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American Heritage Federal Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 12, 2026
American Heritage Federal Credit Union's top rates as of October 12, 2026 are 4.25% APY on its CDs - 15 Month Jumbo CD, 3.20% APY on savings, 2.80% APY on money market accounts, 0.16% APY on checking, 6.22% on its 10 Year mortgage, and personal loans from 12.65% APR, according to rates verified by MonitorBankRates. Other American Heritage Federal Credit Union CD rates include CDs - 12 Month (IRA CD) at 4.20%, CDs - 18 Month (Legacy Club) at 4.20%, and CDs - 12 Month at 4.10%. Other American Heritage Federal Credit Union mortgage rates include Mortgage - 15 Year at 6.39%, Mortgage - 20 Year at 6.79%, and Refinance 10-Year Conventional at 7.00%. MonitorBankRates evaluates the financial stability of American Heritage Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.33%. Rates last updated and verified on 10/12/2026.
American Heritage Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at American Heritage Federal Credit Union? Share your experience about American Heritage Federal Credit Union by leaving a review below, or read customer reviews before you decide to use American Heritage Federal Credit Union.
American Heritage Federal Credit Union has earned an overall safety grade of A (Excellent, Score: 95/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
American Heritage Federal Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
9.33%
ExcellentHigher than avg
American Heritage Federal Credit Union Texas Ratio
American Heritage Federal Credit Union's Texas Ratio is 9.33%, which is considered excellent and is higher than the national average of 6.13%.
American Heritage Federal Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
American Heritage Federal Credit Union Health Trend
8.36% to 9.33% over 12 quarters, steadyFull history
Star Rating 5.0 to 5.0, Health Grade A to A
The Texas Ratio for this credit union has held steady at a healthy level since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.
American Heritage Federal Credit Union CD Rates
Product
Rate
APY
Term
View More
Certificates - 15 Month Jumbo
4.17%
4.25%
15 Month
Min Deposit$100,000
Min Balance$1,000
DetailsJumbo ($100,000 minimum)
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 4.25% APY
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Certificates - 12 Month (IRA Certificate)
4.121%
4.20%
12 Month
Min Balance$1,000
DetailsIRA Certificate
Last Updated10/12/2026
Rate History
No change since Oct 8, 2026 · 4.20% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Certificates - 18 Month (Legacy Club)
4.121%
4.20%
18 Month
Min Balance$1,000
DetailsLegacy Club
Last Updated10/12/2026
Rate History
No change since Oct 8, 2026 · 4.20% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Certificates - 12 Month
4.025%
4.10%
12 Month
Min Balance$1,000
Last Updated10/12/2026
Rate History
1 change since Sep 18, 2026 · 4.00% → 4.10% ▲ 0.10 pts · high 4.10% / low 4.00%
Oct 12, 20264.10%▲ from 4.00%
Sep 18, 20264.00%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Certificates - 18 Month
4.025%
4.10%
18 Month
Min Balance$1,000
Last Updated10/12/2026
Rate History
1 change since Sep 18, 2026 · 3.91% → 4.10% ▲ 0.19 pts · high 4.10% / low 3.91%
Oct 12, 20264.10%▲ from 3.91%
Sep 18, 20263.91%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Certificates - 24 Month
4.025%
4.10%
24 Month
Min Balance$1,000
Last Updated10/12/2026
Rate History
1 change since Sep 17, 2026 · 4.00% → 4.10% ▲ 0.10 pts · high 4.10% / low 4.00%
Sep 18, 20264.10%▲ from 4.00%
Sep 17, 20264.00%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Certificates - 13 Month
3.938%
4.01%
13 Month
Min Balance$1,000
Last Updated10/12/2026
Rate History
1 change since Sep 18, 2026 · 3.91% → 4.01% ▲ 0.10 pts · high 4.01% / low 3.91%
Oct 12, 20264.01%▲ from 3.91%
Sep 18, 20263.91%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Certificates - 15 Month
3.938%
4.01%
15 Month
Min Balance$1,000
Last Updated10/12/2026
Rate History
1 change since Sep 18, 2026 · 3.91% → 4.01% ▲ 0.10 pts · high 4.01% / low 3.91%
Oct 12, 20264.01%▲ from 3.91%
Sep 18, 20263.91%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Certificates - 20 Month
3.938%
4.01%
20 Month
Min Balance$1,000
Last Updated10/12/2026
Rate History
1 change since Sep 18, 2026 · 3.91% → 4.01% ▲ 0.10 pts · high 4.01% / low 3.91%
Oct 12, 20264.01%▲ from 3.91%
Sep 18, 20263.91%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Certificates - 30 Month
3.938%
4.01%
30 Month
Min Balance$1,000
Last Updated10/12/2026
Rate History
1 change since Sep 18, 2026 · 3.91% → 4.01% ▲ 0.10 pts · high 4.01% / low 3.91%
Oct 12, 20264.01%▲ from 3.91%
Sep 18, 20263.91%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Certificates - 36 Month
3.938%
4.01%
36 Month
Min Balance$1,000
Last Updated10/12/2026
Rate History
1 change since Sep 18, 2026 · 3.91% → 4.01% ▲ 0.10 pts · high 4.01% / low 3.91%
Oct 12, 20264.01%▲ from 3.91%
Sep 18, 20263.91%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Certificates - 48 Month
3.938%
4.01%
48 Month
Min Balance$1,000
Last Updated10/12/2026
Rate History
1 change since Sep 18, 2026 · 3.91% → 4.01% ▲ 0.10 pts · high 4.01% / low 3.91%
Oct 12, 20264.01%▲ from 3.91%
Sep 18, 20263.91%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Certificates - 60 Month
3.938%
4.01%
60 Month
Min Balance$1,000
Last Updated10/12/2026
Rate History
1 change since Sep 18, 2026 · 3.91% → 4.01% ▲ 0.10 pts · high 4.01% / low 3.91%
No change since Sep 18, 2026 · 3.91% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Certificates - 10 Month
3.783%
3.85%
10 Month
Min Balance$1,000
Last Updated10/12/2026
Rate History
No change since Sep 18, 2026 · 3.85% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Certificates - 11 Month
3.783%
3.85%
11 Month
Min Balance$1,000
Last Updated10/12/2026
Rate History
No change since Sep 18, 2026 · 3.85% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Certificates - 6 Month
3.783%
3.85%
6 Month
Min Balance$1,000
Last Updated10/12/2026
Rate History
No change since Sep 18, 2026 · 3.85% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Certificates - 7 Month
3.783%
3.85%
7 Month
Min Balance$1,000
Last Updated10/12/2026
Rate History
1 change since Sep 17, 2026 · 4.00% → 3.85% ▼ 0.15 pts · high 4.00% / low 3.85%
Sep 18, 20263.85%▼ from 4.00%
Sep 17, 20264.00%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Certificates - 8 Month
3.783%
3.85%
8 Month
Min Balance$1,000
Last Updated10/12/2026
Rate History
No change since Sep 18, 2026 · 3.85% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Certificates - 3 Month
3.59%
3.65%
3 Month
Min Balance$1,000
Last Updated10/12/2026
Rate History
No change since Sep 18, 2026 · 3.65% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Certificates - 4 Month
3.59%
3.65%
4 Month
Min Balance$1,000
Last Updated10/12/2026
Rate History
No change since Sep 18, 2026 · 3.65% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Certificates - 5 Month
3.59%
3.65%
5 Month
Min Balance$1,000
Last Updated10/12/2026
Rate History
No change since Sep 18, 2026 · 3.65% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
American Heritage Federal Credit Union Savings Rates
Product
Rate
APY
View More
High-Yield Savings
3.154%
3.20%
Min Deposit$10,000
Min Balance$10,000
DetailsBalance: $10,000 or more; APY for balances $10,000 and greater; Maximum deposit amount $1,000,000; Limit one High Yield Savings Account per member; $10,000 minimum opening deposit; $10 monthly service fee waived if daily balance is $10,000 or more; three withdrawals per monthly statement cycle, $25 fee for each additional withdrawal
Last Updated10/12/2026
Rate History
1 change since Sep 14, 2026 · 3.10% → 3.20% ▲ 0.10 pts · high 3.20% / low 3.10%
Sep 18, 20263.20%▲ from 3.10%
Sep 14, 20263.10%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Holiday Club
0.16%
0.16%
Min Balance$10,000
DetailsBalance: $10,000 or more
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.16% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Primary Share Savings
0.16%
0.16%
Min Balance$10,000
DetailsBalance: $10,000 or more
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.16% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Holiday Club
0.11%
0.11%
Min Balance$100
DetailsBalance: $100 to $9,999.99
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.11% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Primary Share Savings
0.11%
0.11%
Min Balance$100
DetailsBalance: $100 to $9,999.99
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.11% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
American Heritage Federal Credit Union Money Market Rates
Product
Rate
APY
View More
Platinum Money Market Account
2.765%
2.80%
Min Balance$75,000
DetailsBalance: $75,000 or more; Minimum balance to earn dividends $75,000; Minimum withdrawal amount $1,000; Rate effective as of October 1, 2025
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 2.80% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
VIP Money Market Account
2.57%
2.60%
Min Balance$50,000
DetailsBalance: $50,000 or more
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 2.60% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Money Market Account
2.423%
2.45%
Min Balance$25,000
DetailsBalance: $25,000 or more
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 2.45% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Money Market Account
2.188%
2.21%
Min Balance$2,000
DetailsBalance: $2,000 to $24,999.99
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 2.21% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
American Heritage Federal Credit Union Checking Rates
Product
Rate
APY
View More
Platinum Checking Account (Balances of or more)
0.16%
0.16%
Min Balance$25,000
Details$25,000; Balance: $25,000 or more
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 0.16% APY
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Cash Management Checking
0.11%
0.11%
Min Balance$7,500
DetailsMinimum to earn dividends: $7,500
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.11% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Platinum Checking Account
0.11%
0.11%
Min Balance$7,500
DetailsMinimum to earn dividends: $7,500
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.11% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Identity Protection Checking
0.10%
0.10%
Min Balance$1,000
DetailsMinimum to earn dividends: $1,000
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Totally Free Checking Plus
0.10%
0.10%
Min Balance$1,000
DetailsMinimum to earn dividends: $1,000
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
VIP Checking
0.10%
0.10%
Min Balance$5,000
DetailsMinimum to earn dividends: $5,000
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
American Heritage Federal Credit Union Mortgage Rates
Product
Rate
Points
APR
Term
View More
Mortgage - 10 Year
6.22%
-
6.374%
10 Year
No additional details.
Last Updated10/12/2026
Rate History
1 change since Sep 25, 2026 · 6.12% → 6.37% ▲ 0.25 pts · high 6.37% / low 6.12%
Oct 12, 20266.37%▲ from 6.12%
Sep 25, 20266.12%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Mortgage - 15 Year
6.389%
-
6.499%
15 Year
No additional details.
Last Updated10/12/2026
Rate History
1 change since Sep 25, 2026 · 6.25% → 6.50% ▲ 0.25 pts · high 6.50% / low 6.25%
Oct 12, 20266.50%▲ from 6.25%
Sep 25, 20266.25%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Mortgage - 20 Year
6.785%
-
6.874%
20 Year
No additional details.
Last Updated10/12/2026
Rate History
1 change since Sep 25, 2026 · 6.62% → 6.87% ▲ 0.25 pts · high 6.87% / low 6.62%
Oct 12, 20266.87%▲ from 6.62%
Sep 25, 20266.62%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Refinance 10-Year Conventional
-
-
6.999%
10-Year
DetailsRefinance; No Closing Costs offer (footnote 3)
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 7.00% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Refinance 15-Year Conventional
-
-
7.124%
15-Year
DetailsRefinance; No Closing Costs offer (footnote 3)
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 7.12% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
5/1 Year ARM
6.50%
-
7.159%
5 years
DetailsInterest Rate 6.500%; APR 7.159%
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 7.16% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Mortgage - 5/1 Year ARM
6.50%
-
7.159%
5/1 Year
DetailsAdjustable rate mortgage
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 7.16% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Mortgage - 7/1 Year ARM
6.75%
-
7.171%
7/1 Year
DetailsAdjustable rate mortgage
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 7.17% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Mortgage - 15 Year Jumbo
7.219%
-
7.249%
15 Year
DetailsJumbo
Last Updated10/12/2026
Rate History
1 change since Sep 25, 2026 · 7.00% → 7.25% ▲ 0.25 pts · high 7.25% / low 7.00%
Oct 12, 20267.25%▲ from 7.00%
Sep 25, 20267.00%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Mortgage - 30 Year
7.304%
-
7.374%
30 Year
No additional details.
Last Updated10/12/2026
Rate History
1 change since Sep 25, 2026 · 7.12% → 7.37% ▲ 0.25 pts · high 7.37% / low 7.12%
Oct 12, 20267.37%▲ from 7.12%
Sep 25, 20267.12%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Refinance 20-Year Conventional
-
-
7.624%
20-Year
DetailsRefinance; No Closing Costs offer (footnote 3)
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 7.62% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Mortgage - 15 Year FHA
6.50%
-
7.657%
15 Year
DetailsFHA
Last Updated10/12/2026
Rate History
1 change since Sep 25, 2026 · 7.50% → 7.66% ▲ 0.16 pts · high 7.66% / low 7.50%
Oct 12, 20267.66%▲ from 7.50%
Sep 25, 20267.50%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Mortgage - 30 Year FHA
7.00%
-
7.809%
30 Year
DetailsFHA
Last Updated10/12/2026
Rate History
2 changes since Sep 25, 2026 · 7.63% → 7.81% ▲ 0.18 pts · high 7.81% / low 7.63%
Oct 12, 20267.81%▲ from 7.76%
Oct 2, 20267.76%▲ from 7.63%
Sep 25, 20267.63%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Refinance 30-Year Conventional
-
-
7.874%
30-Year
DetailsRefinance; No Closing Costs offer (footnote 3)
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 7.87% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Mortgage - 30 Year VA
7.00%
-
7.887%
30 Year
No additional details.
Last Updated10/12/2026
Rate History
2 changes since Sep 25, 2026 · 7.73% → 7.89% ▲ 0.16 pts · high 7.89% / low 7.73%
Oct 12, 20267.89%▲ from 7.86%
Oct 2, 20267.86%▲ from 7.73%
Sep 25, 20267.73%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Mortgage - 30 Year Jumbo
7.989%
-
8.009%
30 Year
DetailsJumbo
Last Updated10/12/2026
Rate History
1 change since Sep 25, 2026 · 7.76% → 8.01% ▲ 0.25 pts · high 8.01% / low 7.76%
Oct 12, 20268.01%▲ from 7.76%
Sep 25, 20267.76%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
American Heritage Federal Credit Union Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
Home Equity Loan (Up to 70% LTV)
-
-
5.24%
Up to 36 Months
DetailsAs Low As; Up to 70% LTV
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 5.24% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Home Equity Loan (Up to 70% LTV)
-
-
5.99%
37 to 60 Months
DetailsAs Low As; Up to 70% LTV
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 5.99% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Platinum Fixed-Rate HELOC (3DP/5A)
-
-
5.99%
DetailsAs Low As; LTV: Up to 80%
Last Updated10/12/2026
Rate History
1 change since Sep 14, 2026 · 5.74% → 5.99% ▲ 0.25 pts · high 5.99% / low 5.74%
Sep 25, 20265.99%▲ from 5.74%
Sep 14, 20265.74%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Gold Home Equity Line of Credit
-
-
6.24%
DetailsAs Low As; LTV: Up to 70%
Last Updated10/12/2026
Rate History
1 change since Sep 14, 2026 · 5.99% → 6.24% ▲ 0.25 pts · high 6.24% / low 5.99%
Oct 2, 20266.24%▲ from 5.99%
Sep 14, 20265.99%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Home Equity Loan (Up to 70% LTV)
-
-
6.24%
61 to 84 Months
DetailsAs Low As; Up to 70% LTV
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 6.24% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Home Equity Loan (Up to 70% LTV)
-
-
6.49%
85 to 120 months
DetailsAs Low As; Up to 70% LTV
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 6.49% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Platinum Fixed-Rate HELOC (3DP/10A)
-
-
6.49%
DetailsAs Low As; Terms: Up to 80% LTV
Last Updated10/12/2026
Rate History
1 change since Sep 14, 2026 · 6.24% → 6.49% ▲ 0.25 pts · high 6.49% / low 6.24%
Sep 25, 20266.49%▲ from 6.24%
Sep 14, 20266.24%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Interest-Only-HELOC
-
-
6.50%
DetailsAs Low As; LTV: Up to 70%
Last Updated10/12/2026
Rate History
1 change since Sep 14, 2026 · 6.25% → 6.50% ▲ 0.25 pts · high 6.50% / low 6.25%
Oct 2, 20266.50%▲ from 6.25%
Sep 14, 20266.25%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Gold Home Equity Line of Credit
-
-
7.24%
DetailsAs Low As; LTV: 80.001 - 90%
Last Updated10/12/2026
Rate History
2 changes since Sep 14, 2026 · 5.99% → 7.24% ▲ 1.25 pts · high 7.24% / low 5.99%
Oct 2, 20267.24%▲ from 6.99%
Sep 25, 20266.99%▲ from 5.99%
Sep 14, 20265.99%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Home Equity Loan (Up to 70% LTV)
-
-
7.24%
121 to 180 Months
DetailsAs Low As; Up to 70% LTV
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 7.24% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Platinum Fixed-Rate HELOC (3DP/5A)
-
-
7.49%
DetailsAs Low As; LTV: 80.001% - 95%
Last Updated10/12/2026
Rate History
1 change since Sep 14, 2026 · 7.24% → 7.49% ▲ 0.25 pts · high 7.49% / low 7.24%
Sep 25, 20267.49%▲ from 7.24%
Sep 14, 20267.24%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Gold Home Equity Line of Credit
-
-
7.74%
DetailsAs Low As; LTV: 90.001 - 95%
Last Updated10/12/2026
Rate History
2 changes since Sep 14, 2026 · 5.99% → 7.74% ▲ 1.75 pts · high 7.74% / low 5.99%
Oct 2, 20267.74%▲ from 7.49%
Sep 25, 20267.49%▲ from 5.99%
Sep 14, 20265.99%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Interest-Only-HELOC
-
-
7.74%
DetailsAs Low As; LTV: 80.001 - 90%
Last Updated10/12/2026
Rate History
1 change since Sep 14, 2026 · 7.49% → 7.74% ▲ 0.25 pts · high 7.74% / low 7.49%
Oct 2, 20267.74%▲ from 7.49%
Sep 14, 20267.49%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Platinum Fixed-Rate HELOC (3DP/15A)
-
-
7.74%
DetailsAs Low As; LTV: Up to 70%
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 7.74% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Platinum Fixed-Rate HELOC (3DP/10A)
-
-
7.99%
DetailsAs Low As; Terms: 80.001 - 95% LTV
Last Updated10/12/2026
Rate History
1 change since Sep 14, 2026 · 7.74% → 7.99% ▲ 0.25 pts · high 7.99% / low 7.74%
Sep 25, 20267.99%▲ from 7.74%
Sep 14, 20267.74%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Platinum Fixed-Rate HELOC (3DP/15A)
-
-
7.99%
DetailsAs Low As; LTV: 70.001 - 80%
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 7.99% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Interest-Only-HELOC
-
-
8.24%
DetailsAs Low As; LTV: 90.001 - 95%
Last Updated10/12/2026
Rate History
1 change since Sep 14, 2026 · 7.99% → 8.24% ▲ 0.25 pts · high 8.24% / low 7.99%
Oct 2, 20268.24%▲ from 7.99%
Sep 14, 20267.99%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Platinum Fixed-Rate HELOC (3DP/15A)
-
-
8.24%
DetailsAs Low As; LTV: 80.001 - 90%
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 8.24% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Platinum Fixed-Rate HELOC (3DP/15A)
-
-
8.49%
DetailsAs Low As; LTV: 90.001 - 95%
Last Updated10/12/2026
Rate History
1 change since Sep 14, 2026 · 8.24% → 8.49% ▲ 0.25 pts · high 8.49% / low 8.24%
Sep 25, 20268.49%▲ from 8.24%
Sep 14, 20268.24%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
American Heritage Federal Credit Union Auto Loan Rates
Product
Rate
Points
APR
Term
View More
New Auto Loans Up to 63 Months
-
-
5.49%
Up to 63 Months
DetailsAs Low As; Up to 63 months
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 5.49% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Used Auto Loans Up to 63 Months
-
-
5.84%
Up to 63 Months
DetailsAs Low As; Up to 63 months
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 5.84% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
American Heritage Federal Credit Union RV, Boat and Powersport Loan Rates
Product
Rate
APR
Term
View More
Motorcycle Loan
-
5.89%
0-36 Months
DetailsAs Low As; Model Year: 2025-2026; Loan amount: $5,000+; APR increased by .25% without payroll deduction or automatic payment
Last Updated10/12/2026
Rate History
1 change since Sep 14, 2026 · 5.39% → 5.89% ▲ 0.50 pts · high 5.89% / low 5.39%
Oct 8, 20265.89%▲ from 5.39%
Sep 14, 20265.39%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Motorcycle Loan
-
6.14%
37-60 Months
DetailsAs Low As; Model Year: 2025-2026; Loan amount: $10,000+; APR increased by .25% without payroll deduction or automatic payment
Last Updated10/12/2026
Rate History
1 change since Sep 14, 2026 · 5.64% → 6.14% ▲ 0.50 pts · high 6.14% / low 5.64%
Oct 8, 20266.14%▲ from 5.64%
Sep 14, 20265.64%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Motorcycle Loan
-
6.39%
61-72 Months
DetailsAs Low As; Model Year: 2025-2026; Loan amount: $25,000+; APR increased by .25% without payroll deduction or automatic payment
Last Updated10/12/2026
Rate History
1 change since Sep 14, 2026 · 5.89% → 6.39% ▲ 0.50 pts · high 6.39% / low 5.89%
Oct 8, 20266.39%▲ from 5.89%
Sep 14, 20265.89%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Power Watercraft & ATV Loan
-
6.49%
0-36 Months
DetailsAs Low As; Model Year: 2025-2026; Loan amount: $5,000+; APR increased by .25% without payroll deduction or automatic payment
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 6.49% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Power Watercraft & ATV Loan
-
6.74%
37-60 Months
DetailsAs Low As; Model Year: 2025-2026; Loan amount: $10,000+; APR increased by .25% without payroll deduction or automatic payment
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 6.74% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Motorcycle Loan
-
6.89%
0-36 Months
DetailsAs Low As; Model Year: 2019-2024; Loan amount: $5,000+; APR increased by .25% without payroll deduction or automatic payment
Last Updated10/12/2026
Rate History
1 change since Sep 14, 2026 · 6.39% → 6.89% ▲ 0.50 pts · high 6.89% / low 6.39%
Oct 8, 20266.89%▲ from 6.39%
Sep 14, 20266.39%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Power Watercraft & ATV Loan
-
6.99%
61-72 Months
DetailsAs Low As; Model Year: 2025-2026; Loan amount: up to $15,000; APR increased by .25% without payroll deduction or automatic payment
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 6.99% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Recreational Vehicle Loan
-
6.99%
up to 180 months
DetailsAs Low As; Model Year: 2018 & Earlier; Loan amount: $50,000 to $74,999; APR increased by .25% without payroll deduction or automatic payment
Last Updated10/12/2026
Rate History
No change since Oct 8, 2026 · 6.99% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Motorcycle Loan
-
7.14%
37-60 Months
DetailsAs Low As; Model Year: 2019-2024; Loan amount: $10,000+; APR increased by .25% without payroll deduction or automatic payment
Last Updated10/12/2026
Rate History
1 change since Sep 14, 2026 · 6.64% → 7.14% ▲ 0.50 pts · high 7.14% / low 6.64%
Oct 8, 20267.14%▲ from 6.64%
Sep 14, 20266.64%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Recreational Vehicle Loan
-
7.24%
up to 180 months
DetailsAs Low As; Model Year: 2019 - 2026; Loan amount: $25,000 to $49,999; APR increased by .25% without payroll deduction or automatic payment
Last Updated10/12/2026
Rate History
No change since Oct 8, 2026 · 7.24% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Motorcycle Loan
-
7.39%
61-71 Months
DetailsAs Low As; Model Year: 2019-2024; Loan amount: $25,000+; APR increased by .25% without payroll deduction or automatic payment
Last Updated10/12/2026
Rate History
1 change since Sep 14, 2026 · 6.89% → 7.39% ▲ 0.50 pts · high 7.39% / low 6.89%
Oct 8, 20267.39%▲ from 6.89%
Sep 14, 20266.89%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Motorcycle Loan
-
7.49%
0-60 Months
DetailsAs Low As; Model Year: 2018 And Earlier; APR increased by .25% without payroll deduction or automatic payment
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 7.49% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Power Watercraft & ATV Loan
-
7.49%
0-36 Months
DetailsAs Low As; Model Year: 2019-2024; Loan amount: $5,000+; APR increased by .25% without payroll deduction or automatic payment
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 7.49% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Recreational Vehicle Loan
-
7.49%
up to 120 months
DetailsAs Low As; Model Year: 2019 - 2026; Loan amount: $10,001 to $24,999; APR increased by .25% without payroll deduction or automatic payment
Last Updated10/12/2026
Rate History
No change since Oct 8, 2026 · 7.49% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Power Watercraft & ATV Loan
-
7.74%
37-60 Months
DetailsAs Low As; Model Year: 2018-2023; Loan amount: $10,000+; APR increased by .25% without payroll deduction or automatic payment
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 7.74% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Power Watercraft & ATV Loan
-
7.99%
61-72 Months
DetailsAs Low As; Model Year: 2019-2024; Loan amount: up to $15,000; APR increased by .25% without payroll deduction or automatic payment
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 7.99% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Recreational Vehicle Loan
-
8.49%
up to 84 months
DetailsAs Low As; Model Year: 2019 - 2026; Loan amount: $5,000 to $10,000; APR increased by .25% without payroll deduction or automatic payment
Last Updated10/12/2026
Rate History
No change since Oct 8, 2026 · 8.49% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Power Watercraft & ATV Loan
-
9.49%
Up to 60 months
DetailsAs Low As; Model Year: 2018 And Earlier; Loan amount: $10,000+; APR increased by .25% without payroll deduction or automatic payment
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 9.49% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
American Heritage Federal Credit Union Personal Loan Rates
Product
APR
Term
View More
Personal Line of Credit (Variable Rate)
12.65%
DetailsAs Low As; Variable rate; Rate shown includes 0.25% reduction if loan payments are made by Payroll Deduction or Automatic Transfer from an AMHFCU account; APR is increased by 0.25% without payroll deduction or automatic payment; rates determined by evaluation of applicant credit
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 12.65% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
American Heritage Federal Credit Union Other Rates
Product
Rate
Points
APY/APR
Term
View More
IRA Loans (To Fund an IRA)
-
-
5.00%
2 Year
DetailsAs Low As; Loan to fund an IRA; Rate shown includes 0.25% reduction if loan payments are made by Payroll Deduction or Automatic Transfer from an AMHFCU account; APR is increased by 0.25% without payroll deduction or automatic payment; rates determined by evaluation of applicant credit
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 5.00% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Share Loans
-
-
5.00%
Up to 10 Years
