ELLIS COUNTY TEACHERS AND EMPLOYEES Rates and Review January 2026
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Brian McKay
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Compare ELLIS COUNTY TEACHERS AND EMPLOYEES CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of ELLIS COUNTY TEACHERS AND EMPLOYEES savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityELLIS COUNTY TEACHERS AND EMPLOYEES money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at ELLIS COUNTY TEACHERS AND EMPLOYEES? Share your experience about ELLIS COUNTY TEACHERS AND EMPLOYEES by leaving a review below, or read customer reviews before you decide to use ELLIS COUNTY TEACHERS AND EMPLOYEES. Overall, ELLIS COUNTY TEACHERS AND EMPLOYEES is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Mechanics & Farmers Bank Ellis County Teachers and Employees Federal Credit Union 61 NORTHGATE DR WAXAHACHIE, TX 75165 1433  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonVISA Credit Card
11.900%
No annual fee
CLASSIC REWARDS VISA
18.000%
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
Show More
The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Signature Loan
10.250% - 17.950%
$0
1 - 36
Signature (Unsecured) Loan
11.040%
$0
1 - 24
Personal Loan Rates
5.740%
$0
1 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have ELLIS COUNTY TEACHERS AND EMPLOYEES rate data right now. Credit Union Profile & OverviewCredit Union Name: ELLIS COUNTY TEACHERS AND EMPLOYEES
Website: http://ectefcu.net
Full Time Employees: 3Part Time Employees: 0 President: MIKE TURNER CEO: LISA POPE Branch Locations: 2 ATM Locations: 0 Corporate Office Address:
61 NORTHGATE DR
WAXAHACHIE, TX 75165 1433 Phone Number: 972-937-4560 Fax Number: 972-937-4589 FinancialsTotal Assets:
17,871,500
Total Amount of Shares and Deposits:
14,348,704
Total Shares and Deposits < 1 Year:
14,348,704
Total Insured Shares and Deposits > $250K (item 17 less item K):
14,348,704
Total Interest Expense (Sum of items 6 8):
214,745
Share Certificates:
98
Number of Accounts for Regular Shares:
2,281
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,858,943
Total Liabilities:
14,384,909
Show More
Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About ELLIS COUNTY TEACHERS AND EMPLOYEESIs a member application needed to join ELLIS COUNTY TEACHERS AND EMPLOYEES?Yes, to access services at ELLIS COUNTY TEACHERS AND EMPLOYEES, a member application is required. Is there a first-time homebuyer program?Currently, ELLIS COUNTY TEACHERS AND EMPLOYEES provides a range of mortgage and home equity products. Is ELLIS COUNTY TEACHERS AND EMPLOYEES a safe place to deposit money?Yes, ELLIS COUNTY TEACHERS AND EMPLOYEES is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does ELLIS COUNTY TEACHERS AND EMPLOYEES offer online and mobile banking?Most modern institutions like ELLIS COUNTY TEACHERS AND EMPLOYEES provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.35%, 6-month CD rates at 3.70% and 3-month CD rates at 0.05%. Savings rates are at 0.05% and money market rates are at 0.40%. Mortgage rates on 30-year fixed loans are around 5.96%. Credit Card rates are at 17.20%. Personal Loan rates are at 12.00%. All these rates, and more, can be found in our database of rates which you can compare to 
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