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Enfield Community Federal Credit Union Rates and Review January 2026

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Enfield Community Federal Credit Union12-month CD rates can be found at 1.65%, 6-month CD rates at 0.10% and 3-month CD rates at 0.20%. Savings rates are at 0.50% and money market rates are at 1.41%. Mortgage rates on 30-year fixed loans are around 5.97%. Credit Card rates are at 15.04%. Personal Loan rates are at 9.99%. All these rates, and more, can be found in our database of rates which you can compare to Enfield Community Federal Credit Union rates.

Compare Enfield Community Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Enfield Community Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Enfield Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Enfield Community Federal Credit Union? Share your experience about Enfield Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Enfield Community Federal Credit Union.

Overall, Enfield Community Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Enfield Community Federal Credit Union
Enfield Community FCU
11 Cranbrook Blvd
Enfield, CT 06082
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
Savings
4.20%
$1
18-Month CD
4.01%
$500
12-Month CD (Jumbo)
3.80%
$250,000
18-Month CD
3.75%
$500
12-Month CD
3.45%
$500
12-Month CD
3.44%
$500
48-Month CD
3.30%
$500
36-Month CD
3.28%
$1,000
12-Month CD
3.24%
$500
24-Month CD
3.17%
$500
18-Month CD
3.12%
$500
24-Month CD
3.03%
$1,000
18-Month CD
3.03%
$1,000
36-Month CD
3.00%
$500
24-Month CD
3.00%
$1,000
48-Month CD
2.80%
$500
24-Month CD
2.53%
$500
30-Month CD
2.27%
$1,000
36-Month CD
2.25%
$5,000
18-Month CD
2.05%
$1,000
60-Month CD
2.02%
$2,500
48-Month CD
2.00%
$2,500
12-Month CD
2.00%
$1,000
24-Month CD
1.53%
$500
6-Month CD
1.52%
$2,500
Cendara + Checking
1.51%
$5,000
48-Month CD
1.30%
$500
Insured Money Market
1.25%
$100,000
12-Month CD
1.00%
$500
12-Month CD
0.60%
$1,000
60-Month CD
0.50%
$500
48-Month CD
0.50%
$500
Statement Savings
0.50%
$50
Kasasa Savings
0.50%
$100
24-Month CD
0.50%
$5,000
3-Month CD
0.50%
$1,000
12-Month CD
0.50%
$1,000
36-Month CD
0.40%
$1,000
12-Month CD
0.35%
$2,000
24-Month CD
0.35%
$1,000
Statement Savings
0.30%
$250
36-Month CD
0.30%
$100
Statement Money Market
0.25%
$1,000
24-Month CD
0.25%
$1,000
Savings
0.16%
$50
6-Month CD
0.15%
$1,000
Interest Checking
0.15%
$0
Checking
0.10%
$0
Business Interest Checking
0.05%
$5,000
Checking
0.01%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.875%
5.931%
0.000
15 Year Fixed
5.250%
5.306%
0.000
5.625%
5.850%
0.000
5.375%
5.860%
0.000
15-Year Fixed Bi-weekly
5.375%
5.508%
0.000
30-Year Fixed
6.000%
6.097%
0.500
6.500%
6.218%
0.000
5.750%
6.309%
0.000
20-Year Fixed
6.625%
6.626%
0.000
5.625%
5.643%
0.000
15-Year Fixed
5.375%
5.560%
0.000
5.875%
6.010%
0.000
5.625%
5.846%
0.000
5.250%
5.633%
0.000
15-Year Fixed (Jumbo)
5.500%
5.591%
0.000
5.500%
5.612%
0.750
5.750%
5.801%
0.000
5.375%
5.953%
0.000
6.000%
6.141%
0.000
5.500%
5.556%
0.000
30-Year Fixed
6.000%
6.090%
0.000
5.750%
5.827%
0.000
30-Year Fixed (Jumbo)
6.125%
6.161%
0.261
15-Year Fixed
5.625%
5.750%
0.000
5.500%
5.705%
0.000
6.125%
6.185%
0.000
4.875%
5.010%
0.000
15-Year Fixed
5.500%
5.684%
0.000
5.125%
6.002%
0.000
5.625%
5.787%
0.000
6.000%
6.113%
0.000
6.000%
6.174%
0.000
5.875%
6.420%
0.000
30-Year Fixed Jumbo
6.500%
6.553%
0.000
30-Year Fixed Jumbo
6.250%
6.261%
0.000
15 Year Fixed
5.750%
6.062%
0.000
5.625%
6.000%
0.000
15-Year Fixed
5.750%
5.845%
0.000
15-Year Fixed
5.680%
5.964%
0.000
15-Year Fixed
4.625%
4.990%
2.000
5.750%
5.856%
0.000
30-Year Fixed
6.000%
6.031%
0.000
15-Year Fixed
5.125%
5.174%
0.000
10-Year Fixed
5.500%
5.630%
0.000
5.500%
