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BMI Federal Credit Union Rates and Review January 2026

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BMI Federal Credit Union12-month CD rates can be found at 3.30%, 6-month CD rates at 1.00% and 3-month CD rates at 0.05%. Savings rates are at 0.25% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 6.00%. Credit Card rates are at 12.24%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates which you can compare to BMI Federal Credit Union rates.

Compare BMI Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of BMI Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

BMI Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at BMI Federal Credit Union? Share your experience about BMI Federal Credit Union by leaving a review below, or read customer reviews before you decide to use BMI Federal Credit Union.

Overall, BMI Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

BMI Federal Credit Union
Corporate Office
6165 Emerald Pkwy
Dublin, OH 43016 3248
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
60-Month CD
3.85%
$500
24-Month CD
3.79%
$500
24-Month CD
3.75%
$1,000
Money Market Account
3.70%
$0
18-Month CD
3.60%
$500
24-Month CD
3.45%
$500
60-Month CD
3.44%
$1,000
6-Month CD
3.44%
$2,500
24-Month CD (IntraFi®)
3.40%
$10,000
18-Month CD
3.40%
$1,000
24-Month CD
3.30%
$1,000
36-Month CD
3.28%
$1,000
36-Month CD
3.25%
$1,000
18-Month CD
3.25%
$1,000
24-Month CD
3.24%
$500
18-Month CD
3.05%
$500
24-Month CD
3.04%
$10,000
36-Month CD
2.86%
$1,000
60-Month CD
2.85%
$500
18-Month CD
2.79%
$1,000
18-Month CD
2.78%
$1,000
Kasasa Checking
2.65%
$100
36-Month CD
2.50%
$1,000
12-Month CD
2.27%
$1,000
24-Month CD
2.25%
$1,000
60-Month CD
2.22%
$500
60-Month CD
2.02%
$1,000
36-Month CD
2.02%
$500
60-Month CD
1.76%
$500
36-Month CD
1.30%
$500
48-Month CD
1.00%
$2,500
12-Month CD
1.00%
$500
24-Month CD
0.80%
$500
12-Month CD
0.75%
$500
T Savings
0.75%
$0
48-Month CD
0.70%
$500
Platinum Personal Checking
0.65%
$1
48-Month CD
0.45%
$500
18-Month CD
0.30%
$1,000
24-Month CD
0.30%
$500
Regular Savings
0.29%
$50
6-Month CD
0.20%
$2,500
Statement Savings
0.10%
$25
NOW Checking
0.10%
$1,000
Money Market
0.10%
$2,500
NOW Checking
0.05%
$900
Money Market
0.05%
$50
Primary Share Savings
0.05%
$1
Statement Savings
0.04%
$100
6-Month CD
0.00%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.250%
6.055%
0.000
5.500%
6.086%
0.000
15-Year Fixed
5.750%
5.943%
0.000
5.625%
5.714%
0.000
15-Year Fixed
5.500%
5.546%
0.000
4.750%
5.855%
0.000
10-Year Fixed
6.100%
6.433%
0.000
6.375%
6.394%
0.000
15-Year Fixed
5.500%
5.684%
0.000
5.250%
5.382%
0.000
5/6 ARM
5.375%
6.286%
0.947
6.375%
6.556%
0.000
20-Year Fixed
6.125%
6.201%
0.000
15-Year Fixed
6.000%
6.021%
0.000
5.875%
6.118%
0.000
5.115%
5.908%
0.946
6.250%
7.325%
0.000
5.625%
5.850%
0.000
6.250%
6.389%
0.000
10-Year Fixed
5.375%
5.473%
0.000
6.000%
6.031%
0.000
6.000%
6.035%
0.375
30-Year Fixed
6.250%
6.450%
0.000
5.875%
6.359%
0.000
30-Year Fixed
6.000%
6.068%
0.000
6.740%
6.723%
0.000
5.750%
5.970%
0.250
6.500%
6.595%
0.000
5.875%
5.958%
0.000
5/5 ARM High LTV
5.250%
6.143%
1.000
15-Year Fixed
5.375%
5.431%
0.000
5.625%
6.036%
0.000
6.000%
6.226%
0.000
5.875%
5.980%
0.000
4.875%
5.172%
1.125
30 Year Fixed
6.375%
6.670%
0.000
5.250%
6.232%
0.750
5.875%
6.091%
0.000
15-Year Fixed
5.375%
5.490%
0.125
5.625%
5.941%
0.000
6.000%
5.892%
0.000
30-Year Fixed
7.125%
7.126%
0.000
5.875%
6.170%
0.000
5.750%
6.161%
0.000
6.000%
6.174%
0.000
30 Year Fixed (Jumbo)
6.125%
6.176%
0.000
15-Year Fixed
5.375%
5.560%
0.000
5.115%
5.787%
1.071
5.625%
5.870%
0.000
5.875%
6.023%
0.000
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Credit Card Rate Comparison

Institution
Product
APR
Notes
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Visa Platinum Preferred Student
17.990%
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
14.740%
8.750%
8.900% - 13.900%
Based upon credit worthiness.
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
13.900%
14.000%
14.000%
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
Security Service Power Rewards MasterCard
18.000%
18.000%
Platinum Visa
15.350%
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
9.990%
14.240%
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Visa Crimson Card
13.240%
Academic VISA® Platinum
10.900%
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
7.900%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
10.500%
$0 - $5,000
24 - 36
Debt Consolidation
13.990%
$0
1 - 72
10.990%
$0 - $10,000
60 - 60
Personal Loan Rates
5.740%
$0
1 - 36
12.990%
$0 - $2,000
24 - 24
12.990%
$0
12
13.490%
$0 - $5,000
48 - 48
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
Personal Signature Loans
14.000%
$0
60
11.740% - 17.990%
$0
18.000%
$0 - $500
5
15.000%
$500 - $1,500
6 - 12
13.240%
$0
48
10.700%
$0 - $10,000
60 - 60
7.000%
$500 - $15,000
60
14.700%
$8,000
60 - 60
9.990% - 16.240%
$0
61 - 66
8.990% - 18.000%
$0 - $30,000
72
Personal Line of Credit Variable
13.150%
$0
8.500%
$0 - $6,000
42
9.200% - 17.950%
$0 - $100
12 - 24
8.890%
$0
10.490%
$0
11.240% - 17.950%
$0
25 - 36
A+ Personal Loan
8.990%
$0
84
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have BMI Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: BMI Federal Credit Union
Full Time Employees: 102
Part Time Employees: 6
President: Brad Ashbrook
CEO: William Allender
Branch Locations: 5
ATM Locations: 5
Corporate Office Address:
6165 Emerald Pkwy
Dublin, OH 43016 3248
Phone Number: 614-707-4000
Fax Number: 614-707-4195

Financials

Total Assets:
709,446,098
Total Amount of Shares and Deposits:
603,190,648
Total Shares and Deposits < 1 Year:
529,343,148
Total Shares and Deposits 1 3 Years:
59,487,392
Total Shares and Deposits > 3 Years:
14,360,107
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
64,699,839
Total Uninsured Shares and Deposits > $250K (F+J):
64,699,839
Total Insured Shares and Deposits > $250K (item 17 less item K):
538,490,809
Total Interest Expense (Sum of items 6 8):
9,911,523
Share Certificates:
5,084
Number of Accounts for Share Drafts:
19,423
IRA KEOGH Accounts:
1,708
Number of Accounts for Regular Shares:
51,942
All other shares:
850
Money Market Shares:
6,507
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
45,184,999
Total Liabilities:
638,310,264
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Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About BMI Federal Credit Union

Is a member application needed to join BMI Federal Credit Union?

Yes, to access services at BMI Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, BMI Federal Credit Union provides a range of mortgage and home equity products.

Is BMI Federal Credit Union a safe place to deposit money?

Yes, BMI Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does BMI Federal Credit Union offer online and mobile banking?

Most modern institutions like BMI Federal Credit Union provide digital access including online balance checks and transfers.

Current BMI Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions