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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 MTC Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
MTC Federal Credit Union's IRA Plus CDs 12 rates are at 3.55%, 12 CDs Plus rates are at 3.55%, IRA Plus CDs 18 rates are at 3.44%, 18 CDs Plus rates are at 3.44%, 12 Month CD rates are at 3.34%. MTC Federal Credit Union's savings rates are at 0.05%. MTC Federal Credit Union's money market rates are at 1.00%. MTC Federal Credit Union's Personal Loan Rates are at 8.95%. MonitorBankRates evaluates the financial stability of MTC Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.35%. Rates were last updated on 04/18/2026. MTC Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at MTC Federal Credit Union? Share your experience about MTC Federal Credit Union by leaving a review below, or read customer reviews before you decide to use MTC Federal Credit Union. MTC Federal Credit Union
Brookfield 201 Brookfield Pkwy
https://www.mtcfederal.com Greenville, SC 29607 5744 
MTC Federal Credit Union CD Rates
MTC Federal Credit Union Savings Rates
MTC Federal Credit Union Money Market Rates
MTC Federal Credit Union Checking Rates
MTC Federal Credit Union Auto Loan Rates
MTC Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for MTC Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather MTC Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with MTC Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
MTC Federal Credit Union
Website
https://www.mtcfederal.com
Address
201 Brookfield Pkwy,
Greenville, SC 29607 5744
Phone
864-908-3400
Fax
President
Michael Hanna
CEO
William Love
Full-Time Employees
87
Part-Time Employees
3
Branch Locations
9
ATM Locations
10
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.35%
Return on Assets (ROA)
0.1959%
Return on Equity (ROE)
1.4195%
Non-Performing Loans Ratio (NPL)
1.14%
Total Assets
277,737,146
Total Amount of Shares and Deposits
234,477,570
Total Shares and Deposits < 1 Year
219,138,399
Total Shares and Deposits 1 3 Years
13,987,691
Total Shares and Deposits > 3 Years
1,351,480
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
11,782,662
Total Uninsured Shares and Deposits > $250K (F+J)
11,782,662
Total Insured Shares and Deposits > $250K (item 17 less item K)
222,694,908
Total Interest Expense (Sum of items 6 8)
3,078,711
Share Certificates
1,411
Number of Accounts for Share Drafts
12,510
IRA KEOGH Accounts
283
Number of Accounts for Regular Shares
18,546
Money Market Shares
1,148
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
16,464,012
Total Liabilities
239,499,918
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About MTC Federal Credit UnionIs MTC Federal Credit Union a safe place to deposit money?Yes, MTC Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 5.3536250822662%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does MTC Federal Credit Union operate?MTC Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join MTC Federal Credit Union?Yes, to access services at MTC Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, MTC Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, MTC Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does MTC Federal Credit Union offer online and mobile banking?Most modern institutions like MTC Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mtcfederal.com. Current MTC Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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