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Members 1st Federal Credit Union Enola, PA Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 12, 2026
Members 1st Federal Credit Union Enola, PA's top rates as of October 12, 2026 are 3.80% APY on its 11 Month CD, 0.25% APY on savings, 2.00% APY on money market accounts, and personal loans from 10.39% APR, according to rates verified by MonitorBankRates. Other Members 1st Federal Credit Union Enola, PA CD rates include IRA CD - 11 Month at 3.80%, 60 Month CD at 2.40%, and IRA CD - 60 Month at 2.40%. MonitorBankRates evaluates the financial stability of Members 1st Federal Credit Union Enola, PA with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.79%. Rates last updated and verified on 10/12/2026.
Members 1st Federal Credit Union Enola, PA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Members 1st Federal Credit Union Enola, PA? Share your experience about Members 1st Federal Credit Union Enola, PA by leaving a review below, or read customer reviews before you decide to use Members 1st Federal Credit Union Enola, PA.
Members 1st Federal Credit Union Enola, PA has earned an overall safety grade of A+ (Exceptional, Score: 98/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Members 1st Federal Credit Union Enola, PA has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
3.79%
ExcellentLower than avg
Members 1st Federal Credit Union Enola, PA Texas Ratio
Members 1st Federal Credit Union Enola, PA's Texas Ratio is 3.79%, which is considered excellent and is lower than the national average of 6.13%.
Members 1st Federal Credit Union Enola, PA has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
Members 1st Federal Credit Union Enola, PA Health Trend
4.85% to 3.79% over 12 quarters, improvingFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this credit union has improved and is now very strong since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.
Members 1st Federal Credit Union Enola, PA CD Rates
Product
Rate
APY
Term
View More
11 Month Certificate
3.74%
3.80%
11 months
Min Deposit$500
Min Balance$500
DetailsBalance: $500.00 - $9,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Oct 4, 2026 · 3.80% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
11 Month Certificate
3.74%
3.80%
11 months
Min Deposit$500
Min Balance$10,000
DetailsBalance: $10,000.00 - $49,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Oct 4, 2026 · 3.80% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
11 Month Certificate
3.74%
3.80%
11 months
Min Deposit$500
Min Balance$50,000
DetailsBalance: $50,000.00 - $74,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Oct 4, 2026 · 3.80% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
11 Month Certificate
3.74%
3.80%
11 months
Min Deposit$500
Min Balance$75,000
DetailsBalance: $75,000.00 - $99,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Oct 4, 2026 · 3.80% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
11 Month Certificate
3.74%
3.80%
11 months
Min Deposit$500
Min Balance$100,000
DetailsBalance: $100,000.00 - $499,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Oct 4, 2026 · 3.80% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
11 Month Certificate
3.74%
3.80%
11 months
Min Deposit$500
Min Balance$500,000
DetailsBalance: $500,000.00 - $999,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Oct 4, 2026 · 3.80% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
11 Month Certificate
3.74%
3.80%
11 months
Min Deposit$500
Min Balance$1,000,000
DetailsBalance: $1,000,000.00 or more; Open Online
Last Updated10/12/2026
Rate History
No change since Oct 4, 2026 · 3.80% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 11 Month
3.74%
3.80%
11 months
Min Deposit$500
Min Balance$500
DetailsBalance: $500.00 - $9,999.99
Last Updated10/12/2026
Rate History
1 change since Sep 25, 2026 · 3.70% → 3.80% ▲ 0.10 pts · high 3.80% / low 3.70%
Oct 4, 20263.80%▲ from 3.70%
Sep 25, 20263.70%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 11 Month
3.74%
3.80%
11 months
Min Deposit$500
Min Balance$10,000
DetailsBalance: $10,000.00 - $49,999.99
Last Updated10/12/2026
Rate History
1 change since Sep 25, 2026 · 3.70% → 3.80% ▲ 0.10 pts · high 3.80% / low 3.70%
Oct 4, 20263.80%▲ from 3.70%
Sep 25, 20263.70%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 11 Month
3.74%
3.80%
11 months
Min Deposit$500
Min Balance$50,000
DetailsBalance: $50,000.00 - $74,999.99
Last Updated10/12/2026
Rate History
1 change since Sep 25, 2026 · 3.70% → 3.80% ▲ 0.10 pts · high 3.80% / low 3.70%
Oct 4, 20263.80%▲ from 3.70%
Sep 25, 20263.70%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 11 Month
3.74%
3.80%
11 months
Min Deposit$500
Min Balance$75,000
DetailsBalance: $75,000.00 - $99,999.99
Last Updated10/12/2026
Rate History
1 change since Sep 25, 2026 · 3.70% → 3.80% ▲ 0.10 pts · high 3.80% / low 3.70%
Oct 4, 20263.80%▲ from 3.70%
Sep 25, 20263.70%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 11 Month
3.74%
3.80%
11 months
Min Deposit$500
Min Balance$100,000
DetailsBalance: $100,000.00 - $499,999.99
Last Updated10/12/2026
Rate History
1 change since Sep 25, 2026 · 3.70% → 3.80% ▲ 0.10 pts · high 3.80% / low 3.70%
Oct 4, 20263.80%▲ from 3.70%
Sep 25, 20263.70%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 11 Month
3.74%
3.80%
11 months
Min Deposit$500
Min Balance$500,000
DetailsBalance: $500,000.00 - $999,999.99
Last Updated10/12/2026
Rate History
1 change since Sep 25, 2026 · 3.70% → 3.80% ▲ 0.10 pts · high 3.80% / low 3.70%
Oct 4, 20263.80%▲ from 3.70%
Sep 25, 20263.70%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 11 Month
3.74%
3.80%
11 months
Min Deposit$500
Min Balance$1,000,000
DetailsBalance: $1,000,000.00 or more
Last Updated10/12/2026
Rate History
1 change since Sep 25, 2026 · 3.70% → 3.80% ▲ 0.10 pts · high 3.80% / low 3.70%
Oct 4, 20263.80%▲ from 3.70%
Sep 25, 20263.70%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
60 Month Certificate
2.37%
2.40%
60 months
Min Deposit$500
Min Balance$1,000,000
DetailsBalance: $1,000,000.00 or more; Open Online
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 2.40% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 60 Month
2.37%
2.40%
60 months
Min Deposit$500
Min Balance$1,000,000
DetailsBalance: $1,000,000.00 or more
Last Updated10/12/2026
Rate History
3 changes since Sep 12, 2026 · 1.95% → 2.40% ▲ 0.45 pts · high 2.40% / low 1.95%
Oct 12, 20262.40%▲ from 1.95%
Oct 8, 20261.95%▼ from 2.40%
Sep 25, 20262.40%▲ from 1.95%
Sep 12, 20261.95%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
60 Month Certificate
2.28%
2.30%
60 months
Min Deposit$500
Min Balance$100,000
DetailsBalance: $100,000.00 - $499,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Oct 4, 2026 · 2.30% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
60 Month Certificate
2.28%
2.30%
60 months
Min Deposit$500
Min Balance$500,000
DetailsBalance: $500,000.00 - $999,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Oct 4, 2026 · 2.30% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 60 Month
2.28%
2.30%
60 months
Min Deposit$500
Min Balance$100,000
DetailsBalance: $100,000.00 - $499,999.99
Last Updated10/12/2026
Rate History
3 changes since Sep 12, 2026 · 1.95% → 2.30% ▲ 0.35 pts · high 2.30% / low 1.95%
Oct 12, 20262.30%▲ from 1.95%
Oct 8, 20261.95%▼ from 2.30%
Sep 25, 20262.30%▲ from 1.95%
Sep 12, 20261.95%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 60 Month
2.28%
2.30%
60 months
Min Deposit$500
Min Balance$500,000
DetailsBalance: $500,000.00 - $999,999.99
Last Updated10/12/2026
Rate History
3 changes since Sep 12, 2026 · 1.95% → 2.30% ▲ 0.35 pts · high 2.30% / low 1.95%
Oct 12, 20262.30%▲ from 1.95%
Oct 8, 20261.95%▼ from 2.30%
Sep 25, 20262.30%▲ from 1.95%
Sep 12, 20261.95%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
48 Month Certificate
2.13%
2.15%
48 months
Min Deposit$500
Min Balance$1,000,000
DetailsBalance: $1,000,000.00 or more; Open Online
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 2.15% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
60 Month Certificate
2.13%
2.15%
60 months
Min Deposit$500
Min Balance$75,000
DetailsBalance: $75,000.00 - $99,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 2.15% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 48 Month
2.13%
2.15%
48 months
Min Deposit$500
Min Balance$1,000,000
DetailsBalance: $1,000,000.00 or more
Last Updated10/12/2026
Rate History
3 changes since Sep 12, 2026 · 1.80% → 2.15% ▲ 0.35 pts · high 2.15% / low 1.80%
Oct 12, 20262.15%▲ from 1.80%
Oct 8, 20261.80%▼ from 2.15%
Sep 25, 20262.15%▲ from 1.80%
Sep 12, 20261.80%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 60 Month
2.13%
2.15%
60 months
Min Deposit$500
Min Balance$75,000
DetailsBalance: $75,000.00 - $99,999.99
Last Updated10/12/2026
Rate History
3 changes since Sep 12, 2026 · 1.95% → 2.15% ▲ 0.20 pts · high 2.15% / low 1.95%
Oct 12, 20262.15%▲ from 1.95%
Oct 8, 20261.95%▼ from 2.15%
Sep 25, 20262.15%▲ from 1.95%
Sep 12, 20261.95%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
48 Month Certificate
2.08%
2.10%
48 months
Min Deposit$500
Min Balance$100,000
DetailsBalance: $100,000.00 - $499,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Oct 4, 2026 · 2.10% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
48 Month Certificate
2.08%
2.10%
48 months
Min Deposit$500
Min Balance$500,000
DetailsBalance: $500,000.00 - $999,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Oct 4, 2026 · 2.10% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 48 Month
