Department of Commerce Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Department of Commerce Federal Credit Union's 12-Month CD (Certificate) rates are at 5.02%, 11-Month CD (Certificate) rates are at 4.97%, 6-Month CD (Certificate) rates are at 4.97%, 48-Month CD (Certificate) rates are at 4.50%, 36-Month CD (Certificate) rates are at 4.50%. Department of Commerce Federal Credit Union's savings rates are at 0.05%. Department of Commerce Federal Credit Union's money market rates are at 2.50%.

Department of Commerce Federal Credit Union

Compare Department of Commerce Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Department of Commerce Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Department of Commerce Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Department of Commerce Federal Credit Union? Share your experience about Department of Commerce Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Department of Commerce Federal Credit Union.

Overall, Department of Commerce Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
5.02%
18-Month CD
N/A
24-Month CD
4.50%
36-Month CD
4.50%
48-Month CD
4.50%
60-Month CD
4.34%
Savings
0.05%
MMA
2.50%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Department of Commerce Federal Credit Union
Main Office
1401 Constitution Ave NW Rm B 0038A
Washington, DC 20230 0001
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Department of Commerce Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
SSB Community Bank
SSB Community Bank
12-Month CD special
5.20%
$10,000
Service Federal Credit Union
Service Federal Credit Union
12-Month CD certificate
5.15%
$500
Department of Commerce Federal Credit Union
Department of Commerce Federal Credit Union
12-Month CD (Certificate)
5.02%
$25,000
Department of Commerce Federal Credit Union
Department of Commerce Federal Credit Union
6-Month CD (Certificate)
4.97%
$25,000
Department of Commerce Federal Credit Union
Department of Commerce Federal Credit Union
11-Month CD (Certificate)
4.97%
$25,000
First National Bank in Philip
First National Bank in Philip
3-Month CD
4.58%
$1,000
Department of Commerce Federal Credit Union
Department of Commerce Federal Credit Union
24-Month CD (Certificate)
4.50%
$25,000
Department of Commerce Federal Credit Union
Department of Commerce Federal Credit Union
36-Month CD (Certificate)
4.50%
$25,000
Department of Commerce Federal Credit Union
Department of Commerce Federal Credit Union
48-Month CD (Certificate)
4.50%
$25,000
Self-Help Credit Union
Self-Help Credit Union
18-Month CD
4.50%
$500
Tinker Federal Credit Union
Tinker Federal Credit Union
12-Month CD
4.34%
$1,000
Department of Commerce Federal Credit Union
Department of Commerce Federal Credit Union
60-Month CD (Certificate)
4.34%
$25,000
Department of Commerce Federal Credit Union
Department of Commerce Federal Credit Union
84-Month CD (Certificate)
4.34%
$25,000
First Community Bank, Xenia-Flora
First Community Bank, Xenia-Flora
3-Month CD
4.06%
$1,000
Atkins Savings B&T
Atkins Savings B&T
24-Month CD Adjust-A-Rate
4.04%
$1,000
WVS West View SB
WVS West View SB
12-Month CD
4.00%
$500
KodaBank
KodaBank
36-Month CD
3.50%
$1,000
Department of Commerce Federal Credit Union
Department of Commerce Federal Credit Union
Performance Checking
3.50%
$0
First Southwest Bank
First Southwest Bank
48-Month CD
3.25%
$1,000
New Market Bank
New Market Bank
9-Month CD
3.16%
$500
First Bank Hampton
First Bank Hampton
24-Month CD
3.08%
$1,000
Mound City Bank
Mound City Bank
48-Month CD
3.05%
$2,500
BLC Community Bank
BLC Community Bank
Interest Plus Checking
3.00%
$25
Wayne Bank and Trust Co.
Wayne Bank and Trust Co.
36-Month CD
2.97%
$1,000
Bank of Salem AR
Bank of Salem AR
24-Month CD
2.79%
$500
Gogebic Range Bank
Gogebic Range Bank
60-Month CD
2.78%
$500
Luminate Bank
Luminate Bank
6-Month CD
2.52%
$500
Department of Commerce Federal Credit Union
Department of Commerce Federal Credit Union
IRA Money Market
2.50%
$50,000
Department of Commerce Federal Credit Union
Department of Commerce Federal Credit Union
Money Market
2.50%
$50,000
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
36-Month CD
2.33%
$1,000
Time Bank
Time Bank
Savings Account
2.05%
$250,000
HomePride Bank
HomePride Bank
Savings Account Kasasa W/Saver
2.02%
$50
Integrity Bank & Trust
Integrity Bank & Trust
Gold Rewards Checking
2.02%
$0
Lea County State Bank
Lea County State Bank
24-Month CD
2.02%
$1,000
Triad Bank, N.A.
Triad Bank, N.A.
12-Month CD
2.01%
$1,000
Alliance Bank WI
Alliance Bank WI
Flex-Check Checking
1.93%
$100,000
First Federal S&L Pascagoula, MS
First Federal S&L Pascagoula, MS
60-Month CD
1.75%
$10,000
Readlyn Savings Bank
Readlyn Savings Bank
24-Month CD
1.75%
$1,000
G. W. Jones Exchange Bank
G. W. Jones Exchange Bank
24-Month CD
1.61%
$500
Table Rock Community Bank
Table Rock Community Bank
48-Month CD
1.55%
$1,000
The Antwerp Exchange Bank Company
The Antwerp Exchange Bank Company
12-Month CD
1.51%
$500
National Bank of Blacksburg
National Bank of Blacksburg
60-Month CD
1.51%
$500
Buena Vista National Bank
Buena Vista National Bank
24-Month CD
1.05%
$500
TD Bank
TD Bank
24-Month CD
1.00%
$250
Glen Burnie MSB
24-Month CD
1.00%
$500
Roxboro Savings Bank
48-Month CD
0.80%
$500
The Victory Bank
The Victory Bank
36-Month CD
0.65%
$500
SSB State Street Bank
SSB State Street Bank
6-Month CD
0.50%
$1,000
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
Primary Shares Savings
0.45%
$25
FNB of Absecon
FNB of Absecon
48-Month CD
0.25%
$0
Ixonia Bank
Ixonia Bank
Platinum Personal Savings Account
0.20%
$25,000
Washita State Bank
Washita State Bank
Traditional Savings
0.20%
$200
Central Federal SLA
Central Federal SLA
60-Month CD
0.15%
$2,500
Penn Community Bank
Penn Community Bank
Common Cents Savings
0.15%
$0
Clinton Savings Bank
Clinton Savings Bank
Tiered Money Market Account
0.15%
$100,000
Arcola First Bank
Arcola First Bank
Money Market
0.10%
$2,500
Paper City Savings PCSA
Paper City Savings PCSA
Statement Savings
0.10%
$50
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