6.059%
0.000
5.750%
5.880%
0.000
15 Year Fixed Jumbo
5.250%
5.290%
0.000
5.125%
5.331%
1.000
30-Year Fixed
6.125%
6.192%
0.125
5.250%
6.580%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
9.990%
Credit Line $500-$7,000
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
Prime Platinum Visa Credit Card
11.500%
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Business Select Credit Card Mastercard
18.000%
Visa Crimson Card
13.240%
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Member First VISA
15.040%
No balance transfer fees or annual fees.
Platinum Visa
15.350%
13.240%
Visa Platinum Clarity
15.990%
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
Visa Business Rewards Card
15.240%
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Academic VISA® Classic
15.400%
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
16.490% - 17.990%
Security Service Power Rewards MasterCard
18.000%
Visa Platinum Credit Card
8.500%
As low as 8.50%
18.000%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
11.500%
$0
48 - 48
13.700%
$2,500 - $5,000
36 - 36
Credit Starter Loan
16.250%
$0
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
Personal Loan Rates
5.740%
$0
1 - 36
Signature (Unsecured) Loan
11.040%
$0
1 - 24
10.490%
$0
60 - 60
Consolidation Loans
13.060%
$0
1 - 36
New Signature Loans
8.990%
$0
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
8.500%
$0 - $6,000
42
Debt Consolidation
13.990%
$0
1 - 72
8.950%
$0
1 - 60
Unsecured (Signature) Loan
11.000%
$0 - $500
Refinanced Signature Loans
18.000%
$0
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
Debt Consolidation Loan
9.000%
$0
108
9.990%
$0
1 - 60
8.890%
$0
Personal Line of Credit
16.240%
$0
60
Personal Loan
11.000%
$0
1 - 12
Personal Loans
11.000%
$0
37 - 60
10.000%
$0
1 - 36
8.990%
$0
36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Enfield Community Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Enfield Community Federal Credit Union
Full Time Employees: 8
Part Time Employees: 1
President: Mark Zirolli
CEO: Nicholas Major
Branch Locations: 1
ATM Locations: 1
Corporate Office Address:
11 Cranbrook Blvd
Enfield, CT 06082
Phone Number: 860-253-5100
Fax Number: 860-253-5103

Financials

Total Assets:
44,290,036
Total Amount of Shares and Deposits:
40,166,837
Total Shares and Deposits < 1 Year:
39,960,687
Total Shares and Deposits 1 3 Years:
107,149
Total Shares and Deposits > 3 Years:
99,002
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
322,615
Total Uninsured Shares and Deposits > $250K (F+J):
322,615
Total Insured Shares and Deposits > $250K (item 17 less item K):
39,844,222
Total Interest Expense (Sum of items 6 8):
187,382
Share Certificates:
228
Number of Accounts for Share Drafts:
1,754
IRA KEOGH Accounts:
66
Number of Accounts for Regular Shares:
4,343
Money Market Shares:
67
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,912,445
Total Liabilities:
40,282,305
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Enfield Community Federal Credit Union

Is a member application needed to join Enfield Community Federal Credit Union?

Yes, to access services at Enfield Community Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Enfield Community Federal Credit Union provides a range of mortgage and home equity products.

Is Enfield Community Federal Credit Union a safe place to deposit money?

Yes, Enfield Community Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Enfield Community Federal Credit Union offer online and mobile banking?

Most modern institutions like Enfield Community Federal Credit Union provide digital access including online balance checks and transfers.

Current Enfield Community Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions