MonitorBankRates
  1. Home
  2. Credit Unions
  3. Newport News Shipbuilding Employees Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Newport News Shipbuilding Employees Credit Union Rates & Review April 2026

Newport News Shipbuilding Employees Credit Union's 9-month Special CDs rates are at 3.85%, IRA CDs 9-month Special rates are at 3.85%, 9-month Special CDs rates are at 3.79%, IRA CDs 9-month Special rates are at 3.79%, 13-month Special CDs rates are at 3.70%. Newport News Shipbuilding Employees Credit Union's savings rates are at 0.00%. Newport News Shipbuilding Employees Credit Union's money market rates are at 0.00%. Newport News Shipbuilding Employees Credit Union's Adjustable Rate Mortgages rates are at 5.25%, Adjustable Rate Mortgages rates are at 5.25%, Adjustable Rate Mortgages rates are at 5.50%, Conventional Loans rates are at 5.25%, FHA Loan rates are at 5.62%. Newport News Shipbuilding Employees Credit Union's Personal Loan Rates are at 12.24%. MonitorBankRates evaluates the financial stability of Newport News Shipbuilding Employees Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.82%. Rates were last updated on 04/12/2026.

Newport News Shipbuilding Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Newport News Shipbuilding Employees Credit Union? Share your experience about Newport News Shipbuilding Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Newport News Shipbuilding Employees Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.82%
Excellent Lower than avg
Newport News Shipbuilding Employees Credit Union
Corporate Center
1 BayPort Way Ste 350
Newport News, VA 23606 4571
https://www.bayportcu.org
Member NCUA

