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BECU Boeing Employees Credit Union Rates & Review September 2026

BECU Boeing Employees Credit Union's 3-5 Month Business CD rates are at 3.25%, 12-17 Month Business CD rates are at 2.45%, 36-47 Month Business CD rates are at 1.50%, 36-47 Month Business CD rates are at 1.45%, 60 Month Business CD rates are at 1.15%. BECU Boeing Employees Credit Union's 7/6 (ARM) rates are at 6.53%, 10/6 (ARM) rates are at 6.55%, 15 Year Fixed Refinance rates are at 6.57%, 15 Year Fixed Rate rates are at 6.58%, 5/6 (ARM) rates are at 6.61%. BECU Boeing Employees Credit Union's Credit Card Rates are at 12.49%. MonitorBankRates evaluates the financial stability of BECU Boeing Employees Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.15%. Rates last updated and verified on 09/22/2026.

BECU Boeing Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at BECU Boeing Employees Credit Union? Share your experience about BECU Boeing Employees Credit Union by leaving a review below, or read customer reviews before you decide to use BECU Boeing Employees Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.15%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
BECU Boeing Employees Credit Union
Tukwila Financial Center
12770 Gateway Dr S
Tukwila, WA 98168
https://www.becu.org
Member NCUA

BECU Boeing Employees Credit Union CD Rates

Product Rate APY Term View More
3-5 Month Business CD - 3.25% 5 Month
Min Balance $50,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.15%
12-17 Month Business CD - 2.45% 17 Month
Min Balance $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.15%
36-47 Month Business CD - 1.50% 47 Month
Min Balance $50,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.15%
36-47 Month Business CD - 1.45% 47 Month
Min Balance $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.15%
60 Month Business CD - 1.15% 60 Month
Min Balance $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.15%

BECU Boeing Employees Credit Union Mortgage Rates

Product Rate Points APR Term View More
7/6 (ARM) - - 6.53% 7 Year
Details Adjustable after year 7
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.15%
10/6 (ARM) - - 6.55% 10 Year
Details Adjustable after year 10
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.15%
15 Year Fixed Refinance - - 6.57% 15 Year
Details Refinance
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.15%
15 Year Fixed Rate - - 6.58% 15 Year
Details Loan limits up to $3 million
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.15%
5/6 (ARM) - - 6.61% 5 Year
Details Adjusts every 6 months, after initial five-year period.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.15%
VA 30 Year Fixed - - 6.79% 30 Year
Details VA Purchase 0% Down
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.15%
Jumbo 30 Year Fixed Rate - - 6.87% 30 Year
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.15%
30 Year Fixed Rate - - 7.18% 30 Year
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.15%
30 Year Fixed Refinance - - 7.19% 30 Year
Details Refinance
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.15%
FHA 30 Year Fixed - - 7.32% 30 Year
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.15%
Construction Jumbo 30 Year Fixed Rate - - 7.43% 30 Year
Details 12 month construction term
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.15%
Jumbo 30 Year Fixed Construction - - 7.43% 30 Year
Details 12 month construction term
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.15%
30 Year Fixed Construction - - 7.70% 30 Year
Details 12 month construction term
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.15%
Construction 30 Year Fixed Rate - - 7.70% 30 Year
Details 12 month construction term
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.15%

BECU Boeing Employees Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit - - 6.99%
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.15%
Home Equity Fixed Rate Advance - - 7.24%
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.15%

BECU Boeing Employees Credit Union Credit Card Rates

Product Rate APR View More
Low Rate Credit Card - 12.49%
Details Intro rate expires: 12 months; Regular APR: 12.49% - 23.49% variable APR; APR range: 12.49% - 23.49% variable APR
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.15%
Business Low Rate Credit Card - 14.49%
Details Variable Rate; See Business Lending Rates for details
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.15%

Financial Health History

BECU Boeing Employees Credit Union’s Texas Ratio rose from 1.05% in Q2 2023 to 2.15% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.7% 2.0★ 1.5% 3.0★ 2.2% 4.0★ 3% 5.0★ Healthy zone – entire history below the 15% limit 1.05% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 2.15% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$30.0B2.15%5.0A+
December 31, 2025$29.4B2.20%5.0A+
September 30, 2025$28.9B2.04%5.0A+
June 30, 2025$28.9B2.12%5.0A+
March 31, 2025$29.5B2.04%5.0A+
December 31, 2024$29.4B2.10%5.0A+
September 30, 2024$29.7B1.93%5.0A+
June 30, 2024$29.6B1.58%5.0A+
March 31, 2024$30.2B1.34%5.0A+
December 31, 2023$29.9B1.41%5.0A+
September 30, 2023$29.2B1.18%5.0A+
June 30, 2023$29.0B1.05%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for BECU Boeing Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather BECU Boeing Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with BECU Boeing Employees Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name BECU Boeing Employees Credit Union
Address 12770 Gateway Dr S, Tukwila, WA 98168
Phone 800-233-2328
Fax 206-214-1684
President Debra Somberg
CEO Beverly Anderson
Full-Time Employees 3,340
Part-Time Employees 87
Branch Locations 71
ATM Locations 68
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.15%
Return on Assets (ROA)
0.1065%
Return on Equity (ROE)
0.8706%
Non-Performing Loans Ratio (NPL)
0.41%
Total Assets
30,006,145,279
Total Amount of Shares and Deposits
26,404,574,865
Total Shares and Deposits < 1 Year
26,124,311,042
Total Shares and Deposits 1 3 Years
242,340,065
Total Shares and Deposits > 3 Years
37,923,758
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,145,361,395
Total Uninsured Shares and Deposits > $250K (F+J)
2,145,361,395
Total Insured Shares and Deposits > $250K (item 17 less item K)
24,259,213,470
Total Interest Expense (Sum of items 6 8)
76,540,558
Share Certificates
86,489
Number of Accounts for Share Drafts
1,400,084
IRA KEOGH Accounts
36,614
Number of Accounts for Regular Shares
1,772,380
All other shares
945
Money Market Shares
169,043
Net Income (unless the amount is already included in Undivided Earnings)
31,954,332
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,417,312,703
Total Liabilities
26,946,579,926
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

BECU Boeing Employees Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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Customer Reviews

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Frequently Asked Questions About BECU Boeing Employees Credit Union

How many branches does BECU Boeing Employees Credit Union operate?

BECU Boeing Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join BECU Boeing Employees Credit Union?

Yes, to access services at BECU Boeing Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, BECU Boeing Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, BECU Boeing Employees Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does BECU Boeing Employees Credit Union offer online and mobile banking?

Most modern institutions like BECU Boeing Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.becu.org.

Current BECU Boeing Employees Credit Union Rates

  • 18-Month CD2.45%
  • 60-Month CD1.15%
Retrieved from our database of financial products. Rates subject to change.