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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Best Financial Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
Best Financial Credit Union's 12 Month Super Kids CDs of Deposit (CDs) rates are at 5.00%, 36 Month CDs of Deposit (CDs) rates are at 3.75%, IRA CDs 36 Month rates are at 3.75%, 12 Month CDs of Deposit (CDs) rates are at 3.50%, 24 Month CDs of Deposit (CDs) rates are at 3.50%. Best Financial Credit Union's savings rates are at 0.15%. Best Financial Credit Union's money market rates are at 0.15%. Best Financial Credit Union's Personal Loan Rates are at 7.99%. MonitorBankRates evaluates the financial stability of Best Financial Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.56%. Rates were last updated on 04/19/2026. Best Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Best Financial Credit Union? Share your experience about Best Financial Credit Union by leaving a review below, or read customer reviews before you decide to use Best Financial Credit Union. Best Financial Credit Union
Best Financial Credit Union 1888 E Sherman Blvd
https://www.bestfinancialcu.org Muskegon, MI 49444 1822 
Best Financial Credit Union CD Rates
Best Financial Credit Union Savings Rates
Best Financial Credit Union Money Market Rates
Best Financial Credit Union Auto Loan Rates
Best Financial Credit Union Credit Card Rates
Best Financial Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Best Financial Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Best Financial Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Best Financial Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Best Financial Credit Union
Website
https://www.bestfinancialcu.org
Address
1888 E Sherman Blvd,
Muskegon, MI 49444 1822
Phone
231-733-1329
Fax
231-737-1425
President
Shontaye Witcher
CEO
Morgan Rescorla
Full-Time Employees
43
Part-Time Employees
2
Branch Locations
2
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.56%
Return on Assets (ROA)
0.1579%
Return on Equity (ROE)
0.9734%
Non-Performing Loans Ratio (NPL)
0.79%
Total Assets
141,760,783
Total Amount of Shares and Deposits
117,702,337
Total Shares and Deposits < 1 Year
113,134,164
Total Shares and Deposits 1 3 Years
1,975,748
Total Shares and Deposits > 3 Years
2,592,425
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,781,695
Total Uninsured Shares and Deposits > $250K (F+J)
2,781,695
Total Insured Shares and Deposits > $250K (item 17 less item K)
114,920,642
Total Interest Expense (Sum of items 6 8)
1,468,321
Share Certificates
784
Number of Accounts for Share Drafts
7,653
IRA KEOGH Accounts
144
Number of Accounts for Regular Shares
19,858
Money Market Shares
391
Net Income (unless the amount is already included in Undivided Earnings)
223,803
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
7,793,994
Total Liabilities
118,682,978
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Best Financial Credit UnionIs Best Financial Credit Union a safe place to deposit money?Yes, Best Financial Credit Union is considered a safe financial institution. With a Texas Ratio of 3.559262099319%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Best Financial Credit Union operate?Best Financial Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Best Financial Credit Union?Yes, to access services at Best Financial Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Best Financial Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Best Financial Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Best Financial Credit Union offer online and mobile banking?Most modern institutions like Best Financial Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bestfinancialcu.org. Current Best Financial Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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