Newport News Shipbuilding Employees Credit Union CD Rates

Product Rate APY Term View More
9-month Special Share Certificates 3.78% 3.85% 9-month
Min Balance $2,500
Details Premier / Select Relationship
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
IRA Certificates 9-month Special 3.78% 3.85% 9-month
Min Balance $1,000
Details Premier / Select Relationship
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
9-month Special Share Certificates 3.73% 3.79% 9-month
Min Balance $2,500
Details Preferred Relationship
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
IRA Certificates 9-month Special 3.73% 3.79% 9-month
Min Balance $1,000
Details Preferred Relationship
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
13-month Special Share Certificates 3.64% 3.70% 13-month
Min Balance $2,500
Details Premier / Select Relationship
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
59-month Special Share Certificates 3.64% 3.70% 59-month
Min Balance $2,500
Details Premier / Select Relationship
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
84-month Special Share Certificates 3.64% 3.70% 84-month
Min Balance $100,000
Details Premier / Select Relationship
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
IRA Certificates 13-month Special 3.64% 3.70% 13-month
Min Balance $1,000
Details Premier / Select Relationship
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
IRA Certificates 59-month Special 3.64% 3.70% 59-month
Min Balance $1,000
Details Premier / Select Relationship
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
IRA Certificates 84-month Special 3.64% 3.70% 84-month
Min Balance $100,000
Details Premier / Select Relationship
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
13-month Special Share Certificates 3.59% 3.65% 13-month
Min Balance $2,500
Details Preferred Relationship
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
59-month Special Share Certificates 3.59% 3.65% 59-month
Min Balance $2,500
Details Preferred Relationship
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
84-month Special Share Certificates 3.59% 3.65% 84-month
Min Balance $100,000
Details Preferred Relationship
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
IRA Certificates 13-month Special 3.59% 3.65% 13-month
Min Balance $1,000
Details Preferred Relationship
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
IRA Certificates 59-month Special 3.59% 3.65% 59-month
Min Balance $1,000
Details Preferred Relationship
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
IRA Certificates 84-month Special 3.59% 3.65% 84-month
Min Balance $100,000
Details Preferred Relationship
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
9-month Special Share Certificates 3.48% 3.54% 9-month
Min Balance $2,500
Details Regular
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
IRA Certificates 9-month Special 3.48% 3.54% 9-month
Min Balance $1,000
Details Regular
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
37-month Special Share Certificates 3.40% 3.45% 37-month
Min Balance $2,500
Details Premier / Select Relationship
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
IRA Certificates 37-month Special 3.40% 3.45% 37-month
Min Balance $1,000
Details Premier / Select Relationship
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
25-month Flex Share Certificates 3.35% 3.40% 25-month
Min Balance $5,000
Details Premier / Select Relationship
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
37-month Special Share Certificates 3.35% 3.40% 37-month
Min Balance $2,500
Details Preferred Relationship
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
IRA Certificates 37-month Special 3.35% 3.40% 37-month
Min Balance $1,000
Details Preferred Relationship
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
13-month Special Share Certificates 3.34% 3.39% 13-month
Min Balance $2,500
Details Regular
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
59-month Special Share Certificates 3.34% 3.39% 59-month
Min Balance $2,500
Details Regular
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
84-month Special Share Certificates 3.34% 3.39% 84-month
Min Balance $100,000
Details Regular
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
IRA Certificates 13-month Special 3.34% 3.39% 13-month
Min Balance $1,000
Details Regular
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
IRA Certificates 59-month Special 3.34% 3.39% 59-month
Min Balance $1,000
Details Regular
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
IRA Certificates 84-month Special 3.34% 3.39% 84-month
Min Balance $100,000
Details Regular
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
37-month Special Share Certificates 3.10% 3.14% 37-month
Min Balance $2,500
Details Regular
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
IRA Certificates 37-month Special 3.10% 3.14% 37-month
Min Balance $1,000
Details Regular
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
24-month Share Certificates 2.04% 2.06% 24-month
Min Balance $1,000
Details Premier / Select Relationship
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
36-month Share Certificates 2.04% 2.06% 36-month
Min Balance $1,000
Details Premier / Select Relationship
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
48-month Share Certificates 2.04% 2.06% 48-month
Min Balance $1,000
Details Premier / Select Relationship
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
60-month Share Certificates 2.04% 2.06% 60-month
Min Balance $1,000
Details Premier / Select Relationship
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
