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Greater Kentucky Credit Union Inc Credit Union

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Greater Kentucky Credit Union Inc Credit Union Rates & Review July 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Greater Kentucky Credit Union Inc Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: July 15, 2026

You can compare Greater Kentucky Credit Union Inc Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.66%, 6-month share certificate rates at 3.40% and 3-month share certificate rates at 3.75%. Savings rates are at 0.15% and money market rates are at 1.76%. Mortgage rates on 30-year fixed loans are around 6.09%. All these rates can be compared to Greater Kentucky Credit Union Inc Credit Union rates. MonitorBankRates evaluates the financial stability of Greater Kentucky Credit Union Inc Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.80%. Rates were last updated on 07/15/2026.

Greater Kentucky Credit Union Inc Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Greater Kentucky Credit Union Inc Credit Union? Share your experience about Greater Kentucky Credit Union Inc Credit Union by leaving a review below, or read customer reviews before you decide to use Greater Kentucky Credit Union Inc Credit Union.

Verified Strong Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.80%

Excellent Lower than avg

Greater Kentucky Credit Union Inc Credit Union
MAIN OFFICE

1001 RED MILE RD
LEXINGTON, KY 40504 2650

https://www.gtkycu.com

Current Rate Availability

We do not have Greater Kentucky Credit Union Inc Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Greater Kentucky Credit Union Inc Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Greater Kentucky Credit Union Inc Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Greater Kentucky Credit Union Inc Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Greater Kentucky Credit Union Inc Credit Union

Website https://www.gtkycu.com

Address 1001 RED MILE RD, LEXINGTON, KY 40504 2650

Phone 859-231-9300

Fax 859-252-3975

President Kenneth Hadley

CEO Michael Little

Full-Time Employees 20

Part-Time Employees 0

Branch Locations 2

ATM Locations 2

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

3.80%

Return on Assets (ROA)

0.1027%

Return on Equity (ROE)

0.8908%

Non-Performing Loans Ratio (NPL)

0.58%

Total Assets

87,987,779

Total Amount of Shares and Deposits

77,423,560

Total Shares and Deposits < 1 Year

73,776,309

Total Shares and Deposits 1 3 Years

3,354,321

Total Shares and Deposits > 3 Years

292,931

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

11,322,650

Total Uninsured Shares and Deposits > $250K (F+J)

11,322,650

Total Insured Shares and Deposits > $250K (item 17 less item K)

66,100,910

Total Interest Expense (Sum of items 6 8)

1,341,989

Share Certificates

788

Number of Accounts for Share Drafts

3,389

IRA KEOGH Accounts

170

Number of Accounts for Regular Shares

10,131

Non Member Deposits

Money Market Shares

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

10,018,753

Total Liabilities

77,950,339

Source: NCUA — Last Updated 09/30/2025

2026 MBR Health & Safety Badge

Greater Kentucky Credit Union Inc Credit Union earned the Verified Strong badge

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Customer Reviews

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Frequently Asked Questions About Greater Kentucky Credit Union Inc Credit Union

How many branches does Greater Kentucky Credit Union Inc Credit Union operate?

Greater Kentucky Credit Union Inc Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Greater Kentucky Credit Union Inc Credit Union?

Yes, to access services at Greater Kentucky Credit Union Inc Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Greater Kentucky Credit Union Inc Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Greater Kentucky Credit Union Inc Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Greater Kentucky Credit Union Inc Credit Union offer online and mobile banking?

Most modern institutions like Greater Kentucky Credit Union Inc Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.gtkycu.com.