2.08%
2.10%
48 months
Min Deposit$500
Min Balance$100,000
DetailsBalance: $100,000.00 - $499,999.99
Last Updated10/12/2026
Rate History
3 changes since Sep 12, 2026 · 1.80% → 2.10% ▲ 0.30 pts · high 2.10% / low 1.80%
Oct 12, 20262.10%▲ from 1.80%
Oct 8, 20261.80%▼ from 2.10%
Sep 25, 20262.10%▲ from 1.80%
Sep 12, 20261.80%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 48 Month
2.08%
2.10%
48 months
Min Deposit$500
Min Balance$500,000
DetailsBalance: $500,000.00 - $999,999.99
Last Updated10/12/2026
Rate History
3 changes since Sep 12, 2026 · 1.80% → 2.10% ▲ 0.30 pts · high 2.10% / low 1.80%
Oct 12, 20262.10%▲ from 1.80%
Oct 8, 20261.80%▼ from 2.10%
Sep 25, 20262.10%▲ from 1.80%
Sep 12, 20261.80%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
36 Month Certificate
2.03%
2.05%
36 months
Min Deposit$500
Min Balance$1,000,000
DetailsBalance: $1,000,000.00 or more; Open Online
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 2.05% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
60 Month Certificate
2.03%
2.05%
60 months
Min Deposit$500
Min Balance$50,000
DetailsBalance: $50,000.00 - $74,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 2.05% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 36 Month
2.03%
2.05%
36 months
Min Deposit$500
Min Balance$1,000,000
DetailsBalance: $1,000,000.00 or more
Last Updated10/12/2026
Rate History
3 changes since Sep 12, 2026 · 1.70% → 2.05% ▲ 0.35 pts · high 2.05% / low 1.70%
Oct 12, 20262.05%▲ from 1.70%
Oct 8, 20261.70%▼ from 2.05%
Sep 25, 20262.05%▲ from 1.70%
Sep 12, 20261.70%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 60 Month
2.03%
2.05%
60 months
Min Deposit$500
Min Balance$50,000
DetailsBalance: $50,000.00 - $74,999.99
Last Updated10/12/2026
Rate History
3 changes since Sep 12, 2026 · 1.95% → 2.05% ▲ 0.10 pts · high 2.05% / low 1.95%
Oct 12, 20262.05%▲ from 1.95%
Oct 8, 20261.95%▼ from 2.05%
Sep 25, 20262.05%▲ from 1.95%
Sep 12, 20261.95%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
36 Month Certificate
1.98%
2.00%
36 months
Min Deposit$500
Min Balance$100,000
DetailsBalance: $100,000.00 - $499,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Oct 4, 2026 · 2.00% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
36 Month Certificate
1.98%
2.00%
36 months
Min Deposit$500
Min Balance$500,000
DetailsBalance: $500,000.00 - $999,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Oct 4, 2026 · 2.00% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
48 Month Certificate
1.98%
2.00%
48 months
Min Deposit$500
Min Balance$75,000
DetailsBalance: $75,000.00 - $99,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 2.00% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
60 Month Certificate
1.98%
2.00%
60 months
Min Deposit$500
Min Balance$10,000
DetailsBalance: $10,000.00 - $49,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 2.00% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 36 Month
1.98%
2.00%
36 months
Min Deposit$500
Min Balance$100,000
DetailsBalance: $100,000.00 - $499,999.99
Last Updated10/12/2026
Rate History
3 changes since Sep 12, 2026 · 1.70% → 2.00% ▲ 0.30 pts · high 2.00% / low 1.70%
Oct 12, 20262.00%▲ from 1.70%
Oct 8, 20261.70%▼ from 2.00%
Sep 25, 20262.00%▲ from 1.70%
Sep 12, 20261.70%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 36 Month
1.98%
2.00%
36 months
Min Deposit$500
Min Balance$500,000
DetailsBalance: $500,000.00 - $999,999.99
Last Updated10/12/2026
Rate History
3 changes since Sep 12, 2026 · 1.70% → 2.00% ▲ 0.30 pts · high 2.00% / low 1.70%
Oct 12, 20262.00%▲ from 1.70%
Oct 8, 20261.70%▼ from 2.00%
Sep 25, 20262.00%▲ from 1.70%
Sep 12, 20261.70%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 48 Month
1.98%
2.00%
48 months
Min Deposit$500
Min Balance$75,000
DetailsBalance: $75,000.00 - $99,999.99
Last Updated10/12/2026
Rate History
3 changes since Sep 12, 2026 · 1.80% → 2.00% ▲ 0.20 pts · high 2.00% / low 1.80%
Oct 12, 20262.00%▲ from 1.80%
Oct 8, 20261.80%▼ from 2.00%
Sep 25, 20262.00%▲ from 1.80%
Sep 12, 20261.80%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 60 Month
1.98%
2.00%
60 months
Min Deposit$500
Min Balance$10,000
DetailsBalance: $10,000.00 - $49,999.99
Last Updated10/12/2026
Rate History
3 changes since Sep 12, 2026 · 1.95% → 2.00% ▲ 0.05 pts · high 2.00% / low 1.95%
Oct 12, 20262.00%▲ from 1.95%
Oct 8, 20261.95%▼ from 2.00%
Sep 25, 20262.00%▲ from 1.95%
Sep 12, 20261.95%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
30 Month Certificate
1.93%
1.95%
30 months
Min Deposit$500
Min Balance$1,000,000
DetailsBalance: $1,000,000.00 or more; Open Online
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 1.95% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
48-Month Bump Up
1.93%
1.95%
48 months
Min Deposit$500
Min Balance$1,000,000
DetailsBalance: $1,000,000.00 or more; Open Online
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 1.95% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
60 Month Certificate
1.93%
1.95%
60 months
Min Deposit$500
Min Balance$500
DetailsBalance: $500.00 - $9,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 1.95% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
60 Month IRA Certificate
-
1.95%
60 Months
DetailsRates effective October 12, 2026
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 1.95% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 30 Month
1.93%
1.95%
30 months
Min Deposit$500
Min Balance$1,000,000
DetailsBalance: $1,000,000.00 or more
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 1.95% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 60 Month
1.93%
1.95%
60 months
Min Deposit$500
Min Balance$500
DetailsBalance: $500.00 - $9,999.99
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 1.95% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
30 Month Certificate
1.88%
1.90%
30 months
Min Deposit$500
Min Balance$100,000
DetailsBalance: $100,000.00 - $499,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Oct 4, 2026 · 1.90% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
30 Month Certificate
1.88%
1.90%
30 months
Min Deposit$500
Min Balance$500,000
DetailsBalance: $500,000.00 - $999,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Oct 4, 2026 · 1.90% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
36 Month Certificate
1.88%
1.90%
36 months
Min Deposit$500
Min Balance$75,000
DetailsBalance: $75,000.00 - $99,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 1.90% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
48 Month Certificate
1.88%
1.90%
48 months
Min Deposit$500
Min Balance$50,000
DetailsBalance: $50,000.00 - $74,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 1.90% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
48-Month Bump Up
1.88%
1.90%
48 months
Min Deposit$500
Min Balance$100,000
DetailsBalance: $100,000.00 - $499,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 1.90% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
48-Month Bump Up
1.88%
1.90%
48 months
Min Deposit$500
Min Balance$500,000
DetailsBalance: $500,000.00 - $999,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 1.90% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 30 Month
1.88%
1.90%
30 months
Min Deposit$500
Min Balance$100,000
DetailsBalance: $100,000.00 - $499,999.99
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 1.90% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 30 Month
1.88%
1.90%
30 months
Min Deposit$500
Min Balance$500,000
DetailsBalance: $500,000.00 - $999,999.99
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 1.90% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 36 Month
1.88%
1.90%
36 months
Min Deposit$500
Min Balance$75,000
DetailsBalance: $75,000.00 - $99,999.99
Last Updated10/12/2026
Rate History
3 changes since Sep 12, 2026 · 1.70% → 1.90% ▲ 0.20 pts · high 1.90% / low 1.70%
Oct 12, 20261.90%▲ from 1.70%
Oct 8, 20261.70%▼ from 1.90%
Sep 25, 20261.90%▲ from 1.70%
Sep 12, 20261.70%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 48 Month
1.88%
1.90%
48 months
Min Deposit$500
Min Balance$50,000
DetailsBalance: $50,000.00 - $74,999.99
Last Updated10/12/2026
Rate History
3 changes since Sep 12, 2026 · 1.80% → 1.90% ▲ 0.10 pts · high 1.90% / low 1.80%
Oct 12, 20261.90%▲ from 1.80%
Oct 8, 20261.80%▼ from 1.90%
Sep 25, 20261.90%▲ from 1.80%
Sep 12, 20261.80%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
48 Month Certificate
1.83%
1.85%
48 months
Min Deposit$500
Min Balance$10,000
DetailsBalance: $10,000.00 - $49,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 1.85% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 48 Month
1.83%
1.85%
48 months
Min Deposit$500
Min Balance$10,000
DetailsBalance: $10,000.00 - $49,999.99
Last Updated10/12/2026
Rate History
3 changes since Sep 12, 2026 · 1.80% → 1.85% ▲ 0.05 pts · high 1.85% / low 1.80%
Oct 12, 20261.85%▲ from 1.80%
Oct 8, 20261.80%▼ from 1.85%
Sep 25, 20261.85%▲ from 1.80%
Sep 12, 20261.80%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
24 Month Certificate
1.79%
1.80%
24 months
Min Deposit$500
Min Balance$1,000,000
DetailsBalance: $1,000,000.00 or more; Open Online
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 1.80% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
30 Month Certificate
1.79%
1.80%
30 months
Min Deposit$500
Min Balance$75,000
DetailsBalance: $75,000.00 - $99,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 1.80% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
36 Month Certificate
1.79%
1.80%
36 months
Min Deposit$500
Min Balance$50,000