IRA Certificates 2-year 2.04% 2.06% 2-year
Min Balance $1,000
Details Premier / Select Relationship
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
IRA Certificates 3-year 2.04% 2.06% 3-year
Min Balance $1,000
Details Premier / Select Relationship
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
IRA Certificates 4-year 2.04% 2.06% 4-year
Min Balance $1,000
Details Premier / Select Relationship
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
IRA Certificates 5-year 2.04% 2.06% 5-year
Min Balance $1,000
Details Premier / Select Relationship
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
24-month Share Certificates 1.99% 2.01% 24-month
Min Balance $1,000
Details Preferred Relationship
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
30-month Share Certificates 1.99% 2.01% 30-month
Min Balance $1,000
Details Premier / Select Relationship
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
36-month Share Certificates 1.99% 2.01% 36-month
Min Balance $1,000
Details Preferred Relationship
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
48-month Share Certificates 1.99% 2.01% 48-month
Min Balance $1,000
Details Preferred Relationship
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
60-month Share Certificates 1.99% 2.01% 60-month
Min Balance $1,000
Details Preferred Relationship
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
IRA Certificates 2-year 1.99% 2.01% 2-year
Min Balance $1,000
Details Preferred Relationship
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
IRA Certificates 3-year 1.99% 2.01% 3-year
Min Balance $1,000
Details Preferred Relationship
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
IRA Certificates 4-year 1.99% 2.01% 4-year
Min Balance $1,000
Details Preferred Relationship
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
IRA Certificates 5-year 1.99% 2.01% 5-year
Min Balance $1,000
Details Preferred Relationship
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
30-month Share Certificates 1.94% 1.96% 30-month
Min Balance $1,000
Details Preferred Relationship
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
12-month Share Certificates 1.89% 1.91% 12-month
Min Balance $1,000
Details Premier / Select Relationship
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
18-month Share Certificates 1.89% 1.91% 18-month
Min Balance $1,000
Details Premier / Select Relationship
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
IRA Certificates 1-year 1.89% 1.91% 1-year
Min Balance $1,000
Details Premier / Select Relationship
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
12-month Share Certificates 1.84% 1.86% 12-month
Min Balance $1,000
Details Preferred Relationship
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
18-month Share Certificates 1.84% 1.86% 18-month
Min Balance $1,000
Details Preferred Relationship
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
IRA Certificates 1-year 1.84% 1.86% 1-year
Min Balance $1,000
Details Preferred Relationship
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
24-month Share Certificates 1.74% 1.75% 24-month
Min Balance $1,000
Details Regular
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
36-month Share Certificates 1.74% 1.75% 36-month
Min Balance $1,000
Details Regular
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
48-month Share Certificates 1.74% 1.75% 48-month
Min Balance $1,000
Details Regular
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
60-month Share Certificates 1.74% 1.75% 60-month
Min Balance $1,000
Details Regular
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
IRA Certificates 2-year 1.74% 1.75% 2-year
Min Balance $1,000
Details Regular
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
IRA Certificates 3-year 1.74% 1.75% 3-year
Min Balance $1,000
Details Regular
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
IRA Certificates 4-year 1.74% 1.75% 4-year
Min Balance $1,000
Details Regular
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
IRA Certificates 5-year 1.74% 1.75% 5-year
Min Balance $1,000
Details Regular
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
30-month Share Certificates 1.69% 1.70% 30-month
Min Balance $1,000
Details Regular
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
12-month Share Certificates 1.59% 1.60% 12-month
Min Balance $1,000
Details Regular
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
18-month Share Certificates 1.59% 1.60% 18-month
Min Balance $1,000
Details Regular
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
IRA Certificates 1-year 1.59% 1.60% 1-year
Min Balance $1,000
Details Regular
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
6-month Share Certificates 1.54% 1.55% 6-month
Min Balance $1,000
Details Premier / Select Relationship
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
91-day Share Certificates 1.54% 1.55% 91-day
Min Balance $1,000
Details Premier / Select Relationship
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
6-month Share Certificates 1.49% 1.50% 6-month
Min Balance $1,000
Details Preferred Relationship
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
91-day Share Certificates 1.49% 1.50% 91-day
Min Balance $1,000
Details Preferred Relationship
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
6-month Share Certificates 1.24% 1.25% 6-month
Min Balance $1,000
Details Regular
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
91-day Share Certificates 1.24% 1.25% 91-day
Min Balance $1,000
Details Regular
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%

