|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 CoastLife Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 22, 2026
CoastLife Credit Union's 6 Month CD rates are at 3.95%, 15 Month CD rates are at 3.85%, 24 Month IRA CD rates are at 3.82%, 12 Month CD rates are at 3.80%, 24 Month CD rates are at 3.50%. CoastLife Credit Union's savings rates are at 0.25%. CoastLife Credit Union's Personal Loan Rates are as low as 9.99%. MonitorBankRates evaluates the financial stability of CoastLife Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.42%. Rates last updated and verified on 09/22/2026. CoastLife Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CoastLife Credit Union? Share your experience about CoastLife Credit Union by leaving a review below, or read customer reviews before you decide to use CoastLife Credit Union. CoastLife Credit Union
Administration Building 6810 Saratoga Blvd
https://www.coastlifecu.com Corpus Christi, TX 78414 
CoastLife Credit Union CD Rates
CoastLife Credit Union Savings Rates
CoastLife Credit Union Checking Rates
CoastLife Credit Union Home Equity & HELOC
CoastLife Credit Union Auto Loan Rates
CoastLife Credit Union RV, Boat and Powersport Loan Rates
CoastLife Credit Union Personal Loan Rates
CoastLife Credit Union Other Rates
Financial Health HistoryCoastLife Credit Union’s Texas Ratio fell from 6.49% in Q2 2023 to 5.42% in Q1 2026, so its financial health has improved over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for CoastLife Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather CoastLife Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with CoastLife Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
CoastLife Credit Union
Website
https://www.coastlifecu.com
Address
6810 Saratoga Blvd,
Corpus Christi, TX 78414
Phone
361-985-6810
Fax
361-986-0636
President
Lynda De Leon
CEO
Gina Prince-Bryant
Full-Time Employees
131
Part-Time Employees
12
Branch Locations
9
ATM Locations
4
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.42%
Return on Assets (ROA)
0.1072%
Return on Equity (ROE)
0.9243%
Non-Performing Loans Ratio (NPL)
0.99%
Total Assets
517,471,947
Total Amount of Shares and Deposits
458,063,963
Total Shares and Deposits < 1 Year
445,871,162
Total Shares and Deposits 1 3 Years
12,192,802
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
74,912,889
Total Uninsured Shares and Deposits > $250K (F+J)
74,912,889
Total Insured Shares and Deposits > $250K (item 17 less item K)
383,151,074
Total Interest Expense (Sum of items 6 8)
1,954,987
Share Certificates
2,991
Number of Accounts for Share Drafts
22,791
IRA KEOGH Accounts
500
Number of Accounts for Regular Shares
37,792
All other shares
161
Money Market Shares
1,443
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
59,421,826
Total Liabilities
462,006,485
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for CoastLife Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for CoastLife Credit Union
Frequently Asked Questions About CoastLife Credit UnionHow many branches does CoastLife Credit Union operate?CoastLife Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join CoastLife Credit Union?Yes, to access services at CoastLife Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, CoastLife Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, CoastLife Credit Union provides members with tools to manage their accounts and build a solid financial history. Does CoastLife Credit Union offer online and mobile banking?Most modern institutions like CoastLife Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.coastlifecu.com. Current CoastLife Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Kemba Credit Union
Long Island Alliance Federal Credit Union
IRCO Community Federal Credit Union
Create Credit Union
Port of Hampton Roads ILA Federal Credit Union
City & County Credit Union
DuPont Community Credit Union
Morton Lane Federal Credit Union
Dubuque Postal Employees Credit Union
LITHIUM
Palisades Federal Credit Union
The Peoples Federal Credit Union
Library Of Congress Federal Credit Union
Illinois Valley Credit Union
Tuscaloosa VA Federal Credit Union
Central Jersey Federal Credit Union
Brewer Federal Credit Union
Holley Credit Union
Maternity BVM Credit Union
Avista Corp Credit Union
HCSEFCU
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