DetailsBalance: $50,000.00 - $74,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 1.80% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
48 Month Certificate
1.79%
1.80%
48 months
Min Deposit$500
Min Balance$500
DetailsBalance: $500.00 - $9,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 1.80% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
48 Month IRA Certificate
-
1.80%
48 Months
DetailsRates effective October 12, 2026
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 1.80% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
48-Month Bump Up
1.79%
1.80%
48 months
Min Deposit$500
Min Balance$75,000
DetailsBalance: $75,000.00 - $99,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 1.80% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 24 Month
1.79%
1.80%
24 months
Min Deposit$500
Min Balance$1,000,000
DetailsBalance: $1,000,000.00 or more
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 1.80% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 30 Month
1.79%
1.80%
30 months
Min Deposit$500
Min Balance$75,000
DetailsBalance: $75,000.00 - $99,999.99
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 1.80% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 36 Month
1.79%
1.80%
36 months
Min Deposit$500
Min Balance$50,000
DetailsBalance: $50,000.00 - $74,999.99
Last Updated10/12/2026
Rate History
3 changes since Sep 12, 2026 · 1.70% → 1.80% ▲ 0.10 pts · high 1.80% / low 1.70%
Oct 12, 20261.80%▲ from 1.70%
Oct 8, 20261.70%▼ from 1.80%
Sep 25, 20261.80%▲ from 1.70%
Sep 12, 20261.70%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 48 Month
1.79%
1.80%
48 months
Min Deposit$500
Min Balance$500
DetailsBalance: $500.00 - $9,999.99
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 1.80% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
24 Month Certificate
1.74%
1.75%
24 months
Min Deposit$500
Min Balance$100,000
DetailsBalance: $100,000.00 - $499,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Oct 4, 2026 · 1.75% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
24 Month Certificate
1.74%
1.75%
24 months
Min Deposit$500
Min Balance$500,000
DetailsBalance: $500,000.00 - $999,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Oct 4, 2026 · 1.75% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
36 Month Certificate
1.74%
1.75%
36 months
Min Deposit$500
Min Balance$10,000
DetailsBalance: $10,000.00 - $49,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 1.75% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 24 Month
1.74%
1.75%
24 months
Min Deposit$500
Min Balance$100,000
DetailsBalance: $100,000.00 - $499,999.99
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 1.75% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 24 Month
1.74%
1.75%
24 months
Min Deposit$500
Min Balance$500,000
DetailsBalance: $500,000.00 - $999,999.99
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 1.75% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 36 Month
1.74%
1.75%
36 months
Min Deposit$500
Min Balance$10,000
DetailsBalance: $10,000.00 - $49,999.99
Last Updated10/12/2026
Rate History
3 changes since Sep 12, 2026 · 1.70% → 1.75% ▲ 0.05 pts · high 1.75% / low 1.70%
Oct 12, 20261.75%▲ from 1.70%
Oct 8, 20261.70%▼ from 1.75%
Sep 25, 20261.75%▲ from 1.70%
Sep 12, 20261.70%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
18 Month Certificate
1.69%
1.70%
18 months
Min Deposit$500
Min Balance$1,000,000
DetailsBalance: $1,000,000.00 or more; Open Online
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 1.70% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
30 Month Certificate
1.69%
1.70%
30 months
Min Deposit$500
Min Balance$50,000
DetailsBalance: $50,000.00 - $74,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 1.70% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
36 Month Certificate
1.69%
1.70%
36 months
Min Deposit$500
Min Balance$500
DetailsBalance: $500.00 - $9,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 1.70% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
36 Month Certificate
-
1.70%
36-Month
Min Deposit$500
Min Balance$500
DetailsMinimum opening deposit and minimum balance of $500 required to earn advertised APY; Rates effective October 12, 2026
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 1.70% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
36 Month IRA Certificate
-
1.70%
36 Months
DetailsRates effective October 12, 2026
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 1.70% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
48-Month Bump Up
1.69%
1.70%
48 months
Min Deposit$500
Min Balance$50,000
DetailsBalance: $50,000.00 - $74,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 1.70% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 18 Month
1.69%
1.70%
18 months
Min Deposit$500
Min Balance$1,000,000
DetailsBalance: $1,000,000.00 or more
Last Updated10/12/2026
Rate History
3 changes since Sep 12, 2026 · 1.35% → 1.70% ▲ 0.35 pts · high 1.70% / low 1.35%
Oct 12, 20261.70%▲ from 1.35%
Oct 8, 20261.35%▼ from 1.70%
Sep 25, 20261.70%▲ from 1.35%
Sep 12, 20261.35%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 30 Month
1.69%
1.70%
30 months
Min Deposit$500
Min Balance$50,000
DetailsBalance: $50,000.00 - $74,999.99
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 1.70% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 36 Month
1.69%
1.70%
36 months
Min Deposit$500
Min Balance$500
DetailsBalance: $500.00 - $9,999.99
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 1.70% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
18 Month Certificate
1.64%
1.65%
18 months
Min Deposit$500
Min Balance$100,000
DetailsBalance: $100,000.00 - $499,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Oct 4, 2026 · 1.65% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
18 Month Certificate
1.64%
1.65%
18 months
Min Deposit$500
Min Balance$500,000
DetailsBalance: $500,000.00 - $999,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Oct 4, 2026 · 1.65% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
24 Month Certificate
1.64%
1.65%
24 months
Min Deposit$500
Min Balance$75,000
DetailsBalance: $75,000.00 - $99,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 1.65% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
24-Month Bump Up
1.64%
1.65%
24 months
Min Deposit$500
Min Balance$1,000,000
DetailsBalance: $1,000,000.00 or more; Open Online
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 1.65% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
30 Month Certificate
1.64%
1.65%
30 months
Min Deposit$500
Min Balance$10,000
DetailsBalance: $10,000.00 - $49,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 1.65% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
48-Month Bump Up
1.64%
1.65%
48 months
Min Deposit$500
Min Balance$10,000
DetailsBalance: $10,000.00 - $49,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 1.65% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 18 Month
1.64%
1.65%
18 months
Min Deposit$500
Min Balance$100,000
DetailsBalance: $100,000.00 - $499,999.99
Last Updated10/12/2026
Rate History
3 changes since Sep 12, 2026 · 1.35% → 1.65% ▲ 0.30 pts · high 1.65% / low 1.35%
Oct 12, 20261.65%▲ from 1.35%
Oct 8, 20261.35%▼ from 1.65%
Sep 25, 20261.65%▲ from 1.35%
Sep 12, 20261.35%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 18 Month
1.64%
1.65%
18 months
Min Deposit$500
Min Balance$500,000
DetailsBalance: $500,000.00 - $999,999.99
Last Updated10/12/2026
Rate History
3 changes since Sep 12, 2026 · 1.35% → 1.65% ▲ 0.30 pts · high 1.65% / low 1.35%
Oct 12, 20261.65%▲ from 1.35%
Oct 8, 20261.35%▼ from 1.65%
Sep 25, 20261.65%▲ from 1.35%
Sep 12, 20261.35%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 24 Month
1.64%
1.65%
24 months
Min Deposit$500
Min Balance$75,000
DetailsBalance: $75,000.00 - $99,999.99
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 1.65% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 30 Month
1.64%
1.65%
30 months
Min Deposit$500
Min Balance$10,000
DetailsBalance: $10,000.00 - $49,999.99
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 1.65% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
24-Month Bump Up
1.59%
1.60%
24 months
Min Deposit$500
Min Balance$100,000
DetailsBalance: $100,000.00 - $499,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 1.60% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
24-Month Bump Up
1.59%
1.60%
24 months
Min Deposit$500
Min Balance$500,000
DetailsBalance: $500,000.00 - $999,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 1.60% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
30 Month Certificate
1.59%
1.60%
30 months
Min Deposit$500
Min Balance$500
DetailsBalance: $500.00 - $9,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 1.60% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
48-Month Bump Up
1.59%
1.60%
48 months
Min Deposit$500
Min Balance$500
DetailsBalance: $500.00 - $9,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 1.60% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 30 Month
1.59%
1.60%
30 months
Min Deposit$500
Min Balance$500
DetailsBalance: $500.00 - $9,999.99
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 1.60% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
18 Month Certificate
1.54%
1.55%
18 months
Min Deposit$500
Min Balance$75,000
DetailsBalance: $75,000.00 - $99,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 1.55% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
24 Month Certificate
1.54%
1.55%
24 months
Min Deposit$500
Min Balance$50,000
DetailsBalance: $50,000.00 - $74,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 1.55% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 18 Month
1.54%
1.55%
18 months
Min Deposit$500
Min Balance$75,000
DetailsBalance: $75,000.00 - $99,999.99
Last Updated10/12/2026
Rate History
3 changes since Sep 12, 2026 · 1.35% → 1.55% ▲ 0.20 pts · high 1.55% / low 1.35%
Oct 12, 20261.55%▲ from 1.35%
Oct 8, 20261.35%▼ from 1.55%
Sep 25, 20261.55%▲ from 1.35%
Sep 12, 20261.35%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 24 Month
1.54%
1.55%
24 months
Min Deposit$500
Min Balance$50,000
DetailsBalance: $50,000.00 - $74,999.99
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 1.55% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
12 Month Certificate
1.49%
1.50%
12 months
Min Deposit$500
Min Balance$1,000,000
DetailsBalance: $1,000,000.00 or more; Open Online
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 1.50% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
24 Month Certificate
1.49%
1.50%
24 months
Min Deposit$500
Min Balance$10,000
DetailsBalance: $10,000.00 - $49,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 1.50% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
24-Month Bump Up
1.49%
1.50%
24 months
Min Deposit$500
Min Balance$75,000
DetailsBalance: $75,000.00 - $99,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 1.50% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 12 Month
1.49%
1.50%
12 months
Min Deposit$500
Min Balance$1,000,000
DetailsBalance: $1,000,000.00 or more
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 1.50% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 24 Month
1.49%
1.50%
24 months
Min Deposit$500
Min Balance$10,000
DetailsBalance: $10,000.00 - $49,999.99
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 1.50% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
12 Month Certificate
1.44%
1.45%
12 months
Min Deposit$500
Min Balance$100,000
DetailsBalance: $100,000.00 - $499,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Oct 4, 2026 · 1.45% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
12 Month Certificate
1.44%
1.45%
12 months
Min Deposit$500
Min Balance$500,000
DetailsBalance: $500,000.00 - $999,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Oct 4, 2026 · 1.45% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
18 Month Certificate
1.44%
1.45%
18 months
Min Deposit$500
Min Balance$50,000
DetailsBalance: $50,000.00 - $74,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 1.45% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
24 Month Certificate
1.44%
1.45%
24 months
Min Deposit$500
Min Balance$500
DetailsBalance: $500.00 - $9,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 1.45% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
24 Month Certificate
-
1.45%
24-Month
Min Deposit$500
Min Balance$500
DetailsMinimum opening deposit and minimum balance of $500 required to earn advertised APY; Rates effective October 12, 2026
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 1.45% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 12 Month
1.44%
1.45%
12 months
Min Deposit$500
Min Balance$100,000
DetailsBalance: $100,000.00 - $499,999.99
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 1.45% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 12 Month
1.44%
1.45%
12 months
Min Deposit$500
Min Balance$500,000
DetailsBalance: $500,000.00 - $999,999.99
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 1.45% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 18 Month
1.44%
1.45%
18 months
Min Deposit$500
Min Balance$50,000
DetailsBalance: $50,000.00 - $74,999.99
Last Updated10/12/2026
Rate History
3 changes since Sep 12, 2026 · 1.35% → 1.45% ▲ 0.10 pts · high 1.45% / low 1.35%
Oct 12, 20261.45%▲ from 1.35%
Oct 8, 20261.35%▼ from 1.45%
Sep 25, 20261.45%▲ from 1.35%
Sep 12, 20261.35%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 24 Month
1.44%
1.45%
24 months
Min Deposit$500
Min Balance$500
DetailsBalance: $500.00 - $9,999.99
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 1.45% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
12-Month Bump Up
1.39%
1.40%
12 months
Min Deposit$500
Min Balance$1,000,000
DetailsBalance: $1,000,000.00 or more; Open Online
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 1.40% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
18 Month Certificate
1.39%
1.40%
18 months
Min Deposit$500
Min Balance$10,000
DetailsBalance: $10,000.00 - $49,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 1.40% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
24-Month Bump Up
1.39%
1.40%
24 months
Min Deposit$500
Min Balance$50,000
DetailsBalance: $50,000.00 - $74,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 1.40% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 18 Month
1.39%
1.40%
18 months
Min Deposit$500
Min Balance$10,000
DetailsBalance: $10,000.00 - $49,999.99
Last Updated10/12/2026
Rate History
3 changes since Sep 12, 2026 · 1.35% → 1.40% ▲ 0.05 pts · high 1.40% / low 1.35%
Oct 12, 20261.40%▲ from 1.35%
Oct 8, 20261.35%▼ from 1.40%
Sep 25, 20261.40%▲ from 1.35%
Sep 12, 20261.35%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
12 Month Certificate
1.34%
1.35%
12 months
Min Deposit$500
Min Balance$75,000
DetailsBalance: $75,000.00 - $99,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 1.35% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
12-Month Bump Up
1.34%
1.35%
12 months
Min Deposit$500
Min Balance$100,000
DetailsBalance: $100,000.00 - $499,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 1.35% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
12-Month Bump Up
1.34%
1.35%
12 months
Min Deposit$500
Min Balance$500,000
DetailsBalance: $500,000.00 - $999,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 1.35% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
18 Month Certificate
1.34%
1.35%
18 months
Min Deposit$500
Min Balance$500
DetailsBalance: $500.00 - $9,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 1.35% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
18 Month Certificate
-
1.35%
18-Month
Min Deposit$500
Min Balance$500
DetailsMinimum opening deposit and minimum balance of $500 required to earn advertised APY; Rates effective October 12, 2026
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 1.35% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
18 Month IRA Certificate
-
1.35%
18 Months
DetailsRates effective October 12, 2026
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 1.35% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
24-Month Bump Up
1.34%
1.35%
24 months
Min Deposit$500
Min Balance$10,000
DetailsBalance: $10,000.00 - $49,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 1.35% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
6 Month Certificate
1.34%
1.35%
6 months
Min Deposit$500
Min Balance$1,000,000
DetailsBalance: $1,000,000.00 or more; Open Online
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 1.35% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 12 Month
1.34%
1.35%
12 months
Min Deposit$500
Min Balance$75,000
DetailsBalance: $75,000.00 - $99,999.99
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 1.35% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 18 Month
1.34%
1.35%
18 months
Min Deposit$500
Min Balance$500
DetailsBalance: $500.00 - $9,999.99
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 1.35% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 6 Month
1.34%
1.35%
6 months
Min Deposit$500
Min Balance$1,000,000
DetailsBalance: $1,000,000.00 or more
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 1.35% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
24-Month Bump Up
1.29%
1.30%
24 months
Min Deposit$500
Min Balance$500
DetailsBalance: $500.00 - $9,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 1.30% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
3 Month Certificate
1.29%
1.30%
3 months
Min Deposit$500
Min Balance$1,000,000
DetailsBalance: $1,000,000.00 or more; Open Online
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 1.30% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
6 Month Certificate
1.29%
1.30%
6 months
Min Deposit$500
Min Balance$100,000
DetailsBalance: $100,000.00 - $499,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Oct 4, 2026 · 1.30% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
6 Month Certificate
1.29%
1.30%
6 months
Min Deposit$500
Min Balance$500,000
DetailsBalance: $500,000.00 - $999,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Oct 4, 2026 · 1.30% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 3 Month
1.29%
1.30%
3 months
Min Deposit$500
Min Balance$1,000,000
DetailsBalance: $1,000,000.00 or more
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 1.30% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 6 Month
1.29%
1.30%
6 months
Min Deposit$500
Min Balance$100,000
DetailsBalance: $100,000.00 - $499,999.99
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 1.30% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 6 Month
1.29%
1.30%
6 months
Min Deposit$500
Min Balance$500,000
DetailsBalance: $500,000.00 - $999,999.99
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 1.30% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
12 Month Certificate
1.24%
1.25%
12 months
Min Deposit$500
Min Balance$50,000
DetailsBalance: $50,000.00 - $74,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 1.25% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
12-Month Bump Up
1.24%
1.25%
12 months
Min Deposit$500
Min Balance$75,000
DetailsBalance: $75,000.00 - $99,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 1.25% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
3 Month Certificate
1.24%
1.25%
3 months
Min Deposit$500
Min Balance$100,000
DetailsBalance: $100,000.00 - $499,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Oct 4, 2026 · 1.25% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
3 Month Certificate
1.24%
1.25%
3 months
Min Deposit$500
Min Balance$500,000
DetailsBalance: $500,000.00 - $999,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Oct 4, 2026 · 1.25% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 12 Month
1.24%
1.25%
12 months
Min Deposit$500
Min Balance$50,000
DetailsBalance: $50,000.00 - $74,999.99
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 1.25% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 3 Month
1.24%
1.25%
3 months
Min Deposit$500
Min Balance$100,000
DetailsBalance: $100,000.00 - $499,999.99
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 1.25% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 3 Month
1.24%
1.25%
3 months
Min Deposit$500
Min Balance$500,000
DetailsBalance: $500,000.00 - $999,999.99
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 1.25% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
12 Month Certificate
1.19%
1.20%
12 months
Min Deposit$500
Min Balance$10,000
DetailsBalance: $10,000.00 - $49,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 1.20% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
6 Month Certificate
1.19%
1.20%
6 months
Min Deposit$500
Min Balance$75,000
DetailsBalance: $75,000.00 - $99,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 1.20% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 12 Month
1.19%
1.20%
12 months
Min Deposit$500
Min Balance$10,000
DetailsBalance: $10,000.00 - $49,999.99
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 1.20% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 6 Month
1.19%
1.20%
6 months
Min Deposit$500
Min Balance$75,000
DetailsBalance: $75,000.00 - $99,999.99
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 1.20% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
12 Month Certificate
1.14%
1.15%
12 months
Min Deposit$500
Min Balance$500
DetailsBalance: $500.00 - $9,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 1.15% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
12 Month Certificate
-
1.15%
12-Month
Min Deposit$500
Min Balance$500
DetailsMinimum opening deposit and minimum balance of $500 required to earn advertised APY; Rates effective October 12, 2026
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 1.15% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
12-Month Bump Up
1.14%
1.15%
12 months
Min Deposit$500
Min Balance$50,000
DetailsBalance: $50,000.00 - $74,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 1.15% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
3 Month Certificate
1.14%
1.15%
3 months
Min Deposit$500
Min Balance$75,000
DetailsBalance: $75,000.00 - $99,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 1.15% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 12 Month
1.14%
1.15%
12 months
Min Deposit$500
Min Balance$500
DetailsBalance: $500.00 - $9,999.99
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 1.15% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 3 Month
1.14%
1.15%
3 months
Min Deposit$500
Min Balance$75,000
DetailsBalance: $75,000.00 - $99,999.99
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 1.15% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
12-Month Bump Up
1.09%
1.10%
12 months
Min Deposit$500
Min Balance$10,000
DetailsBalance: $10,000.00 - $49,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 1.10% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
6 Month Certificate
1.09%
1.10%
6 months
Min Deposit$500
Min Balance$50,000
DetailsBalance: $50,000.00 - $74,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 1.10% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 6 Month
1.09%
1.10%
6 months
Min Deposit$500
Min Balance$50,000
DetailsBalance: $50,000.00 - $74,999.99
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 1.10% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
12-Month Bump Up
1.05%
1.05%
12 months
Min Deposit$500
Min Balance$500
DetailsBalance: $500.00 - $9,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 1.05% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
3 Month Certificate
1.05%
1.05%
3 months
Min Deposit$500
Min Balance$50,000
DetailsBalance: $50,000.00 - $74,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 1.05% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
6 Month Certificate
1.05%
1.05%
6 months
Min Deposit$500
Min Balance$10,000
DetailsBalance: $10,000.00 - $49,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 1.05% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 3 Month
1.05%
1.05%
3 months
Min Deposit$500
Min Balance$50,000
DetailsBalance: $50,000.00 - $74,999.99
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 1.05% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 6 Month
1.05%
1.05%
6 months
Min Deposit$500
Min Balance$10,000
DetailsBalance: $10,000.00 - $49,999.99
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 1.05% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
3 Month Certificate
1.00%
1.00%
3 months
Min Deposit$500
Min Balance$10,000
DetailsBalance: $10,000.00 - $49,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 1.00% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
6 Month Certificate
1.00%
1.00%
6 months
Min Deposit$500
Min Balance$500
DetailsBalance: $500.00 - $9,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 1.00% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 3 Month
1.00%
1.00%
3 months
Min Deposit$500
Min Balance$10,000
DetailsBalance: $10,000.00 - $49,999.99
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 1.00% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 6 Month
1.00%
1.00%
6 months
Min Deposit$500
Min Balance$500
DetailsBalance: $500.00 - $9,999.99
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 1.00% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
3 Month Certificate
0.95%
0.95%
3 months
Min Deposit$500
Min Balance$500
DetailsBalance: $500.00 - $9,999.99; Open Online
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 0.95% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 3 Month
0.95%
0.95%
3 months
Min Deposit$500
Min Balance$500
DetailsBalance: $500.00 - $9,999.99
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 0.95% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
9-Month No Penalty
0.80%
0.80%
9 months
Min Deposit$5,000
Min Balance$5,000
DetailsBalance: $5,000.00 or more; Open Online
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 0.80% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Certificate - 9 Month No Penalty
0.80%
0.80%
9 months
Min Deposit$5,000
Min Balance$5,000
DetailsBalance: $5,000.00 or more; No Penalty
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 0.80% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Members 1st Federal Credit Union Enola, PA Savings Rates
Product
Rate
APY
View More
Holiday Club or Vacation Club
-
0.30%
DetailsSavings/Checking; Rates effective October 12, 2026
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 0.30% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Goal Savings
-
0.25%
DetailsSavings/Checking; Rates effective October 12, 2026
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 0.25% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Health Savings Account
-
0.25%
DetailsSavings/Checking; Rates effective October 12, 2026
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 0.25% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Regular Savings
-
0.25%
DetailsSavings/Checking; Rates effective October 12, 2026
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 0.25% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Members 1st Federal Credit Union Enola, PA Money Market Rates
Product
Rate
APY
View More
IRA Money Market
1.98%
2.00%
Min Deposit$0
Min Balance$250,000
DetailsBalance: $250,000.00 or more
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 2.00% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Money Market
1.69%
1.70%
Min Deposit$0
Min Balance$100,000
DetailsBalance: $100,000.00 - $249,999.99
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 1.70% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Money Market
1.29%
1.30%
Min Deposit$0
Min Balance$50,000
DetailsBalance: $50,000.00 - $99,999.99
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 1.30% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Money Market
1.00%
1.00%
Min Deposit$0
Min Balance$25,000
DetailsBalance: $25,000.00 - $49,999.99
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 1.00% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Money Market
0.80%
0.80%
Min Deposit$0
Min Balance$2,500
DetailsBalance: $2,500.00 - $24,999.99
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 0.80% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
IRA Money Market
0.05%
0.05%
Min Deposit$0
Min Balance$0
DetailsBalance: $0.00 - $2,499.99
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 0.05% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Members 1st Federal Credit Union Enola, PA Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
Home Equity Freedom Fixed Term Lock In - 12 Months
-
-
5.74%
12 Months
No additional details.