DetailsAs Low As; Rate shown includes 0.25% reduction if loan payments are made by Payroll Deduction or Automatic Transfer from an AMHFCU account; APR is increased by 0.25% without payroll deduction or automatic payment; rates determined by evaluation of applicant credit
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 5.00% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Platinum IRA Share
0.36%
-
0.36%
Min Balance$4,000
DetailsBalance: $4,000 or more
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.36% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Regular IRA
0.31%
-
0.31%
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.31% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.33%
Financial Health History
American Heritage Federal Credit Union’s Texas Ratio rose from 8.36% in Q3 2023 to 9.33% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$5.4B
9.33%
5.0
A
March 31, 2026
$5.3B
6.83%
5.0
A
December 31, 2025
$5.2B
8.37%
5.0
A
September 30, 2025
$5.2B
8.82%
5.0
A
June 30, 2025
$5.2B
10.28%
5.0
A
March 31, 2025
$5.0B
8.36%
5.0
A
December 31, 2024
$5.1B
8.65%
5.0
A
September 30, 2024
$4.8B
8.02%
5.0
A
June 30, 2024
$4.9B
8.45%
5.0
A
March 31, 2024
$4.9B
11.42%
5.0
A
December 31, 2023
$4.8B
10.77%
5.0
A
September 30, 2023
$4.7B
8.36%
5.0
A
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for American Heritage Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather American Heritage Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with American Heritage Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union NameAmerican Heritage Federal Credit Union
Address
2060 Red Lion Rd,
Philadelphia, PA 19115-1603
Phone215-969-0777
Fax215-969-0464
PresidentGary Weyhmuller
CEOBruce Foulke
Full-Time Employees676
Part-Time Employees38
Branch Locations38
ATM Locations37
NCUA Insured✓ Yes, up to $250,000 per depositor
Financials
MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
9.33%
Return on Assets (ROA)
0.2645%
Return on Equity (ROE)
3.1384%
Non-Performing Loans Ratio (NPL)
1.23%
Total Assets
5,356,588,187
Total Amount of Shares and Deposits
4,406,105,321
Total Shares and Deposits < 1 Year
3,986,183,390
Total Shares and Deposits 1 3 Years
345,861,324
Total Shares and Deposits > 3 Years
74,060,607
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
689,009,927
Total Uninsured Shares and Deposits > $250K (F+J)
689,009,927
Total Insured Shares and Deposits > $250K (item 17 less item K)
3,717,095,394
Total Interest Expense (Sum of items 6 8)
61,133,446
Share Certificates
44,060
Number of Accounts for Share Drafts
136,039
IRA KEOGH Accounts
22,639
Number of Accounts for Regular Shares
406,207
All other shares
4,841
Money Market Shares
3,243
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
422,283,625
Total Liabilities
4,929,615,065
Source: NCUA — Last Updated 06/30/2026
Q2 2026 MBR Health & Safety Badge
American Heritage Federal Credit Union earned the Verified Healthy badge
Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.
Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
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Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for American Heritage Federal Credit Union
Frequently Asked Questions About American Heritage Federal Credit Union
How many branches does American Heritage Federal Credit Union operate?
American Heritage Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join American Heritage Federal Credit Union?
Yes, to access services at American Heritage Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, American Heritage Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, American Heritage Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does American Heritage Federal Credit Union offer online and mobile banking?
Most modern institutions like American Heritage Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.americanheritagecu.org.
Current American Heritage Federal Credit Union Rates
12-Month CD3.85%
18-Month CD4.10%
24-Month CD4.10%
60-Month CD4.00%
Savings3.20%
MMA2.80%
Retrieved from our database of financial products. Rates subject to change.