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Los Angeles Federal Credit Union Rates & Review August 2026

Los Angeles Federal Credit Union's 11-Month Term Dividend Gold Relationship or Jumbo CD rates are at 3.90%, 60 month Gold Relationship or Jumbo CD rates are at 3.15%, 48 month Gold Relationship or Jumbo CD rates are at 2.63%, 36 month Gold Relationship or Jumbo CD rates are at 2.43%, 24 month Gold Relationship or Jumbo CD rates are at 2.33%. Los Angeles Federal Credit Union's savings rates are at 0.05%. Los Angeles Federal Credit Union's money market rates are at 0.05%. Los Angeles Federal Credit Union's Personal Loan Rates are at 6.40%. MonitorBankRates evaluates the financial stability of Los Angeles Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.58%. Rates last updated and verified on 08/28/2026.

Los Angeles Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Los Angeles Federal Credit Union? Share your experience about Los Angeles Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Los Angeles Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.58%
Excellent Lower than avg
Los Angeles Federal Credit Union
Glendale
300 S Glendale Ave
Glendale, CA 91205 5305
https://www.lafcu.org
Member NCUA

Los Angeles Federal Credit Union CD Rates

Product Rate APY Term View More
11-Month Term Dividend Gold Relationship or Jumbo Certificate 3.83% 3.90% 11-Month Term Dividend
Details $100,000 minimum opening deposit, for Consumer & Business Accounts. Share Certificate Limited Offer: 11-Month Term Dividend 3.827%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.58%
60 month Gold Relationship or Jumbo Certificate - 3.15% 60 Months
Details $100,000 minimum opening deposit, for Consumer & Business Accounts.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.58%
48 month Gold Relationship or Jumbo Certificate - 2.63% 48 Months
Details $100,000 minimum opening deposit, for Consumer & Business Accounts.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.58%
36 month Gold Relationship or Jumbo Certificate - 2.43% 36 Months
Details $100,000 minimum opening deposit, for Consumer & Business Accounts.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.58%
24 month Gold Relationship or Jumbo Certificate - 2.33% 24 Months
Details $100,000 minimum opening deposit, for Consumer & Business Accounts.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.58%
6 month Gold Relationship or Jumbo Certificate - 2.12% 6 Months
Details $100,000 minimum opening deposit, for Consumer & Business Accounts.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.58%
3 month Gold Relationship or Jumbo Certificate - 1.71% 3 Months
Details $100,000 minimum opening deposit, for Consumer & Business Accounts.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.58%

Los Angeles Federal Credit Union Savings Rates

Product Rate APY View More
Health Savings Account 14 (Share Draft) 1.00% 1.00%
Min Balance $250,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.58%
Health Savings Account 14 (Share Draft) 0.90% 0.90%
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.58%
Health Savings Account 14 (Share Draft) 0.85% 0.85%
Min Balance $50,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.58%
Health Savings Account 14 (Share Draft) 0.80% 0.80%
Min Balance $25,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.58%
Health Savings Account 14 (Share Draft) 0.75% 0.75%
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.58%
Health Savings Account 14 (Share Draft) 0.70% 0.70%
Min Balance $2,500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.58%
Health Savings Account 14 (Share Draft) 0.30% 0.30%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.58%
Additional Business Savings 0.10% 0.10%
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.58%
Business Savings (Share) 0.10% 0.10%
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.58%
Additional Business Savings 0.05% 0.05%
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.58%
Business Savings (Share) 0.05% 0.05%
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.58%
Regular Savings (Share), includes Secondary Savings 0.05% 0.05%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.58%

Los Angeles Federal Credit Union Money Market Rates

Product Rate APY View More
Business Money Market 1.80% 1.80%
Min Balance $250,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.58%
Business Money Market 1.70% 1.70%
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.58%
Business Money Market 1.60% 1.60%
Min Balance $50,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.58%
Business Money Market 1.50% 1.50%
Min Balance $25,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.58%
Business Money Market 1.40% 1.40%
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.58%
Regular and Online Money Market (Share Draft) 0.90% 0.90%
Min Balance $250,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.58%
Regular and Online Money Market (Share Draft) 0.85% 0.85%
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.58%
Regular and Online Money Market (Share Draft) 0.80% 0.80%
Min Balance $50,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.58%
Regular and Online Money Market (Share Draft) 0.75% 0.75%
Min Balance $25,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.58%
Regular and Online Money Market (Share Draft) 0.70% 0.70%
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.58%
Regular and Online Money Market (Share Draft) 0.65% 0.65%
Min Balance $2,500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.58%
Business Money Market 0.05% 0.05%
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.58%

