.650%
$3,000 - $25,000
A+ Preferred Line Of Credit
10.990%
$0
Unsecured (Signature) Loan
11.000%
$0 - $500
12.990%
$0
1 - 24
12.490%
$0
13.450%
$0
11.990%
$0
1 - 12
8.500%
$0 - $6,000
42
Personal Loan
8.950%
$0
9.990% - 18.000%
$0 - $50,000
17.900%
$0 - $500
13.740%
$5,000
60 - 60
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
Personal Loans Share Secured
5.990%
$0
48
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
14.990%
$0
25 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Arcade Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Arcade Credit Union
Full Time Employees: 3
Part Time Employees: 0
President: Vann Gibbs
CEO: Shelly Fender
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
151 Patton Ave Ste 280
Asheville, NC 28801
Phone Number: 828-254-1582
Fax Number: 828-254-9809

Financials

Total Assets:
7,771,648
Total Amount of Shares and Deposits:
6,629,968
Total Shares and Deposits < 1 Year:
6,629,968
Total Insured Shares and Deposits > $250K (item 17 less item K):
6,629,968
Total Interest Expense (Sum of items 6 8):
53,165
Share Certificates:
78
Number of Accounts for Share Drafts:
273
IRA KEOGH Accounts:
17
Number of Accounts for Regular Shares:
790
Money Market Shares:
44
Net Income (unless the amount is already included in Undivided Earnings):
64,519
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
772,428
Total Liabilities:
6,669,105
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Arcade Credit Union

Is a member application needed to join Arcade Credit Union?

Yes, to access services at Arcade Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Arcade Credit Union provides a range of mortgage and home equity products.

Is Arcade Credit Union a safe place to deposit money?

Yes, Arcade Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Arcade Credit Union offer online and mobile banking?

Most modern institutions like Arcade Credit Union provide digital access including online balance checks and transfers.

Current Arcade Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions