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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Central Credit Union of Illinois Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Central Credit Union of Illinois's 12 Month CD/IRA CD rates are at 2.75%, 30 Month CD/IRA CD rates are at 2.75%, 6 Month CD/IRA CD rates are at 2.75%, 60 Month CD/IRA CD rates are at 2.75%. Central Credit Union of Illinois's savings rates are at 0.05%. Central Credit Union of Illinois's money market rates are at 0.15%. Central Credit Union of Illinois's 15-year, fixed-rate mortgages rates are at 4.99%, Short-Term, Fixed-Rate Mortgages rates are at 5.50%, Short-Term, Fixed-Rate Mortgages rates are at 5.60%, Short-Term, Fixed-Rate Mortgages rates are at 5.75%, 30-year, fixed-rate mortgages rates are at 5.99%. Central Credit Union of Illinois's Personal Loan Rates are at 11.40%. MonitorBankRates evaluates the financial stability of Central Credit Union of Illinois with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.77%. Rates were last updated on 04/18/2026. Central Credit Union of Illinois money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Central Credit Union of Illinois? Share your experience about Central Credit Union of Illinois by leaving a review below, or read customer reviews before you decide to use Central Credit Union of Illinois. Central Credit Union of Illinois
Bellwood 1001 Mannheim Rd
https://www.centralcu.org Bellwood, IL 60104 
Central Credit Union of Illinois CD Rates
Central Credit Union of Illinois Savings Rates
Central Credit Union of Illinois Money Market Rates
Central Credit Union of Illinois Mortgage Rates
Central Credit Union of Illinois Home Equity & HELOC
Central Credit Union of Illinois Credit Card Rates
Central Credit Union of Illinois Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Central Credit Union of Illinois is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Central Credit Union of Illinois rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Central Credit Union of Illinois's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Central Credit Union of Illinois
Website
https://www.centralcu.org
Address
1001 Mannheim Rd,
Bellwood, IL 60104
Phone
708-649-6400
Fax
708-649-6449
President
Joyce Gaston
CEO
Robert Anderson
Full-Time Employees
27
Part-Time Employees
2
Branch Locations
2
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.77%
Return on Assets (ROA)
0.6926%
Return on Equity (ROE)
5.0172%
Non-Performing Loans Ratio (NPL)
0.89%
Total Assets
122,715,711
Total Amount of Shares and Deposits
103,953,824
Total Shares and Deposits < 1 Year
103,444,871
Total Shares and Deposits 1 3 Years
298,069
Total Shares and Deposits > 3 Years
210,884
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,639,699
Total Uninsured Shares and Deposits > $250K (F+J)
2,639,699
Total Insured Shares and Deposits > $250K (item 17 less item K)
101,314,125
Total Interest Expense (Sum of items 6 8)
478,850
Share Certificates
274
Number of Accounts for Share Drafts
3,211
IRA KEOGH Accounts
136
Number of Accounts for Regular Shares
11,510
Money Market Shares
481
Net Income (unless the amount is already included in Undivided Earnings)
849,940
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
12,324,991
Total Liabilities
105,775,116
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Central Credit Union of IllinoisIs Central Credit Union of Illinois a safe place to deposit money?Yes, Central Credit Union of Illinois is considered a safe financial institution. With a Texas Ratio of 3.7732558980366%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Central Credit Union of Illinois operate?Central Credit Union of Illinois currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Central Credit Union of Illinois?Yes, to access services at Central Credit Union of Illinois, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Central Credit Union of Illinois does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Central Credit Union of Illinois provides members with tools to manage their accounts and build a solid financial history. Does Central Credit Union of Illinois offer online and mobile banking?Most modern institutions like Central Credit Union of Illinois provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.centralcu.org. Current Central Credit Union of Illinois Rates
Retrieved from our database of financial products. Rates subject to change.
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