Austin Telco Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Austin Telco Federal Credit Union12-month CD rates can be found at 4.15%, 6-month CD rates at 1.15% and 3-month CD rates at 0.05%. Savings rates are at 0.25% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.47%. Credit Card rates are at 12.24%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates which you can compare to Austin Telco Federal Credit Union rates.

Compare Austin Telco Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Austin Telco Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Austin Telco Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Austin Telco Federal Credit Union? Share your experience about Austin Telco Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Austin Telco Federal Credit Union.

Overall, Austin Telco Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Austin Telco Federal Credit Union
Balcones Centre
11149 Research Blvd
Austin, TX 78759
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Austin Telco Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Service Federal Credit Union
Service Federal Credit Union
12-Month CD
4.05%
$500
Old Dominion National Bank
Old Dominion National Bank
24-Month CD
4.00%
$500
LendingClub
LendingClub
6-Month CD
3.90%
$500
New Albin Savings Bank
New Albin Savings Bank
48-Month CD
3.80%
$1,000
Monroe Federal S&L
Monroe Federal S&L
18-Month CD
3.75%
$1,000
Suncoast Credit Union
Suncoast Credit Union
18-Month CD
3.75%
$500
First Community Bank Beemer, NE
First Community Bank Beemer, NE
60-Month CD
3.55%
$10,000
Gainey Business Bank
Gainey Business Bank
36-Month CD
3.51%
$5,000
National Bank of Malvern
National Bank of Malvern
18-Month CD
3.50%
$500
First Bank Hampton
First Bank Hampton
48-Month CD
3.30%
$1,000
First FSB Rochester, IN
First FSB Rochester, IN
36-Month CD
3.29%
$500
Torrington Savings Bank
Torrington Savings Bank
48-Month CD
3.25%
$1,000
Sacramento Deposit Bank
Sacramento Deposit Bank
12-Month CD
3.14%
$1,000
Massena Savings and Loan
Massena Savings and Loan
48-Month CD
3.08%
$1,000
First National Bank of Orwell
First National Bank of Orwell
18-Month CD
3.04%
$500
Lyndon State Bank
Lyndon State Bank
24-Month CD
3.04%
$100
Fairfield Federal S&L of Lancaster
Fairfield Federal S&L of Lancaster
18-Month CD
3.04%
$500
Cornerstone State Bank
Cornerstone State Bank
36-Month CD (Jumbo)
3.02%
$200,000
Methuen Co-operative Bank
Methuen Co-operative Bank
18-Month CD
3.00%
$1,000
Pentucket Bank
Pentucket Bank
60-Month CD
3.00%
$500
Pioneer Bank Mapleton, MN
Pioneer Bank Mapleton, MN
36-Month CD
3.00%
$500
FSB of Cando
FSB of Cando
24-Month CD
2.90%
$500
The Bank of Romney
The Bank of Romney
60-Month CD
2.79%
$1,000
Abri Credit Union
Abri Credit Union
48-Month CD
2.75%
$500
The National Capital Bank of Washington
The National Capital Bank of Washington
6-Month CD
2.68%
$1,000
Grand Timber Bank
Grand Timber Bank
36-Month CD
2.52%
$500
Ultima Bank Minnesota
Ultima Bank Minnesota
24-Month CD
2.50%
$1,000
Security Federal Bank
Security Federal Bank
3-Month CD
2.25%
$500
Industry State Bank
Industry State Bank
36-Month CD
2.25%
$1,000
Southwest Missouri Bank
Southwest Missouri Bank
48-Month CD
2.00%
$500
Department of Commerce FCU
Department of Commerce FCU
24-Month CD
1.92%
$500
Jones Bank
Jones Bank
12-Month CD
1.05%
$500
Peoples Bank of Moniteau County
Peoples Bank of Moniteau County
18-Month CD
1.05%
$500
Institution for Savings
Institution for Savings
60-Month CD
1.00%
$500
5 Star Community Credit Union
5 Star Community Credit Union
3-Month CD
1.00%
$500
Greenville Federal
Greenville Federal
24-Month CD
0.80%
$500
Consumers Credit Union
Consumers Credit Union
36-Month CD
0.69%
$1,000
Bank of Magnolia
Bank of Magnolia
48-Month CD
0.50%
$1,000
Horicon Bank
Horicon Bank
Statement Savings
0.30%
$250
Blue Foundry Bank
Blue Foundry Bank
24-Month CD
0.30%
$1,000
Bristol Morgan Bank
Bristol Morgan Bank
Money Market
0.25%
$1,000
The Valley State Bank
The Valley State Bank
Money Market
0.15%
$2,500
JTNB
JTNB
NOW Checking
0.10%
$1,000
Metropolitan Bank and Trust Company
Metropolitan Bank and Trust Company
Savings
0.10%
$500
Napoleon State Bank
Napoleon State Bank
Savings
0.10%
$25
USLA Union S&L
USLA Union S&L
Savings
0.10%
$25
Bank of Herrin
Bank of Herrin
Statement Savings
0.10%
$50
Commonwealth Co-operative Bank
Commonwealth Co-operative Bank
Savings
0.05%
$10
Lusitania Savings Bank
Lusitania Savings Bank
12-Month CD
0.05%
$500
North Side Federal S&L of Chicago
North Side Federal S&L of Chicago
Super Passbook Savings
0.03%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Austin Telco Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
15-Year Fixed
4.500%
4.685%
0.750
First FSB of Champaign Urbana
First FSB of Champaign Urbana
10-Year Fixed
5.250%
5.319%
0.000
StonehamBank
StonehamBank
15-Year Fixed
5.625%
5.733%
0.000
Centreville Bank
Centreville Bank
15-Year Fixed Jumbo
5.750%
5.788%
0.000
1st United Credit Union
1st United Credit Union
15-Year Fixed
5.750%
5.823%
0.000
FNB of River Falls
FNB of River Falls
15-Year Fixed
5.750%
5.868%
0.000
Denver Community Credit Union DBA Zing Credit Union
Denver Community Credit Union DBA Zing Credit Union
15 Year Fixed
5.625%
5.870%
0.000
Ulster Savings Bank