Newport News Shipbuilding Employees Credit Union Savings Rates

Product Rate APY View More
Fast Start Savings 4.91% 5.00%
Min Deposit $5
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
Fast Start Savings 2.97% 3.00%
Min Deposit $5
Min Balance $500
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
High Yield Savings 2.47% 2.50%
Min Deposit $25
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
IRA Savings 0.25% 0.25%
Min Deposit $100
Min Balance $100
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
Christmas & Vacation Club 0.15% 0.15%
Min Deposit $0
Min Balance $2,000
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
Fast Start Savings 0.15% 0.15%
Min Deposit $5
Min Balance $2,000
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
High Yield Savings 0.15% 0.15%
Min Deposit $25
Min Balance $100,000
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
Savings 0.15% 0.15%
Min Deposit $5
Min Balance $2,000
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
Christmas & Vacation Club 0.05% 0.05%
Min Deposit $0
Min Balance $100
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
Savings 0.05% 0.05%
Min Deposit $5
Min Balance $100
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
Christmas & Vacation Club - 0.00%
Min Deposit $0
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
Savings - 0.00%
Min Deposit $5
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%

Newport News Shipbuilding Employees Credit Union Money Market Rates

Product Rate APY View More
Pinnacle Money Market 3.20% 3.25%
Min Deposit $2,500
Min Balance $1,000,000
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
Pinnacle Money Market 2.81% 2.85%
Min Deposit $2,500
Min Balance $500,000
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
Pinnacle Money Market 1.59% 1.60%
Min Deposit $2,500
Min Balance $250,000
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
Pinnacle Money Market 1.24% 1.25%
Min Deposit $2,500
Min Balance $100,000
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
Pinnacle Money Market 1.09% 1.10%
Min Deposit $2,500
Min Balance $50,000
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
Pinnacle Money Market 1.00% 1.00%
Min Deposit $2,500
Min Balance $25,000
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
Pinnacle Money Market 0.50% 0.50%
Min Deposit $2,500
Min Balance $2,500
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
Money Market 0.25% 0.25%
Min Deposit $25
Min Balance $25,000
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
Money Market 0.20% 0.20%
Min Deposit $25
Min Balance $2,500
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
Money Market - 0.00%
Min Deposit $25
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
Pinnacle Money Market - 0.00%
Min Deposit $2,500
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%

Newport News Shipbuilding Employees Credit Union Checking Rates

Product Rate APY View More
High Yield Checking 4.89% 5.00%
Details Qualifying balance up to $15,000.00
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
Free Classic Checking 0.05% 0.05%
Min Balance $1,000
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
Cash Back Checking - 0.00%
No additional details.
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
Rewards, Teen Rewards, and College & Career Rewards Checking - 0.00%
No additional details.
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%

Newport News Shipbuilding Employees Credit Union Mortgage Rates

Product Rate Points APR Term View More
Adjustable Rate Mortgages - 4.500% 4.69% 15 years (3-year ARM)
No additional details.
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
Adjustable Rate Mortgages - 4.500% 4.73% 15 years (3-year ARM)
No additional details.
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
Adjustable Rate Mortgages - 4.500% 4.77% 10 years (3-year ARM)
No additional details.
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
Adjustable Rate Mortgages - 4.500% 4.83% 10 years (3-year ARM)
No additional details.
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
Adjustable Rate Mortgages - 4.750% 4.90% 20 years (3-year ARM)
No additional details.
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
Adjustable Rate Mortgages - 4.750% 4.93% 20 years (3-year ARM)
No additional details.
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
Retire My Mortgage (RMM) - 0 4.98% 10 years
No additional details.
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
Adjustable Rate Mortgages - 5.000% 5.11% 30 years (3-year ARM)
No additional details.
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
Adjustable Rate Mortgages - 5.000% 5.14% 30 years (3-year ARM)
No additional details.
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
Retire My Mortgage (RMM) - 0 5.15% 15 years
No additional details.
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
Adjustable Rate Mortgages 5.25% - 5.37% 30 years (5-year ARM)
No additional details.
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
Adjustable Rate Mortgages 5.25% - 5.39% 30 years (5-year ARM)
No additional details.
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
Adjustable Rate Mortgages 5.50% - 5.62% 30 years (10-year ARM)
No additional details.
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
Conventional Loans 5.25% 1.625 5.70%
No additional details.
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
FHA Loan 5.63% .375 5.81% 30 years
No additional details.
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
VA Loan 5.75% .125 5.90% 30 years
No additional details.
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
Conventional Loans 5.88% 1.375 6.13%
No additional details.
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
Conventional Loans 6.00% 0 6.21% 15 years
No additional details.
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
Conventional Loans 6.38% 0 6.51% 30 years
No additional details.
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%

Newport News Shipbuilding Employees Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
HELOC - - 3.49%
Details promo rate for 9 months from draws made between April 1 - June 30, 2026
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
Home Equity Loan - - 6.14% 5 years (Fixed)
Details As Low As
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
Home Equity Line of Credit - - 6.49% 12 years (2-year draw)
Details As Low As; fixed
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
Home Equity Loan - - 6.49% 10 years (Fixed)
Details As Low As
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
Home Equity Line of Credit - - 7.49% 17 years (2-year draw)
Details As Low As; fixed
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
Home Equity Loan - - 7.49% 15 years (Fixed)
Details As Low As
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
Home Equity Loan - - 7.99%
Details As Low As
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
Home Equity Line of Credit - - 8.24% (2-year interest-only)
Details As Low As; fixed
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
Home Equity Loan - - 8.24%
Details As Low As
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
Home Equity Line of Credit - - 8.49%
Details As Low As; fixed
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
Home Equity Loan - - 8.49%
Details As Low As
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
Home Equity Line of Credit - - 8.99% (2-year interest-only)
Details As Low As; fixed
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
Home Equity Loan - - 8.99%
Details As Low As
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
Home Equity Line of Credit - - 9.24%
Details As Low As; fixed
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
Home Equity Loan - - 9.24%
Details As Low As
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%

Newport News Shipbuilding Employees Credit Union Credit Card Rates

Product Rate APR View More
MASTERCARD ® PLATINUM PREFERRED - 11.49%
Details As Low As
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
MASTERCARD ® PLATINUM REWARDS - 12.49%
Details As Low As
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%
MASTERCARD ® PLATINUM CASH BACK - 13.49%
Details As Low As
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%

Newport News Shipbuilding Employees Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan - 12.24%
No additional details.
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.82%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Newport News Shipbuilding Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Newport News Shipbuilding Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Newport News Shipbuilding Employees Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Newport News Shipbuilding Employees Credit Union
Address 1 BayPort Way Ste 350, Newport News, VA 23606 4571
Phone 757-928-8850
Fax
President Maureen Davis
CEO James Mears
Full-Time Employees 458
Part-Time Employees 32
Branch Locations 28
ATM Locations 25
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.82%
Return on Assets (ROA)
0.1208%
Return on Equity (ROE)
1.1701%
Non-Performing Loans Ratio (NPL)
0.71%
Total Assets
2,657,122,497
Total Amount of Shares and Deposits
2,137,573,809
Total Shares and Deposits < 1 Year
2,002,951,578
Total Shares and Deposits 1 3 Years
121,012,031
Total Shares and Deposits > 3 Years
13,610,201
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
207,043,210
Total Uninsured Shares and Deposits > $250K (F+J)
207,043,210
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,930,530,599
Total Interest Expense (Sum of items 6 8)
12,114,184
Share Certificates
13,928
Number of Accounts for Share Drafts
91,722
IRA KEOGH Accounts
11,434
Number of Accounts for Regular Shares
183,636
Money Market Shares
12,393
Net Income (unless the amount is already included in Undivided Earnings)
3,209,038
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
204,137,238
Total Liabilities
2,426,588,667
Source: NCUA — Last Updated 03/31/2024

Customer Reviews

There are no reviews for Newport News Shipbuilding Employees Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Newport News Shipbuilding Employees Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About Newport News Shipbuilding Employees Credit Union

Is Newport News Shipbuilding Employees Credit Union a safe place to deposit money?

Yes, Newport News Shipbuilding Employees Credit Union is considered a safe financial institution. With a Texas Ratio of 4.8195726599107%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Newport News Shipbuilding Employees Credit Union operate?

Newport News Shipbuilding Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Newport News Shipbuilding Employees Credit Union?

Yes, to access services at Newport News Shipbuilding Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Newport News Shipbuilding Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Newport News Shipbuilding Employees Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Newport News Shipbuilding Employees Credit Union offer online and mobile banking?

Most modern institutions like Newport News Shipbuilding Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bayportcu.org.

Current Newport News Shipbuilding Employees Credit Union Rates

  • 12-Month CD1.60%
  • 18-Month CD1.60%
  • 24-Month CD1.75%
  • 60-Month CD1.75%
  • Savings0.00%
  • MMA0.00%
Retrieved from our database of financial products. Rates subject to change.