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Mobile Government Emp Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 29, 2026
Mobile Government Emp Credit Union's Personal Loan Rates are as low as 18.00%. MonitorBankRates evaluates the financial stability of Mobile Government Emp Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Rates last updated and verified on 10/29/2026.
Mobile Government Emp Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Mobile Government Emp Credit Union? Share your experience about Mobile Government Emp Credit Union by leaving a review below, or read customer reviews before you decide to use Mobile Government Emp Credit Union.
Mobile Government Emp Credit Union has earned an overall safety grade of A+ (Exceptional, Score: 100/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Mobile Government Emp Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
0.00%
PerfectLower than avg
Mobile Government Emp Credit Union Texas Ratio
Mobile Government Emp Credit Union's Texas Ratio is 0.00%, which is considered perfect and is lower than the national average of 6.13%.
A 0.00% ratio is the best possible score. Mobile Government Emp Credit Union currently has zero non-performing assets or foreclosed properties on its books.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
0.00% to 0.00% over 12 quarters, very strongFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this credit union has stayed very strong since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.
Mobile Government Emp Credit Union Auto Loan Rates
Product
Rate
Points
APR
Term
View More
Collateral Loans - New Vehicles and Vans (Never been titled)
5.00%
-
5.00%
60 months
DetailsTier: A plus; Transunion Credit Score: 750 plus; Terms: 60-months/100% retail value
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 5.00% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Collateral Loans - Used Vehicles and Vans (Current and 3 yrs. old)
5.00%
-
5.00%
60 months
DetailsTier: A plus; Transunion Credit Score: 750 plus; Terms: 60-months/Black Book
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 5.00% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Collateral Loans - New Vehicles and Vans (Never been titled)
5.50%
-
5.50%
72 months
DetailsTier: A plus; Transunion Credit Score: 750 plus; Terms: 72-months/100% retail value
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 5.50% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Collateral Loans - New Vehicles and Vans (Never been titled)
5.50%
-
5.50%
60 months
DetailsTier: A; Transunion Credit Score: 700-749; Terms: 60-months/100% retail value
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 5.50% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Collateral Loans - Used Vehicles and Vans (Current and 3 yrs. old)
5.50%
-
5.50%
60 months
DetailsTier: A; Transunion Credit Score: 700-749; Terms: 60-months/Black Book
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 5.50% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Collateral Loans - New Vehicles and Vans (Never been titled)
6.00%
-
6.00%
60 months
DetailsTier: B; Transunion Credit Score: 650-699; Terms: 60-months/100% retail value
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 6.00% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Collateral Loans - Used Vehicles and Vans (Current and 3 yrs. old)
6.00%
-
6.00%
60 months
DetailsTier: B; Transunion Credit Score: 650-699; Terms: 60-months/Black Book
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 6.00% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Collateral Loans - New Vehicles and Vans (Never been titled)
6.50%
-
6.50%
72 months
DetailsTier: A; Transunion Credit Score: 700-749; Terms: 72-months/100% retail value
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 6.50% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Collateral Loans - Used Vehicles and Vans (Current and 3 yrs. old)
6.50%
-
6.50%
60 months
DetailsTier: C; Transunion Credit Score: 620-649; Terms: 60-months/Black Book
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 6.50% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Collateral Loans - New Vehicles and Vans (Never been titled)
7.00%
-
7.00%
60 months
DetailsTier: C; Transunion Credit Score: 620-649; Terms: 60-months/100% retail value
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 7.00% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Collateral Loans - Used Vehicles and Vans (4-7 years old)
7.00%
-
7.00%
36 months
DetailsTier: A plus; Transunion Credit Score: 750 plus; Terms: 36-months/Black Book
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 7.00% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Collateral Loans - New Vehicles and Vans (Never been titled)
7.50%
-
7.50%
72 months
DetailsTier: C; Transunion Credit Score: 620-649; Terms: 72-months/100% retail value
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 7.50% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Collateral Loans - Used Vehicles and Vans (4-7 years old)
7.50%
-
7.50%
36 months
DetailsTier: A; Transunion Credit Score: 700-749; Terms: 36-months/Black Book
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 7.50% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Collateral Loans - Used Vehicles and Vans (4-7 years old)
8.00%
-
8.00%
36 months
