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BECU Boeing Employees Credit Union Rates & Review October 2026

BECU Boeing Employees Credit Union's top rates as of October 9, 2026 are 2.45% APY on its 12-17 Month Business CD, 6.70% on its Adjustable Rate 7/6 (ARM) mortgage, personal loans from 9.00% APR, and credit cards from 12.49% APR, according to rates verified by MonitorBankRates. Other BECU Boeing Employees Credit Union CD rates include 3-5 Month Business CD at 2.00%, 36-47 Month Business CD at 1.50%, and 36-47 Month Business CD at 1.45%. Other BECU Boeing Employees Credit Union mortgage rates include Adjustable Rate 5/6 (ARM) at 6.80%, Adjustable Rate 10/6 (ARM) at 6.85%, and Jumbo 30 Year Fixed Rate at 7.20%. MonitorBankRates evaluates the financial stability of BECU Boeing Employees Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.16%. Rates last updated and verified on 10/09/2026.

BECU Boeing Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at BECU Boeing Employees Credit Union? Share your experience about BECU Boeing Employees Credit Union by leaving a review below, or read customer reviews before you decide to use BECU Boeing Employees Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.16%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
BECU Boeing Employees Credit Union
Tukwila Financial Center
12770 Gateway Dr S
Tukwila, WA 98168
https://www.becu.org
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

BECU Boeing Employees Credit Union Business CD Rates

Product Rate APY Term View More
12-17 Month Business CD - 2.45% 12-17 months
Min Balance $500
Details Balance: $500+
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 2.45% APY
1.95%2.45%2.95%Oct 9, 2026: 2.45% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
3-5 Month Business CD - 2.00% 3-5 months
Min Balance $50,000
Details Balance: $50,000+
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 2.00% APY
1.50%2.00%2.50%Oct 9, 2026: 2.00% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
36-47 Month Business CD - 1.50% 36-47 months
Min Balance $50,000
Details Balance: $50,000+
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 1.50% APY
1.00%1.50%2.00%Oct 9, 2026: 1.50% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
36-47 Month Business CD - 1.45% 36-47 months
Min Balance $500
Details Balance: $500 - $49,999.99
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 1.45% APY
0.95%1.45%1.95%Oct 9, 2026: 1.45% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
60 Month Business CD - 1.15% 60 Month
Min Balance $500
Details Balance: $500 - $49,999.99
Last Updated 10/09/2026
Rate History
No change since Sep 29, 2026 · 1.15% APY · checked 3 times
0.65%1.15%1.65%Sep 29, 2026: 1.15% APYSep 29, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%

BECU Boeing Employees Credit Union Mortgage Rates

Product Rate Points APR Term View More
Adjustable Rate 7/6 (ARM) - - 6.703% 7 Year ARM (7yr/6mo)
Details Adjustable after year 7
Last Updated 10/09/2026
Rate History
2 changes since Sep 29, 2026 · 6.72% → 6.70% ▼ 0.02 pts · high 6.72% / low 6.68%
6.18%6.70%7.22%Sep 29, 2026: 6.72% APROct 2, 2026: 6.68% APROct 9, 2026: 6.70% APRSep 29, 2026Oct 13, 2026
  • Oct 9, 20266.70%▲ from 6.68%
  • Oct 2, 20266.68%▼ from 6.72%
  • Sep 29, 20266.72%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
Adjustable Rate 5/6 (ARM) - - 6.797% 5 Year ARM (5yr/6mo)
Details Adjusts every 6 months, after initial five-year period.
Last Updated 10/09/2026
Rate History
2 changes since Sep 29, 2026 · 6.83% → 6.80% ▼ 0.03 pts · high 6.83% / low 6.73%
6.23%6.78%7.33%Sep 29, 2026: 6.83% APROct 2, 2026: 6.73% APROct 9, 2026: 6.80% APRSep 29, 2026Oct 13, 2026
  • Oct 9, 20266.80%▲ from 6.73%
  • Oct 2, 20266.73%▼ from 6.83%
  • Sep 29, 20266.83%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
Adjustable Rate 10/6 (ARM) - - 6.85% 10 Year
Details Term: 10 Year ARM (10yr/6mo); Adjustable after year 10
Last Updated 10/09/2026
Rate History
2 changes since Sep 29, 2026 · 6.86% → 6.85% ▼ 0.01 pts · high 6.86% / low 6.82%
6.32%6.84%7.36%Sep 29, 2026: 6.86% APROct 2, 2026: 6.82% APROct 9, 2026: 6.85% APRSep 29, 2026Oct 13, 2026
  • Oct 9, 20266.85%▲ from 6.82%
  • Oct 2, 20266.82%▼ from 6.86%
  • Sep 29, 20266.86%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
Jumbo 30 Year Fixed Rate - - 7.195% Jumbo 30-Year Fixed
No additional details.
Last Updated 10/09/2026
Rate History
2 changes since Sep 29, 2026 · 7.22% → 7.20% ▼ 0.03 pts · high 7.22% / low 7.09%
6.59%7.16%7.72%Sep 29, 2026: 7.22% APROct 2, 2026: 7.09% APROct 9, 2026: 7.20% APRSep 29, 2026Oct 13, 2026
  • Oct 9, 20267.20%▲ from 7.09%
  • Oct 2, 20267.09%▼ from 7.22%
  • Sep 29, 20267.22%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
VA 30 Year Fixed Rate - - 7.363% VA 30 Year Fixed
Details VA Purchase 0% Down
Last Updated 10/09/2026
Rate History
2 changes since Sep 29, 2026 · 7.38% → 7.36% ▼ 0.01 pts · high 7.57% / low 7.36%
6.86%7.47%8.07%Sep 29, 2026: 7.38% APROct 2, 2026: 7.57% APROct 9, 2026: 7.36% APRSep 29, 2026Oct 13, 2026
  • Oct 9, 20267.36%▼ from 7.57%
  • Oct 2, 20267.57%▲ from 7.38%
  • Sep 29, 20267.38%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
Construction Jumbo 30 Year Fixed Rate - - 7.754% 30 Year
Details 12 month construction term
Last Updated 10/09/2026
Rate History
3 changes since Sep 22, 2026 · 7.43% → 7.75% ▲ 0.32 pts · high 7.77% / low 7.43%
6.93%7.60%8.27%Sep 22, 2026: 7.43% APRSep 29, 2026: 7.77% APROct 2, 2026: 7.66% APROct 9, 2026: 7.75% APRSep 22, 2026Oct 13, 2026
  • Oct 9, 20267.75%▲ from 7.66%
  • Oct 2, 20267.66%▼ from 7.77%
  • Sep 29, 20267.77%▲ from 7.43%
  • Sep 22, 20267.43%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
FHA 30 Year Fixed - - 7.897% FHA 30 Year Fixed
No additional details.
Last Updated 10/09/2026
Rate History
2 changes since Sep 29, 2026 · 7.91% → 7.90% ▼ 0.01 pts · high 8.10% / low 7.90%
7.40%8.00%8.60%Sep 29, 2026: 7.91% APROct 2, 2026: 8.10% APROct 9, 2026: 7.90% APRSep 29, 2026Oct 13, 2026
  • Oct 9, 20267.90%▼ from 8.10%
  • Oct 2, 20268.10%▲ from 7.91%
  • Sep 29, 20267.91%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
Construction 30 Year Fixed Rate - - 8.048% 30 Year
Details 12 month construction term
Last Updated 10/09/2026
Rate History
3 changes since Sep 22, 2026 · 7.70% → 8.05% ▲ 0.35 pts · high 8.05% / low 7.70%
7.20%7.87%8.55%Sep 22, 2026: 7.70% APRSep 29, 2026: 8.05% APROct 2, 2026: 8.02% APROct 9, 2026: 8.05% APRSep 22, 2026Oct 13, 2026
  • Oct 9, 20268.05%▲ from 8.02%
  • Oct 2, 20268.02%▼ from 8.05%
  • Sep 29, 20268.05%▲ from 7.70%
  • Sep 22, 20267.70%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%

