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Salal Credit Union

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Salal Credit Union Rates & Review November 2026

Q: What are the current interest rates at Salal Credit Union?

Current rates for Salal Credit Union include: 12-Month CD: 3.00%, 18-Month CD: 2.50%, 24-Month CD: 0.15%, Savings: 0.05%, MMA: 3.00%

Q: What CD terms does Salal Credit Union offer?

Salal Credit Union CD rates are 3.00% APY for a 12 month CD, 3.50% APY for a 13 month CD, 2.50% APY for an 18 month CD, 3.25% APY for a 2 year CD and 3.25% APY for a 4 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Salal Credit Union for its full lineup.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 29, 2026

Salal Credit Union's 13-Month CD rates are at 3.50%, 13-Month CD of Deposit rates are at 3.50%, 24 Month CDs of Deposit rates are at 3.25%, 24 Month Standard CD rates are at 3.25%, 6 - 48 Month Standard CDs rates are at 3.25%. Salal Credit Union's savings rates are at 0.05%. Salal Credit Union's money market rates are at 3.00%. Salal Credit Union's checking rates are as high as 0.10%. Salal Credit Union's Personal Loan Rates are as low as 9.99%. Salal Credit Union's Credit Card Rates are at 11.74%. Salal Credit Union's CD rates are 3% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Salal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.83%. Rates last updated and verified on 10/29/2026.

Salal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Salal Credit Union? Share your experience about Salal Credit Union by leaving a review below, or read customer reviews before you decide to use Salal Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

4.83%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Salal Credit Union
Northgate Headquarters

9706 4th Ave NE Ste 400
Seattle, WA 98115-2199

https://www.salalcu.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Salal Credit Union CD Rates

