Capitol Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Capitol Credit Union12-month CD rates can be found at 3.77%, 6-month CD rates at 0.10% and 3-month CD rates at 0.05%. Savings rates are at 0.11% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.67%. Credit Card rates are at 9.90%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates which you can compare to Capitol Credit Union rates.

Compare Capitol Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Capitol Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Capitol Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Capitol Credit Union? Share your experience about Capitol Credit Union by leaving a review below, or read customer reviews before you decide to use Capitol Credit Union.

Overall, Capitol Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Capitol Credit Union
North Office
11920 Alterra Pkwy
Austin, TX 78758
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Capitol Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Whatcom Educational Credit Union
Whatcom Educational Credit Union
Stash (Emergency) Savings
6.00%
$0
Inova Federal Credit Union
Inova Federal Credit Union
Shield Money Market
4.10%
$250,000
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
6-Month CD
3.94%
$500
Consumers National Bank
Consumers National Bank
7-Month CD
3.90%
$1,000
Heritage Bank Minnesota
Heritage Bank Minnesota
24-Month CD
3.80%
$250
Profinium, Inc.
Profinium, Inc.
12-Month CD
3.80%
$500
Adams State Bank
Adams State Bank
30-Month CD
3.80%
$1,000
Rolette State Bank
Rolette State Bank
18-Month CD
3.68%
$500
Consumers National Bank
Consumers National Bank
25-Month CD
3.25%
$1,000
T Bank
T Bank
24-Month CD
3.20%
$1,000
AAA Federal Credit Union
AAA Federal Credit Union
12-Month CD
2.95%
$500
Adams County Bank
Adams County Bank
48-Month CD
2.73%
$500
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
36-Month CD
2.65%
$1,000
Texas Heritage National Bank
Texas Heritage National Bank
48-Month CD
2.63%
$1,000
705 Federal Credit Union
705 Federal Credit Union
36-Month CD
2.52%
$2,500
Peoples Bank of Deer Lodge
Peoples Bank of Deer Lodge
24-Month CD
2.42%
$100
BayFirst National Bank
BayFirst National Bank
24-Month CD
2.25%
$1,000
Port Washington State Bank
Port Washington State Bank
36-Month CD
2.15%
$1,000
Alliance Bank WI
Alliance Bank WI
12-Month CD
2.12%
$500
Petefish, Skiles & Co. Bank
48-Month CD
2.07%
$1,000
First State B&T Williston, ND
First State B&T Williston, ND
24-Month CD
2.00%
$500
Marthas Vineyard Bank
Marthas Vineyard Bank
60-Month CD
2.00%
$1,000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
60-Month CD
2.00%
$1,000
Tioga-Franklin Savings Bank
Tioga-Franklin Savings Bank
60-Month CD
2.00%
$500
American Bank
American Bank
Premium Money Market
2.00%
$0
International Bank of Chicago
International Bank of Chicago
36-Month CD
1.75%
$1,000
Yampa Valley Bank
Yampa Valley Bank
Money Market
1.65%
$2,000
Elevate Bank
Elevate Bank
24-Month CD
1.61%
$1,000
Classic Bank
Classic Bank
Money Market
1.51%
$2,500
First National Bank of Clarksdale
First National Bank of Clarksdale
48-Month CD
1.50%
$500
Cornerstone State Bank
Cornerstone State Bank
Money Market
1.26%
$1,000
Academy Bank
Academy Bank
Premier Money Market
1.20%
$10,000
SSB State Street Bank
SSB State Street Bank
24-Month CD
1.10%
$1,000
First National Bank in Amboy
First National Bank in Amboy
36-Month CD
1.10%
$1,000
Landmark Credit Union
Landmark Credit Union
6-Month CD
1.00%
$500
The MINT National Bank
The MINT National Bank
MonuMINT Checking Plus
0.75%
$0
Fidelity Federal S&L of Delaware
Fidelity Federal S&L of Delaware
48-Month CD
0.65%
$500
KeySavings Bank
KeySavings Bank
36-Month CD
0.55%
$500
Homeland Community Bank
Homeland Community Bank
Regular Savings
0.50%
$25
Institution for Savings
Institution for Savings
18-Month CD
0.50%
$500
Capital Bank TX
Capital Bank TX
Investors Choice Money Market
0.30%
$25,000
The Community State Bank
The Community State Bank
Savings
0.25%
$100
Mercer Savings Bank
Mercer Savings Bank
24-Month CD
0.20%
$100
PyraMax Bank
PyraMax Bank
18-Month CD (Homebuyers)
0.20%
$100
First Commonwealth Bank
First Commonwealth Bank
60-Month CD
0.20%
$500
GSL Savings Bank
GSL Savings Bank
NOW Checking
0.15%
$100
FNB of Moose Lake
FNB of Moose Lake
Savings
0.15%
$100
Harleysville Bank
Harleysville Bank
Money Market Plus
0.10%
$10,000
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
Super Savings
0.05%
$1,500
Greenville Federal
Greenville Federal
Savings
0.05%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Capitol Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
State Employees Credit Union
State Employees Credit Union
10-Year Fixed
5.300%
5.494%
0.000
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
5 Year ARM
5.500%
5.658%
0.000
PNB of Kewanee
PNB of Kewanee
30-Year Fixed
5.560%
5.730%
0.000
Sikorsky Credit Union
Sikorsky Credit Union
15-Year Fixed
5.750%
5.806%
0.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
15-Year Fixed
5.750%
5.844%
0.000
Security Service Federal Credit Union
Security Service Federal Credit Union
15-Year Fixed (Power Rate)
5.625%
5.847%
0.000
One Nevada Credit Union
One Nevada Credit Union
15 Year Fixed
6.000%
6.057%
0.000
Canton Co-operative Bank
Canton Co-operative Bank
15-Year Fixed
6.000%
6.112%
0.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
15 Year Fixed
6.000%
6.113%
0.000
Mid-Atlantic Federal Credit Union
Mid-Atlantic Federal Credit Union
7/6 ARM
6.125%
6.144%
0.000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
20-Year Fixed
6.000%
6.152%
0.125
Citi
Citi
15-Year Fixed
5.875%
6.206%
0.875
First Northern Credit Union
First Northern Credit Union
10 Year Fixed
6.125%
6.218%
0.000
Citizens Bank
Citizens Bank
15-Year Fixed
6.125%
6.268%
0.375
Harleysville Bank
Harleysville Bank
15-Year Fixed
6.250%
6.271%
0.000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
15-Year Fixed
6.000%
6.290%
0.000
USB Union Savings Bank
USB Union Savings Bank
7/1 ARM
5.750%
6.361%
0.000
First FSB of Mascoutah
First FSB of Mascoutah
15-Year Fixed
6.250%
6.373%
0.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
30-Year Fixed (Jumbo)
6.375%
6.435%
0.000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
30-Year Fixed
6.250%
6.439%
1.625
Harleysville Bank
Harleysville Bank
7/1 ARM
6.250%
6.480%
1.000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
20-Year Fixed
6.500%
6.513%
0.000
Ideal Credit Union
Ideal Credit Union
7/1 ARM
6.000%
6.524%
0.000
Sheboygan Area Credit Union
Sheboygan Area Credit Union
30-Year Fixed
6.500%
6.538%
0.000
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
30 Year Fixed
6.500%
6.586%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Capitol Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Abbey Credit Union
Abbey Credit Union
VISA® Classic
12.960%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
ACFCU
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Platinum
10.900%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Classic Card
12.900%
No annual fee
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Gold
9.900%
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Suncoast Credit Union
Suncoast Credit Union
Rewards Student Classic
16.500%
Credit Limit - $500
1st Valley Credit Union
1st Valley Credit Union
Platinum Visa
8.750%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Cash Back Credit Card
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
4U Federal Credit Union
4U Federal Credit Union
Credit Card
10.150%
ACFCU
ACFCU
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Secured
18.000%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Rewards
15.740% - 17.990%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Capitol Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
AAC Credit Union
AAC Credit Union
Personal Loans Share Secured
5.990%
$0
48
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
10.000%
$0
12 - 12
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
ACFCU
ACFCU
Personal Loans
13.450%
$0
60
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Line of Credit
13.040%
$0
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Access Line Of Credit
16.240%
$0
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
Halloween Loan
15.000%
$500 - $1,500
6 - 12
Suncoast Credit Union
Suncoast Credit Union
Technology Loan
9.750%
$0
36
America First Federal Credit Union
America First Federal Credit Union
Line of Credit Variable
16.740%
$0
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Signature Loan
12.490%
$0
360 Federal Credit Union
360 Federal Credit Union
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
2 Rivers Area Credit Union
2 Rivers Area Credit Union
Signature Loan
10.000%
$0
60
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
14.990%
$0
25 - 36
Academic Federal Credit Union
Academic Federal Credit Union
Personal Line of Credit
9.000%
$0
60
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
14.850%
$0
37 - 60
1st Valley Credit Union
1st Valley Credit Union
Signature Loan
10.500%
$0
Abri Credit Union
Abri Credit Union
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Line of Credit
7.750% - 16.750%
$0
1 - 36
1st United Credit Union
1st United Credit Union
Personal Loan
10.890%
$0
60
ACMG Federal Credit Union
ACMG Federal Credit Union
Personal Loans
8.990%
$0
36
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Capitol Credit Union rate data right now, check back for updates, we are adding rates all the time.