Los Angeles Federal Credit Union Checking Rates

Product Rate APY View More
Business Essentials Checking 0.03% 0.03%
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.58%
Business Essentials Checking 0.00% 0.00%
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.58%
Free Checking or Connect (Share Draft) 0.00% 0.00%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.58%

Los Angeles Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line Of Credit (HELOC) - NEW - - 4.90% 9 months
Details Intro rate expires: 9 months; After the offer period, the APR on the HELOC will revert to the regular APR at that time; and as of 2/1/26, it's 7.24% APR (if the home is owner-occupied) or 7.50% APR (for 2nd home or vacation home). The offer's APR reverts to the regular, non-offer APR in effect at LAFCU nine (9) months after each advance. Draw up to 80% of your home's appraised value, minus liens for owner-occupied homes, and 70% for 2nd or vacation homes. Access funds via paper "Convenience Checks" (upon request), or by transfer from your online banking account or mobile app. Relationship Rewards discounts and refinances of existing HELOCs do not apply to this offer. HELOCs are for single-family, owner-occupied residences. Other conditions & some restrictions may apply. Offers and rates are subject to change without notice. All HELOCs subject to normal credit-granting criteria, and have no fees, points or closing costs.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.58%
Home Equity Line Of Credit (HELOC) - Owner Occupied - - 7.24%
Details The rate is variable and can adjust semi-annually.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.58%
Home Equity Line Of Credit (HELOC) - 2nd Home or Vacation Home - - 7.50%
Details The rate is variable and can adjust semi-annually.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.58%

Los Angeles Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Automobiles & Trucks - - 3.90% 1 to 60 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.58%
Classic, Collectible, Exotic, & Special-Interest Vehicles Loan - - 4.90% 84 months
Details if $20,000+
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.58%
Automobiles & Trucks - - 5.50% 61 to 72 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.58%
Automobiles & Trucks - - 5.75% 73 to 84 months
Details 84 mos. if $20,000+
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.58%

Los Angeles Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Watercraft/OHV/ATV Loan - 6.40%
Details if $20,000+
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.58%
Personal Computer Loans - New - 12.00%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.58%
Personal Unsecured ("Signature") Loan - 12.00%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.58%
Personal Unsecured Emergency Loan - 12.00%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.58%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Los Angeles Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Los Angeles Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Los Angeles Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Los Angeles Federal Credit Union
Address 300 S Glendale Ave, Glendale, CA 91205 5305
Phone 818-242-8640
Fax 818-242-5724
President Terrance Manocchio
CEO Anthony Cuevas
Full-Time Employees 175
Part-Time Employees 4
Branch Locations 8
ATM Locations 8
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.58%
Return on Assets (ROA)
0.3343%
Return on Equity (ROE)
3.0113%
Non-Performing Loans Ratio (NPL)
0.63%
Total Assets
1,273,612,138
Total Amount of Shares and Deposits
1,130,226,348
Total Shares and Deposits < 1 Year
1,100,436,568
Total Shares and Deposits 1 3 Years
22,196,528
Total Shares and Deposits > 3 Years
7,593,252
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
84,770,923
Total Uninsured Shares and Deposits > $250K (F+J)
84,770,923
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,045,455,425
Total Interest Expense (Sum of items 6 8)
9,047,173
Share Certificates
6,076
Number of Accounts for Share Drafts
40,432
IRA KEOGH Accounts
1,071
Number of Accounts for Regular Shares
80,487
Money Market Shares
2,313
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
74,777,065
Total Liabilities
1,165,684,872
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Los Angeles Federal Credit Union

How many branches does Los Angeles Federal Credit Union operate?

Los Angeles Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Los Angeles Federal Credit Union?

Yes, to access services at Los Angeles Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Los Angeles Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Los Angeles Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Los Angeles Federal Credit Union offer online and mobile banking?

Most modern institutions like Los Angeles Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.lafcu.org.

Current Los Angeles Federal Credit Union Rates

  • 12-Month CD3.90%
  • 24-Month CD2.33%
  • 60-Month CD3.15%
  • Savings0.05%
  • MMA0.05%
Retrieved from our database of financial products. Rates subject to change.