BECU Boeing Employees Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Fixed Rate Advance - - 7.24%
No additional details.
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 7.24% APR · checked 7 times
6.74%7.24%7.74%Sep 14, 2026: 7.24% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
Home Equity Line of Credit - - 7.24%
No additional details.
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 6.99% → 7.24% ▲ 0.25 pts · high 7.24% / low 6.99%
6.49%7.12%7.74%Sep 14, 2026: 6.99% APROct 2, 2026: 7.24% APRSep 14, 2026Oct 13, 2026
  • Oct 2, 20267.24%▲ from 6.99%
  • Sep 14, 20266.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%

BECU Boeing Employees Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto - - 5.89% 5-year
Details Published APR range: 5.89% - 18%. Estimated Monthly Payment Examples: $385.63 a month based on a 5-year, $20,000 loan at 5.89% APR. Lowest rates advertised are based on an established member's loan with a term of 60 months or less and LTV of 90% or less. Rates are higher for LTV over 90% or terms greater than 60 months. Collateral not to exceed 150,000 in mileage. LTV is based on Kelley Blue Book wholesale or dealer invoice. Terms up to 84 months.
Last Updated 10/09/2026
Rate History
No change since Sep 29, 2026 · 5.89% APR · checked 3 times
5.39%5.89%6.39%Sep 29, 2026: 5.89% APRSep 29, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
Used Auto - - 6.19% 5-year
Details Published APR range: 6.19% - 18%. Estimated Monthly Payment Examples: $388.43 a month based on a 5-year, $20,000 loan at 6.19% APR. Rates are higher for LTV over 90% or terms greater than 60 months. Collateral not to exceed $150,000 in mileage. LTV is based on Kelley Blue Book wholesale or dealer invoice. Terms up to 84 months.
Last Updated 10/09/2026
Rate History
No change since Sep 29, 2026 · 6.19% APR · checked 3 times
5.69%6.19%6.69%Sep 29, 2026: 6.19% APRSep 29, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
Business Vehicle - New (2024 and newer) Loan - - 6.99% Up to 72 months
Details Published APR range: 6.99% - 12.74%. Fixed Rate. Loan to Value Max: 80% of KBB wholesale or vehicle invoice*. LTV may include charges for tax, license, warranty, GAP, service agreement, Lo-Jack, SkyLink.
Last Updated 10/09/2026
Rate History
1 change since Sep 29, 2026 · 5.74% → 6.99% ▲ 1.25 pts · high 6.99% / low 5.74%
4.49%6.37%8.24%Sep 29, 2026: 5.74% APROct 9, 2026: 6.99% APRSep 29, 2026Oct 13, 2026
  • Oct 9, 20266.99%▲ from 5.74%
  • Sep 29, 20265.74%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
Business Vehicle - Used (2023 and older) Loan - - 7.49% Up to 72 months
Details Published APR range: 7.49% - 13.74%. Fixed Rate. Loan to Value Max: 80% of KBB retail*. LTV may include charges for tax, license, warranty, GAP, service agreement, Lo-Jack, SkyLink.
Last Updated 10/09/2026
Rate History
1 change since Sep 29, 2026 · 6.24% → 7.49% ▲ 1.25 pts · high 7.49% / low 6.24%
4.99%6.87%8.74%Sep 29, 2026: 6.24% APROct 9, 2026: 7.49% APRSep 29, 2026Oct 13, 2026
  • Oct 9, 20267.49%▲ from 6.24%
  • Sep 29, 20266.24%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
Sports Vehicle Loan - - 7.74% 5-year
Details Published APR range: 7.74% - 18%. Estimated Monthly Payment Examples: $201.60 a month based on a 5-year, $10,000 loan at 7.74% APR. New sports vehicle LTV based on Kelley Blue Book retail or MSRP. Used motorcycle and sports vehicle LTV based on Kelley Blue Book retail.
Last Updated 10/09/2026
Rate History
No change since Sep 29, 2026 · 7.74% APR · checked 3 times
7.24%7.74%8.24%Sep 29, 2026: 7.74% APRSep 29, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%

