Certified Federal Credit Union Rates and Review January 2026
Compare Certified Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Certified Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityCertified Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Certified Federal Credit Union? Share your experience about Certified Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Certified Federal Credit Union. Overall, Certified Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonRewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Visa Premier
9.900%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loan
12.250% - 17.000%
$0 - $20,000
Unsecured Signature Loan
9.250%
$0
1 - 24
Signature Loan
10.000%
$0
12 - 12
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Certified Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Certified Federal Credit Union
Website: https://www.certifiedfed.com
Full Time Employees: 119Part Time Employees: 3 President: Gary Hammett CEO: Stephen Weakley Branch Locations: 11 ATM Locations: 6 Corporate Office Address:
4455 Arden Dr
El Monte, CA 91731 Phone Number: 626-444-1972 Fax Number: 626-350-5850 FinancialsTotal Assets:
898,582,455
Total Amount of Shares and Deposits:
705,635,405
Total Shares and Deposits < 1 Year:
647,782,573
Total Shares and Deposits 1 3 Years:
38,882,337
Total Shares and Deposits > 3 Years:
18,970,495
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
71,030,708
Total Uninsured Shares and Deposits > $250K (F+J):
71,030,708
Total Insured Shares and Deposits > $250K (item 17 less item K):
634,604,697
Total Interest Expense (Sum of items 6 8):
8,195,867
Share Certificates:
3,165
Number of Accounts for Share Drafts:
51,442
IRA KEOGH Accounts:
2,398
Number of Accounts for Regular Shares:
75,318
Non Member Deposits:
15
Money Market Shares:
1,843
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
61,936,095
Total Liabilities:
716,925,012
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Certified Federal Credit UnionIs a member application needed to join Certified Federal Credit Union?Yes, to access services at Certified Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Certified Federal Credit Union provides a range of mortgage and home equity products. Is Certified Federal Credit Union a safe place to deposit money?Yes, Certified Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Certified Federal Credit Union offer online and mobile banking?Most modern institutions like Certified Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 1.10%, 6-month CD rates at 1.70% and 3-month CD rates at 1.76%. Savings rates are at 0.55% and money market rates are at 1.21%. Mortgage rates on 30-year fixed loans are around 5.68%. Credit Card rates are at 19.74%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates which you can compare to 
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