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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 UnitedOne Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 8, 2026
UnitedOne Credit Union's 9 Month Share/IRA CD rates are at 3.85%, 1 Year Jumbo Share/IRA CD rates are at 2.85%, 2 Year Jumbo Share/IRA CD rates are at 2.80%, 1 Year Share/IRA CD rates are at 2.75%, 6 Month Share/IRA CD rates are at 2.75%. UnitedOne Credit Union's savings rates are at 0.03%. UnitedOne Credit Union's money market rates are at 0.00%. UnitedOne Credit Union's 10 Year Fixed (120 months) rates are at 5.50%, 10 Year Fixed (120 Months) rates are at 5.50%, 15 Year Fixed (180 months) rates are at 5.88%, 20 Year Fixed (240 months) rates are at 6.12%, 30 Year Fixed (360 months) rates are at 6.38%. UnitedOne Credit Union's Personal Loan Rates are at 9.99%. MonitorBankRates evaluates the financial stability of UnitedOne Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.69%. Rates were last updated on 04/08/2026. UnitedOne Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at UnitedOne Credit Union? Share your experience about UnitedOne Credit Union by leaving a review below, or read customer reviews before you decide to use UnitedOne Credit Union. UnitedOne Credit Union
Main Office 10th Street 1117 S 10th St
https://www.unitedone.org Manitowoc, WI 54220 5211 
UnitedOne Credit Union CD Rates
UnitedOne Credit Union Savings Rates
UnitedOne Credit Union Money Market Rates
UnitedOne Credit Union Checking Rates
UnitedOne Credit Union Mortgage Rates
UnitedOne Credit Union Home Equity & HELOC
UnitedOne Credit Union Auto Loan Rates
UnitedOne Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for UnitedOne Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather UnitedOne Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with UnitedOne Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
UnitedOne Credit Union
Website
https://www.unitedone.org
Address
1117 S 10th St,
Manitowoc, WI 54220 5211
Phone
920-684-0361
Fax
920-684-1352
President
Sherry Rezba
CEO
Kim Rooney
Full-Time Employees
84
Part-Time Employees
10
Branch Locations
7
ATM Locations
7
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.69%
Return on Assets (ROA)
0.5271%
Return on Equity (ROE)
4.3026%
Non-Performing Loans Ratio (NPL)
0.10%
Total Assets
321,013,161
Total Amount of Shares and Deposits
269,793,166
Total Shares and Deposits < 1 Year
266,605,092
Total Shares and Deposits 1 3 Years
3,114,543
Total Shares and Deposits > 3 Years
73,532
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
13,891,176
Total Uninsured Shares and Deposits > $250K (F+J)
13,891,176
Total Insured Shares and Deposits > $250K (item 17 less item K)
255,901,990
Total Interest Expense (Sum of items 6 8)
3,051,976
Share Certificates
1,292
Number of Accounts for Share Drafts
14,355
IRA KEOGH Accounts
805
Number of Accounts for Regular Shares
25,810
Money Market Shares
1,084
Net Income (unless the amount is already included in Undivided Earnings)
1,691,901
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
9,446,875
Total Liabilities
283,869,645
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About UnitedOne Credit UnionIs UnitedOne Credit Union a safe place to deposit money?Yes, UnitedOne Credit Union is considered a safe financial institution. With a Texas Ratio of 0.6927308300848%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does UnitedOne Credit Union operate?UnitedOne Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join UnitedOne Credit Union?Yes, to access services at UnitedOne Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, UnitedOne Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, UnitedOne Credit Union provides members with tools to manage their accounts and build a solid financial history. Does UnitedOne Credit Union offer online and mobile banking?Most modern institutions like UnitedOne Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.unitedone.org. Current UnitedOne Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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