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Alexandria Schools Employees Credit Union Rates & Review September 2026

Alexandria Schools Employees Credit Union's savings rates are at 0.50%. Alexandria Schools Employees Credit Union's Personal Loan Rates are as low as 9.99%. MonitorBankRates evaluates the financial stability of Alexandria Schools Employees Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.61%. Rates last updated and verified on 09/22/2026.

Alexandria Schools Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Alexandria Schools Employees Credit Union? Share your experience about Alexandria Schools Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Alexandria Schools Employees Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.61%
Excellent Lower than avg
Health Trend ?
Worsening 12 quarters
Full history ›
Alexandria Schools Employees Credit Union
Alexandria Schools Employees Credit Union
2303 E Golf Course Rd NE
Alexandria, MN 56308
https://www.alexcreditunion.org
Member NCUA

Alexandria Schools Employees Credit Union Savings Rates

Product Rate APY View More
Savings Accounts - 4.15%
Min Balance $100,000
Details Balance: $100,000 - $199,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.61%
Savings Accounts - 4.00%
Min Balance $75,000
Details Balance: $75,000 - $99,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.61%
Savings Accounts - 3.75%
Min Balance $50,000
Details Balance: $50,000 - $74,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.61%
Savings Accounts - 2.75%
Min Balance $25,000
Details Balance: $25,000 - $49,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.61%
Savings Accounts - 2.50%
Min Balance $10,000
Details Balance: $10,000 - $24,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.61%
Savings Accounts - 1.75%
Min Balance $500
Details Balance: $500.00 - $9,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.61%
Savings Accounts - 0.50%
Min Balance $5
Details Balance: $5.00 - $499.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.61%

Alexandria Schools Employees Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Fixed Rate Loan - - 5.50% 60 months
Details Term: 60 months balloon (Amortize payments up to 20 years); Maximum of 80% combined loan to value ratio (any existing first mortgage balance plus new home equity loan) to be based on tax assessed value or current appraisal. Property must be owner occupied, within Douglas County or surrounding county area. Other terms and conditions may apply. To refinance an existing credit union home equity loan, loan balance must be increased by a minimum of $10,000 and additional closing costs may apply.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.61%
Home Equity Fixed Rate Loan - - 5.75% 120 months
Details Maximum of 80% combined loan to value ratio (any existing first mortgage balance plus new home equity loan) to be based on tax assessed value or current appraisal. Property must be owner occupied, within Douglas County or surrounding county area. Other terms and conditions may apply. To refinance an existing credit union home equity loan, loan balance must be increased by a minimum of $10,000 and additional closing costs may apply.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.61%

Alexandria Schools Employees Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Autos, SUVs, Pickup Trucks 2022 to New - - 4.50% 36 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.61%
Autos, SUVs, Pickup Trucks 2022 to New - - 4.50% 48 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.61%
Autos, SUVs, Pickup Trucks 2022 to New - - 4.75% 60 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.61%
Autos, SUVs, Pickup Trucks 2022 to New - - 5.00% 72 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.61%
Autos, SUVs, Pickup Trucks 2021 and Older - - 5.25% 36 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.61%
Autos, SUVs, Pickup Trucks 2021 and Older - - 5.50% 48 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.61%
Autos, SUVs, Pickup Trucks 2022 to New - - 5.50% 84 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.61%
Autos, SUVs, Pickup Trucks 2021 and Older - - 5.75% 60 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.61%
Autos, SUVs, Pickup Trucks 2021 and Older - - 6.00% 72 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.61%

