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iAdvertiser Disclosure
Advertiser Disclosure
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 Delta County Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Delta County Federal Credit Union's 5 Year CDs/CD's rates are at 2.52%, Traditional & Roth IRA 5 Year CD rates are at 2.52%, 3 Year CDs/CD's rates are at 2.07%, Traditional & Roth IRA 3 Year CD rates are at 2.07%, 3 Month CDs/CD's rates are at 2.02%. Delta County Federal Credit Union's savings rates are at 0.05%. Delta County Federal Credit Union's money market rates are at 0.00%. MonitorBankRates evaluates the financial stability of Delta County Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.41%. Rates were last updated on 04/18/2026. Delta County Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Delta County Federal Credit Union? Share your experience about Delta County Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Delta County Federal Credit Union. Delta County Federal Credit Union
Delta County FCU Main Branch 100 Circle Dr
https://www.deltacountyfcu.com Delta, CO 81416 
Delta County Federal Credit Union CD Rates
Delta County Federal Credit Union Savings Rates
Delta County Federal Credit Union Money Market Rates
Delta County Federal Credit Union Checking Rates
Delta County Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Delta County Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Delta County Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Delta County Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Delta County Federal Credit Union
Website
https://www.deltacountyfcu.com
Address
100 Circle Dr,
Delta, CO 81416
Phone
970-874-7674
Fax
970-874-5241
President
Alvin Williams
CEO
Michelle Fish
Full-Time Employees
13
Part-Time Employees
1
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.41%
Return on Assets (ROA)
0.6118%
Return on Equity (ROE)
6.6051%
Non-Performing Loans Ratio (NPL)
1.31%
Total Assets
74,431,798
Total Amount of Shares and Deposits
67,377,411
Total Shares and Deposits < 1 Year
61,718,053
Total Shares and Deposits 1 3 Years
3,780,782
Total Shares and Deposits > 3 Years
1,878,576
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,953,287
Total Uninsured Shares and Deposits > $250K (F+J)
1,953,287
Total Insured Shares and Deposits > $250K (item 17 less item K)
65,424,124
Total Interest Expense (Sum of items 6 8)
265,908
Share Certificates
351
Number of Accounts for Share Drafts
2,801
IRA KEOGH Accounts
166
Number of Accounts for Regular Shares
4,765
All other shares
636
Money Market Shares
162
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,142,417
Total Liabilities
67,537,893
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Delta County Federal Credit UnionIs Delta County Federal Credit Union a safe place to deposit money?Yes, Delta County Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 4.4095762851388%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Delta County Federal Credit Union operate?Delta County Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Delta County Federal Credit Union?Yes, to access services at Delta County Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Delta County Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Delta County Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Delta County Federal Credit Union offer online and mobile banking?Most modern institutions like Delta County Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.deltacountyfcu.com. Current Delta County Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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