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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 WCLA Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 9, 2026
WCLA Credit Union's 14-Month Promo CDs rates are at 3.75%, 48 Month CDs rates are at 3.25%, 36 Month CDs rates are at 3.20%, 24 Month CDs rates are at 3.15%, 18 Month CDs rates are at 3.10%. MonitorBankRates evaluates the financial stability of WCLA Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 12.61%. Rates were last updated on 04/09/2026. WCLA Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at WCLA Credit Union? Share your experience about WCLA Credit Union by leaving a review below, or read customer reviews before you decide to use WCLA Credit Union. 
WCLA Credit Union CD Rates
WCLA Credit Union Checking Rates
WCLA Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for WCLA Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather WCLA Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with WCLA Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
WCLA Credit Union
Website
https://loggerscu.com
Address
2419 Pacific Ave SE,
Olympia, WA 98501
Phone
360-352-5033
Fax
360-352-1537
President
Edward Gould
CEO
Charles Thompson
Full-Time Employees
10
Part-Time Employees
0
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (94/100)
Texas Ratio
12.61%
Return on Assets (ROA)
1.1910%
Return on Equity (ROE)
7.3382%
Non-Performing Loans Ratio (NPL)
2.32%
Total Assets
141,672,496
Total Amount of Shares and Deposits
112,870,185
Total Shares and Deposits < 1 Year
86,516,598
Total Shares and Deposits 1 3 Years
20,474,652
Total Shares and Deposits > 3 Years
5,878,935
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
32,345,752
Total Uninsured Shares and Deposits > $250K (F+J)
32,345,752
Total Insured Shares and Deposits > $250K (item 17 less item K)
80,524,433
Total Interest Expense (Sum of items 6 8)
3,321,871
Share Certificates
494
Number of Accounts for Share Drafts
209
IRA KEOGH Accounts
45
Number of Accounts for Regular Shares
1,433
All other shares
15
Non Member Deposits
68
Money Market Shares
94
Net Income (unless the amount is already included in Undivided Earnings)
1,687,264
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,304,761
Total Liabilities
118,679,559
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About WCLA Credit UnionIs WCLA Credit Union a safe place to deposit money?Yes, WCLA Credit Union is considered a safe financial institution. With a Texas Ratio of 12.608506690555%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does WCLA Credit Union operate?WCLA Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join WCLA Credit Union?Yes, to access services at WCLA Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, WCLA Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, WCLA Credit Union provides members with tools to manage their accounts and build a solid financial history. Does WCLA Credit Union offer online and mobile banking?Most modern institutions like WCLA Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://loggerscu.com. Current WCLA Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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