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LONGSHOREMENS LOCAL 4 Rates & Review March 2026

LONGSHOREMENS LOCAL 4's 24 month Share of CD account (compounded) rates are at 2.00%, 12 month CD account (compounded) rates are at 1.50%, 6 month CD account (simple) rates are at 1.25%. LONGSHOREMENS LOCAL 4's savings rates are at 0.05%. LONGSHOREMENS LOCAL 4's money market rates are at 0.85%. MonitorBankRates evaluates the financial stability of LONGSHOREMENS LOCAL 4 with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.85%. Rates were last updated on 03/24/2026.

LONGSHOREMENS LOCAL 4 money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at LONGSHOREMENS LOCAL 4? Share your experience about LONGSHOREMENS LOCAL 4 by leaving a review below, or read customer reviews before you decide to use LONGSHOREMENS LOCAL 4.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.85%
Excellent Lower than avg
First State Bank of Campbell Hill
Longshoremens Local 4 FCU
1209 Ingalls St
Vancouver, WA 98660 2722
http://www.lshore4cu.com
Member NCUA

LONGSHOREMENS LOCAL 4 CD Rates

Product Rate APY Term View More
24 month Share of certificate account (compounded) 2.00% 2.00% 24 months
Min Deposit $1,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.72%
12 month Share certificate account (compounded) 1.50% 1.50% 12 months
Min Deposit $1,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.72%
6 month Share certificate account (simple) 1.25% 1.25% 6 months
Min Deposit $1,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.72%

LONGSHOREMENS LOCAL 4 Savings Rates

Product Rate APY View More
IRA Savings 0.05% 0.05%
Min Deposit $5
Min Balance $5
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.72%

LONGSHOREMENS LOCAL 4 Money Market Rates

Product Rate APY View More
Money Market 0.85% 0.85%
Min Deposit $2,500
Min Balance $2,500
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.72%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for LONGSHOREMENS LOCAL 4 is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather LONGSHOREMENS LOCAL 4 rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with LONGSHOREMENS LOCAL 4's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name LONGSHOREMENS LOCAL 4
Address 1209 Ingalls St, Vancouver, WA 98660 2722
Phone 360-694-7751
Fax 360-694-6469
President Bradley Dark
CEO DeLin Drake
Full-Time Employees 4
Part-Time Employees 3
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.85%
Return on Assets (ROA)
1.0039%
Return on Equity (ROE)
4.3363%
Non-Performing Loans Ratio (NPL)
0.41%
Total Assets
37,964,547
Total Amount of Shares and Deposits
28,882,706
Total Shares and Deposits < 1 Year
28,849,410
Total Shares and Deposits 1 3 Years
33,299
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,043,921
Total Uninsured Shares and Deposits > $250K (F+J)
3,043,921
Total Insured Shares and Deposits > $250K (item 17 less item K)
25,838,785
Total Interest Expense (Sum of items 6 8)
134,499
Share Certificates
33
Number of Accounts for Share Drafts
660
IRA KEOGH Accounts
33
Number of Accounts for Regular Shares
1,303
Money Market Shares
127
Net Income (unless the amount is already included in Undivided Earnings)
125,099
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,161,047
Total Liabilities
29,160,556
Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About LONGSHOREMENS LOCAL 4

Is LONGSHOREMENS LOCAL 4 a safe place to deposit money?

Yes, LONGSHOREMENS LOCAL 4 is considered a safe financial institution. With a Texas Ratio of 0.85121827315874%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does LONGSHOREMENS LOCAL 4 operate?

LONGSHOREMENS LOCAL 4 currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join LONGSHOREMENS LOCAL 4?

Yes, to access services at LONGSHOREMENS LOCAL 4, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, LONGSHOREMENS LOCAL 4 does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, LONGSHOREMENS LOCAL 4 provides members with tools to manage their accounts and build a solid financial history.

Does LONGSHOREMENS LOCAL 4 offer online and mobile banking?

Most modern institutions like LONGSHOREMENS LOCAL 4 provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.lshore4cu.com.

Current LONGSHOREMENS LOCAL 4 Rates

  • 12-Month CD1.50%
  • 24-Month CD2.00%
  • Savings0.05%
  • MMA0.85%
Retrieved from our database of financial products. Rates subject to change.