Coach Club Savings
0.10%
$0
Applied Bank
Applied Bank
6-Month CD
0.05%
$1,000
UniBank
UniBank
Money Market
0.05%
$2,500
Department of Commerce Federal Credit Union
Department of Commerce Federal Credit Union
Share Savings Account
0.05%
$5
First Hawaiian Bank
First Hawaiian Bank
Money Market
0.02%
$100
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Department of Commerce Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Wells Fargo
Wells Fargo
15 Year Fixed
5.625%
5.923%
1.000
State Employees Credit Union
State Employees Credit Union
15-Year Fixed (LTV 90% or less)
5.875%
6.031%
0.000
Investment Savings Bank
Investment Savings Bank
15-Year Fixed
6.125%
6.231%
0.000
Canton Co-operative Bank
Canton Co-operative Bank
30-Year Fixed
6.250%
6.318%
0.000
First Hope Bank
First Hope Bank
15-Year Fixed
6.125%
6.345%
0.000
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
15-Year Fixed
6.250%
6.368%
0.000
Security Service Federal Credit Union
Security Service Federal Credit Union
20-Year Power Rate Fixed
6.560%
6.375%
0.000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
15-Year Fixed
6.250%
6.411%
0.000
Marathon Bank
Marathon Bank
15-Year Fixed
6.250%
6.425%
0.000
Investment Savings Bank
Investment Savings Bank
20-Year Fixed
6.375%
6.461%
0.000
1st United Credit Union
1st United Credit Union
15-Year Fixed
6.371%
6.493%
0.000
Security Service Federal Credit Union
Security Service Federal Credit Union
30-Year Power Rate Fixed
6.642%
6.500%
0.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
15-Year Fixed
6.375%
6.503%
0.500
NCB
NCB
10-Year Fixed
6.500%
6.523%
0.000
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
30-Year Fixed
6.500%
6.524%
0.000
Bank of America
Bank of America
15 Year Fixed
6.125%
6.579%
0.895
JTNB
JTNB
20-Year Fixed
6.500%
6.592%
0.000
Wells Fargo
Wells Fargo
30-Year Fixed VA
6.225%
6.597%
1.000
Service Federal Credit Union
Service Federal Credit Union
30-Year Fixed
6.625%
6.689%
0.000
Investment Savings Bank
Investment Savings Bank
30-Year Fixed
6.635%
6.692%
0.000
Citi
Citi
30-Year Fixed
6.500%
6.704%
0.875
Sacramento Credit Union
Sacramento Credit Union
30 year Fixed
6.500%
6.720%
1.000
Sturgis Bank & Trust Company
Sturgis Bank & Trust Company
15-Year Fixed
6.500%
6.733%
0.000
Ukrainian Selfreliance Federal Credit Union
Ukrainian Selfreliance Federal Credit Union
15-Year Fixed
6.500%
6.743%
0.000
Rivertrust Federal Credit Union
Rivertrust Federal Credit Union
20 Year Fixed
6.750%
6.750%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Department of Commerce Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Abnb Federal Credit Union
Abnb Federal Credit Union
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
A & S Federal Credit Union
A & S Federal Credit Union
Visa Classic Card
12.900%
No annual fee
360 Federal Credit Union
360 Federal Credit Union
Visa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Rewards Visa Credit Card
15.250%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
University First Federal Credit Union
University First Federal Credit Union
Visa Crimson Rewards Card
13.740%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Classic
15.400%
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
Hughes Federal Credit Union
Hughes Federal Credit Union
Visa Platinum Credit Card
9.500% - 12.500%
Suncoast Credit Union
Suncoast Credit Union
Rewards Student Classic
16.500%
Credit Limit - $500
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Rewards
15.740% - 17.990%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Classic
13.500%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Gold
15.400%
University First Federal Credit Union
University First Federal Credit Union
Visa Business Rewards Card
15.240%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier Plus
8.900%
Aac Credit Union
Aac Credit Union
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
705 Federal Credit Union
705 Federal Credit Union
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Achieve Credit Union
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Platinum
16.200%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Department of Commerce Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Open End Line-of-Credit
11.990%
$0
1st Valley Credit Union
1st Valley Credit Union
Signature Loan
10.500%
$0
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
Personal Loans
7.990%
$0 - $30,000
Academic Employees Credit Union
Academic Employees Credit Union
Personal Loan
10.500%
$0 - $5,000
24 - 36
A H E Plant 3 Federal Credit Union
A H E Plant 3 Federal Credit Union
Loan Specials
8.500%
$0 - $6,000
42
Abbey Credit Union
Abbey Credit Union
Signature (Unsecured) Loan
11.040%
$0
1 - 24
Acipco Federal Credit Union
Acipco Federal Credit Union
Signature Loan
10.000%
$0
1 - 36
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
12.990%
$0
1 - 24
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
10.000%
$0
12 - 12
Abri Credit Union
Abri Credit Union
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
705 Federal Credit Union
705 Federal Credit Union
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
11.500%
$0
48 - 48
705 Federal Credit Union
705 Federal Credit Union
Personal Loan
12.250% - 17.000%
$0 - $20,000
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
ACFCU
ACFCU
Line of Credit
13.700%
$0
1st Northern California Credit Union
1st Northern California Credit Union
1st Line of Credit
9.900%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $100
12 - 24
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.740%
$5,000
60 - 60
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
8.490%
$0
36 - 36
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
13.700%
$2,500 - $5,000
36 - 36
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Loan
8.890%
$0
America First Federal Credit Union
America First Federal Credit Union
Personal Loan
12.990%
$0
12
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Department of Commerce Federal Credit Union Information

