Austin Telco Federal Credit Union Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Austin Telco Federal Credit Union's 24 month CD rates are at 3.80%, 18 month CD rates are at 3.75%, 12 month CD rates are at 3.70%, 24 month to $224,999 CD rates are at 3.70%, 9 month CD rates are at 3.65%. Austin Telco Federal Credit Union's savings rates are at 0.00%. Austin Telco Federal Credit Union's money market rates are at 0.00%. Austin Telco Federal Credit Union's Personal Loan Rates are at 5.29%.
Austin Telco Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at Austin Telco Federal Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use . Austin Telco Federal Credit Union Texas RatioAustin Telco Federal Credit Union's Texas Ratio is at 2.16%, which is considered excellent. The Texas Ratio for Austin Telco Federal Credit Union is lower than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This indicates that Austin Telco Federal Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
Austin Telco Federal Credit Union has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Overall, Austin Telco Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesProduct
APY/APR
vs.Avg
"N/A" indicates the product is not offered or the rate is unavailable.
Austin Telco Federal Credit Union
Balcones Centre 11149 Research Blvd
Austin, TX 78759 
Austin Telco Federal Credit Union CD Rates
Austin Telco Federal Credit Union Savings Rates
Austin Telco Federal Credit Union Money Market Rates
Austin Telco Federal Credit Union Checking Rates
Austin Telco Federal Credit Union Home Equity & HELOC
Austin Telco Federal Credit Union Auto Loan Rates
Austin Telco Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Austin Telco Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Austin Telco Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Austin Telco Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & OverviewCredit Union Name: Austin Telco Federal Credit Union
Website: https://www.atfcu.org
Full Time Employees: 231Part Time Employees: 35 President: David Westlund CEO: Robert Hernandez Branch Locations: 24 ATM Locations: 23 Corporate Office Address:
11149 Research Blvd
Austin, TX 78759 Phone Number: 512-302-5555 Fax Number: FinancialsTotal Assets:
2,540,235,239
Total Amount of Shares and Deposits:
2,157,558,260
Total Shares and Deposits < 1 Year:
1,796,610,422
Total Shares and Deposits 1 3 Years:
348,150,890
Total Shares and Deposits > 3 Years:
12,796,946
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
178,244,455
Total Uninsured Shares and Deposits > $250K (F+J):
178,244,455
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,979,313,805
Total Interest Expense (Sum of items 6 8):
35,461,366
Share Certificates:
10,498
Number of Accounts for Share Drafts:
61,040
IRA KEOGH Accounts:
3,331
Number of Accounts for Regular Shares:
100,084
Non Member Deposits:
120
Money Market Shares:
6,438
Net Income (unless the amount is already included in Undivided Earnings):
8,859,103
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
144,013,004
Total Liabilities:
2,246,897,823
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Austin Telco Federal Credit UnionIs a member application needed to join Austin Telco Federal Credit Union?Yes, to access services at Austin Telco Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Austin Telco Federal Credit Union provides a range of mortgage and home equity products. Is Austin Telco Federal Credit Union a safe place to deposit money?Yes, Austin Telco Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Austin Telco Federal Credit Union offer online and mobile banking?Most modern institutions like Austin Telco Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
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