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Advertiser Disclosure
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 Impact Credit Union Inc Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 27, 2026
Impact Credit Union Inc's CD Accounts 12 month rates are at 3.72%, CD Accounts 18 month rates are at 3.67%, CD Accounts 24 month rates are at 3.61%, CD Accounts 30 month rates are at 3.56%, CD Accounts 6 month rates are at 3.56%. Impact Credit Union Inc's savings rates are at 0.05%. MonitorBankRates evaluates the financial stability of Impact Credit Union Inc with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.05%. Rates were last updated on 03/27/2026. Impact Credit Union Inc money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Impact Credit Union Inc? Share your experience about Impact Credit Union Inc by leaving a review below, or read customer reviews before you decide to use Impact Credit Union Inc. Impact Credit Union Inc
Impact Credit Union 1455 W McPherson Hwy
https://www.impactcu.org Clyde, OH 43410 
Impact Credit Union Inc CD Rates
Impact Credit Union Inc Savings Rates
Impact Credit Union Inc Checking Rates
Impact Credit Union Inc Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Impact Credit Union Inc is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Impact Credit Union Inc rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Impact Credit Union Inc's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Impact Credit Union Inc
Website
https://www.impactcu.org
Address
1455 W McPherson Hwy,
Clyde, OH 43410
Phone
419-547-7781
Fax
419-547-6669
President
Troy Hashbarger
CEO
Scott Hicks
Full-Time Employees
49
Part-Time Employees
5
Branch Locations
5
ATM Locations
4
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.05%
Return on Assets (ROA)
0.3418%
Return on Equity (ROE)
3.8680%
Non-Performing Loans Ratio (NPL)
0.87%
Total Assets
200,459,011
Total Amount of Shares and Deposits
180,858,191
Total Shares and Deposits < 1 Year
168,921,635
Total Shares and Deposits 1 3 Years
8,985,052
Total Shares and Deposits > 3 Years
2,951,503
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
6,177,354
Total Uninsured Shares and Deposits > $250K (F+J)
6,177,354
Total Insured Shares and Deposits > $250K (item 17 less item K)
174,680,837
Total Interest Expense (Sum of items 6 8)
1,805,019
Share Certificates
1,394
Number of Accounts for Share Drafts
8,957
IRA KEOGH Accounts
662
Number of Accounts for Regular Shares
19,327
Money Market Shares
1,560
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
24,037,617
Total Liabilities
183,014,538
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Impact Credit Union IncIs Impact Credit Union Inc a safe place to deposit money?Yes, Impact Credit Union Inc is considered a safe financial institution. With a Texas Ratio of 6.0530870132352%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Impact Credit Union Inc operate?Impact Credit Union Inc currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Impact Credit Union Inc?Yes, to access services at Impact Credit Union Inc, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Impact Credit Union Inc does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Impact Credit Union Inc provides members with tools to manage their accounts and build a solid financial history. Does Impact Credit Union Inc offer online and mobile banking?Most modern institutions like Impact Credit Union Inc provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.impactcu.org. Current Impact Credit Union Inc Rates
Retrieved from our database of financial products. Rates subject to change.
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