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iAdvertiser Disclosure
Advertiser Disclosure
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 Greater Kentucky Credit Union Inc Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
Greater Kentucky Credit Union Inc Credit Union's savings rates are at 3.00%. MonitorBankRates evaluates the financial stability of Greater Kentucky Credit Union Inc Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.93%. Rates were last updated on 04/19/2026. Greater Kentucky Credit Union Inc Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Greater Kentucky Credit Union Inc Credit Union? Share your experience about Greater Kentucky Credit Union Inc Credit Union by leaving a review below, or read customer reviews before you decide to use Greater Kentucky Credit Union Inc Credit Union. Greater Kentucky Credit Union Inc Credit Union
MAIN OFFICE 1001 RED MILE RD
https://www.gtkycu.com LEXINGTON, KY 40504 2650 
Greater Kentucky Credit Union Inc Credit Union Savings Rates
Greater Kentucky Credit Union Inc Credit Union Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Greater Kentucky Credit Union Inc Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Greater Kentucky Credit Union Inc Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Greater Kentucky Credit Union Inc Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Greater Kentucky Credit Union Inc Credit Union
Website
https://www.gtkycu.com
Address
1001 RED MILE RD,
LEXINGTON, KY 40504 2650
Phone
859-231-9300
Fax
859-252-3975
President
Kenneth Hadley
CEO
Michael Little
Full-Time Employees
20
Part-Time Employees
0
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.93%
Return on Assets (ROA)
0.1027%
Return on Equity (ROE)
0.8908%
Non-Performing Loans Ratio (NPL)
0.58%
Total Assets
87,987,779
Total Amount of Shares and Deposits
77,423,560
Total Shares and Deposits < 1 Year
73,776,309
Total Shares and Deposits 1 3 Years
3,354,321
Total Shares and Deposits > 3 Years
292,931
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
11,322,650
Total Uninsured Shares and Deposits > $250K (F+J)
11,322,650
Total Insured Shares and Deposits > $250K (item 17 less item K)
66,100,910
Total Interest Expense (Sum of items 6 8)
1,341,989
Share Certificates
788
Number of Accounts for Share Drafts
3,389
IRA KEOGH Accounts
170
Number of Accounts for Regular Shares
10,131
Non Member Deposits
3
Money Market Shares
77
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
10,018,753
Total Liabilities
77,950,339
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Greater Kentucky Credit Union Inc Credit UnionIs Greater Kentucky Credit Union Inc Credit Union a safe place to deposit money?Yes, Greater Kentucky Credit Union Inc Credit Union is considered a safe financial institution. With a Texas Ratio of 3.9308258395054%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Greater Kentucky Credit Union Inc Credit Union operate?Greater Kentucky Credit Union Inc Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Greater Kentucky Credit Union Inc Credit Union?Yes, to access services at Greater Kentucky Credit Union Inc Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Greater Kentucky Credit Union Inc Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Greater Kentucky Credit Union Inc Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Greater Kentucky Credit Union Inc Credit Union offer online and mobile banking?Most modern institutions like Greater Kentucky Credit Union Inc Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.gtkycu.com. Current Greater Kentucky Credit Union Inc Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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