Product	Rate	APY	Term
13-Month CD	-	3.50%	13 months
Min Deposit $1,000 Details Rates as high as 3.50% APY; Lock in our best savings rate; Automatic renewal as a standard 12-month CD available; Consumer accounts only; Salal Credit Union membership required Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.50% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
13-Month Certificate of Deposit	3.45%	3.50%	13 months
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000.00 - $2,499.99; Promotional 13-month CD, renews to standard 12-month certificate at maturity; consumer accounts only; Salal Credit Union membership required Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 3.50% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
13-Month Certificate of Deposit	3.45%	3.50%	13 months
Min Deposit $1,000 Min Balance $2,500 Details Balance: $2,500.00 - $9,999.99; Promotional 13-month CD, renews to standard 12-month certificate at maturity; consumer accounts only; Salal Credit Union membership required Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 3.50% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
13-Month Certificate of Deposit	3.45%	3.50%	13 months
Min Deposit $1,000 Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99; Promotional 13-month CD, renews to standard 12-month certificate at maturity; consumer accounts only; Salal Credit Union membership required Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 3.50% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
13-Month Certificate of Deposit	3.45%	3.50%	13 months
Min Deposit $1,000 Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99; Promotional 13-month CD, renews to standard 12-month certificate at maturity; consumer accounts only; Salal Credit Union membership required Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 3.50% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
13-Month Certificate of Deposit	3.45%	3.50%	13 months
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99; Promotional 13-month CD, renews to standard 12-month certificate at maturity; consumer accounts only; Salal Credit Union membership required Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 3.50% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
13-Month Certificate of Deposit	3.45%	3.50%	13 months
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000.00 and over; Promotional 13-month CD, renews to standard 12-month certificate at maturity; consumer accounts only; Salal Credit Union membership required Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 3.50% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
24 Month Certificates of Deposit	3.20%	3.25%	24 months
Min Balance $1,000 Details Balance: $1,000.00 - $2,499.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 3.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
24 Month Certificates of Deposit	3.20%	3.25%	24 months
Min Balance $2,500 Details Balance: $2,500.00 - $9,999.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 3.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
24 Month Certificates of Deposit	3.20%	3.25%	24 months
Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 3.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
24 Month Certificates of Deposit	3.20%	3.25%	24 months
Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 3.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
24 Month Certificates of Deposit	3.20%	3.25%	24 months
Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 3.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
24 Month Certificates of Deposit	3.20%	3.25%	24 months
Min Balance $100,000 Details Balance: $100,000.00 + Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 3.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
24 Month Standard CD	3.20%	3.25%	24 months
Min Balance $1,000 Details Balance: $1,000.00 - $2,499.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.25% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
24 Month Standard CD	3.20%	3.25%	24 months
Min Balance $2,500 Details Balance: $2,500.00 - $9,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.25% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
24 Month Standard CD	3.20%	3.25%	24 months
Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.25% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
24 Month Standard CD	3.20%	3.25%	24 months
Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.25% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
24 Month Standard CD	3.20%	3.25%	24 months
Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.25% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
24 Month Standard CD	3.20%	3.25%	24 months
Min Balance $100,000 Details Balance: $100,000.00 + Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.25% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
6 - 48 Month Standard CDs	-	3.25%	6 to 48 months
Min Deposit $1,000 Details Rates as high as 3.25% APY; Redeem 2,500 Salal Rewards points at application or request for a 0.25% rate increase; One-time option to update to new rate if rates rise during 12- or 24-month term Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 3.25% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
12 Month Certificates of Deposit	2.96%	3.00%	12 months
Min Balance $1,000 Details Balance: $1,000.00 - $2,499.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 3.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
12 Month Certificates of Deposit	2.96%	3.00%	12 months
Min Balance $2,500 Details Balance: $2,500.00 - $9,999.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 3.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
12 Month Certificates of Deposit	2.96%	3.00%	12 months
Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 3.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
12 Month Certificates of Deposit	2.96%	3.00%	12 months
Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 3.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
12 Month Certificates of Deposit	2.96%	3.00%	12 months
Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 3.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
12 Month Certificates of Deposit	2.96%	3.00%	12 months
Min Balance $100,000 Details Balance: $100,000.00 + Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 3.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
12 Month Standard CD	2.96%	3.00%	12 months
Min Balance $1,000 Details Balance: $1,000.00 - $2,499.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
12 Month Standard CD	2.96%	3.00%	12 months
Min Balance $2,500 Details Balance: $2,500.00 - $9,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
12 Month Standard CD	2.96%	3.00%	12 months
Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
12 Month Standard CD	2.96%	3.00%	12 months
Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
12 Month Standard CD	2.96%	3.00%	12 months
Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
12 Month Standard CD	2.96%	3.00%	12 months
Min Balance $100,000 Details Balance: $100,000.00 + Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
17-Month Add-On CD	-	3.00%	17 months
Min Deposit $1,000 Details Rates as high as 3.00% APY; Two additional deposits allowed during term; Maximum $100,000 in total add-on deposits; Consumer accounts only; Salal Credit Union membership required Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.00% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
17-Month Add-On Certificate of Deposit	2.96%	3.00%	17 months
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000.00 - $2,499.99; Two additional deposits allowed, maximum $100,000 total add-on deposits; Limited time offer, consumer accounts only; Not eligible for Salal Rewards Points Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 3.00% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
17-Month Add-On Certificate of Deposit	2.96%	3.00%	17 months
Min Deposit $1,000 Min Balance $2,500 Details Balance: $2,500.00 - $9,999.99; Two additional deposits allowed, maximum $100,000 total add-on deposits; Limited time offer, consumer accounts only; Not eligible for Salal Rewards Points Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 3.00% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
17-Month Add-On Certificate of Deposit	2.96%	3.00%	17 months
Min Deposit $1,000 Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99; Two additional deposits allowed, maximum $100,000 total add-on deposits; Limited time offer, consumer accounts only; Not eligible for Salal Rewards Points Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 3.00% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
17-Month Add-On Certificate of Deposit	2.96%	3.00%	17 months
Min Deposit $1,000 Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99; Two additional deposits allowed, maximum $100,000 total add-on deposits; Limited time offer, consumer accounts only; Not eligible for Salal Rewards Points Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 3.00% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
17-Month Add-On Certificate of Deposit	2.96%	3.00%	17 months
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99; Two additional deposits allowed, maximum $100,000 total add-on deposits; Limited time offer, consumer accounts only; Not eligible for Salal Rewards Points Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 3.00% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
17-Month Add-On Certificate of Deposit	2.96%	3.00%	17 months
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000.00 and over; Two additional deposits allowed, maximum $100,000 total add-on deposits; Limited time offer, consumer accounts only; Not eligible for Salal Rewards Points Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 3.00% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
6 Month Certificates of Deposit	2.96%	3.00%	6 months
Min Balance $1,000 Details Balance: $1,000.00 - $2,499.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 3.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
6 Month Certificates of Deposit	2.96%	3.00%	6 months
Min Balance $2,500 Details Balance: $2,500.00 - $9,999.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 3.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
6 Month Certificates of Deposit	2.96%	3.00%	6 months
Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 3.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
6 Month Certificates of Deposit	2.96%	3.00%	6 months
Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 3.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
6 Month Certificates of Deposit	2.96%	3.00%	6 months
Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 3.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
6 Month Certificates of Deposit	2.96%	3.00%	6 months
Min Balance $100,000 Details Balance: $100,000.00 + Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 3.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
6 Month Standard CD	2.96%	3.00%	6 months
Min Balance $1,000 Details Balance: $1,000.00 - $2,499.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
6 Month Standard CD	2.96%	3.00%	6 months
Min Balance $2,500 Details Balance: $2,500.00 - $9,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
6 Month Standard CD	2.96%	3.00%	6 months
Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
6 Month Standard CD	2.96%	3.00%	6 months
Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
6 Month Standard CD	2.96%	3.00%	6 months
Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
6 Month Standard CD	2.96%	3.00%	6 months
Min Balance $100,000 Details Balance: $100,000.00 + Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
9 Month Certificates of Deposit	2.96%	3.00%	9 months
Min Balance $1,000 Details Balance: $1,000.00 - $2,499.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 3.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
9 Month Certificates of Deposit	2.96%	3.00%	9 months
Min Balance $2,500 Details Balance: $2,500.00 - $9,999.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 3.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
9 Month Certificates of Deposit	2.96%	3.00%	9 months
Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 3.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
9 Month Certificates of Deposit	2.96%	3.00%	9 months
Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 3.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
9 Month Certificates of Deposit	2.96%	3.00%	9 months
Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 3.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
9 Month Certificates of Deposit	2.96%	3.00%	9 months
Min Balance $100,000 Details Balance: $100,000.00 + Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 3.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
9 Month Standard CD	2.96%	3.00%	9 months
Min Balance $1,000 Details Balance: $1,000.00 - $2,499.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
9 Month Standard CD	2.96%	3.00%	9 months
Min Balance $2,500 Details Balance: $2,500.00 - $9,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
9 Month Standard CD	2.96%	3.00%	9 months
Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
9 Month Standard CD	2.96%	3.00%	9 months
Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
9 Month Standard CD	2.96%	3.00%	9 months
Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
9 Month Standard CD	2.96%	3.00%	9 months
Min Balance $100,000 Details Balance: $100,000.00 + Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
18 Month Certificates of Deposit	2.47%	2.50%	18 months
Min Balance $1,000 Details Balance: $1,000.00 - $2,499.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 2.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
18 Month Certificates of Deposit	2.47%	2.50%	18 months
Min Balance $2,500 Details Balance: $2,500.00 - $9,999.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 2.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
18 Month Certificates of Deposit	2.47%	2.50%	18 months
Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 2.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
18 Month Certificates of Deposit	2.47%	2.50%	18 months
Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 2.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
18 Month Certificates of Deposit	2.47%	2.50%	18 months
Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 2.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
18 Month Certificates of Deposit	2.47%	2.50%	18 months
Min Balance $100,000 Details Balance: $100,000.00 + Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 2.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
18 Month Standard CD	2.47%	2.50%	18 months
Min Balance $1,000 Details Balance: $1,000.00 - $2,499.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 2.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
18 Month Standard CD	2.47%	2.50%	18 months
Min Balance $2,500 Details Balance: $2,500.00 - $9,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 2.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
18 Month Standard CD	2.47%	2.50%	18 months
Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 2.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
18 Month Standard CD	2.47%	2.50%	18 months
Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 2.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
18 Month Standard CD	2.47%	2.50%	18 months
Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 2.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
18 Month Standard CD	2.47%	2.50%	18 months
Min Balance $100,000 Details Balance: $100,000.00 + Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 2.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
30 Month Certificates of Deposit	2.23%	2.25%	30 months
Min Balance $1,000 Details Balance: $1,000.00 - $2,499.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 2.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
30 Month Certificates of Deposit	2.23%	2.25%	30 months
Min Balance $2,500 Details Balance: $2,500.00 - $9,999.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 2.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
30 Month Certificates of Deposit	2.23%	2.25%	30 months
Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 2.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
30 Month Certificates of Deposit	2.23%	2.25%	30 months
Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 2.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
30 Month Certificates of Deposit	2.23%	2.25%	30 months
Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 2.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
30 Month Certificates of Deposit	2.23%	2.25%	30 months
Min Balance $100,000 Details Balance: $100,000.00 + Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 2.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
30 Month Standard CD	2.23%	2.25%	30 months
Min Balance $1,000 Details Balance: $1,000.00 - $2,499.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 2.25% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
30 Month Standard CD	2.23%	2.25%	30 months
Min Balance $2,500 Details Balance: $2,500.00 - $9,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 2.25% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
30 Month Standard CD	2.23%	2.25%	30 months
Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 2.25% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
30 Month Standard CD	2.23%	2.25%	30 months
Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 2.25% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
30 Month Standard CD	2.23%	2.25%	30 months
Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 2.25% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
30 Month Standard CD	2.23%	2.25%	30 months
Min Balance $100,000 Details Balance: $100,000.00 + Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 2.25% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
36 Month Certificates of Deposit	2.23%	2.25%	36 months
Min Balance $100,000 Details Balance: $100,000.00 + Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 2.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
36 Month Certificates of Deposit	2.23%	2.25%	36 months
Min Balance $1,000 Details Balance: $1,000.00 - $2,499.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 2.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
36 Month Certificates of Deposit	2.23%	2.25%	36 months
Min Balance $2,500 Details Balance: $2,500.00 - $9,999.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 2.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
36 Month Certificates of Deposit	2.23%	2.25%	36 months
Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 2.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
36 Month Certificates of Deposit	2.23%	2.25%	36 months
Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 2.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
36 Month Certificates of Deposit	2.23%	2.25%	36 months
Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 2.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
36 Month Standard CD	2.23%	2.25%	36 months
Min Balance $1,000 Details Balance: $1,000.00 - $2,499.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 2.25% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
36 Month Standard CD	2.23%	2.25%	36 months
Min Balance $2,500 Details Balance: $2,500.00 - $9,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 2.25% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
36 Month Standard CD	2.23%	2.25%	36 months
Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 2.25% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
36 Month Standard CD	2.23%	2.25%	36 months
Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 2.25% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
36 Month Standard CD	2.23%	2.25%	36 months
Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 2.25% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
36 Month Standard CD	2.23%	2.25%	36 months
Min Balance $100,000 Details Balance: $100,000.00 + Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 2.25% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
48 Month Certificates of Deposit	1.98%	2.00%	48 months
Min Balance $1,000 Details Balance: $1,000.00 - $2,499.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 2.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
48 Month Certificates of Deposit	1.98%	2.00%	48 months
Min Balance $2,500 Details Balance: $2,500.00 - $9,999.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 2.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
48 Month Certificates of Deposit	1.98%	2.00%	48 months
Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 2.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
48 Month Certificates of Deposit	1.98%	2.00%	48 months
Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 2.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
48 Month Certificates of Deposit	1.98%	2.00%	48 months
Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 2.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
48 Month Certificates of Deposit	1.98%	2.00%	48 months
Min Balance $100,000 Details Balance: $100,000.00 + Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 2.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
48 Month Standard CD	1.98%	2.00%	48 months
Min Balance $1,000 Details Balance: $1,000.00 - $2,499.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 2.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
48 Month Standard CD	1.98%	2.00%	48 months
Min Balance $2,500 Details Balance: $2,500.00 - $9,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 2.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
48 Month Standard CD	1.98%	2.00%	48 months
Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 2.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
48 Month Standard CD	1.98%	2.00%	48 months
Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 2.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
48 Month Standard CD	1.98%	2.00%	48 months
Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 2.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
48 Month Standard CD	1.98%	2.00%	48 months
Min Balance $100,000 Details Balance: $100,000.00 + Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 2.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
24 Month Youth Certificate	0.25%	0.25%	24 Months
Min Deposit $100 Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99; $100 minimum opening balance; Rate may be adjusted once at member election (12- and 24-month certificates) Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.25% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
24 Month Youth Certificate	0.25%	0.25%	24 Months
Min Deposit $100 Min Balance $100,000 Details Balance: $100,000.00 and over; $100 minimum opening balance; Rate may be adjusted once at member election (12- and 24-month certificates) Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.25% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
24 Month Youth Certificate	0.20%	0.20%	24 Months
Min Deposit $100 Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99; $100 minimum opening balance; Rate may be adjusted once at member election (12- and 24-month certificates) Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
24 Month Youth Certificate	0.15%	0.15%	24 Months
Min Deposit $100 Min Balance $100 Details Balance: $100.00 - $999.99; $100 minimum opening balance; Rate may be adjusted once at member election (12- and 24-month certificates) Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.15% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
24 Month Youth Certificate	0.15%	0.15%	24 Months
Min Deposit $100 Min Balance $1,000 Details Balance: $1,000.00 - $9,999.99; $100 minimum opening balance; Rate may be adjusted once at member election (12- and 24-month certificates) Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.15% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
24 Month Youth Certificate	0.15%	0.15%	24 Months
Min Deposit $100 Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99; $100 minimum opening balance; Rate may be adjusted once at member election (12- and 24-month certificates) Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.15% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%

Salal Credit Union Savings Rates

Product	Rate	APY
Basic Savings - Extra Savings	0.05%	0.05%
Min Balance $100,000 Details Balance: $100,000.00 and over Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 0.05% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Basic Savings - Primary Savings	0.05%	0.05%
Min Balance $100,000 Details Balance: $100,000.00 and over Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 0.05% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Basic Savings - Youth Savings	0.05%	0.05%
Min Deposit $5 Min Balance $100,000 Details Balance: $100,000.00 and over Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 0.05% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
IRA Savings	0.05%	0.05%
Min Balance $100,000 Details Balance: $100,000.00 and over; May be used for Roth, Traditional, or Education IRA accounts; Fees could reduce earnings on the account Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Basic Savings - Extra Savings	0.03%	0.03%
Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 0.03% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Basic Savings - Extra Savings	0.03%	0.03%
Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 0.03% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Basic Savings - Primary Savings	0.03%	0.03%
Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 0.03% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Basic Savings - Primary Savings	0.03%	0.03%
Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 0.03% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Basic Savings - Youth Savings	0.03%	0.03%
Min Deposit $5 Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 0.03% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Basic Savings - Youth Savings	0.03%	0.03%
Min Deposit $5 Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 0.03% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
IRA Savings	0.03%	0.03%
Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99; May be used for Roth, Traditional, or Education IRA accounts; Fees could reduce earnings on the account Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.03% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Basic Savings - Extra Savings	0.01%	0.01%
Min Balance $100 Details Balance: $100.00 - $2,499.99 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 0.01% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Basic Savings - Extra Savings	0.01%	0.01%
Min Balance $2,500 Details Balance: $2,500.00 - $9,999.99 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 0.01% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Basic Savings - Extra Savings	0.01%	0.01%
Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 0.01% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Basic Savings - Primary Savings	0.01%	0.01%
Min Balance $100 Details Balance: $100.00 - $2,499.99 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 0.01% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Basic Savings - Primary Savings	0.01%	0.01%
Min Balance $2,500 Details Balance: $2,500.00 - $9,999.99 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 0.01% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Basic Savings - Primary Savings	0.01%	0.01%
Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 0.01% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Basic Savings - Youth Savings	0.01%	0.01%
Min Deposit $5 Min Balance $5 Details Balance: $5.00 - $99.99 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 0.01% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Basic Savings - Youth Savings	0.01%	0.01%
Min Deposit $5 Min Balance $100 Details Balance: $100.00 - $2,499.99 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 0.01% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Basic Savings - Youth Savings	0.01%	0.01%
Min Deposit $5 Min Balance $2,500 Details Balance: $2,500.00 - $9,999.99 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 0.01% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Basic Savings - Youth Savings	0.01%	0.01%
Min Deposit $5 Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 0.01% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
IRA Savings	0.01%	0.01%
Min Balance $100 Details Balance: $100.00 - $2,499.99; May be used for Roth, Traditional, or Education IRA accounts; Fees could reduce earnings on the account Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.01% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%

Salal Credit Union Money Market Rates

Product	Rate	APY
Jumbo Money Market	2.96%	3.00%
Min Balance $100,000 Details Balance: $100,000.00 - $249,999.99; eStatements are required to earn interest; if eStatements are discontinued, the APY will be reduced to 0.00% APY; Fees could reduce earnings on the account Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 3.00% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Premium Plus Money Market	1.39%	1.40%
Min Deposit $2,500 Min Balance $100,000 Details Balance: $100,000.00 and over; $2,500 minimum opening balance; Fees could reduce earnings on the account Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.40% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Premium Plus Money Market	1.29%	1.30%
Min Deposit $2,500 Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99; $2,500 minimum opening balance; Fees could reduce earnings on the account Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.30% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Premium Plus Money Market	1.19%	1.20%
Min Deposit $2,500 Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99; $2,500 minimum opening balance; Fees could reduce earnings on the account Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.20% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Premium Plus Money Market	1.09%	1.10%
Min Deposit $2,500 Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99; $2,500 minimum opening balance; Fees could reduce earnings on the account Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.10% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Premium Plus Money Market	1.00%	1.00%
Min Deposit $2,500 Min Balance $2,500 Details Balance: $2,500.00 - $9,999.99; $2,500 minimum opening balance; Fees could reduce earnings on the account Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Jumbo Money Market	0.01%	0.01%
Min Balance $0 Details Balance: $0 - $99,999.99; eStatements are required to earn interest; if eStatements are discontinued, the APY will be reduced to 0.00% APY; Fees could reduce earnings on the account Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.01% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%

Salal Credit Union Checking Rates

Product	Rate	APY
50+ INTEREST CHECKING	0.10%	0.10%
Min Balance $0 Details Balance: $0.00 + Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
PREFERRED INTEREST CHECKING	0.10%	0.10%
Min Balance $2,500 Details Balance: $2,500.00 + Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
PREFERRED INTEREST CHECKING	0.03%	0.03%
Min Balance $0 Details Balance: $0 - $2,499.99 Last Updated 10/29/2026 Rate History No change since Sep 22, 2026 · 0.03% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%

Salal Credit Union Home Equity & HELOC

Product	Rate	Points	APR
Custom Fit Home Equity - Fixed-Rate Loan Segments	-	-	6.93%
Details APR range: 6.93% - 10.93%; $5,000 minimum draw amount; 5, 10, and 15-year terms available; Fully amortized principal and interest payments Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 6.93% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Custom Fit Home Equity - Line of Credit - Variable Rate	-	-	7.74%
Details APR range: 7.74% - 9.99%; No minimum draw amount; Revolving line of credit with 10-year draw period, 15-year amortization after end of draw period; Index: Wall Street Journal Prime Rate Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 7.74% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%

Salal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Auto Loans - New Vehicle	-	-	5.49%	Up to 84 months
Details APR range: 5.49% - 8.74%; New vehicles have never been titled or licensed and used vehicles up to 1 year old; Rates increase without automatic payment; Rates decrease for hybrid and EV loans; Terms up to 84 months are available based on the age of the vehicle and the dollar amount of the loan Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 5.49% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Auto Loans - Used Vehicle	-	-	5.74%	Up to 84 months
Details APR range: 5.74% - 8.99%; Used vehicles that have been titled or licensed and are 2 years old and older; Rates increase without automatic payment; Rates decrease for hybrid and EV loans; Terms up to 84 months are available based on the age of the vehicle and the dollar amount of the loan Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 5.74% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%

Salal Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Boat & RV Loan - New Units	-	8.74%	Up to 72 months
Details APR range: 8.74% - 10.49%; Year: New units that have never been titled or licensed; Rates adjust without automatic payment; Rates for loans without automatic payment will increase by 0.25% Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 8.74% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Boat & RV Loan - Used Units	-	8.74%	Up to 72 months
Details APR range: 8.74% - 10.49%; Year: Used units that have been titled or licensed; Rates adjust without automatic payment; Rates for loans without automatic payment will increase by 0.25% Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 8.74% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Boat & RV Loan - Used Units Older Than 7 Years	-	9.49%	Up to 60 months
Details APR range: 9.49% - 13.49%; Year: Used units older than 7 years; Rates adjust without automatic payment; Rates for loans without automatic payment will increase by 0.25% Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 9.49% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Motorcycle, Jet Ski & ATV Loan - New Units	-	9.99%	Up to 72 months
Details APR range: 9.99% - 13.99%; Year: New units that have never been titled or licensed; Rates adjust without automatic payment; Rates for loans without automatic payment will increase by 0.25% Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 9.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Motorcycle, Jet Ski & ATV Loan - Used Units	-	9.99%	Up to 72 months
Details APR range: 9.99% - 13.99%; Year: Used units that have been titled or licensed; Rates adjust without automatic payment; Rates for loans without automatic payment will increase by 0.25% Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 9.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%

