What are the current interest rates at BHCU Credit Union?

Current rates for BHCU Credit Union include: Savings: 3.35%

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BHCU Credit Union

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BHCU Credit Union Rates & Review April 2026

Q: How many branches does BHCU Credit Union operate?

BHCU Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join BHCU Credit Union?

Yes, to access services at BHCU Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, BHCU Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, BHCU Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: March 25, 2026

BHCU Credit Union's savings rates are at 3.35%. MonitorBankRates evaluates the financial stability of BHCU Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.44%. Rates were last updated on 03/25/2026.

BHCU Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at BHCU Credit Union? Share your experience about BHCU Credit Union by leaving a review below, or read customer reviews before you decide to use BHCU Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

4.44%

Excellent Lower than avg

BHCU Credit Union
Main Office

501 Industrial Hwy
Ridley Park, PA 19078

https://www.bhcu.org

BHCU Credit Union Savings Rates

Product	Rate	APY	View More
iSAVE Savings	-	3.35%
Details High Yield Savings up to 3.35% APY; No fees; No fixed term; Insured up to $500,000 (NCUA - $250,000) and (Excess Share Insurance - $250,000); Each member can have multiple iSAVE accounts Last Updated 03/25/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.44%

BHCU Credit Union Credit Card Rates

Product	Rate	APR	View More
iSAVE Credit Card	-	11.49%
Details Low Rate of 11.49% APR; No balance transfer fees ever; No annual fees; Credit lines from $300 - $35,000 Last Updated 03/25/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.44%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for BHCU Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather BHCU Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with BHCU Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name BHCU Credit Union

Website https://www.bhcu.org

Address 501 Industrial Hwy, Ridley Park, PA 19078

Phone 610-595-2929

Fax 610-595-2933

President Joseph Conte

CEO Gary Golden

Full-Time Employees 33

Part-Time Employees 1

Branch Locations 4

ATM Locations 4

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

4.44%

Return on Assets (ROA)

0.3725%

Return on Equity (ROE)

3.0642%

Non-Performing Loans Ratio (NPL)

0.77%

Total Assets

261,824,293

Total Amount of Shares and Deposits

228,650,409

Total Shares and Deposits < 1 Year

213,990,658

Total Shares and Deposits 1 3 Years

12,280,882

Total Shares and Deposits > 3 Years

2,378,869

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

24,767,408

Total Uninsured Shares and Deposits > $250K (F+J)

24,767,408

Total Insured Shares and Deposits > $250K (item 17 less item K)

203,883,001

Total Interest Expense (Sum of items 6 8)

4,228,373

Share Certificates

1,539

Number of Accounts for Share Drafts

4,504

IRA KEOGH Accounts

186

Number of Accounts for Regular Shares

11,985

Money Market Shares

609

Net Income (unless the amount is already included in Undivided Earnings)

975,208

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

6,972,338

Total Liabilities

232,233,899

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About BHCU Credit Union

Is BHCU Credit Union a safe place to deposit money?

Yes, BHCU Credit Union is considered a safe financial institution. With a Texas Ratio of 4.4422289162873%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does BHCU Credit Union operate?

BHCU Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join BHCU Credit Union?

Yes, to access services at BHCU Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, BHCU Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, BHCU Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does BHCU Credit Union offer online and mobile banking?

Most modern institutions like BHCU Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bhcu.org.