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 American Heritage Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 11, 2026
American Heritage Federal Credit Union's 12 Month (IRA CD) CDs/IRA CDs rates are at 3.91%, 12 Month CD (IRA Only) rates are at 3.91%, 12 Month IRA CD rates are at 3.91%, 18 Month (Legacy Club) CDs/IRA CDs rates are at 3.91%, 12 Month CD rates are at 3.81%. American Heritage Federal Credit Union's savings rates are at 0.11%. American Heritage Federal Credit Union's money market rates are at 2.21%. American Heritage Federal Credit Union's 10 Year Mortgage rates are at 5.10%, 15 Year Mortgage rates are at 5.27%, 20 Year Mortgage rates are at 5.67%, 7/1 Year ARM Mortgage rates are at 5.38%, 7/1 Year ARM4 rates are at 5.38%. American Heritage Federal Credit Union's Personal Loan Rates are at 9.74%. MonitorBankRates evaluates the financial stability of American Heritage Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.69%. Rates were last updated on 04/11/2026. American Heritage Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at American Heritage Federal Credit Union? Share your experience about American Heritage Federal Credit Union by leaving a review below, or read customer reviews before you decide to use American Heritage Federal Credit Union. American Heritage Federal Credit Union
Administrative Offices 2060 Red Lion Rd
https://www.americanheritagecu.org Philadelphia, PA 19115 1603 
American Heritage Federal Credit Union CD Rates
American Heritage Federal Credit Union Savings Rates
American Heritage Federal Credit Union Money Market Rates
American Heritage Federal Credit Union Checking Rates
American Heritage Federal Credit Union Mortgage Rates
American Heritage Federal Credit Union Home Equity & HELOC
American Heritage Federal Credit Union Auto Loan Rates
American Heritage Federal Credit Union Credit Card Rates
American Heritage Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for American Heritage Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather American Heritage Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with American Heritage Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
American Heritage Federal Credit Union
Address
2060 Red Lion Rd,
Philadelphia, PA 19115 1603
Phone
215-969-0777
Fax
215-969-0464
President
Gary Weyhmuller
CEO
Bruce Foulke
Full-Time Employees
653
Part-Time Employees
38
Branch Locations
38
ATM Locations
36
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
9.69%
Return on Assets (ROA)
0.5304%
Return on Equity (ROE)
6.4031%
Non-Performing Loans Ratio (NPL)
1.15%
Total Assets
5,174,375,122
Total Amount of Shares and Deposits
4,123,311,515
Total Shares and Deposits < 1 Year
3,825,985,331
Total Shares and Deposits 1 3 Years
233,362,892
Total Shares and Deposits > 3 Years
63,963,292
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
618,717,488
Total Uninsured Shares and Deposits > $250K (F+J)
618,717,488
Total Insured Shares and Deposits > $250K (item 17 less item K)
3,504,594,027
Total Interest Expense (Sum of items 6 8)
91,187,895
Share Certificates
44,017
Number of Accounts for Share Drafts
134,379
IRA KEOGH Accounts
22,703
Number of Accounts for Regular Shares
400,818
All other shares
4,945
Money Market Shares
3,265
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
605,924,664
Total Liabilities
4,761,469,711
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About American Heritage Federal Credit UnionIs American Heritage Federal Credit Union a safe place to deposit money?Yes, American Heritage Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 9.6944136809263%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does American Heritage Federal Credit Union operate?American Heritage Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join American Heritage Federal Credit Union?Yes, to access services at American Heritage Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, American Heritage Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, American Heritage Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does American Heritage Federal Credit Union offer online and mobile banking?Most modern institutions like American Heritage Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.americanheritagecu.org. Current American Heritage Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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