Chattanooga First Federal Credit Union Rates and Review January 2026
Compare Chattanooga First Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Chattanooga First Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityChattanooga First Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Chattanooga First Federal Credit Union? Share your experience about Chattanooga First Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Chattanooga First Federal Credit Union. Overall, Chattanooga First Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Chattanooga First Federal Credit Union Chattanooga First FCU 3120 Broad St Chattanooga, TN 37408 3095  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonAccess FCU Visa Gold
9.900%
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loan
10.490%
$0
60 - 60
Personal Loans
13.490%
$0 - $5,000
48 - 48
Personal Line of Credit
9.500%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Chattanooga First Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Chattanooga First Federal Credit Union
Website: https://www.chattfirst.org
Full Time Employees: 4Part Time Employees: 1 President: Len Strombergh CEO: Terri Stansell Branch Locations: 1 ATM Locations: 1 Corporate Office Address:
3120 Broad St
Chattanooga, TN 37408 3095 Phone Number: 423-267-7621 Fax Number: 423-266-5666 FinancialsTotal Assets:
26,148,965
Total Amount of Shares and Deposits:
20,231,818
Total Shares and Deposits < 1 Year:
16,529,546
Total Shares and Deposits 1 3 Years:
3,267,418
Total Shares and Deposits > 3 Years:
434,854
Total Insured Shares and Deposits > $250K (item 17 less item K):
20,231,818
Total Interest Expense (Sum of items 6 8):
397,660
Share Certificates:
196
Number of Accounts for Share Drafts:
202
IRA KEOGH Accounts:
67
Number of Accounts for Regular Shares:
1,728
Net Income (unless the amount is already included in Undivided Earnings):
58,132
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
816,319
Total Liabilities:
20,422,566
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Chattanooga First Federal Credit UnionIs a member application needed to join Chattanooga First Federal Credit Union?Yes, to access services at Chattanooga First Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Chattanooga First Federal Credit Union provides a range of mortgage and home equity products. Is Chattanooga First Federal Credit Union a safe place to deposit money?Yes, Chattanooga First Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Chattanooga First Federal Credit Union offer online and mobile banking?Most modern institutions like Chattanooga First Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.50%, 6-month CD rates at 3.75% and 3-month CD rates at 0.10%. Savings rates are at 0.10% and money market rates are at 2.00%. Mortgage rates on 30-year fixed loans are around 6.18%. Credit Card rates are at 11.90%. Personal Loan rates are at 14.85%. All these rates, and more, can be found in our database of rates which you can compare to 
