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Advertiser Disclosure
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 Jackson River Community Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 14, 2026
You can compare Jackson River Community Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 2.00%, 6-month share certificate rates at 1.01% and 3-month share certificate rates at 0.05%. Savings rates are at 0.15% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 5.98%. All these rates can be compared to Jackson River Community Credit Union rates. MonitorBankRates evaluates the financial stability of Jackson River Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.54%. Rates were last updated on 04/14/2026. Jackson River Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Jackson River Community Credit Union? Share your experience about Jackson River Community Credit Union by leaving a review below, or read customer reviews before you decide to use Jackson River Community Credit Union. Jackson River Community Credit Union
Jackson River Community Credit Union 347 N Court Ave
https://www.jacksonrivcommcu.org Covington, VA 24426 
Current Rate AvailabilityWe do not have Jackson River Community Credit Union rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Jackson River Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Jackson River Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Jackson River Community Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Jackson River Community Credit Union
Website
https://www.jacksonrivcommcu.org
Address
347 N Court Ave,
Covington, VA 24426
Phone
540-962-6154
Fax
540-965-5154
President
Hunter Fridley
CEO
Kathleen All
Full-Time Employees
18
Part-Time Employees
0
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.54%
Return on Assets (ROA)
1.5575%
Return on Equity (ROE)
10.1250%
Non-Performing Loans Ratio (NPL)
1.94%
Total Assets
123,252,964
Total Amount of Shares and Deposits
104,279,878
Total Shares and Deposits < 1 Year
103,856,638
Total Shares and Deposits 1 3 Years
423,240
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,928,413
Total Uninsured Shares and Deposits > $250K (F+J)
2,928,413
Total Insured Shares and Deposits > $250K (item 17 less item K)
101,351,465
Total Interest Expense (Sum of items 6 8)
663,538
Share Certificates
471
Number of Accounts for Share Drafts
4,530
IRA KEOGH Accounts
251
Number of Accounts for Regular Shares
7,641
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
23,253,488
Total Liabilities
105,118,254
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Jackson River Community Credit UnionIs Jackson River Community Credit Union a safe place to deposit money?Yes, Jackson River Community Credit Union is considered a safe financial institution. With a Texas Ratio of 5.5391282777615%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Jackson River Community Credit Union operate?Jackson River Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Jackson River Community Credit Union?Yes, to access services at Jackson River Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Jackson River Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Jackson River Community Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Jackson River Community Credit Union offer online and mobile banking?Most modern institutions like Jackson River Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.jacksonrivcommcu.org. Compare to Other Credit Unions
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