Credit Union Name: Department of Commerce Federal Credit Union
Full Time Employees: 111
Part Time Employees: 0
President: Brian Digiacomo
CEO: Patrick Collins
Branch Locations: 3
ATM Locations: 2
Corporate Office Address:
1401 Constitution Ave NW Rm B 0038A
Washington, DC 20230 0001
Phone Number: 202-808-3600
Fax Number: 202-482-4317

Department of Commerce Federal Credit Union Financials

Total Assets:
851,811,861
Total Amount of Shares and Deposits:
771,819,768
Total Shares and Deposits < 1 Year:
301,570,265
Total Shares and Deposits 1 3 Years:
148,764,185
Total Shares and Deposits > 3 Years:
321,485,318
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
107,022,813
Total Uninsured Shares and Deposits > $250K (F+J):
110,827,594
Total Insured Shares and Deposits > $250K (item 17 less item K):
660,992,174
Total Interest Expense (Sum of items 6 8):
14,521,573
Share Certificates:
8,070
Number of Accounts for Share Drafts:
12,163
IRA KEOGH Accounts:
2,212
Number of Accounts for Regular Shares:
33,347
Non Member Deposits:
1
Money Market Shares:
1,816
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
42,307,324
Total Liabilities:
801,283,380
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Department of Commerce Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Payday Alternative Loans (PAL loans) (FCU Only):
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
payment:
No
Are low cost wire transfers available?:
No
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA

Explore Other Rate Deals

Northwest Hills Credit Union, based in Torrington, Connecticut, is advertising several different savings rates and money market rates. Share Savings rates include Club Savings rates, IRA Savings rates and HSA savings rates. Northwest Hills Credit Union is also advertising money market account rates with tiered interest rates.
Mortgage rates are mixed this week over last but will head lower the next several days thanks to lower Treasury yields. 10 year Treasury yields plummeted on Friday on a weak employment report and are now back below 3.00%. 30 year conforming mortgage rates are averaging 4.59%, up from last week's average mortgage rate of 4.55%. 30 year rates will head back down towards the 4.40% range this week.
NewDominion Bank 6 Month CD rates are now at 0.30 percent with a yield of 0.30 percent. View current 6 Month CD rates at NewDominion Bank below.

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Department of Commerce Federal Credit Union Reviews

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