Ardent Federal Credit Union Rates and Review January 2026
Compare Ardent Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Ardent Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityArdent Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Ardent Federal Credit Union? Share your experience about Ardent Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Ardent Federal Credit Union. Overall, Ardent Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Ardent Federal Credit Union Administrative Offices 1601 Cherry St Phila, PA 19102 1320  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonVisa Platinum Credit Card
8.500%
As low as 8.50%
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonLine of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
Personal Loans
7.990%
$0 - $30,000
Open End Line-of-Credit
11.990%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Ardent Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Ardent Federal Credit Union
Website: https://www.ardentcu.org
Full Time Employees: 110Part Time Employees: 1 President: Gloria Wilson CEO: Robert Werner Branch Locations: 10 ATM Locations: 10 Corporate Office Address:
1601 Cherry St
Phila, PA 19102 1320 Phone Number: 215-569-3700 Fax Number: 215-751-9872 FinancialsTotal Assets:
871,659,169
Total Amount of Shares and Deposits:
703,724,773
Total Shares and Deposits < 1 Year:
672,996,430
Total Shares and Deposits 1 3 Years:
29,254,802
Total Shares and Deposits > 3 Years:
1,473,541
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
78,790,505
Total Uninsured Shares and Deposits > $250K (F+J):
78,790,505
Total Insured Shares and Deposits > $250K (item 17 less item K):
624,934,268
Total Interest Expense (Sum of items 6 8):
13,659,042
Share Certificates:
7,838
Number of Accounts for Share Drafts:
22,301
IRA KEOGH Accounts:
1,167
Number of Accounts for Regular Shares:
41,614
All other shares:
377
Money Market Shares:
2,065
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
96,027,788
Total Liabilities:
792,900,207
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Ardent Federal Credit UnionIs a member application needed to join Ardent Federal Credit Union?Yes, to access services at Ardent Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Ardent Federal Credit Union provides a range of mortgage and home equity products. Is Ardent Federal Credit Union a safe place to deposit money?Yes, Ardent Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Ardent Federal Credit Union offer online and mobile banking?Most modern institutions like Ardent Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 0.25%, 6-month CD rates at 3.85% and 3-month CD rates at 3.85%. Savings rates are at 0.25% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 5.89%. Credit Card rates are at 14.90%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates which you can compare to 
