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Cincinnati Healthcare Associates Federal Credit Union Rates & Review April 2026

Cincinnati Healthcare Associates Federal Credit Union's 60 IRA CD rates are at 3.00%, 48 IRA CD rates are at 2.75%, 36 IRA CD rates are at 2.50%, 24 IRA CD rates are at 2.25%, 12 IRA CD rates are at 2.00%. Cincinnati Healthcare Associates Federal Credit Union's savings rates are at 0.20%. Cincinnati Healthcare Associates Federal Credit Union's money market rates are at 1.25%. MonitorBankRates evaluates the financial stability of Cincinnati Healthcare Associates Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.97%. Rates were last updated on 04/05/2026.

Cincinnati Healthcare Associates Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cincinnati Healthcare Associates Federal Credit Union? Share your experience about Cincinnati Healthcare Associates Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Cincinnati Healthcare Associates Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.97%
Excellent Lower than avg
Cincinnati Healthcare Associates Federal Credit Union
Main Office
2139 Auburn Ave
Cincinnati, OH 45219 2906
https://www.healfcu.org
Member NCUA

Cincinnati Healthcare Associates Federal Credit Union CD Rates

Product Rate APY Term View More
60 IRA Share Certificate 2.96% 3.00% 60
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.97%
48 IRA Share Certificate 2.72% 2.75% 48
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.97%
36 IRA Share Certificate 2.48% 2.50% 36
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.97%
24 IRA Share Certificate 2.23% 2.25% 24
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.97%
12 IRA Share Certificate 1.99% 2.00% 12
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.97%

Cincinnati Healthcare Associates Federal Credit Union Savings Rates

Product Rate APY View More
IRA Savings Account 0.20% 0.20%
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.97%
Regular Shares (Savings) 0.20% 0.20%
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.97%

Cincinnati Healthcare Associates Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market Account 1.99% 2.00%
Min Balance $50,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.97%
Money Market Account 1.74% 1.75%
Min Balance $10,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.97%
Money Market Account 1.24% 1.25%
Min Balance $2,500
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.97%

Cincinnati Healthcare Associates Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit - HELOC A+ - - 7.00%
Details Variable Rate
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.97%
Home Equity Line of Credit - HELOC A - - 7.50%
Details Variable Rate
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.97%
Home Equity Line of Credit - HELOC B - - 9.50%
Details Variable Rate
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.97%
Home Equity Line of Credit - HELOC C - - 11.50%
Details Variable Rate
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.97%
Home Equity Line of Credit - HELOC D - - 13.50%
Details Variable Rate
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.97%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Cincinnati Healthcare Associates Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Cincinnati Healthcare Associates Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Cincinnati Healthcare Associates Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Cincinnati Healthcare Associates Federal Credit Union
Address 2139 Auburn Ave, Cincinnati, OH 45219 2906
Phone 513-585-2398
Fax 513-585-3398
President Bernard Bruns
CEO Susan Haynes
Full-Time Employees 5
Part-Time Employees 3
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.97%
Return on Assets (ROA)
1.2040%
Return on Equity (ROE)
8.3437%
Non-Performing Loans Ratio (NPL)
0.63%
Total Assets
19,269,244
Total Amount of Shares and Deposits
16,364,182
Total Shares and Deposits < 1 Year
15,329,902
Total Shares and Deposits 1 3 Years
260,604
Total Shares and Deposits > 3 Years
773,676
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
208,155
Total Uninsured Shares and Deposits > $250K (F+J)
208,155
Total Insured Shares and Deposits > $250K (item 17 less item K)
16,156,027
Total Interest Expense (Sum of items 6 8)
114,225
Share Certificates
32
Number of Accounts for Share Drafts
1,032
IRA KEOGH Accounts
179
Number of Accounts for Regular Shares
3,893
All other shares
290
Money Market Shares
205
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
94,148
Total Liabilities
16,495,224
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Cincinnati Healthcare Associates Federal Credit Union

Is Cincinnati Healthcare Associates Federal Credit Union a safe place to deposit money?

Yes, Cincinnati Healthcare Associates Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.9720062432119%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Cincinnati Healthcare Associates Federal Credit Union operate?

Cincinnati Healthcare Associates Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Cincinnati Healthcare Associates Federal Credit Union?

Yes, to access services at Cincinnati Healthcare Associates Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Cincinnati Healthcare Associates Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Cincinnati Healthcare Associates Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Cincinnati Healthcare Associates Federal Credit Union offer online and mobile banking?

Most modern institutions like Cincinnati Healthcare Associates Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.healfcu.org.

Current Cincinnati Healthcare Associates Federal Credit Union Rates

  • Savings0.20%
  • MMA1.25%
Retrieved from our database of financial products. Rates subject to change.