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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Dfcu Financial Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 25, 2026
Dfcu Financial Credit Union's 3 month CD rates are at 3.75%, 2 year CD rates are at 2.20%, 3 year CD rates are at 2.20%, 5 year CD rates are at 2.20%, 2 year CD rates are at 2.00%. Dfcu Financial Credit Union's savings rates are at 0.02%. Dfcu Financial Credit Union's money market rates are at 0.02%. Dfcu Financial Credit Union's Personal Loan Rates are at 15.24%. MonitorBankRates evaluates the financial stability of Dfcu Financial Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.05%. Rates were last updated on 03/25/2026. Dfcu Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Dfcu Financial Credit Union? Share your experience about Dfcu Financial Credit Union by leaving a review below, or read customer reviews before you decide to use Dfcu Financial Credit Union. Dfcu Financial Credit Union
DFCU Financial 400 Town Center Dr
https://www.dfcufinancial.com Dearborn, MI 48126 
Dfcu Financial Credit Union CD Rates
Dfcu Financial Credit Union Savings Rates
Dfcu Financial Credit Union Money Market Rates
Dfcu Financial Credit Union Checking Rates
Dfcu Financial Credit Union Home Equity & HELOC
Dfcu Financial Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Dfcu Financial Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Dfcu Financial Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Dfcu Financial Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Dfcu Financial Credit Union
Website
https://www.dfcufinancial.com
Address
400 Town Center Dr,
Dearborn, MI 48126
Phone
313-336-2700
Fax
President
James Cowper
CEO
Ryan Goldberg
Full-Time Employees
547
Part-Time Employees
88
Branch Locations
37
ATM Locations
31
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.05%
Return on Assets (ROA)
1.0146%
Return on Equity (ROE)
7.3047%
Non-Performing Loans Ratio (NPL)
0.42%
Total Assets
6,876,642,229
Total Amount of Shares and Deposits
6,117,897,937
Total Shares and Deposits < 1 Year
6,093,532,876
Total Shares and Deposits 1 3 Years
19,555,590
Total Shares and Deposits > 3 Years
4,809,471
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
871,447,017
Total Uninsured Shares and Deposits > $250K (F+J)
871,447,017
Total Insured Shares and Deposits > $250K (item 17 less item K)
5,246,450,920
Total Interest Expense (Sum of items 6 8)
67,860,516
Share Certificates
33,193
Number of Accounts for Share Drafts
168,831
IRA KEOGH Accounts
6,827
Number of Accounts for Regular Shares
144,038
All other shares
6,874
Money Market Shares
33,400
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,042,674,505
Total Liabilities
6,194,227,332
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Dfcu Financial Credit UnionIs Dfcu Financial Credit Union a safe place to deposit money?Yes, Dfcu Financial Credit Union is considered a safe financial institution. With a Texas Ratio of 1.047194130394%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Dfcu Financial Credit Union operate?Dfcu Financial Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Dfcu Financial Credit Union?Yes, to access services at Dfcu Financial Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Dfcu Financial Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Dfcu Financial Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Dfcu Financial Credit Union offer online and mobile banking?Most modern institutions like Dfcu Financial Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.dfcufinancial.com. Current Dfcu Financial Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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