|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 CPM Federal Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 9, 2026
CPM Federal Credit Union's top rates as of October 9, 2026 are 3.70% APY on its 12 Month CDs CD, 1.81% APY on money market accounts, rv, boat and powersport loans from 7.49% APR, and credit cards from 10.99% APR, according to rates verified by MonitorBankRates. Other CPM Federal Credit Union CD rates include 12 Month Youth and Young Adult Savings CDs at 3.70%, 24 Month CDs at 3.60%, and 24 Month Youth and Young Adult Savings CDs at 3.60%. MonitorBankRates evaluates the financial stability of CPM Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 12.83%. Rates last updated and verified on 10/09/2026. CPM Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CPM Federal Credit Union? Share your experience about CPM Federal Credit Union by leaving a review below, or read customer reviews before you decide to use CPM Federal Credit Union. CPM Federal Credit Union
Support Center 1066 E Montague Ave
https://www.cpmfed.com North Charleston, SC 29405  Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. CPM Federal Credit Union CD Rates
CPM Federal Credit Union Money Market Rates
CPM Federal Credit Union Home Equity & HELOC
CPM Federal Credit Union Auto Loan Rates
CPM Federal Credit Union RV, Boat and Powersport Loan Rates
CPM Federal Credit Union Credit Card Rates
CPM Federal Credit Union Personal Loan Rates
CPM Federal Credit Union Other Rates
Financial Health HistoryCPM Federal Credit Union’s Texas Ratio rose from 2.15% in Q3 2023 to 12.83% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for CPM Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather CPM Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with CPM Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
CPM Federal Credit Union
Website
https://www.cpmfed.com
Address
1066 E Montague Ave,
North Charleston, SC 29405
Phone
800-255-1513
Fax
843-566-9312
President
Michael Chodnicki
CEO
James Gergen
Full-Time Employees
185
Part-Time Employees
15
Branch Locations
11
ATM Locations
11
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (94/100)
Texas Ratio
12.83%
Return on Assets (ROA)
0.0590%
Return on Equity (ROE)
0.6637%
Non-Performing Loans Ratio (NPL)
1.92%
Total Assets
759,347,038
Total Amount of Shares and Deposits
687,998,071
Total Shares and Deposits < 1 Year
665,623,952
Total Shares and Deposits 1 3 Years
20,460,408
Total Shares and Deposits > 3 Years
1,913,711
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
27,625,175
Total Uninsured Shares and Deposits > $250K (F+J)
27,626,030
Total Insured Shares and Deposits > $250K (item 17 less item K)
660,372,041
Total Interest Expense (Sum of items 6 8)
5,537,482
Share Certificates
4,642
Number of Accounts for Share Drafts
44,281
IRA KEOGH Accounts
1,163
Number of Accounts for Regular Shares
78,298
Non Member Deposits
2
Money Market Shares
4,031
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
92,520,433
Total Liabilities
693,506,787
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for CPM Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for CPM Federal Credit Union
Frequently Asked Questions About CPM Federal Credit UnionHow many branches does CPM Federal Credit Union operate?CPM Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join CPM Federal Credit Union?Yes, to access services at CPM Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, CPM Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, CPM Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does CPM Federal Credit Union offer online and mobile banking?Most modern institutions like CPM Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cpmfed.com. Current CPM Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
ACE Credit Union Services
Banner Federal Credit Union
Desert Financial Credit Union
Community 1st Credit Union Ottumwa, IA
SOUTHLAND
Syracuse Cooperative Federal Credit Union
FAB Church Federal Credit Union
TVA Mid-South Federal Credit Union
CATHOLIC FAMILY
First Entertainment Credit Union
Lynchburg Municipal Employees Federal Credit Union
Extra Credit Union
Valley Strong Credit Union
Polish And Slavic Federal Credit Union
Louisville Federal Credit Union
Teachers Federal Credit Union
Mclennan County Employees Federal Credit Union
The New Orleans Firemens Federal Credit Union
Grand Junction Federal Credit Union
Independence Teachers Credit Union
Foothill Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Rate Assistant
MonitorBankRates.com · Live Data
Try asking