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 United States Senate Federal Credit Union Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 28, 2026
United States Senate Federal Credit Union's 60 month rates are at 2.79%, 48 month rates are at 2.74%, 60 month - less than rates are at 2.74%, 36 month rates are at 2.69%, 48 month - less than rates are at 2.69%. United States Senate Federal Credit Union's savings rates are at 0.05%. United States Senate Federal Credit Union's money market rates are at 0.40%. United States Senate Federal Credit Union's Personal Loan Rates are at 7.74%. United States Senate Federal Credit Union's Credit Card Rates are at 11.75%. MonitorBankRates evaluates the financial stability of United States Senate Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 12.55%. Rates last updated and verified on 08/28/2026. United States Senate Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at United States Senate Federal Credit Union? Share your experience about United States Senate Federal Credit Union by leaving a review below, or read customer reviews before you decide to use United States Senate Federal Credit Union. United States Senate Federal Credit Union
Bertie Bowman Building 1310 Braddock Pl
https://www.ussfcu.org Alexandria, VA 22314 1691 
United States Senate Federal Credit Union CD Rates
United States Senate Federal Credit Union Savings Rates
United States Senate Federal Credit Union Money Market Rates
United States Senate Federal Credit Union Checking Rates
United States Senate Federal Credit Union Home Equity & HELOC
United States Senate Federal Credit Union Auto Loan Rates
United States Senate Federal Credit Union Credit Card Rates
United States Senate Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for United States Senate Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather United States Senate Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with United States Senate Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
United States Senate Federal Credit Union
Website
https://www.ussfcu.org
Address
1310 Braddock Pl,
Alexandria, VA 22314 1691
Phone
703-329-8466
Fax
703-329-4955
President
James Moore
CEO
Timothy Anderson
Full-Time Employees
162
Part-Time Employees
0
Branch Locations
4
ATM Locations
4
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (94/100)
Texas Ratio
12.55%
Return on Assets (ROA)
0.1712%
Return on Equity (ROE)
2.1888%
Non-Performing Loans Ratio (NPL)
1.43%
Total Assets
1,501,466,372
Total Amount of Shares and Deposits
1,381,038,526
Total Shares and Deposits < 1 Year
786,517,903
Total Shares and Deposits 1 3 Years
349,044,120
Total Shares and Deposits > 3 Years
245,476,502
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
154,439,977
Total Uninsured Shares and Deposits > $250K (F+J)
154,439,977
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,226,598,549
Total Interest Expense (Sum of items 6 8)
30,103,563
Share Certificates
8,124
Number of Accounts for Share Drafts
26,379
IRA KEOGH Accounts
2,880
Number of Accounts for Regular Shares
53,814
Money Market Shares
5,956
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
228,803,930
Total Liabilities
1,390,129,765
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
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Frequently Asked Questions About United States Senate Federal Credit UnionHow many branches does United States Senate Federal Credit Union operate?United States Senate Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join United States Senate Federal Credit Union?Yes, to access services at United States Senate Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, United States Senate Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, United States Senate Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does United States Senate Federal Credit Union offer online and mobile banking?Most modern institutions like United States Senate Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ussfcu.org. Current United States Senate Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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