Salal Credit Union Credit Card Rates

Product	Rate	APR
Classic Credit Card	-	11.74%
Details Published APR range: 11.74% - 19.49%. APR determined at account opening based on creditworthiness; varies with Prime Rate after opening Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 11.49% → 11.74% ▲ 0.25 pts · high 11.74% / low 11.49% Oct 19, 202611.74%▲ from 11.49% Sep 14, 202611.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Rewards Credit Card	-	13.74%
Details Published APR range: 13.74% - 17.24%. APR determined at account opening based on creditworthiness; varies with Prime Rate after opening Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 13.49% → 13.74% ▲ 0.25 pts · high 13.74% / low 13.49% Oct 19, 202613.74%▲ from 13.49% Sep 14, 202613.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Student Credit Card	-	17.00%
Details APR determined at account opening based on creditworthiness; varies with Prime Rate after opening Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 16.75% → 17.00% ▲ 0.25 pts · high 17.00% / low 16.75% Oct 19, 202617.00%▲ from 16.75% Sep 14, 202616.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Secured Credit Card	-	18.00%
Details APR determined at account opening based on creditworthiness; varies with Prime Rate after opening Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 18.00% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%

Salal Credit Union Personal Loan Rates

Product	APR	Term	View More
SALAL SIGNATURE LOAN	9.99%	Up to 60 months
Details APR range 9.99% - 11.59%; Available to individuals residing in CO, OR, and WA; APR is 0.25% higher on loans without automatic payment Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 9.99% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%

Salal Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
SALAL EZ LINE OF CREDIT	-	-	13.74%	Revolving
Details APR range 13.74% - 14.34%; Available to individuals residing in CO, OR, and WA; APR is 0.25% higher on loans without automatic payment Last Updated 10/29/2026 Rate History No change since Sep 22, 2026 · 13.74% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Certificate of Deposit - 12 Months	2.96%	-	3.00%	12 months
Min Balance $1,000 Details Balance: $1,000.00 - $2,499.99; IRA status not shown in page context Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Certificate of Deposit - 12 Months	2.96%	-	3.00%	12 months
Min Balance $2,500 Details Balance: $2,500.00 - $9,999.99; IRA status not shown in page context Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Certificate of Deposit - 12 Months	2.96%	-	3.00%	12 months
Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99; IRA status not shown in page context Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Certificate of Deposit - 12 Months	2.96%	-	3.00%	12 months
Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99; IRA status not shown in page context Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Certificate of Deposit - 12 Months	2.96%	-	3.00%	12 months
Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99; IRA status not shown in page context Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Certificate of Deposit - 12 Months	2.96%	-	3.00%	12 months
Min Balance $100,000 Details Balance: $100,000.00 and over; IRA status not shown in page context Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Certificate of Deposit - 18 Months	2.47%	-	2.50%	18 months
Min Balance $1,000 Details Balance: $1,000.00 - $2,499.99; IRA status not shown in page context Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 2.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Certificate of Deposit - 18 Months	2.47%	-	2.50%	18 months
Min Balance $2,500 Details Balance: $2,500.00 - $9,999.99; IRA status not shown in page context Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 2.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Certificate of Deposit - 18 Months	2.47%	-	2.50%	18 months
Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99; IRA status not shown in page context Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 2.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Certificate of Deposit - 18 Months	2.47%	-	2.50%	18 months
Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99; IRA status not shown in page context Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 2.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Certificate of Deposit - 18 Months	2.47%	-	2.50%	18 months
Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99; IRA status not shown in page context Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 2.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Certificate of Deposit - 18 Months	2.47%	-	2.50%	18 months
Min Balance $100,000 Details Balance: $100,000.00 and over; IRA status not shown in page context Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 2.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Certificate of Deposit - 24 Months	3.20%	-	3.25%	24 months
Min Balance $1,000 Details Balance: $1,000.00 - $2,499.99; IRA status not shown in page context Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.25% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Certificate of Deposit - 24 Months	3.20%	-	3.25%	24 months
Min Balance $2,500 Details Balance: $2,500.00 - $9,999.99; IRA status not shown in page context Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.25% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Certificate of Deposit - 24 Months	3.20%	-	3.25%	24 months
Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99; IRA status not shown in page context Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.25% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Certificate of Deposit - 24 Months	3.20%	-	3.25%	24 months
Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99; IRA status not shown in page context Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.25% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Certificate of Deposit - 24 Months	3.20%	-	3.25%	24 months
Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99; IRA status not shown in page context Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.25% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Certificate of Deposit - 24 Months	3.20%	-	3.25%	24 months
Min Balance $100,000 Details Balance: $100,000.00 and over; IRA status not shown in page context Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.25% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Certificate of Deposit - 30 Months	2.23%	-	2.25%	30 months
Min Balance $1,000 Details Balance: $1,000.00 - $2,499.99; IRA status not shown in page context Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 2.25% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Certificate of Deposit - 30 Months	2.23%	-	2.25%	30 months
Min Balance $2,500 Details Balance: $2,500.00 - $9,999.99; IRA status not shown in page context Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 2.25% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Certificate of Deposit - 30 Months	2.23%	-	2.25%	30 months
Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99; IRA status not shown in page context Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 2.25% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Certificate of Deposit - 30 Months	2.23%	-	2.25%	30 months
Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99; IRA status not shown in page context Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 2.25% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Certificate of Deposit - 30 Months	2.23%	-	2.25%	30 months
Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99; IRA status not shown in page context Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 2.25% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Certificate of Deposit - 30 Months	2.23%	-	2.25%	30 months
Min Balance $100,000 Details Balance: $100,000.00 and over; IRA status not shown in page context Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 2.25% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Certificate of Deposit - 36 Months	2.23%	-	2.25%	36 months
Min Balance $1,000 Details Balance: $1,000.00 - $2,499.99; IRA status not shown in page context Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 2.25% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Certificate of Deposit - 36 Months	2.23%	-	2.25%	36 months
Min Balance $2,500 Details Balance: $2,500.00 - $9,999.99; IRA status not shown in page context Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 2.25% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Certificate of Deposit - 36 Months	2.23%	-	2.25%	36 months
Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99; IRA status not shown in page context Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 2.25% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Certificate of Deposit - 36 Months	2.23%	-	2.25%	36 months
Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99; IRA status not shown in page context Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 2.25% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Certificate of Deposit - 36 Months	2.23%	-	2.25%	36 months
Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99; IRA status not shown in page context Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 2.25% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Certificate of Deposit - 36 Months	2.23%	-	2.25%	36 months
Min Balance $100,000 Details Balance: $100,000.00 and over; IRA status not shown in page context Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 2.25% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Certificate of Deposit - 48 Months	1.98%	-	2.00%	48 months
Min Balance $1,000 Details Balance: $1,000.00 - $2,499.99; IRA status not shown in page context Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 2.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Certificate of Deposit - 48 Months	1.98%	-	2.00%	48 months
Min Balance $2,500 Details Balance: $2,500.00 - $9,999.99; IRA status not shown in page context Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 2.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Certificate of Deposit - 48 Months	1.98%	-	2.00%	48 months
Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99; IRA status not shown in page context Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 2.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Certificate of Deposit - 48 Months	1.98%	-	2.00%	48 months
Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99; IRA status not shown in page context Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 2.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Certificate of Deposit - 48 Months	1.98%	-	2.00%	48 months
Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99; IRA status not shown in page context Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 2.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Certificate of Deposit - 48 Months	1.98%	-	2.00%	48 months
Min Balance $100,000 Details Balance: $100,000.00 and over; IRA status not shown in page context Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 2.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Certificate of Deposit - 6 Months	2.96%	-	3.00%	6 months
Min Balance $1,000 Details Balance: $1,000.00 - $2,499.99; IRA status not shown in page context Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Certificate of Deposit - 6 Months	2.96%	-	3.00%	6 months
Min Balance $2,500 Details Balance: $2,500.00 - $9,999.99; IRA status not shown in page context Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Certificate of Deposit - 6 Months	2.96%	-	3.00%	6 months
Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99; IRA status not shown in page context Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Certificate of Deposit - 6 Months	2.96%	-	3.00%	6 months
Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99; IRA status not shown in page context Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Certificate of Deposit - 6 Months	2.96%	-	3.00%	6 months
Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99; IRA status not shown in page context Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Certificate of Deposit - 6 Months	2.96%	-	3.00%	6 months
Min Balance $100,000 Details Balance: $100,000.00 and over; IRA status not shown in page context Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Certificate of Deposit - 9 Months	2.96%	-	3.00%	9 months
Min Balance $1,000 Details Balance: $1,000.00 - $2,499.99; IRA status not shown in page context Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Certificate of Deposit - 9 Months	2.96%	-	3.00%	9 months
Min Balance $2,500 Details Balance: $2,500.00 - $9,999.99; IRA status not shown in page context Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Certificate of Deposit - 9 Months	2.96%	-	3.00%	9 months
Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99; IRA status not shown in page context Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Certificate of Deposit - 9 Months	2.96%	-	3.00%	9 months
Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99; IRA status not shown in page context Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Certificate of Deposit - 9 Months	2.96%	-	3.00%	9 months
Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99; IRA status not shown in page context Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
Certificate of Deposit - 9 Months	2.96%	-	3.00%	9 months
Min Balance $100,000 Details Balance: $100,000.00 and over; IRA status not shown in page context Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%
DIRECT INTEREST	0.03%	-	0.03%
Min Balance $0 Details Balance: $0.00 + Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.03% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.83%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Salal Credit Union’s Texas Ratio rose from 1.33% in Q3 2023 to 4.83% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$1.2B	4.83%	5.0	A+
March 31, 2026	$1.2B	5.67%	5.0	A+
December 31, 2025	$1.2B	6.81%	5.0	A
September 30, 2025	$1.1B	4.66%	5.0	A+
June 30, 2025	$1.2B	5.49%	5.0	A+
March 31, 2025	$1.2B	3.47%	5.0	A+
December 31, 2024	$1.2B	3.14%	5.0	A+
September 30, 2024	$1.1B	2.70%	5.0	A+
June 30, 2024	$1.2B	2.63%	5.0	A+
March 31, 2024	$1.2B	1.52%	5.0	A+
December 31, 2023	$1.2B	2.38%	5.0	A+
September 30, 2023	$1.2B	1.33%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Salal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Salal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Salal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Salal Credit Union

Website https://www.salalcu.org

Address 9706 4th Ave NE Ste 400, Seattle, WA 98115-2199

Phone 206-298-9394

Fax 206-299-6000

President Brian Luong

CEO Kevin Skinner

Full-Time Employees 219

Part-Time Employees 3

Branch Locations 4

ATM Locations 4

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

4.83%

Return on Assets (ROA)

