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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Bronco Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 11, 2026
Bronco Federal Credit Union's 7-Month CD rates are at 3.55%, IRA CDs 7-Month rates are at 3.55%, Roth IRA CDs 7-Month Special rates are at 3.55%, 13-Month Special CD rates are at 3.40%, 13-Month Special CDs rates are at 3.40%. Bronco Federal Credit Union's savings rates are at 0.10%. Bronco Federal Credit Union's money market rates are at 0.10%. Bronco Federal Credit Union's 15-Year Fixed rates are at 6.25%, 10-Year Fixed rates are at 6.12%, 30-Year Fixed rates are at 6.75%, 20-Year Fixed rates are at 6.88%. Bronco Federal Credit Union's Personal Loan Rates are at 7.59%. MonitorBankRates evaluates the financial stability of Bronco Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.34%. Rates were last updated on 04/11/2026. Bronco Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bronco Federal Credit Union? Share your experience about Bronco Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Bronco Federal Credit Union. Bronco Federal Credit Union
Stewart Drive Office 135 Stewart Dr
https://www.broncofcu.com Franklin, VA 23851 
Bronco Federal Credit Union CD Rates
Bronco Federal Credit Union Savings Rates
Bronco Federal Credit Union Money Market Rates
Bronco Federal Credit Union Mortgage Rates
Bronco Federal Credit Union Home Equity & HELOC
Bronco Federal Credit Union Auto Loan Rates
Bronco Federal Credit Union Credit Card Rates
Bronco Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Bronco Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Bronco Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Bronco Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Bronco Federal Credit Union
Website
https://www.broncofcu.com
Address
135 Stewart Dr,
Franklin, VA 23851
Phone
757-569-6000
Fax
757-569-6010
President
Bradford Turner
CEO
Mike Kenzie
Full-Time Employees
53
Part-Time Employees
2
Branch Locations
2
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
8.34%
Return on Assets (ROA)
0.6376%
Return on Equity (ROE)
6.0179%
Non-Performing Loans Ratio (NPL)
1.22%
Total Assets
279,521,663
Total Amount of Shares and Deposits
249,222,800
Total Shares and Deposits < 1 Year
245,027,182
Total Shares and Deposits 1 3 Years
3,448,296
Total Shares and Deposits > 3 Years
747,322
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
14,206,310
Total Uninsured Shares and Deposits > $250K (F+J)
14,206,310
Total Insured Shares and Deposits > $250K (item 17 less item K)
235,016,490
Total Interest Expense (Sum of items 6 8)
2,049,655
Share Certificates
1,985
Number of Accounts for Share Drafts
11,231
IRA KEOGH Accounts
597
Number of Accounts for Regular Shares
21,467
All other shares
28
Money Market Shares
172
Net Income (unless the amount is already included in Undivided Earnings)
1,782,173
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
27,758,924
Total Liabilities
249,907,042
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Bronco Federal Credit UnionIs Bronco Federal Credit Union a safe place to deposit money?Yes, Bronco Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 8.3369765225089%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Bronco Federal Credit Union operate?Bronco Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Bronco Federal Credit Union?Yes, to access services at Bronco Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Bronco Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Bronco Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Bronco Federal Credit Union offer online and mobile banking?Most modern institutions like Bronco Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.broncofcu.com. Current Bronco Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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