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 City County Employees Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 8, 2026
City County Employees Credit Union's savings rates are at 0.25%. City County Employees Credit Union's Personal Loan Rates are at 9.95%. MonitorBankRates evaluates the financial stability of City County Employees Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.96%. Rates were last updated on 04/08/2026. City County Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at City County Employees Credit Union? Share your experience about City County Employees Credit Union by leaving a review below, or read customer reviews before you decide to use City County Employees Credit Union. City County Employees Credit Union
MAIN OFFICE 1810 N Belcher Rd
https://www.ccecu.org Clearwater, FL 33765 1448 
City County Employees Credit Union Savings Rates
City County Employees Credit Union Checking Rates
City County Employees Credit Union Home Equity & HELOC
City County Employees Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for City County Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather City County Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with City County Employees Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
City County Employees Credit Union
Website
https://www.ccecu.org
Address
1810 N Belcher Rd,
Clearwater, FL 33765 1448
Phone
727-442-7746
Fax
727-449-1637
President
James Mehr Sr
CEO
Lois Blithe
Full-Time Employees
8
Part-Time Employees
1
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.96%
Return on Assets (ROA)
0.3951%
Return on Equity (ROE)
4.8320%
Non-Performing Loans Ratio (NPL)
0.79%
Total Assets
40,936,350
Total Amount of Shares and Deposits
37,281,477
Total Shares and Deposits < 1 Year
36,967,468
Total Shares and Deposits 1 3 Years
298,531
Total Shares and Deposits > 3 Years
15,476
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,605,149
Total Uninsured Shares and Deposits > $250K (F+J)
2,605,149
Total Insured Shares and Deposits > $250K (item 17 less item K)
34,676,328
Total Interest Expense (Sum of items 6 8)
332,188
Share Certificates
293
Number of Accounts for Share Drafts
1,877
IRA KEOGH Accounts
48
Number of Accounts for Regular Shares
3,574
All other shares
342
Money Market Shares
17
Net Income (unless the amount is already included in Undivided Earnings)
161,720
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,325,434
Total Liabilities
37,608,495
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About City County Employees Credit UnionIs City County Employees Credit Union a safe place to deposit money?Yes, City County Employees Credit Union is considered a safe financial institution. With a Texas Ratio of 5.964029976414%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does City County Employees Credit Union operate?City County Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join City County Employees Credit Union?Yes, to access services at City County Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, City County Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, City County Employees Credit Union provides members with tools to manage their accounts and build a solid financial history. Does City County Employees Credit Union offer online and mobile banking?Most modern institutions like City County Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ccecu.org. Current City County Employees Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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