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County Credit Union Rates and Review January 2026

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County Credit Union12-month CD rates can be found at 3.03%, 6-month CD rates at 0.03% and 3-month CD rates at 0.50%. Savings rates are at 0.25% and money market rates are at 0.35%. Mortgage rates on 30-year fixed loans are around 6.16%. Credit Card rates are at 14.24%. Personal Loan rates are at 10.50%. All these rates, and more, can be found in our database of rates which you can compare to County Credit Union rates.

Compare County Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of County Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

County Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at County Credit Union? Share your experience about County Credit Union by leaving a review below, or read customer reviews before you decide to use County Credit Union.

Overall, County Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

County Credit Union
Main office
130 S BEMISTON AVE STE 100
SAINT LOUIS, MO 63105 1913
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
18-Month CD
3.75%
$1,000
12-Month CD
3.75%
$1,000
12-Month CD
3.65%
$2,500
12-Month CD
3.60%
$100
17-Month CD
3.30%
$1,000
12-Month CD
3.25%
$1,000
12-Month CD (eCD)
3.20%
$1,000
48-Month CD
3.10%
$5,000
12-Month CD (Jumbo)
3.09%
$100,000
18-Month CD
3.00%
$1,000
24-Month CD
3.00%
$1,000
12-Month CD
2.86%
$2,500
24-Month CD
2.77%
$1,000
12-Month CD
2.76%
$5,000
24-Month CD
2.65%
$5,000
30-Month CD
2.50%
$1,000
12-Month CD
2.25%
$1,000
24-Month CD
2.12%
$2,500
18-Month CD
2.10%
$1,000
36-Month CD
1.96%
$500
36-Month CD
1.50%
$500
84-Month CD
1.40%
$500
36-Month CD
1.30%
$500
24-Month CD
1.26%
$1,000
24-Month CD
1.25%
$500
18-Month CD
1.10%
$1,000
24-Month CD
1.10%
$10,000
Money Market
1.06%
$5,000
Money Market
0.80%
$1,000
3-Month CD
0.75%
$500
24-Month CD
0.75%
$500
6-Month CD
0.75%
$2,500
60-Month CD
0.75%
$500
12-Month CD
0.70%
$500
24-Month CD
0.60%
$1,000
36-Month CD
0.60%
$500
48-Month CD
0.60%
$1,000
Statement Savings
0.50%
$50
Savings
0.50%
$0
12-Month CD
0.40%
$300
18-Month CD
0.35%
$1,000
Optional Savings
0.30%
$25
9-Month CD
0.25%
$1,000
3-Month CD
0.25%
$500
Statement Savings
0.20%
$25
12-Month CD
0.20%
$1,000
Membership Savings
0.10%
$2
Lifestyle Checking
0.07%
$100
Regular Savings
0.05%
$100
Statement Savings
0.02%
$25
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
15-Year Fixed
5.500%
5.562%
0.000
5.375%
5.999%
0.000
5.375%
5.475%
0.000
5.000%
5.128%
0.250
5.875%
5.980%
0.000
5.500%
5.640%
0.000
15-Year Fixed
6.625%
6.627%
0.000
6.500%
6.595%
0.000
30-Year Fixed Jumbo
6.500%
6.553%
0.000
5.375%
5.375%
0.125
5.500%
5.972%
0.000
5.875%
6.055%
0.000
5.500%
5.736%
0.000
5.500%
5.581%
0.000
5.375%
5.565%
1.000
5.750%
5.924%
0.000
15-Year Fixed
5.375%
5.490%
0.125
20-Year Fixed
5.625%
5.710%
0.000
5.625%
5.769%
0.000
30-Year Fixed
6.125%
6.219%
0.000
5.625%
5.691%
0.000
3.990%
4.357%
0.750
20 Year Fixed
5.500%
5.659%
0.000
6.740%
6.723%
0.000
6.375%
6.498%
0.000
30-Year Fixed
6.125%
6.192%
0.125
6.000%
6.310%
0.000
30-Year Fixed
7.250%
7.402%
0.000
15-Year Fixed
5.375%
5.560%
0.000
30-Year Fixed
5.625%
5.666%
0.000
6.000%
6.257%
0.000
5.625%
6.036%
0.000
30-Year Fixed
5.875%
5.941%
0.000
5.375%
6.097%
0.000
5.875%
6.359%
0.000
5.250%
5.370%
0.000
4.240%
7.689%
0.000
30-Year Fixed
6.000%
6.173%
0.000
15-Year Fixed
5.500%
5.718%
0.000
30-Year Fixed
6.125%
6.249%
0.000
5.500%
5.603%
0.000
30-Year Fixed
5.875%
5.950%
0.000
5.500%
5.739%
0.000
5.490%
5.539%
0.000
5.375%
5.911%
0.000
15-Year Fixed (Jumbo)
5.500%
5.520%
0.000
15-Year Fixed Jumbo
5.750%
6.099%
0.000
5.250%
5.452%
0.000
5.990%
6.035%
0.000
10-Year Fixed
6.250%
6.250%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
VISA Platinum without Rewards
7.900%
Visa Platinum Rewards
14.900%
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
14.000%
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Academic VISA® Gold
15.400%
VISA® Classic
12.960%
VISA Platinum with Rewards
8.900%
14.000%
Visa Platinum Preferred
14.240% - 17.990%
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Premier Rate Credit Card Mastercard
12.950% - 18.000%
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Visa Signature® Rewards
17.750%
Classroom Supply Visa
8.500%
Visa Platinum Credit Card
9.500% - 12.500%
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
Visa Classic Card
12.900%
No annual fee
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
8.990%
$0
36
New Signature Loans
8.990%
$0
Gold Star Loan
14.200%
$0
48
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
Preferred Personal Loan
10.000%
$0
60
11.500%
$0
48 - 48
12.990%
$0
12
10.500%
$0
9.990% - 16.240%
$0
61 - 66
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
10.490%
$0
10.990%
$500
36
8.990% - 17.990%
$0
11.240%
$0 - $10,000
60 - 60
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
11.740% - 17.990%
$0
Personal Loans Share Secured
5.990%
$0
48
13.990%
$0
Debt Consolidated
9.490%
$500
36
Debt Consolidation
13.990%
$0
1 - 72
Personal Loan Rates
5.740%
$0
1 - 36
Line of Credit
13.700%
$0
Personal/Signature
10.990%
$0
24 - 36
9.200% - 17.950%
$0 - $2,500
36 - 36
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have County Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: County Credit Union
Full Time Employees: 6
Part Time Employees: 1
President: Phillip McRath
CEO: David Bueneman
Branch Locations: 1
ATM Locations: 3
Corporate Office Address:
130 S BEMISTON AVE STE 100
SAINT LOUIS, MO 63105 1913
Phone Number: 314-725-1113
Fax Number:

Financials

Total Assets:
25,506,449
Total Amount of Shares and Deposits:
22,098,117
Total Shares and Deposits < 1 Year:
21,672,791
Total Shares and Deposits 1 3 Years:
422,086
Total Shares and Deposits > 3 Years:
3,240
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,063,950
Total Uninsured Shares and Deposits > $250K (F+J):
1,063,950
Total Insured Shares and Deposits > $250K (item 17 less item K):
21,034,167
Total Interest Expense (Sum of items 6 8):
68,983
Share Certificates:
30
Number of Accounts for Share Drafts:
1,156
IRA KEOGH Accounts:
37
Number of Accounts for Regular Shares:
2,269
All other shares:
9
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,123,612
Total Liabilities:
22,453,300
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About County Credit Union

Is a member application needed to join County Credit Union?

Yes, to access services at County Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, County Credit Union provides a range of mortgage and home equity products.

Is County Credit Union a safe place to deposit money?

Yes, County Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does County Credit Union offer online and mobile banking?

Most modern institutions like County Credit Union provide digital access including online balance checks and transfers.

Current County Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions