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Riverview Credit Union Rates & Review April 2026

Riverview Credit Union's 6 Month CD Specials rates are at 3.75%, 9 Month CD Specials rates are at 3.65%, 11 Month CD Specials rates are at 3.60%, 13 Month CD Specials rates are at 3.60%, 18 Month CD Specials rates are at 3.55%. Riverview Credit Union's savings rates are at 0.10%. Riverview Credit Union's Personal Loan Rates are at 4.99%. MonitorBankRates evaluates the financial stability of Riverview Credit Union with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/08/2026.

Riverview Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Riverview Credit Union? Share your experience about Riverview Credit Union by leaving a review below, or read customer reviews before you decide to use Riverview Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
Riverview Credit Union
Main Office
115 Hardman Ave S
South Saint Paul, MN 55075 2421
https://myrcu.com
Member NCUA

Riverview Credit Union CD Rates

Product Rate APY Term View More
6 Month CD Specials 3.70% 3.75% 6 Month
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
9 Month CD Specials 3.60% 3.65% 9 Month
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
11 Month CD Specials 3.55% 3.60% 11 Month
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
13 Month CD Specials 3.55% 3.60% 13 Month
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
18 Month CD Specials 3.50% 3.55% 18 Month
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Regular Certificates 60 Month 3.21% 3.25% 60
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Regular Certificates 36 Month 2.97% 3.00% 36
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Regular Certificates 48 Month 2.97% 3.00% 48
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Regular Certificates 24 Month 2.72% 2.75% 24
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Regular Certificates 12 Month 2.48% 2.50% 12
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Riverview Credit Union Savings Rates

Product Rate APY View More
Premium Money Market Savings 2.87% 2.90%
Min Balance $25,000
Details ($25,000 minimum balance requirement to obtain APR/APY)
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Kids Club 0.40% 0.40%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Savings 0.20% 0.20%
Min Balance $10,000
Details Balance over $10,000.00
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Christmas Savings 0.10% 0.10%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Savings 0.10% 0.10%
Min Balance $100
Details Balance $100.00-9,999.99
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Sub Savings 0.10% 0.10%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Riverview Credit Union Money Market Rates

Product Rate APY View More
Premium Money Market Savings 2.87% 2.90%
Min Balance $25,000
Details ($25,000 minimum balance requirement to obtain APR/APY)
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Riverview Credit Union Checking Rates

Product Rate APY View More
Checking - 0.00%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Riverview Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loans (LOC) - - 5.74%
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Home Equity Line of Credit (HELOC) 5 Years - 30 Years up to 80% Tax Assessed Value - - 5.99%
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Home Equity Loan - - 5.99% 5
Details As Low As; 80% LTV
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Home Equity Loan - - 6.24% 10
Details As Low As; 80% LTV
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Home Equity Line of Credit (HELOC) 5 Years - 30 Years up to 90% Tax Assessed Value - - 6.49%
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Home Equity Loan - - 6.49% 5
Details As Low As; 90% LTV
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Home Equity Loan - - 6.74% 10
Details As Low As; 90% LTV
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Home Equity Loan - - 6.99% 15
Details As Low As; 90% LTV
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Home Equity Line of Credit (HELOC) 5 Years - 30 Years up to 80% Tax Assessed Value - - 7.24%
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Home Equity Loan - - 7.24% 30
Details As Low As; 80% LTV
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Home Equity Loan - - 7.49% 20
Details As Low As; 90% LTV
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Home Equity Line of Credit (HELOC) 5 Years - 30 Years up to 90% Tax Assessed Value - - 7.74%
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Home Equity Loan - - 7.74% 30
Details As Low As; 90% LTV
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Riverview Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 4.99% 36
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Auto Loan - - 5.49% 48
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Auto Loan - - 5.74% 60
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Riverview Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Riverview Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Riverview Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Riverview Credit Union
Address 115 Hardman Ave S, South Saint Paul, MN 55075 2421
Phone 651-224-4631
Fax 651-224-2048
President Tamara Snaza
CEO Julia Havens
Full-Time Employees 2
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Return on Assets (ROA)
0.3182%
Return on Equity (ROE)
1.8982%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
7,648,401
Total Amount of Shares and Deposits
6,344,605
Total Shares and Deposits < 1 Year
5,998,447
Total Shares and Deposits 1 3 Years
219,403
Total Shares and Deposits > 3 Years
126,755
Total Insured Shares and Deposits > $250K (item 17 less item K)
6,344,605
Total Interest Expense (Sum of items 6 8)
48,445
Share Certificates
75
Number of Accounts for Share Drafts
136
IRA KEOGH Accounts
1
Number of Accounts for Regular Shares
445
Money Market Shares
2
Net Income (unless the amount is already included in Undivided Earnings)
24,335
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
624,496
Total Liabilities
6,366,419
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Riverview Credit Union

Is Riverview Credit Union a safe place to deposit money?

Yes, Riverview Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Riverview Credit Union operate?

Riverview Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Riverview Credit Union?

Yes, to access services at Riverview Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Riverview Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Riverview Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Riverview Credit Union offer online and mobile banking?

Most modern institutions like Riverview Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://myrcu.com.

Current Riverview Credit Union Rates

  • 12-Month CD2.50%
  • 18-Month CD3.55%
  • 24-Month CD2.75%
  • 60-Month CD3.25%
  • Savings0.10%
Retrieved from our database of financial products. Rates subject to change.