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 5.74% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Home Equity Freedom Fixed Term Lock In - 24 Months
-
-
5.74%
24 Months
No additional details.
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 5.74% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Home Equity Freedom Fixed Term Lock In - 36 Months
-
-
5.74%
36 Months
No additional details.
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 5.74% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Home Equity Freedom Fixed Term Lock In - 48 Months
-
-
5.74%
48 Months
No additional details.
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 5.74% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Home Equity Freedom Fixed Term Lock In - 60 Months
-
-
5.74%
60 Months
No additional details.
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 5.74% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Home Equity Loan
-
-
5.74%
48 Months
DetailsAs Low As; Rates effective October 12, 2026
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 5.74% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Home Equity Loan
-
-
5.74%
60 Months
DetailsAs Low As; Rates effective October 12, 2026
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 5.74% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Home Equity Freedom Fixed Term Lock In - 120 Months
-
-
5.99%
120 Months
No additional details.
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 5.99% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Home Equity Freedom Fixed Term Lock In - 84 Months
-
-
5.99%
84 Months
No additional details.
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 5.99% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Home Equity Loan
-
-
5.99%
84 Months
DetailsAs Low As; Rates effective October 12, 2026
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 5.99% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Home Equity Loan
-
-
5.99%
120 Months
DetailsAs Low As; Rates effective October 12, 2026
Last Updated10/12/2026
Rate History
No change since Sep 18, 2026 · 5.99% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Home Equity Freedom Fixed Term Lock In - 180 Months
-
-
6.74%
180 Months
No additional details.
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 6.74% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Home Equity Loan Up to 80% Equity - 180 Months
-
-
6.74%
180 Months
No additional details.
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 6.74% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Home Equity Freedom Line of Credit
-
-
7.00%
DetailsDaily Periodic Rate: 0.01918; Variable rate adjusted monthly, Prime plus margin; floor 3.00%, maximum 18%; APR based on 80% Loan to Value and A+ credit; borrowing up to 100% of available equity in primary residence; 10 year draw period
Last Updated10/12/2026
Rate History
1 change since Sep 12, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75%
Oct 2, 20267.00%▲ from 6.75%
Sep 12, 20266.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Home Equity Loan Up to 80% Equity - 240 Months
-
-
9.74%
240 Months
No additional details.
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 9.74% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Members 1st Federal Credit Union Enola, PA Auto Loan Rates
Product
Rate
Points
APR
Term
View More
Auto Loan
-
-
5.64%
12 Months
DetailsAs Low As; Rates effective October 12, 2026
Last Updated10/12/2026
Rate History
No change since Oct 8, 2026 · 5.64% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Auto Loan
-
-
5.64%
24 Months
DetailsAs Low As; Rates effective October 12, 2026
Last Updated10/12/2026
Rate History
No change since Oct 8, 2026 · 5.64% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Auto Loan
-
-
5.64%
36 Months
DetailsAs Low As; Rates effective October 12, 2026
Last Updated10/12/2026
Rate History
No change since Oct 8, 2026 · 5.64% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Auto Loan
-
-
5.64%
48 Months
DetailsAs Low As; Rates effective October 12, 2026
Last Updated10/12/2026
Rate History
No change since Oct 8, 2026 · 5.64% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Auto Loan
-
-
5.64%
60 Months
DetailsAs Low As; Model Year: 2024 - 2026 Vehicles
Last Updated10/12/2026
Rate History
No change since Sep 17, 2026 · 5.64% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Auto Loan
-
-
5.89%
12 Months
DetailsAs Low As; Model Year: 2021 - 2023 Vehicles
Last Updated10/12/2026
Rate History
1 change since Oct 8, 2026 · 5.64% → 5.89% ▲ 0.25 pts · high 5.89% / low 5.64%
Oct 12, 20265.89%▲ from 5.64%
Oct 8, 20265.64%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Auto Loan
-
-
5.89%
24 Months
DetailsAs Low As; Model Year: 2021 - 2023 Vehicles
Last Updated10/12/2026
Rate History
1 change since Oct 8, 2026 · 5.64% → 5.89% ▲ 0.25 pts · high 5.89% / low 5.64%
Oct 12, 20265.89%▲ from 5.64%
Oct 8, 20265.64%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Auto Loan
-
-
5.89%
36 Months
DetailsAs Low As; Model Year: 2021 - 2023 Vehicles
Last Updated10/12/2026
Rate History
1 change since Oct 8, 2026 · 5.64% → 5.89% ▲ 0.25 pts · high 5.89% / low 5.64%
Oct 12, 20265.89%▲ from 5.64%
Oct 8, 20265.64%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Auto Loan
-
-
5.89%
48 Months
DetailsAs Low As; Model Year: 2021 - 2023 Vehicles
Last Updated10/12/2026
Rate History
1 change since Oct 8, 2026 · 5.64% → 5.89% ▲ 0.25 pts · high 5.89% / low 5.64%
Oct 12, 20265.89%▲ from 5.64%
Oct 8, 20265.64%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Auto Loan
-
-
5.89%
60 Months
DetailsAs Low As; Model Year: 2021 - 2023 Vehicles
Last Updated10/12/2026
Rate History
1 change since Sep 17, 2026 · 5.64% → 5.89% ▲ 0.25 pts · high 5.89% / low 5.64%
Oct 12, 20265.89%▲ from 5.64%
Sep 17, 20265.64%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Auto Loan
-
-
6.04%
72 Months
DetailsAs Low As; Model Year: 2024 - 2026 Vehicles
Last Updated10/12/2026
Rate History
No change since Sep 17, 2026 · 6.04% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Auto Loan
-
-
6.29%
72 Months
DetailsAs Low As; Model Year: 2021 - 2023 Vehicles
Last Updated10/12/2026
Rate History
1 change since Sep 17, 2026 · 6.04% → 6.29% ▲ 0.25 pts · high 6.29% / low 6.04%
Oct 12, 20266.29%▲ from 6.04%
Sep 17, 20266.04%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Auto Loan
-
-
6.39%
12 Months
DetailsAs Low As; Model Year: 2018 - 2020 Vehicles
Last Updated10/12/2026
Rate History
1 change since Oct 8, 2026 · 5.64% → 6.39% ▲ 0.75 pts · high 6.39% / low 5.64%
Oct 12, 20266.39%▲ from 5.64%
Oct 8, 20265.64%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Auto Loan
-
-
6.39%
24 Months
DetailsAs Low As; Model Year: 2018 - 2020 Vehicles
Last Updated10/12/2026
Rate History
1 change since Oct 8, 2026 · 5.64% → 6.39% ▲ 0.75 pts · high 6.39% / low 5.64%
Oct 12, 20266.39%▲ from 5.64%
Oct 8, 20265.64%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Auto Loan
-
-
6.39%
36 Months
DetailsAs Low As; Model Year: 2018 - 2020 Vehicles
Last Updated10/12/2026
Rate History
1 change since Oct 8, 2026 · 5.64% → 6.39% ▲ 0.75 pts · high 6.39% / low 5.64%
Oct 12, 20266.39%▲ from 5.64%
Oct 8, 20265.64%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Auto Loan
-
-
6.39%
48 Months
DetailsAs Low As; Model Year: 2018 - 2020 Vehicles
Last Updated10/12/2026
Rate History
1 change since Oct 8, 2026 · 5.64% → 6.39% ▲ 0.75 pts · high 6.39% / low 5.64%
Oct 12, 20266.39%▲ from 5.64%
Oct 8, 20265.64%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Auto Loan
-
-
6.39%
60 Months
DetailsAs Low As; Model Year: 2018 - 2020 Vehicles
Last Updated10/12/2026
Rate History
1 change since Sep 17, 2026 · 6.14% → 6.39% ▲ 0.25 pts · high 6.39% / low 6.14%
Oct 12, 20266.39%▲ from 6.14%
Sep 17, 20266.14%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Auto Loan
-
-
6.44%
84 Months
DetailsAs Low As; Model Year: 2024 - 2026 Vehicles
Last Updated10/12/2026
Rate History
No change since Sep 17, 2026 · 6.44% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Auto Loan
-
-
6.69%
84 Months
DetailsAs Low As; Model Year: 2021 - 2023 Vehicles
Last Updated10/12/2026
Rate History
1 change since Sep 17, 2026 · 6.44% → 6.69% ▲ 0.25 pts · high 6.69% / low 6.44%
Oct 12, 20266.69%▲ from 6.44%
Sep 17, 20266.44%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Auto Loan
-
-
6.69%
72 Months
DetailsAs Low As; Model Year: 2018 - 2020 Vehicles
Last Updated10/12/2026
Rate History
1 change since Sep 17, 2026 · 6.54% → 6.69% ▲ 0.15 pts · high 6.69% / low 6.54%
Oct 12, 20266.69%▲ from 6.54%
Sep 17, 20266.54%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Auto Loan
-
-
7.19%
84 Months
DetailsAs Low As; Model Year: 2018 - 2020 Vehicles
Last Updated10/12/2026
Rate History
1 change since Sep 17, 2026 · 6.94% → 7.19% ▲ 0.25 pts · high 7.19% / low 6.94%
Oct 12, 20267.19%▲ from 6.94%
Sep 17, 20266.94%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Auto Loan
-
-
7.89%
12 Months
DetailsAs Low As; Model Year: 2017 & Older Vehicles
Last Updated10/12/2026
Rate History
1 change since Oct 8, 2026 · 5.64% → 7.89% ▲ 2.25 pts · high 7.89% / low 5.64%
Oct 12, 20267.89%▲ from 5.64%
Oct 8, 20265.64%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Auto Loan
-
-
7.89%
24 Months
DetailsAs Low As; Model Year: 2017 & Older Vehicles
Last Updated10/12/2026
Rate History
1 change since Oct 8, 2026 · 5.64% → 7.89% ▲ 2.25 pts · high 7.89% / low 5.64%
Oct 12, 20267.89%▲ from 5.64%
Oct 8, 20265.64%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Auto Loan
-
-
7.89%
36 Months
DetailsAs Low As; Model Year: 2017 & Older Vehicles
Last Updated10/12/2026
Rate History
1 change since Oct 8, 2026 · 5.64% → 7.89% ▲ 2.25 pts · high 7.89% / low 5.64%
Oct 12, 20267.89%▲ from 5.64%
Oct 8, 20265.64%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Auto Loan
-
-
7.89%
48 Months
DetailsAs Low As; Model Year: 2017 & Older Vehicles
Last Updated10/12/2026
Rate History
1 change since Oct 8, 2026 · 5.64% → 7.89% ▲ 2.25 pts · high 7.89% / low 5.64%
Oct 12, 20267.89%▲ from 5.64%
Oct 8, 20265.64%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Auto Loan
-
-
7.89%
60 Months
DetailsAs Low As; Model Year: 2017 & Older Vehicles
Last Updated10/12/2026
Rate History
1 change since Sep 17, 2026 · 7.64% → 7.89% ▲ 0.25 pts · high 7.89% / low 7.64%
Oct 12, 20267.89%▲ from 7.64%
Sep 17, 20267.64%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Auto Loan
-
-
8.29%
72 Months
DetailsAs Low As; Model Year: 2017 & Older Vehicles
Last Updated10/12/2026
Rate History
1 change since Sep 17, 2026 · 8.04% → 8.29% ▲ 0.25 pts · high 8.29% / low 8.04%
Oct 12, 20268.29%▲ from 8.04%
Sep 17, 20268.04%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Members 1st Federal Credit Union Enola, PA RV, Boat and Powersport Loan Rates
Product
Rate
APR
Term
View More
Motorcycle Loan
-
6.54%
12 Months
DetailsAs Low As; Rates effective October 12, 2026
Last Updated10/12/2026
Rate History
1 change since Sep 25, 2026 · 6.44% → 6.54% ▲ 0.10 pts · high 6.54% / low 6.44%
Oct 8, 20266.54%▲ from 6.44%
Sep 25, 20266.44%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Motorcycle Loan
-
6.54%
24 Months
DetailsAs Low As; Rates effective October 12, 2026
Last Updated10/12/2026
Rate History
1 change since Sep 25, 2026 · 6.44% → 6.54% ▲ 0.10 pts · high 6.54% / low 6.44%
Oct 8, 20266.54%▲ from 6.44%
Sep 25, 20266.44%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Motorcycle Loan
-
6.54%
60 Months
DetailsAs Low As; Rates effective October 12, 2026
Last Updated10/12/2026
Rate History
1 change since Sep 25, 2026 · 6.44% → 6.54% ▲ 0.10 pts · high 6.54% / low 6.44%
Oct 8, 20266.54%▲ from 6.44%
Sep 25, 20266.44%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Motorcycle Loan - 12 Months
-
6.84%
12 Months
DetailsAs Low As; Model Years: 2021 - 2023
Last Updated10/12/2026
Rate History
2 changes since Sep 25, 2026 · 6.44% → 6.84% ▲ 0.40 pts · high 6.84% / low 6.44%
Oct 12, 20266.84%▲ from 6.54%
Oct 8, 20266.54%▲ from 6.44%
Sep 25, 20266.44%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Motorcycle Loan - 24 Months
-
6.84%
24 Months
DetailsAs Low As; Model Years: 2021 - 2023
Last Updated10/12/2026
Rate History
2 changes since Sep 25, 2026 · 6.44% → 6.84% ▲ 0.40 pts · high 6.84% / low 6.44%
Oct 12, 20266.84%▲ from 6.54%
Oct 8, 20266.54%▲ from 6.44%
Sep 25, 20266.44%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Motorcycle Loan - 36 Months
-
6.84%
36 Months
DetailsAs Low As; Model Years: 2021 - 2023
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 6.84% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Motorcycle Loan - 48 Months
-
6.84%
48 Months
DetailsAs Low As; Model Years: 2021 - 2023
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 6.84% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Motorcycle Loan - 60 Months
-
6.84%
60 Months
DetailsAs Low As; Model Years: 2021 - 2023
Last Updated10/12/2026
Rate History
2 changes since Sep 25, 2026 · 6.44% → 6.84% ▲ 0.40 pts · high 6.84% / low 6.44%
Oct 12, 20266.84%▲ from 6.54%
Oct 8, 20266.54%▲ from 6.44%
Sep 25, 20266.44%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Motorcycle Loan
-
6.94%
72 Months
DetailsAs Low As; Rates effective October 12, 2026
Last Updated10/12/2026
Rate History
1 change since Sep 25, 2026 · 6.84% → 6.94% ▲ 0.10 pts · high 6.94% / low 6.84%
Oct 8, 20266.94%▲ from 6.84%
Sep 25, 20266.84%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Motorcycle Loan - 72 Months
-
7.19%
72 Months
DetailsAs Low As; Model Years: 2021 - 2023
Last Updated10/12/2026
Rate History
2 changes since Sep 25, 2026 · 6.84% → 7.19% ▲ 0.35 pts · high 7.19% / low 6.84%
Oct 12, 20267.19%▲ from 6.94%
Oct 8, 20266.94%▲ from 6.84%
Sep 25, 20266.84%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Motorcycle Loan - 12 Months
-
7.49%
12 Months
DetailsAs Low As; Model Years: 2018 - 2020
Last Updated10/12/2026
Rate History
2 changes since Sep 25, 2026 · 6.44% → 7.49% ▲ 1.05 pts · high 7.49% / low 6.44%
Oct 12, 20267.49%▲ from 6.54%
Oct 8, 20266.54%▲ from 6.44%
Sep 25, 20266.44%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Motorcycle Loan - 24 Months
-
7.49%
24 Months
DetailsAs Low As; Model Years: 2018 - 2020
Last Updated10/12/2026
Rate History
2 changes since Sep 25, 2026 · 6.44% → 7.49% ▲ 1.05 pts · high 7.49% / low 6.44%
Oct 12, 20267.49%▲ from 6.54%
Oct 8, 20266.54%▲ from 6.44%
Sep 25, 20266.44%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Motorcycle Loan - 36 Months
-
7.49%
36 Months
DetailsAs Low As; Model Years: 2018 - 2020
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 7.49% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Motorcycle Loan - 48 Months
-
7.49%
48 Months
DetailsAs Low As; Model Years: 2018 - 2020
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 7.49% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Motorcycle Loan - 60 Months
-
7.49%
60 Months
DetailsAs Low As; Model Years: 2018 - 2020
Last Updated10/12/2026
Rate History
