What are the current interest rates at Abound Federal Credit Union?

Current rates for Abound Federal Credit Union include: Savings: 0.05%

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Abound Federal Credit Union

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Abound Federal Credit Union Rates & Review September 2026

Q: Is a member application needed to join Abound Federal Credit Union?

Yes, to access services at Abound Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Abound Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 18, 2026

Abound Federal Credit Union's savings rates are at 0.05%. MonitorBankRates evaluates the financial stability of Abound Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.29%. Rates last updated and verified on 09/18/2026.

Abound Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Abound Federal Credit Union? Share your experience about Abound Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Abound Federal Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.29%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Abound Federal Credit Union
313 Branch

3939 S Dixie Blvd
Radcliff, KY 40160-5113

https://www.aboundcu.com

Abound Federal Credit Union Savings Rates

Product	Rate	APY
High-Yield Savings Account	4.17%	4.25%
Min Balance $0 Details Balance: $0.01-$25,000; Dividends Compounded: Monthly Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
High-Yield Savings Account	1.59%	2.26%
Min Balance $25,000 Details Published APY range: 2.26%-4.25%3. Balance: $25,000.01-$100,000; Dividends Compounded: Monthly Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
High-Yield Savings Account	1.14%	1.15%
Min Balance $100,000 Details Published APY range: 1.15%-2.26%3. Balance: $100,000.01 and up; Dividends Compounded: Monthly Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Savings Account	-	0.15%
Min Deposit $15 Details Deposit $50,000.01 - $100,000.00 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Savings Account	-	0.10%
Min Deposit $15 Details Deposit $10,000.01 - $50,000.00 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Savings Account	-	0.05%
Min Deposit $15 Details Deposit $100.00-$10,000.00 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Abound Federal Credit Union’s Texas Ratio rose from 1.56% in Q2 2023 to 2.29% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$2.7B	2.29%	5.0	A+
December 31, 2025	$2.6B	2.77%	5.0	A+
September 30, 2025	$2.6B	2.63%	5.0	A+
June 30, 2025	$2.5B	2.94%	5.0	A+
March 31, 2025	$2.5B	2.31%	5.0	A+
December 31, 2024	$2.4B	3.29%	5.0	A+
September 30, 2024	$2.4B	1.75%	5.0	A+
June 30, 2024	$2.3B	2.22%	5.0	A+
March 31, 2024	$2.3B	1.84%	5.0	A+
December 31, 2023	$2.3B	2.60%	5.0	A+
September 30, 2023	$2.2B	2.10%	5.0	A+
June 30, 2023	$2.2B	1.56%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Abound Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Abound Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Abound Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Abound Federal Credit Union

Website https://www.aboundcu.com

Address 3939 S Dixie Blvd, Radcliff, KY 40160-5113

Phone 800-285-5669

Fax

President George Pennington

CEO Raymond Springsteen

Full-Time Employees 427

Part-Time Employees 11

Branch Locations 18

ATM Locations 17

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.29%

Return on Assets (ROA)

0.2061%

Return on Equity (ROE)

1.3052%

Non-Performing Loans Ratio (NPL)

0.54%

Total Assets

2,715,512,300

Total Amount of Shares and Deposits

2,242,720,513

Total Shares and Deposits < 1 Year

2,041,399,267

Total Shares and Deposits 1 3 Years

185,909,055

Total Shares and Deposits > 3 Years

15,412,191

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

308,050,632

Total Uninsured Shares and Deposits > $250K (F+J)

308,050,632

Total Insured Shares and Deposits > $250K (item 17 less item K)

1,934,669,881

Total Interest Expense (Sum of items 6 8)

14,720,964

Share Certificates

27,300

Number of Accounts for Share Drafts

52,976

IRA KEOGH Accounts

5,613

Number of Accounts for Regular Shares

127,469

Money Market Shares

2,180

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

275,180,891

Total Liabilities

2,331,981,791

Source: NCUA — Last Updated 03/31/2026

2026 MBR Health & Safety Badge

Abound Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Customer Reviews

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Frequently Asked Questions About Abound Federal Credit Union

How many branches does Abound Federal Credit Union operate?

Abound Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Abound Federal Credit Union?

Yes, to access services at Abound Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Abound Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Abound Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Abound Federal Credit Union offer online and mobile banking?

Most modern institutions like Abound Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.aboundcu.com.