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MPD Community Credit Union Rates & Review September 2026

MPD Community Credit Union's Child Super Saver (12 month) rates are at 3.39%, CD Dividends 6 Month rates are at 3.34%, CD Dividends 9 Month rates are at 3.34%, CD Dividends 12 Month rates are at 3.29%, CD Dividends 18 Month rates are at 3.19%. MPD Community Credit Union's savings rates are at 0.05%. MPD Community Credit Union's money market rates are at 1.00%. MPD Community Credit Union's Personal Loan Rates are as low as 7.50%. MPD Community Credit Union's Credit Card Rates are at 6.90%. MonitorBankRates evaluates the financial stability of MPD Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.95%. Rates last updated and verified on 09/22/2026.

MPD Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at MPD Community Credit Union? Share your experience about MPD Community Credit Union by leaving a review below, or read customer reviews before you decide to use MPD Community Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.95%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
MPD Community Credit Union
MPDCCU
2711 Old Lebanon Pike
Nashville, TN 37214
https://www.mpdcu.org
Member NCUA

MPD Community Credit Union CD Rates

Product Rate APY Term View More
Child Super Saver (12 month) - 3.39% 12 Months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.95%
Share Certificate Dividends 6 Month - 3.34% 6 Month
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.95%
Share Certificate Dividends 9 Month - 3.34% 9 Month
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.95%
Share Certificate Dividends 12 Month - 3.29% 12 Month
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.95%
Share Certificate Dividends 18 Month - 3.19% 18 Month
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.95%
Share Certificate Dividends 24 Month - 3.03% 24 Month
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.95%
Share Certificate Dividends 3 Month - 3.03% 3 Month
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.95%
Share Certificate Dividends 36 Month - 3.03% 36 Month
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.95%
Share Certificate Dividends 48 Month - 3.03% 48 Month
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.95%
Share Certificate Dividends 60 Month - 3.03% 60 Month
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.95%
Super Saver's (0-13 Years of Age) - 0.35%
Min Balance $5
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.95%

MPD Community Credit Union Savings Rates

Product Rate APY View More
Money Market Savings - 1.40%
Min Balance $80,001
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.95%
Money Market Savings - 1.30%
Min Balance $50,001
Details Balance: $50,001.00 to $80,000.00
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.95%
Money Market Savings - 1.15%
Min Balance $20,001
Details Balance: $20,001.00 to $50,000.00
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.95%
Money Market Savings - 1.00%
Min Balance $1,500
Details Balance: $1,500.00 to $20,000.00
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.95%
Super Saver's (0-13 Years of Age) - 0.35%
Min Balance $5
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.95%
Savings - 0.15%
Min Balance $200
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.95%
Christmas Club - 0.05%
Min Balance $5
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.95%
Special Savings - 0.05%
Min Balance $200
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.95%

MPD Community Credit Union Money Market Rates

Product Rate APY View More
Money Market Savings - 1.40%
Min Balance $80,001
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.95%
Money Market Savings - 1.30%
Min Balance $50,001
Details Balance: $50,001.00 to $80,000.00
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.95%
Money Market Savings - 1.15%
Min Balance $20,001
Details Balance: $20,001.00 to $50,000.00
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.95%
Money Market Savings - 1.00%
Min Balance $1,500
Details Balance: $1,500.00 to $20,000.00
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.95%

MPD Community Credit Union Checking Rates

Product Rate APY View More
Money Market Checking - 1.00%
Min Balance $5,000
Details Balance: $5,000.00 to $50,000.00
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.95%
Money Market Checking - 1.00%
Min Balance $50,001
Details Balance: $50,001.00 and above
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.95%

MPD Community Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Vehicle Loans - - 4.29%
Details As Low As
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.95%

MPD Community Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Motorcycle Loans - 6.50%
Details As Low As
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.95%
Recreational Loans - 7.00%
Details As Low As
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.95%

MPD Community Credit Union Credit Card Rates

Product Rate APR View More
Visa Secured Credit Card - 6.90%
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.95%
Visa Classic Credit Card - 7.90%
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.95%

MPD Community Credit Union Personal Loan Rates

Product APR Term View More
Personal Loans 7.50%
Details As Low As
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.95%

MPD Community Credit Union Other Rates

Product Rate Points APY/APR Term View More
IRA-Accumulative - - 2.00%
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.95%

Financial Health History

MPD Community Credit Union’s Texas Ratio rose from 0.41% in Q2 2023 to 2.95% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.8% 2.0★ 3.7% 3.0★ 5.5% 4.0★ 7.3% 5.0★ Healthy zone – entire history below the 15% limit 0.41% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 2.95% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$40M2.95%5.0A+
December 31, 2025$39M5.43%5.0A+
September 30, 2025$38M5.37%5.0A+
June 30, 2025$38M3.50%5.0A+
March 31, 2025$37M0.69%5.0A+
December 31, 2024$37M0.84%5.0A+
September 30, 2024$37M0.44%5.0A+
June 30, 2024$37M1.76%5.0A+
March 31, 2024$37M0.04%5.0A+
December 31, 2023$36M3.20%5.0A+
September 30, 2023$37M1.24%5.0A+
June 30, 2023$36M0.41%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for MPD Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather MPD Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with MPD Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name MPD Community Credit Union
Address 2711 Old Lebanon Pike, Nashville, TN 37214
Phone 615-782-7220
Fax 615-782-7209
President Keith Sutherland
CEO Stephanie Mason
Full-Time Employees 10
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.95%
Return on Assets (ROA)
0.2824%
Return on Equity (ROE)
2.4928%
Non-Performing Loans Ratio (NPL)
0.60%
Total Assets
40,286,810
Total Amount of Shares and Deposits
35,566,038
Total Shares and Deposits < 1 Year
35,334,034
Total Shares and Deposits 1 3 Years
154,304
Total Shares and Deposits > 3 Years
77,700
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,532,856
Total Uninsured Shares and Deposits > $250K (F+J)
1,532,856
Total Insured Shares and Deposits > $250K (item 17 less item K)
34,033,182
Total Interest Expense (Sum of items 6 8)
74,890
Share Certificates
137
Number of Accounts for Share Drafts
1,717
IRA KEOGH Accounts
60
Number of Accounts for Regular Shares
3,211
Money Market Shares
110
Net Income (unless the amount is already included in Undivided Earnings)
113,756
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
7,069,485
Total Liabilities
35,723,349
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

MPD Community Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
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       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About MPD Community Credit Union

How many branches does MPD Community Credit Union operate?

MPD Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join MPD Community Credit Union?

Yes, to access services at MPD Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, MPD Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, MPD Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does MPD Community Credit Union offer online and mobile banking?

Most modern institutions like MPD Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mpdcu.org.

Current MPD Community Credit Union Rates

  • 12-Month CD3.29%
  • 18-Month CD3.19%
  • 24-Month CD3.03%
  • 60-Month CD3.03%
  • Savings0.05%
  • MMA1.00%
Retrieved from our database of financial products. Rates subject to change.