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 Enfield Community Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 17, 2026
Enfield Community Federal Credit Union's 12 Month CD rates are at 3.30%, 12 Month CD IRA rates are at 3.30%, 6 Month CD rates are at 3.04%, 6 Month CD IRA rates are at 3.04%, 18 Month CD rates are at 2.02%. Enfield Community Federal Credit Union's money market rates are at 0.20%. MonitorBankRates evaluates the financial stability of Enfield Community Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.68%. Rates were last updated on 04/17/2026. Enfield Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Enfield Community Federal Credit Union? Share your experience about Enfield Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Enfield Community Federal Credit Union. Enfield Community Federal Credit Union
Enfield Community FCU 11 Cranbrook Blvd
https://www.enfieldcommunityfcu.org Enfield, CT 06082 
Enfield Community Federal Credit Union CD Rates
Enfield Community Federal Credit Union Savings Rates
Enfield Community Federal Credit Union Money Market Rates
Enfield Community Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Enfield Community Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Enfield Community Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Enfield Community Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Enfield Community Federal Credit Union
Address
11 Cranbrook Blvd,
Enfield, CT 06082
Phone
860-253-5100
Fax
860-253-5103
President
Mark Zirolli
CEO
Nicholas Major
Full-Time Employees
8
Part-Time Employees
1
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.68%
Return on Assets (ROA)
0.6359%
Return on Equity (ROE)
7.0277%
Non-Performing Loans Ratio (NPL)
0.16%
Total Assets
44,290,036
Total Amount of Shares and Deposits
40,166,837
Total Shares and Deposits < 1 Year
39,960,687
Total Shares and Deposits 1 3 Years
107,149
Total Shares and Deposits > 3 Years
99,002
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
322,615
Total Uninsured Shares and Deposits > $250K (F+J)
322,615
Total Insured Shares and Deposits > $250K (item 17 less item K)
39,844,222
Total Interest Expense (Sum of items 6 8)
187,382
Share Certificates
228
Number of Accounts for Share Drafts
1,754
IRA KEOGH Accounts
66
Number of Accounts for Regular Shares
4,343
Money Market Shares
67
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,912,445
Total Liabilities
40,282,305
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Enfield Community Federal Credit UnionIs Enfield Community Federal Credit Union a safe place to deposit money?Yes, Enfield Community Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.68058460011413%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Enfield Community Federal Credit Union operate?Enfield Community Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Enfield Community Federal Credit Union?Yes, to access services at Enfield Community Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Enfield Community Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Enfield Community Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Enfield Community Federal Credit Union offer online and mobile banking?Most modern institutions like Enfield Community Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.enfieldcommunityfcu.org. Current Enfield Community Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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