BECU Boeing Employees Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
RV Loan - 6.49% 10-year
Details Published APR range: 6.49% - 18%. Estimated Monthly Payment Examples: $340.49 a month based on a 10-year, $30,000 loan at 6.49% APR. Available terms and loan amounts based on creditworthiness. Maximum terms up to 240 months depending on loan amount and higher loan amounts and longer terms require 10% - 20% down payment. LTV based on J.D. Power average retail or MSRP. Gas RVs not to exceed 75,000 miles; no mileage restrictions on diesel.
Last Updated 10/09/2026
Rate History
No change since Sep 29, 2026 · 6.49% APR · checked 3 times
5.99%6.49%6.99%Sep 29, 2026: 6.49% APRSep 29, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
Boat Loan - 6.99% 10-year
Details Published APR range: 6.99% - 18%. Estimated Monthly Payment Examples: $348.19 a month based on a 10-year, $30,000 loan at 6.99% APR. Maximum terms up to 240 months and down payments vary 20% - 30% depending on loan amount and term.
Last Updated 10/09/2026
Rate History
No change since Sep 29, 2026 · 6.99% APR · checked 3 times
6.49%6.99%7.49%Sep 29, 2026: 6.99% APRSep 29, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
Motorcycle Loan - 8.99% 5-year
Details Published APR range: 8.99% - 18%. Estimated Monthly Payment Examples: $207.57 a month based on a 5-year, $10,000 loan at 8.99% APR. New motorcycle LTV based on Kelley Blue Book retail or MSRP.
Last Updated 10/09/2026
Rate History
No change since Sep 29, 2026 · 8.99% APR · checked 3 times
8.49%8.99%9.49%Sep 29, 2026: 8.99% APRSep 29, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%

BECU Boeing Employees Credit Union Credit Card Rates

Product Rate APR View More
BECU Visa - 12.49%
Details 0% intro APR on purchases and balance transfers for 12 months, then 12.49%-23.49% variable
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 12.49% APR
11.99%12.49%12.99%Oct 9, 2026: 12.49% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
Low Rate Credit Card - 12.49%
Details Intro rate expires: 12 months; Regular APR: 12.49% - 23.49% variable APR; APR range: 12.49% - 23.49% variable APR
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 12.49% APR · checked 6 times
11.99%12.49%12.99%Sep 14, 2026: 12.49% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
Business Credit Card (Standard) - 14.49%
Details APR range 14.49% - 26.49%; variable, Prime + 7.74%-22.24% margin; no annual fee
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 14.49% APR
13.99%14.49%14.99%Oct 9, 2026: 14.49% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
Business Low Rate Credit Card - 14.49%
Details Variable Rate; No annual fee; No cash advance or foreign transaction fees on international purchases.
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 14.49% APR · checked 5 times
13.99%14.49%14.99%Sep 14, 2026: 14.49% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
BECU Cash Back Visa - 16.49%
Details 16.49%-25.49% variable APR for purchases, balance transfers, cash advances
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 16.49% APR
15.99%16.49%16.99%Oct 9, 2026: 16.49% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
Business Cash Back Credit Card - 16.99%
Details APR range 16.99% - 28.99%; variable Prime-based; 1.5% cash back; no annual fee
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 16.99% APR
16.49%16.99%17.49%Oct 9, 2026: 16.99% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%

BECU Boeing Employees Credit Union Personal Loan Rates

Product APR Term View More
Business Unsecured Line of Credit 9.00%
Details $5,000 - $49,999; Published APR range: 9.00% - 13.15%. Variable Rate - Based on WSJ Prime Rate applied to end of Business Day Outstanding Balance (Prime plus applicable margin based on creditworthiness)
Last Updated 10/09/2026
Rate History
No change since Sep 29, 2026 · 9.00% APR · checked 3 times
8.50%9.00%9.50%Sep 29, 2026: 9.00% APRSep 29, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
Personal Loan 9.74% 4-year
Details Published APR range: 9.74% - 19.99%. Estimated Monthly Payment Examples: $378.57 a month based on a 4-year, $15,000 loan at 9.74% APR. Available terms and loan amounts based on creditworthiness.
Last Updated 10/09/2026
Rate History
No change since Sep 29, 2026 · 9.74% APR · checked 3 times
9.24%9.74%10.24%Sep 29, 2026: 9.74% APRSep 29, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
Personal Line of Credit 15.25%
Details Published APR range: 15.25% - 23.25%. For important information, see Personal Lines of Credit table below. APRs based on creditworthiness when you open your account. This APR will vary with the market based on the Prime Rate.
Last Updated 10/09/2026
Rate History
No change since Sep 29, 2026 · 15.25% APR · checked 3 times
14.75%15.25%15.75%Sep 29, 2026: 15.25% APRSep 29, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%

BECU Boeing Employees Credit Union Other Rates

Product Rate Points APY/APR Term View More
Business Equipment / Secured Term Loan - - 7.95% 1-2 years
Details $10,000 - $249,999; APR range 7.95% - 13.37%; fixed
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 7.95% APR
7.45%7.95%8.45%Oct 9, 2026: 7.95% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
Business Equipment / Secured Term Loan - - 8.40% 3-4 years
Details $10,000 - $249,999; APR range 8.40% - 11.82%; fixed
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 8.40% APR
7.90%8.40%8.90%Oct 9, 2026: 8.40% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
Business Equipment / Secured Term Loan - - 8.35% 5-7 years
Details $10,000 - $249,999; APR range 8.35% - 11.67%; fixed
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 8.35% APR
7.85%8.35%8.85%Oct 9, 2026: 8.35% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
Fixed Rate 15 Year - - 6.832% 15 Year
Details Loan limits up to $3 million
Last Updated 10/09/2026
Rate History
1 change since Sep 29, 2026 · 6.94% → 6.83% ▼ 0.11 pts · high 6.94% / low 6.83%
6.33%6.89%7.44%Sep 29, 2026: 6.94% APROct 2, 2026: 6.83% APRSep 29, 2026Oct 13, 2026
  • Oct 2, 20266.83%▼ from 6.94%
  • Sep 29, 20266.94%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
Fixed Rate 30 Year - - 7.546% 30-Year
Last Updated 10/09/2026
Rate History
2 changes since Sep 29, 2026 · 7.56% → 7.55% ▼ 0.01 pts · high 7.56% / low 7.53%
7.03%7.55%8.06%Sep 29, 2026: 7.56% APROct 2, 2026: 7.53% APROct 9, 2026: 7.55% APRSep 29, 2026Oct 13, 2026
  • Oct 9, 20267.55%▲ from 7.53%
  • Oct 2, 20267.53%▼ from 7.56%
  • Sep 29, 20267.56%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
Fixed Rate Refinance 15 Year - - 6.826% 15 Year
Last Updated 10/09/2026
Rate History
1 change since Sep 29, 2026 · 6.93% → 6.83% ▼ 0.11 pts · high 6.93% / low 6.83%
6.33%6.88%7.43%Sep 29, 2026: 6.93% APROct 2, 2026: 6.83% APRSep 29, 2026Oct 13, 2026
  • Oct 2, 20266.83%▼ from 6.93%
  • Sep 29, 20266.93%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
Fixed Rate Refinance 30 Year - - 7.555% 30-Year
Last Updated 10/09/2026
Rate History
2 changes since Sep 29, 2026 · 7.57% → 7.56% ▼ 0.01 pts · high 7.57% / low 7.54%
7.04%7.56%8.07%Sep 29, 2026: 7.57% APROct 2, 2026: 7.54% APROct 9, 2026: 7.56% APRSep 29, 2026Oct 13, 2026
  • Oct 9, 20267.56%▲ from 7.54%
  • Oct 2, 20267.54%▼ from 7.57%
  • Sep 29, 20267.57%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
Home Improvement Loan - - 9.24% 4-year
Details Published APR range: 9.24% - 19.99%. Not secured by property. Estimated Monthly Payment Example: $499.98 a month based on a 4-year, $20,000 loan at 9.24% APR. Loan amounts up to $50,000, terms up to 84 months.
Last Updated 10/09/2026
Rate History
No change since Sep 29, 2026 · 9.24% APR · checked 3 times
8.74%9.24%9.74%Sep 29, 2026: 9.24% APRSep 29, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%