Ulster Savings Bank
7-Year ARM
5.375%
5.877%
0.000
WVS West View SB
WVS West View SB
10-Year Fixed
5.500%
5.896%
0.000
Hatboro Federal Savings
Hatboro Federal Savings
10-Year Fixed
5.375%
5.919%
2.000
Marathon Bank
Marathon Bank
15-Year Fixed
5.750%
5.923%
0.000
River Falls State Bank
River Falls State Bank
15-Year Fixed
5.750%
5.958%
0.000
A+ Federal Credit Union
A+ Federal Credit Union
20-Year Fixed
5.875%
5.959%
0.000
Randolph Brooks FCU
Randolph Brooks FCU
5/5 ARM
5.875%
5.967%
0.000
Wells Fargo
Wells Fargo
30-Year Fixed VA
5.750%
5.979%
1.000
Mid-Atlantic Federal Credit Union
Mid-Atlantic Federal Credit Union
10/6 ARM
6.000%
6.019%
0.000
Collinsville Bank
Collinsville Bank
15-Year Fixed
5.875%
6.054%
0.000
Denver Community Credit Union DBA Zing Credit Union
Denver Community Credit Union DBA Zing Credit Union
20 Year Fixed
5.875%
6.072%
0.000
Sikorsky Credit Union
Sikorsky Credit Union
10/1 ARM
5.750%
6.085%
0.000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
30-Year Fixed Jumbo
6.000%
6.113%
1.000
Citizens Bank
Citizens Bank
15-Year Fixed
6.000%
6.123%
0.375
Penn East Federal Credit Union
Penn East Federal Credit Union
15-Year Fixed
6.000%
6.146%
0.000
River Falls State Bank
River Falls State Bank
20-Year Fixed
6.000%
6.166%
0.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
30-Year Fixed (Jumbo)
6.125%
6.183%
0.000
First Northern Credit Union
First Northern Credit Union
15 Year Fixed
6.125%
6.191%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Austin Telco Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
Suncoast Credit Union
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Achieve Credit Union
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Gold
9.900%
Vystar Credit Union
Vystar Credit Union
Savings Secured Visa®
18.000%
Randolph Brooks FCU
Randolph Brooks FCU
World Cash Back Credit Card Mastercard
18.000%
1st United Credit Union
1st United Credit Union
Visa Platinum Rewards
14.900%
America First Federal Credit Union
America First Federal Credit Union
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
Abbey Credit Union
Abbey Credit Union
VISA® Classic
12.960%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Cash Back
17.750%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
Acme Continental Credit Union
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
Suncoast Credit Union
Suncoast Credit Union
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Abbey Credit Union
Abbey Credit Union
VISA® Gold
11.960%
ACFCU
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa or MasterCard
9.990%
Credit Line $500-$7,000
Canyon View Credit Union
Canyon View Credit Union
Visa Secure Card
13.740%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Abri Credit Union
Abri Credit Union
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
Canyon View Credit Union
Canyon View Credit Union
Visa Student Rewards Card
17.990%
ABNB Federal Credit Union
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Student
17.990%
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Austin Telco Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
1st Ed Credit Union
1st Ed Credit Union
Personal/Signature Loans
11.150%
$0
60 - 60
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
Personal Loans
7.990%
$0 - $30,000
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
Academic Employees Credit Union
Academic Employees Credit Union
Preferred Personal Loan
10.000%
$0
60
Suncoast Credit Union
Suncoast Credit Union
Personal Signature Loan
11.000%
$0
96
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Signature Loan
10.700%
$0 - $10,000
60 - 60
Achieve Credit Union
Achieve Credit Union
Personal Loan
8.950%
$0
Suncoast Credit Union
Suncoast Credit Union
Personal Line of Credit
11.500%
$0
Academic Federal Credit Union
Academic Federal Credit Union
Debt Consolidation Loan
9.000%
$0
108
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
8.490%
$0
36 - 36
AAC Credit Union
AAC Credit Union
Signature Loans
12.990%
$0
48
Abri Credit Union
Abri Credit Union
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
4U Federal Credit Union
4U Federal Credit Union
Personal Loan
10.650%
$0
The Golden 1 Credit Union
The Golden 1 Credit Union
Credit Starter Loan
16.250%
$0
Vystar Credit Union
Vystar Credit Union
Personal Loans
13.250%
$0
6184
1st United Credit Union
1st United Credit Union
Personal Line of Credit Variable
13.150%
$0
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
Vystar Credit Union
Vystar Credit Union
Personal Loans
11.000%
$0
37 - 60
Vystar Credit Union
Vystar Credit Union
Personal Line of Credit
16.240%
$0
60
705 Federal Credit Union
705 Federal Credit Union
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Line of Credit
13.040%
$0
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
Vystar Credit Union
Vystar Credit Union
Personal Loans
10.000%
$0
1 - 36
Access Community Credit Union
Access Community Credit Union
Personal Loans
12.990%
$0
13 - 60
Acipco Federal Credit Union
Acipco Federal Credit Union
Signature Loan
10.000%
$0
1 - 36
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Austin Telco Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Austin Telco Federal Credit Union Information

