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Members 1st Federal Credit Union Enola, PA Rates & Review April 2026

Members 1st Federal Credit Union Enola, PA's 60-Month IRA CD rates are at 1.95%, 48-Month IRA CD rates are at 1.80%, 36-Month CD rates are at 1.70%, 36-Month IRA CD rates are at 1.70%, 24-Month CD rates are at 1.45%. Members 1st Federal Credit Union Enola, PA's savings rates are at 0.25%. Members 1st Federal Credit Union Enola, PA's Personal Loan Rates are at 10.39%. MonitorBankRates evaluates the financial stability of Members 1st Federal Credit Union Enola, PA with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.20%. Rates were last updated on 04/18/2026.

Members 1st Federal Credit Union Enola, PA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Members 1st Federal Credit Union Enola, PA? Share your experience about Members 1st Federal Credit Union Enola, PA by leaving a review below, or read customer reviews before you decide to use Members 1st Federal Credit Union Enola, PA.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.20%
Excellent Lower than avg
Members 1st Federal Credit Union Enola, PA
Members 1 FCU
5000 Marketplace Way
Enola, PA 17025
https://members1st.org
Member NCUA

Members 1st Federal Credit Union Enola, PA CD Rates

Product Rate APY Term View More
60-Month IRA Certificate - 1.95% 60
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.20%
48-Month IRA Certificate - 1.80% 48
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.20%
36-Month Certificate - 1.70% 36
Min Deposit $500
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.20%
36-Month IRA Certificate - 1.70% 36
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.20%
24-Month Certificate - 1.45% 24
Min Deposit $500
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.20%
18-Month Certificate - 1.35% 18
Min Deposit $500
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.20%
18-Month IRA Certificate - 1.35% 18
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.20%
12-Month Certificate - 1.15% 12
Min Deposit $500
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.20%

Members 1st Federal Credit Union Enola, PA Savings Rates

Product Rate APY View More
Holiday Club or Vacation Club - 0.30%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.20%
Goal Savings - 0.25%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.20%
Health Savings Account - 0.25%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.20%
Regular Savings - 0.25%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.20%

Members 1st Federal Credit Union Enola, PA Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity 48 Months - - 5.74% 48
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.20%
Home Equity 60 Months - - 5.74% 60
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.20%
Home Equity 120 Months - - 5.99% 120
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.20%
Home Equity 84 Months - - 5.99% 84
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.20%
Home Equity Loans - - 5.99%
Details As Low As; 10-Year Fixed Rate
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.20%

Members 1st Federal Credit Union Enola, PA Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan 12 Months - - 4.94% 12
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.20%
Auto Loan 24 Months - - 4.94% 24
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.20%
Auto Loan 36 Months - - 4.94% 36
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.20%
Auto Loan 48 Months - - 4.94% 48
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.20%

Members 1st Federal Credit Union Enola, PA Personal Loan Rates

Product Rate APR View More
Personal 12 Months - 10.39%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.20%
Personal 48 Months - 10.74%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.20%
Personal 60 Months - 10.99%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.20%
Personal 120 months - 12.99%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.20%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Members 1st Federal Credit Union Enola, PA is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Members 1st Federal Credit Union Enola, PA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Members 1st Federal Credit Union Enola, PA's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Members 1st Federal Credit Union Enola, PA
Address 5000 Marketplace Way, Enola, PA 17025
Phone 717-697-1161
Fax
President Ryan Colquhoun
CEO Michael Wilson
Full-Time Employees 1,236
Part-Time Employees 45
Branch Locations 59
ATM Locations 61
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.20%
Return on Assets (ROA)
1.6725%
Return on Equity (ROE)
12.0658%
Non-Performing Loans Ratio (NPL)
0.86%
Total Assets
8,260,601,445
Total Amount of Shares and Deposits
7,063,846,995
Total Shares and Deposits < 1 Year
7,009,443,745
Total Shares and Deposits 1 3 Years
50,445,383
Total Shares and Deposits > 3 Years
3,957,867
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
742,769,188
Total Uninsured Shares and Deposits > $250K (F+J)
748,030,222
Total Insured Shares and Deposits > $250K (item 17 less item K)
6,315,816,773
Total Interest Expense (Sum of items 6 8)
98,226,780
Share Certificates
90,170
Number of Accounts for Share Drafts
335,345
IRA KEOGH Accounts
19,443
Number of Accounts for Regular Shares
731,409
All other shares
7,975
Non Member Deposits
12
Money Market Shares
45,328
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
208,266,735
Total Liabilities
7,147,617,849
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Members 1st Federal Credit Union Enola, PA

Is Members 1st Federal Credit Union Enola, PA a safe place to deposit money?

Yes, Members 1st Federal Credit Union Enola, PA is considered a safe financial institution. With a Texas Ratio of 5.2010926740224%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Members 1st Federal Credit Union Enola, PA operate?

Members 1st Federal Credit Union Enola, PA currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Members 1st Federal Credit Union Enola, PA?

Yes, to access services at Members 1st Federal Credit Union Enola, PA, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Members 1st Federal Credit Union Enola, PA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Members 1st Federal Credit Union Enola, PA provides members with tools to manage their accounts and build a solid financial history.

Does Members 1st Federal Credit Union Enola, PA offer online and mobile banking?

Most modern institutions like Members 1st Federal Credit Union Enola, PA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://members1st.org.

Current Members 1st Federal Credit Union Enola, PA Rates

  • 12-Month CD1.15%
  • 18-Month CD1.35%
  • 24-Month CD1.45%
  • 60-Month CD1.95%
  • Savings0.25%
Retrieved from our database of financial products. Rates subject to change.