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Bykota Federal Credit Union Rates & Review April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: April 23, 2026

You can compare Bykota Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 4.00%, 6-month share certificate rates at 0.10% and 3-month share certificate rates at 0.40%. Savings rates are at 0.20% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 5.93%. All these rates can be compared to Bykota Federal Credit Union rates. MonitorBankRates evaluates the financial stability of Bykota Federal Credit Union with a 1.0 Star Rating, an F Overall Health Grade, and a Texas Ratio of 44.05%. Rates were last updated on 04/23/2026.

Bykota Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bykota Federal Credit Union? Share your experience about Bykota Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Bykota Federal Credit Union.

Overall Health & Safety Grade ?
F
High Risk Health Score: 38/100
MonitorBankRates Rating ?
1.0
Weak Out of 5.0 Stars
Texas Ratio ?
44.05%
Fair Higher than avg
Bykota Federal Credit Union
Bethel SDA Church
457 Grand Ave
Brooklyn, NY 11238
Member NCUA

Current Rate Availability

We do not have Bykota Federal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Bykota Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Bykota Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Bykota Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Bykota Federal Credit Union
Website
Address 457 Grand Ave, Brooklyn, NY 11238
Phone 718-783-3630
Fax 718-789-3138
President ANDREW VAUGHN
CEO Aston Forrest
Full-Time Employees 0
Part-Time Employees 2
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
1.0 / 5.0 ★
Overall Health & Safety Grade
F (38/100)
Texas Ratio
44.05%
Return on Assets (ROA)
-0.3134%
Return on Equity (ROE)
-6.1494%
Non-Performing Loans Ratio (NPL)
36.07%
Total Assets
1,575,800
Total Amount of Shares and Deposits
1,495,499
Total Shares and Deposits < 1 Year
1,495,499
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,495,499
Number of Accounts for Regular Shares
913
Net Income (unless the amount is already included in Undivided Earnings)
-4,938
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
460,626
Total Liabilities
1,495,499
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Bykota Federal Credit Union

Is Bykota Federal Credit Union a safe place to deposit money?

Yes, Bykota Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 44.046629994665%, the institution's financial health is rated as stable. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Bykota Federal Credit Union operate?

Bykota Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Bykota Federal Credit Union?

Yes, to access services at Bykota Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Bykota Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bykota Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Bykota Federal Credit Union offer online and mobile banking?

Most modern institutions like Bykota Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.

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