2 changes since Sep 25, 2026 · 6.44% → 7.49% ▲ 1.05 pts · high 7.49% / low 6.44%
Oct 12, 20267.49%▲ from 6.54%
Oct 8, 20266.54%▲ from 6.44%
Sep 25, 20266.44%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Motorcycle Loan - 72 Months
-
7.69%
72 Months
DetailsAs Low As; Model Years: 2018 - 2020
Last Updated10/12/2026
Rate History
2 changes since Sep 25, 2026 · 6.84% → 7.69% ▲ 0.85 pts · high 7.69% / low 6.84%
Oct 12, 20267.69%▲ from 6.94%
Oct 8, 20266.94%▲ from 6.84%
Sep 25, 20266.84%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Motorcycle Loan - 84 Months
-
8.19%
84 Months
DetailsAs Low As; Model Years: 2024 - 2026
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 8.19% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Motorcycle Loan - 84 Months
-
8.44%
84 Months
DetailsAs Low As; Model Years: 2021 - 2023
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 8.44% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Motorcycle Loan - 84 Months
-
8.94%
84 Months
DetailsAs Low As; Model Years: 2018 - 2020
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 8.94% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Motorcycle Loan - 12 Months
-
9.19%
12 Months
DetailsAs Low As; Model Years: 2017 - Older
Last Updated10/12/2026
Rate History
2 changes since Sep 25, 2026 · 6.44% → 9.19% ▲ 2.75 pts · high 9.19% / low 6.44%
Oct 12, 20269.19%▲ from 6.54%
Oct 8, 20266.54%▲ from 6.44%
Sep 25, 20266.44%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Motorcycle Loan - 24 Months
-
9.19%
24 Months
DetailsAs Low As; Model Years: 2017 - Older
Last Updated10/12/2026
Rate History
2 changes since Sep 25, 2026 · 6.44% → 9.19% ▲ 2.75 pts · high 9.19% / low 6.44%
Oct 12, 20269.19%▲ from 6.54%
Oct 8, 20266.54%▲ from 6.44%
Sep 25, 20266.44%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Motorcycle Loan - 36 Months
-
9.19%
36 Months
DetailsAs Low As; Model Years: 2017 - Older
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 9.19% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Motorcycle Loan - 48 Months
-
9.19%
48 Months
DetailsAs Low As; Model Years: 2017 - Older
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 9.19% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Motorcycle Loan - 60 Months
-
9.19%
60 Months
DetailsAs Low As; Model Years: 2017 - Older
Last Updated10/12/2026
Rate History
2 changes since Sep 25, 2026 · 6.44% → 9.19% ▲ 2.75 pts · high 9.19% / low 6.44%
Oct 12, 20269.19%▲ from 6.54%
Oct 8, 20266.54%▲ from 6.44%
Sep 25, 20266.44%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Recreational Vehicle Loan
-
9.44%
12 Months
DetailsAs Low As; Rates effective October 12, 2026
Last Updated10/12/2026
Rate History
No change since Oct 8, 2026 · 9.44% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Recreational Vehicle Loan
-
9.44%
24 Months
DetailsAs Low As; Rates effective October 12, 2026
Last Updated10/12/2026
Rate History
No change since Oct 8, 2026 · 9.44% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Recreational Vehicle Loan
-
9.44%
48 Months
DetailsAs Low As; Rates effective October 12, 2026
Last Updated10/12/2026
Rate History
No change since Oct 8, 2026 · 9.44% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Recreational Vehicle Loan
-
9.44%
72 Months
DetailsAs Low As; Rates effective October 12, 2026
Last Updated10/12/2026
Rate History
No change since Oct 8, 2026 · 9.44% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Motorcycle Loan - 72 Months
-
10.24%
72 Months
DetailsAs Low As; Model Years: 2017 - Older
Last Updated10/12/2026
Rate History
2 changes since Sep 25, 2026 · 6.84% → 10.24% ▲ 3.40 pts · high 10.24% / low 6.84%
Oct 12, 202610.24%▲ from 6.94%
Oct 8, 20266.94%▲ from 6.84%
Sep 25, 20266.84%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Members 1st Federal Credit Union Enola, PA Personal Loan Rates
Product
APR
Term
View More
Personal Loan
10.39%
12 Months
DetailsAs Low As; Rates effective October 12, 2026
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 10.39% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Personal Loan
10.74%
48 Months
DetailsAs Low As; Rates effective October 12, 2026
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 10.74% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Personal Loan
10.99%
60 Months
DetailsAs Low As; Rates effective October 12, 2026
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 10.99% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.79%
Financial Health History
Members 1st Federal Credit Union Enola, PA’s Texas Ratio fell from 4.85% in Q3 2023 to 3.79% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$8.7B
3.79%
5.0
A+
March 31, 2026
$8.6B
3.74%
5.0
A+
December 31, 2025
$8.3B
4.71%
5.0
A+
September 30, 2025
$8.3B
4.86%
5.0
A+
June 30, 2025
$8.3B
5.21%
5.0
A+
March 31, 2025
$8.3B
4.37%
5.0
A+
December 31, 2024
$8.1B
4.89%
5.0
A+
September 30, 2024
$8.0B
5.08%
5.0
A+
June 30, 2024
$7.9B
5.02%
5.0
A+
March 31, 2024
$7.8B
4.92%
5.0
A+
December 31, 2023
$7.4B
5.31%
5.0
A+
September 30, 2023
$7.3B
4.85%
5.0
A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for Members 1st Federal Credit Union Enola, PA is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Members 1st Federal Credit Union Enola, PA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Members 1st Federal Credit Union Enola, PA's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union NameMembers 1st Federal Credit Union Enola, PA
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
747,546,030
Total Uninsured Shares and Deposits > $250K (F+J)
762,252,554
Total Insured Shares and Deposits > $250K (item 17 less item K)
6,536,985,632
Total Interest Expense (Sum of items 6 8)
59,212,728
Share Certificates
86,023
Number of Accounts for Share Drafts
338,958
IRA KEOGH Accounts
18,767
Number of Accounts for Regular Shares
739,734
All other shares
7,945
Non Member Deposits
12
Money Market Shares
50,741
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
368,159,539
Total Liabilities
7,406,063,541
Source: NCUA — Last Updated 06/30/2026
Q2 2026 MBR Health & Safety Badge
Members 1st Federal Credit Union Enola, PA earned the Verified Healthy badge
Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.
Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
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Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Members 1st Federal Credit Union Enola, PA
Frequently Asked Questions About Members 1st Federal Credit Union Enola, PA
How many branches does Members 1st Federal Credit Union Enola, PA operate?
Members 1st Federal Credit Union Enola, PA currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join Members 1st Federal Credit Union Enola, PA?
Yes, to access services at Members 1st Federal Credit Union Enola, PA, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, Members 1st Federal Credit Union Enola, PA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Members 1st Federal Credit Union Enola, PA provides members with tools to manage their accounts and build a solid financial history.
Does Members 1st Federal Credit Union Enola, PA offer online and mobile banking?
Most modern institutions like Members 1st Federal Credit Union Enola, PA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://members1st.org.
Current Members 1st Federal Credit Union Enola, PA Rates
12-Month CD1.05%
18-Month CD1.35%
24-Month CD1.30%
60-Month CD1.95%
Savings0.25%
MMA2.00%
Retrieved from our database of financial products. Rates subject to change.
Brian McKay