Alexandria Schools Employees Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Motorcycles 2022 to New Loan - 5.00% up to 48 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.61%
Motorcycles 2022 to New Loan - 5.25% 60 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.61%
RVs, Campers, and Boats 2022 to New Loan - 5.25% 36 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.61%
RVs, Campers, and Boats 2022 to New Loan - 5.25% 48 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.61%
RVs, Campers, and Boats 2022 to New Loan - 5.25% 60 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.61%
Motorcycles 2021 and Older Loan - 5.50% 48 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.61%
RVs, Campers, and Boats 2022 to New Loan - 5.50% 72 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.61%
Motorcycles 2021 and Older Loan - 5.75% 60 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.61%
Motorcycles 2022 to New Loan - 5.75% 72 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.61%
RVs, Campers, and Boats 2022 to New Loan - 5.75% 84 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.61%
RVs, Campers, and Boats 2021 and Older Loan - 6.00% 60 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.61%
RVs, Campers, and Boats 2022 to New Loan - 6.00% 120 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.61%
ATV/UTV, Snowmobile, Jetski 2022-New Loan - 6.25% 36 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.61%
RVs, Campers, and Boats 2021 and Older Loan - 6.25% 72 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.61%
RVs, Campers, and Boats 2021 and Older Loan - 6.50% 84 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.61%
RVs, Campers, and Boats 2022 to New Loan - 6.50% 144 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.61%
ATV/UTV, Snowmobile, Jetski 2021-Older Loan - 6.75% 36 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.61%
ATV/UTV, Snowmobile, Jetski 2022-New Loan - 6.75% 48 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.61%
RVs, Campers, and Boats 2022 to New Loan - 7.00% 180 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.61%
ATV/UTV, Snowmobile, Jetski 2021-Older Loan - 7.25% 48 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.61%
ATV/UTV, Snowmobile, Jetski 2022-New Loan - 7.25% 60 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.61%
ATV/UTV, Snowmobile, Jetski 2021-Older Loan - 7.50% 60 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.61%

Alexandria Schools Employees Credit Union Personal Loan Rates

Product APR Term View More
Signature Loan 9.99% 36 Months
Details Unsecured up to $5,000 with a qualifying credit score.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.61%

Financial Health History

Alexandria Schools Employees Credit Union’s Texas Ratio rose from 0.97% in Q2 2023 to 4.61% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 6% 2.0★ 12% 3.0★ 19% 4.0★ 25% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 0.97% A+ Q2 2023 A+ Q3 2023 A Q4 2023 B+ Q1 2024 A Q2 2024 A+ Q3 2024 A Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 4.61% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$9M4.61%5.0A+
December 31, 2025$9M3.82%5.0A+
September 30, 2025$9M2.54%5.0A+
June 30, 2025$9M2.75%5.0A+
March 31, 2025$9M2.85%5.0A+
December 31, 2024$9M6.09%5.0A
September 30, 2024$8M4.30%5.0A+
June 30, 2024$8M11.34%5.0A
March 31, 2024$9M18.49%4.7B+
December 31, 2023$9M9.29%5.0A
September 30, 2023$10M1.21%5.0A+
June 30, 2023$9M0.97%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Alexandria Schools Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Alexandria Schools Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Alexandria Schools Employees Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Alexandria Schools Employees Credit Union
Address 2303 E Golf Course Rd NE, Alexandria, MN 56308
Phone 320-762-6533
Fax 320-762-6533
President Amber Johannes
CEO Cari Larson
Full-Time Employees 1
Part-Time Employees 1
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.61%
Return on Assets (ROA)
0.2480%
Return on Equity (ROE)
1.6841%
Non-Performing Loans Ratio (NPL)
0.89%
Total Assets
9,310,434
Total Amount of Shares and Deposits
7,939,640
Total Shares and Deposits < 1 Year
7,939,640
Total Insured Shares and Deposits > $250K (item 17 less item K)
7,939,640
Total Interest Expense (Sum of items 6 8)
63,087
Number of Accounts for Regular Shares
1,097
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,988,553
Total Liabilities
7,939,640
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Alexandria Schools Employees Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
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Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Alexandria Schools Employees Credit Union

How many branches does Alexandria Schools Employees Credit Union operate?

Alexandria Schools Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Alexandria Schools Employees Credit Union?

Yes, to access services at Alexandria Schools Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Alexandria Schools Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Alexandria Schools Employees Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Alexandria Schools Employees Credit Union offer online and mobile banking?

Most modern institutions like Alexandria Schools Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.alexcreditunion.org.

Current Alexandria Schools Employees Credit Union Rates

  • Savings0.50%
Retrieved from our database of financial products. Rates subject to change.