Capitol Credit Union Information

Credit Union Name: Capitol Credit Union
Full Time Employees: 48
Part Time Employees: 2
President: Michael Jones
CEO: Pierre Cardenas
Branch Locations: 3
ATM Locations: 11
Corporate Office Address:
11920 Alterra Pkwy
Austin, TX 78758
Phone Number: 512-477-9465
Fax Number: 512-719-4521

Capitol Credit Union Financials

Total Assets:
213,248,424
Total Amount of Shares and Deposits:
176,472,648
Total Shares and Deposits < 1 Year:
168,612,219
Total Shares and Deposits 1 3 Years:
6,985,910
Total Shares and Deposits > 3 Years:
874,519
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
8,368,327
Total Uninsured Shares and Deposits > $250K (F+J):
8,368,327
Total Insured Shares and Deposits > $250K (item 17 less item K):
168,104,321
Total Interest Expense (Sum of items 6 8):
557,417
Share Certificates:
525
Number of Accounts for Share Drafts:
7,539
IRA KEOGH Accounts:
408
Number of Accounts for Regular Shares:
15,379
Non Member Deposits:
2
Money Market Shares:
417
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
25,997,205
Total Liabilities:
189,861,277
Show More

Capitol Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
No
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Long term refinance rates and mortgage rates are higher this week despite the Feds effort to drive interest rates and mortgage rates lower by buying Treasuries. Fixed conforming 30 year mortgage rates and refinance rates are averaging 4.49 percent, up from last week’s average 30 year refinance rate and mortgage rate of 4.44 percent. 30 year conventional home mortgage rates and refinancing rates in Delaware are higher than the national average 30 year interest rate. 30 year Delaware mortgage rates are averaging 4.52 percent today.
Refinance rates on conventional home loans are higher today. 30 year refinance rates are averaging 4.06%, and increase from yesterday's average refinance rate of 3.94%. Current refinance rates today on 15 year home loans are averaging 3.34%, an increace from yesterday's average 15 year refinance rate of 3.26%.
TIAA Bank CD ratesTIAA Bank CD rates are very competitive right now, especially on shorter term certificates of deposit. Current 12 month CD rates at TIAA Bank are 2.08 percent with an APY of 2.10 percent. If you're looking for a slightly longer CD term, 24 month CD rates are also at 2.08 percent with an APY of 2.10 percent. 3 year CD rates from TIAA are slightly higher at 2.13 percent with an APY of 2.15 percent. TIAA Bank is a large community bank headquartered in Florida and has been in business for over 50 years. The bank has over $41 billion in assets and $27 billion in deposits. To get the highest CD rates, compare online CD rates with TIAA Bank CD rates.

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Capitol Credit Union Reviews

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