0.2803%

Return on Equity (ROE)

3.0516%

Non-Performing Loans Ratio (NPL)

0.60%

Total Assets

1,161,348,958

Total Amount of Shares and Deposits

1,017,358,422

Total Shares and Deposits < 1 Year

1,001,995,808

Total Shares and Deposits 1 3 Years

15,110,699

Total Shares and Deposits > 3 Years

251,915

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

323,531,104

Total Uninsured Shares and Deposits > $250K (F+J)

323,531,104

Total Insured Shares and Deposits > $250K (item 17 less item K)

693,827,318

Total Interest Expense (Sum of items 6 8)

8,638,632

Share Certificates

4,454

Number of Accounts for Share Drafts

17,602

IRA KEOGH Accounts

1,399

Number of Accounts for Regular Shares

13,122

Money Market Shares

4,573

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

21,757,424

Total Liabilities

1,061,245,885

Source: NCUA — Last Updated 06/30/2026

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Salal Credit Union earned the Verified Healthy badge

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Frequently Asked Questions About Salal Credit Union

Does Salal Credit Union offer CDs?

Yes. Salal Credit Union current CD rates include its 13-Month CD at 3.50% APY, its 13-Month CD of Deposit at 3.50% APY and its 24 Month CDs of Deposit at 3.25% APY, verified by MonitorBankRates as of October 29, 2026.

Are CDs from Salal Credit Union NCUA insured?

Yes. Salal Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Salal Credit Union?

The highest Salal Credit Union CD rate is its 13-Month CD at 3.50% APY, verified by MonitorBankRates as of October 29, 2026.

What CD terms does Salal Credit Union offer?

Salal Credit Union CD rates are 3.00% APY for a 12 month CD, 3.50% APY for a 13 month CD, 2.50% APY for an 18 month CD, 3.25% APY for a 2 year CD and 3.25% APY for a 4 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Salal Credit Union for its full lineup.

What is the highest savings rate at Salal Credit Union?

The highest Salal Credit Union savings rate is its Basic Savings - Extra Savings at 0.05% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest money market rate at Salal Credit Union?

The highest Salal Credit Union money market rate is its Jumbo Money Market at 3.00% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest checking rate at Salal Credit Union?

The highest Salal Credit Union checking rate is its 50+ INTEREST CHECKING at 0.10% APY, verified by MonitorBankRates as of October 29, 2026.

What is the lowest auto loan rate at Salal Credit Union?

The lowest Salal Credit Union auto loan rate is its Auto Loans - New Vehicle at 5.49% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest personal loan rate at Salal Credit Union?

The lowest Salal Credit Union personal loan rate is its SALAL SIGNATURE LOAN at 9.99% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest credit card APR at Salal Credit Union?

The lowest Salal Credit Union credit card APR is its Classic Credit Card at 11.74% APR, verified by MonitorBankRates as of October 29, 2026.

How many branches does Salal Credit Union operate?

Salal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Salal Credit Union?

Yes, to access services at Salal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Salal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Salal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Salal Credit Union offer online and mobile banking?

Most modern institutions like Salal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.salalcu.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Salal Credit Union rates compare?

Salal Credit Union's CD rates are 3% higher than the MonitorBankRates national average, and it has an A+ health rating. Salal Credit Union's top rates are its 13-Month CD at 3.50% APY, its Basic Savings - Extra Savings at 0.05% APY, its Jumbo Money Market at 3.00% APY, its 50+ INTEREST CHECKING at 0.10% APY, its SALAL SIGNATURE LOAN at 9.99% APR and its Classic Credit Card at 11.74% APR, verified by MonitorBankRates on October 29, 2026.

Current Salal Credit Union Rates

12-Month CD3.00%
18-Month CD2.50%
24-Month CD0.15%
Savings0.05%
MMA3.00%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Salal Credit Union Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Salal Credit Union Texas Ratio

Salal Credit Union Health Trend

Salal Credit Union CD Rates

Salal Credit Union Savings Rates

Salal Credit Union Money Market Rates

Salal Credit Union Checking Rates

Salal Credit Union Home Equity & HELOC

Salal Credit Union Auto Loan Rates

Salal Credit Union RV, Boat and Powersport Loan Rates

Salal Credit Union Credit Card Rates

Salal Credit Union Personal Loan Rates

Salal Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Salal Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Salal Credit Union

Does Salal Credit Union offer CDs?

Are CDs from Salal Credit Union NCUA insured?

What is the highest CD rate at Salal Credit Union?

What CD terms does Salal Credit Union offer?

What is the highest savings rate at Salal Credit Union?

What is the highest money market rate at Salal Credit Union?

What is the highest checking rate at Salal Credit Union?

What is the lowest auto loan rate at Salal Credit Union?

What is the lowest personal loan rate at Salal Credit Union?

What is the lowest credit card APR at Salal Credit Union?

How many branches does Salal Credit Union operate?

Is a member application needed to join Salal Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Salal Credit Union offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Salal Credit Union rates compare?

Current Salal Credit Union Rates

Compare to Other Credit Unions