Financial Health History

BECU Boeing Employees Credit Union’s Texas Ratio rose from 1.18% in Q3 2023 to 2.16% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.7% 2.0★ 1.5% 3.0★ 2.2% 4.0★ 3% 5.0★ Healthy zone – entire history below the 15% limit 1.18% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 2.16% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$29.6B2.16%5.0A+
March 31, 2026$30.0B2.15%5.0A+
December 31, 2025$29.4B2.20%5.0A+
September 30, 2025$28.9B2.04%5.0A+
June 30, 2025$28.9B2.12%5.0A+
March 31, 2025$29.5B2.04%5.0A+
December 31, 2024$29.4B2.10%5.0A+
September 30, 2024$29.7B1.93%5.0A+
June 30, 2024$29.6B1.58%5.0A+
March 31, 2024$30.2B1.34%5.0A+
December 31, 2023$29.9B1.41%5.0A+
September 30, 2023$29.2B1.18%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for BECU Boeing Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather BECU Boeing Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with BECU Boeing Employees Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name BECU Boeing Employees Credit Union
Address 12770 Gateway Dr S, Tukwila, WA 98168
Phone 800-233-2328
Fax 206-214-1684
President Debra Somberg
CEO Beverly Anderson
Full-Time Employees 3,327
Part-Time Employees 78
Branch Locations 70
ATM Locations 67
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.16%
Return on Assets (ROA)
0.2907%
Return on Equity (ROE)
2.3121%
Non-Performing Loans Ratio (NPL)
0.42%
Total Assets
29,622,756,789
Total Amount of Shares and Deposits
25,918,881,249
Total Shares and Deposits < 1 Year
25,676,694,280
Total Shares and Deposits 1 3 Years
208,976,345
Total Shares and Deposits > 3 Years
33,210,625
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,146,999,181
Total Uninsured Shares and Deposits > $250K (F+J)
2,146,999,181
Total Insured Shares and Deposits > $250K (item 17 less item K)
23,771,882,068
Total Interest Expense (Sum of items 6 8)
151,000,080
Share Certificates
82,649
Number of Accounts for Share Drafts
1,416,058
IRA KEOGH Accounts
35,616
Number of Accounts for Regular Shares
1,790,840
All other shares
912
Money Market Shares
172,741
Net Income (unless the amount is already included in Undivided Earnings)
86,116,643
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,594,423,897
Total Liabilities
26,516,218,506
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

BECU Boeing Employees Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Learn more about the MBR Health & Safety Badge program on our methodology page.

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Frequently Asked Questions About BECU Boeing Employees Credit Union

How many branches does BECU Boeing Employees Credit Union operate?

BECU Boeing Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join BECU Boeing Employees Credit Union?

Yes, to access services at BECU Boeing Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, BECU Boeing Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, BECU Boeing Employees Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does BECU Boeing Employees Credit Union offer online and mobile banking?

Most modern institutions like BECU Boeing Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.becu.org.

Current BECU Boeing Employees Credit Union Rates

  • 18-Month CD2.45%
  • 60-Month CD1.15%
Retrieved from our database of financial products. Rates subject to change.