DetailsTier: B; Transunion Credit Score: 650-699; Terms: 36-months/Black Book
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 8.00% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Collateral Loans - Used Vehicles and Vans (4-7 years old)
9.00%
-
9.00%
36 months
DetailsTier: C; Transunion Credit Score: 620-649; Terms: 36-months/Black Book
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 9.00% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Collateral Loans - Used Vehicles and Vans (8 years and older)
11.00%
-
11.00%
36 months
DetailsTier: A plus; Transunion Credit Score: 750 plus; Terms: 36-months/Black Book
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 11.00% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Collateral Loans - Used Vehicles and Vans (8 years and older)
12.00%
-
12.00%
36 months
DetailsTier: B; Transunion Credit Score: 650-699; Terms: 36-months/Black Book
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 12.00% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Collateral Loans - Used Vehicles and Vans (8 years and older)
13.00%
-
13.00%
36 months
DetailsTier: C; Transunion Credit Score: 620-649; Terms: 36-months/Black Book
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 13.00% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Mobile Government Emp Credit Union RV, Boat and Powersport Loan Rates
Product
Rate
APR
Term
View More
Collateral Loans - Boats/Motors/Trailers/New
6.00%
6.00%
60 months
DetailsTier: A plus; Transunion Credit Score: 750 plus; Terms: 60-months/75% retail value
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 6.00% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Collateral Loans - Boats/Motors/Trailers/New
6.50%
6.50%
60 months
DetailsTier: A; Transunion Credit Score: 700-749; Terms: 60-months/75% retail value
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 6.50% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Collateral Loans - Boats/Motors/Trailers/Used
6.50%
6.50%
48 months
DetailsTier: A plus; Transunion Credit Score: 750 plus; Terms: 48-months/75% retail value
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 6.50% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Collateral Loans - Boats/Motors/Trailers/New
7.00%
7.00%
60 months
DetailsTier: B; Transunion Credit Score: 650-699; Terms: 60-months/75% retail value
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 7.00% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Collateral Loans - Boats/Motors/Trailers/Used
7.00%
7.00%
48 months
DetailsTier: A; Transunion Credit Score: 700-749; Terms: 48-months/75% retail value
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 7.00% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Collateral Loans - Motorcycle - New
7.00%
7.00%
60 months
DetailsTier: A plus; Transunion Credit Score: 750 plus; Terms: 60-months/75% retail value
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 7.00% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Collateral Loans - Boats/Motors/Trailers/Used
7.50%
7.50%
48 months
DetailsTier: B; Transunion Credit Score: 650-699; Terms: 48-months/75% retail value
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 7.50% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Collateral Loans - Motorcycle - New
7.50%
7.50%
60 months
DetailsTier: A; Transunion Credit Score: 700-749; Terms: 60-months/75% retail value
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 7.50% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Collateral Loans - Motorcycle - Used
7.50%
7.50%
48 months
DetailsTier: A plus; Transunion Credit Score: 750 plus; Terms: 48-months/75% retail value
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 7.50% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Collateral Loans - Boats/Motors/Trailers/New
8.00%
8.00%
60 months
DetailsTier: C; Transunion Credit Score: 620-649; Terms: 60-months/75% retail value
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 8.00% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Collateral Loans - Motorcycle - New
8.00%
8.00%
60 months
DetailsTier: B; Transunion Credit Score: 650-699; Terms: 60-months/75% retail value
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 8.00% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Collateral Loans - Motorcycle - Used
8.00%
8.00%
48 months
DetailsTier: A; Transunion Credit Score: 700-749; Terms: 48-months/75% retail value
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 8.00% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Collateral Loans - Recreational Vehicles and 5th Wheels (New)
8.00%
8.00%
72 months
DetailsTier: A plus; Transunion Credit Score: 750 plus; Terms: 72-months/100% retail value
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 8.00% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Collateral Loans - Boats/Motors/Trailers/Used
8.50%
8.50%
48 months
DetailsTier: C; Transunion Credit Score: 620-649; Terms: 48-months/75% retail value
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 8.50% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Collateral Loans - Motorcycle - Used
8.50%
8.50%
48 months
DetailsTier: B; Transunion Credit Score: 650-699; Terms: 48-months/75% retail value
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 8.50% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Collateral Loans - Recreational Vehicles and 5th Wheels (New)
8.50%
8.50%
72 months
DetailsTier: A; Transunion Credit Score: 700-749; Terms: 72-months/100% retail value
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 8.50% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Collateral Loans - Recreational Vehicles and 5th Wheels (Used)
8.50%
8.50%
60 months
DetailsTier: A plus; Transunion Credit Score: 750 plus; Terms: 60-months/80% retail value
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 8.50% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Collateral Loans - Motorcycle - New
9.00%
9.00%
60 months
DetailsTier: C; Transunion Credit Score: 620-649; Terms: 60-months/75% retail value
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 9.00% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Collateral Loans - Recreational Vehicles and 5th Wheels (New)
9.00%
9.00%
72 months
DetailsTier: B; Transunion Credit Score: 650-699; Terms: 72-months/100% retail value
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 9.00% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Collateral Loans - Recreational Vehicles and 5th Wheels (Used)
9.00%
9.00%
60 months
DetailsTier: A; Transunion Credit Score: 700-749; Terms: 60-months/80% retail value
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 9.00% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Collateral Loans - Motorcycle - Used
9.50%
9.50%
48 months
DetailsTier: C; Transunion Credit Score: 620-649; Terms: 48-months/75% retail value
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 9.50% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Collateral Loans - Recreational Vehicles and 5th Wheels (Used)
9.50%
9.50%
60 months
DetailsTier: B; Transunion Credit Score: 650-699; Terms: 60-months/80% retail value
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 9.50% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Collateral Loans - Recreational Vehicles and 5th Wheels (New)
10.00%
10.00%
72 months
DetailsTier: C; Transunion Credit Score: 620-649; Terms: 72-months/100% retail value
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 10.00% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Collateral Loans - Recreational Vehicles and 5th Wheels (Used)
10.50%
10.50%
60 months
DetailsTier: C; Transunion Credit Score: 620-649; Terms: 60-months/80% retail value
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 10.50% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Mobile Government Emp Credit Union Personal Loan Rates
Product
APR
Term
View More
Signature Loan
18.00%
1 to 3 years
DetailsLoan amount $1,000 to $15,000; Loan amount per person by length of service: 0-4 years $0.00, 4-8 years $3,000.00, 8-10 years $5,000.00, over 10 years $7,500.00
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 18.00% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Mobile Government Emp Credit Union Other Rates
Product
Rate
Points
APY/APR
Term
View More
Collateral Loans - Mobile Homes - New
9.50%
-
9.50%
84 months
DetailsTier: A plus; Transunion Credit Score: 750 plus; Terms: 84-months/90% retail value
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 9.50% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Collateral Loans - Mobile Homes - New
10.00%
-
10.00%
84 months
DetailsTier: A; Transunion Credit Score: 700-749; Terms: 84-months/90% retail value
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 10.00% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Collateral Loans - Mobile Homes - New
10.50%
-
10.50%
84 months
DetailsTier: B; Transunion Credit Score: 650-699; Terms: 84-months/90% retail value
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 10.50% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Collateral Loans - Mobile Homes - New
11.50%
-
11.50%
84 months
DetailsTier: C; Transunion Credit Score: 620-649; Terms: 84-months/90% retail value
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 11.50% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Collateral Loans - Mobile Homes - Used
10.00%
-
10.00%
72 months
DetailsTier: A plus; Transunion Credit Score: 750 plus; Terms: 72-months/80% retail value
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 10.00% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Collateral Loans - Mobile Homes - Used
10.50%
-
10.50%
72 months
DetailsTier: A; Transunion Credit Score: 700-749; Terms: 72-months/80% retail value
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 10.50% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Collateral Loans - Mobile Homes - Used
11.00%
-
11.00%
72 months
DetailsTier: B; Transunion Credit Score: 650-699; Terms: 72-months/80% retail value
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 11.00% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Collateral Loans - Mobile Homes - Used
12.00%
-
12.00%
72 months
DetailsTier: C; Transunion Credit Score: 620-649; Terms: 72-months/80% retail value
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 12.00% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Collateral Loans - Tractor/Farm Equipment - New
6.00%
-
6.00%
72 months
DetailsTier: A plus; Transunion Credit Score: 750 plus; Terms: 72-months/100% retail value
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 6.00% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Collateral Loans - Tractor/Farm Equipment - New
6.50%
-
6.50%
72 months
DetailsTier: A; Transunion Credit Score: 700-749; Terms: 72-months/100% retail value
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 6.50% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Collateral Loans - Tractor/Farm Equipment - New
7.00%
-
7.00%
72 months
DetailsTier: B; Transunion Credit Score: 650-699; Terms: 72-months/100% retail value
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 7.00% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Collateral Loans - Tractor/Farm Equipment - New
8.00%
-
8.00%
72 months
DetailsTier: C; Transunion Credit Score: 620-649; Terms: 72-months/100% retail value
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 8.00% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Collateral Loans - Tractor/Farm Equipment - Used
6.50%
-
6.50%
60 months
DetailsTier: A plus; Transunion Credit Score: 750 plus; Terms: 60-months/75% retail value
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 6.50% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Collateral Loans - Tractor/Farm Equipment - Used
7.00%
-
7.00%
60 months
DetailsTier: A; Transunion Credit Score: 700-749; Terms: 60-months/75% retail value
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 7.00% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Collateral Loans - Tractor/Farm Equipment - Used
7.50%
-
7.50%
60 months
DetailsTier: B; Transunion Credit Score: 650-699; Terms: 60-months/75% retail value
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 7.50% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Collateral Loans - Tractor/Farm Equipment - Used
8.50%
-
8.50%
60 months
DetailsTier: C; Transunion Credit Score: 620-649; Terms: 60-months/75% retail value
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 8.50% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Financial Health History
Mobile Government Emp Credit Union’s Texas Ratio stayed near 0.00% in Q3 2023 to 0.00% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$15M
0.00%
5.0
A+
March 31, 2026
$15M
0.14%
5.0
A+
December 31, 2025
$16M
0.20%
5.0
A+
September 30, 2025
$16M
0.26%
5.0
A+
June 30, 2025
$16M
0.32%
5.0
A+
March 31, 2025
$17M
0.38%
5.0
A+
December 31, 2024
$17M
0.43%
5.0
A+
September 30, 2024
$18M
0.49%
5.0
A+
June 30, 2024
$19M
0.55%
5.0
A+
March 31, 2024
$21M
0.74%
5.0
A+
December 31, 2023
$21M
0.68%
5.0
A+
September 30, 2023
$21M
0.00%
5.0
A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for Mobile Government Emp Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Mobile Government Emp Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Mobile Government Emp Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union NameMobile Government Emp Credit Union
Total Insured Shares and Deposits > $250K (item 17 less item K)
11,624,942
Total Interest Expense (Sum of items 6 8)
58,107
IRA KEOGH Accounts
11
Number of Accounts for Regular Shares
636
All other shares
4
Net Income (unless the amount is already included in Undivided Earnings)
32,261
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
683,106
Total Liabilities
11,672,667
Source: NCUA — Last Updated 06/30/2026
2026 MBR Health & Safety Badge
Mobile Government Emp Credit Union earned the Verified Healthy badge
Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.
Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
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☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Mobile Government Emp Credit Union
What is the lowest auto loan rate at Mobile Government Emp Credit Union?
The lowest Mobile Government Emp Credit Union auto loan rate is its Collateral Loans - New Vehicles and Vans (Never been titled) at 5.00%, verified by MonitorBankRates as of October 29, 2026. Mobile Government Emp Credit Union auto loan rates are 5.00% for a 36 month auto loan, 7.00% for an 84 month auto loan and 11.00% for a 96 month auto loan.
What is the lowest personal loan rate at Mobile Government Emp Credit Union?
The lowest Mobile Government Emp Credit Union personal loan rate is its Signature Loan at 18.00%, verified by MonitorBankRates as of October 29, 2026.
How many branches does Mobile Government Emp Credit Union operate?
Mobile Government Emp Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join Mobile Government Emp Credit Union?
Yes, to access services at Mobile Government Emp Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, Mobile Government Emp Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Mobile Government Emp Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does Mobile Government Emp Credit Union offer online and mobile banking?
Most modern institutions like Mobile Government Emp Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://mobgecu.com.
Are all CD rates listed on MonitorBankRates federally insured?
Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.
I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?
You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.
If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?
Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.
Why are some CD offers not available for me to open?
Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.
How do Mobile Government Emp Credit Union rates compare?
Mobile Government Emp Credit Union's top rate is its Signature Loan at 18.00% APR, verified by MonitorBankRates on October 29, 2026.
Brian McKay