Credit Union Name: Austin Telco Federal Credit Union
Full Time Employees: 227
Part Time Employees: 43
President: David Westlund
CEO: Robert Hernandez
Branch Locations: 24
ATM Locations: 23
Corporate Office Address:
11149 Research Blvd
Austin, TX 78759
Phone Number: 512-302-5555
Fax Number:

Austin Telco Federal Credit Union Financials

Total Assets:
2,445,268,549
Total Amount of Shares and Deposits:
2,004,409,275
Total Shares and Deposits < 1 Year:
1,736,667,145
Total Shares and Deposits 1 3 Years:
187,510,772
Total Shares and Deposits > 3 Years:
80,231,358
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
160,824,382
Total Uninsured Shares and Deposits > $250K (F+J):
160,824,382
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,843,584,893
Total Interest Expense (Sum of items 6 8):
11,241,533
Share Certificates:
9,584
Number of Accounts for Share Drafts:
60,013
IRA KEOGH Accounts:
3,444
Number of Accounts for Regular Shares:
99,352
Non Member Deposits:
97
Money Market Shares:
6,781
Net Income (unless the amount is already included in Undivided Earnings):
2,660,299
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
27,060,495
Total Liabilities:
2,203,824,935
Show More

Austin Telco Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
Brokered Deposits (All deposits acquired through a third party):
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

As we expected last week a weak unemployment report was released which should set the stage for the Federal Open Market Committee (FOMC) to start a third round of quantitative easing to drive bond yields and mortgage rates even lower. Current mortgage rates on 30 year loans are right above record lows set in July and will head down after the FOMC meets this week.
Average mortgage rates today declined on lower bond yields as the focus shifts from the crisis in Europe to the struggling economy in the United States. Last Friday bond yields increased on the news the European Financial Stability Facility (EFSF) would lend money directly to banks; this sent mortgage rates higher over the weekend.
Mortgage rates are just above record lows set earlier this week. 30 year conforming mortgage rates today are averaging 4.38 percent, up from an average 30 year mortgage rate of 4.36 percent. Conforming 30 year mortgage rates in Florida are higher than the national average 30 year mortgage rate. Current 30 year Florida mortgage rates are averaging 4.42 percent.

Bank or Credit Union Offers and Deals

Citibank Savings Account Promo
Las Vegas, Nevada CD Rates
Bayer Heritage FCU CD Rates: 5.65% APY 3-Month CD, 5.50% APY 12-Month Jumbo CD Special
Ally Bank CD Rates: 5.15% APY for 18-Month CD Account
Long Term Mortgage Rates Mixed This Week: 30 Year Rates Above 5.00%
Banking Basics: Knowing the Differences
HSBC 6 Month CD Rate
Mortgage Rates Break Through Record Lows: 30 Year Rates at 3.49% Today
Mortgage Rates Decline on Economic and Investor Uncertainty
Mortgage Rates Finally Fall

Alternative Bank and Credit Union Offers to Explore

1st Source Bank 5 Year CD Rates now at 2.00%
Marathon Bank 1 Month CD Rates at 0.74%
Mississippi FCU Current CD Rates
PenFed 5 Year Adjustable Rate Mortgage 3.718% APR
Rate Changes at Colorado FSB - New Top 1 Year CD Rate at 1.35% APY
CDs and Savings Accounts, Low Return Until the End of 2014
Current Home Mortgage Rates Today 10/8: 15 Year Conforming Mortgage Rates at 3.72%, 15 Year Jumbo Mortgage Rates at 4.18%
Surging U.S. Treasury Yields Fuel Higher Mortgage Rates: Bank of America's Adjustable Rates Exceed 8.00%
Mortgage Rates: Current 30 Year Mortgage Rates at 4.81%, 15 Year Mortgage Rates at 4.28%
Highest National Savings Rates: Best Savings Rate at 1.00%

Austin Telco Federal Credit Union Reviews

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